Hyundai G80 Insurance Rates

The average insurance rates for a Hyundai G80 are $1,636 a year for full coverage. Comprehensive costs around $404, collision insurance costs $780, and liability insurance is estimated at $316. Buying just liability costs approximately $376 a year, and insurance for high-risk drivers costs around $3,550. Teenage drivers cost the most to insure at up to $5,792 a year.

Average premium for full coverage: $1,636

Policy rates for type of insurance:

Includes $500 deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for all G80 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than densely populated cities. The example below illustrates how your location can change auto insurance rates.

The examples above show why everyone should get quotes for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Hyundai G80 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $911
• Choosing higher $1,000 deductibles can save about $268 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,636
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $2,162
• High-risk insureds who are prone to accidents and violations could pay at least $3,550
• Policy cost that insures a teen driver for full coverage can be $5,792 each year

View Chart as Image

Insurance rates for a Hyundai G80 also range considerably based on the model of your G80, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,900 to $2,600 extra every year, depending on your age. Hyundai G80 insurance for high-risk drivers ranges anywhere from 45% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $5,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Hyundai G80 insurance rates. A good driver about age 40 could pay as low as $1,080 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,330 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $800 each year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $285 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Hyundai G80 Insurance

Finding cheaper rates on Hyundai G80 insurance takes not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare prices every couple of years by getting quotes from direct carriers, and also from several local insurance agents.

The following is a recap of the material that was illustrated above.

• Drivers who may need higher liability limits will pay an extra $350 each year to raise limits from a 30/60 limit to the 250/500 level
• Teens pay higher rates, costing up to $483 each month if full coverage is included
• High-risk drivers that have major violations or accidents pay on average $1,910 more every year for G80 insurance
• Increasing comprehensive and collision deductibles can save approximately $800 each year