Jaguar XE Insurance Rates

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UPDATED: Apr 29, 2024

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Estimated insurance rates for a Jaguar XE are $1,464 a year with full coverage. Comprehensive costs an estimated $298 each year, collision insurance costs $548, and liability costs around $460. A policy with only liability insurance costs as low as $510 a year, and a high-risk policy costs around $3,178. Teenage drivers pay the most at up to $5,512 a year.

Average premium for full coverage: $1,464

Premium estimates broken down by type of coverage:

Comprehensive $298
Collision $548
Liability $460

Includes $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and XE models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Jaguar XE range from the low end price of $510 for liability-only coverage to a high rate of $3,178 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,464
High Risk $3,178

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than densely populated cities. The graphic below illustrates how location impacts insurance prices.

Rural Areas $1,098
Small Cities $1,537
Large Cities $1,976

These rate differences demonstrate why all drivers should compare prices for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Jaguar XE insurance rates for other coverage scenarios.

  • The best discount rate is $838
  • Using higher $1,000 deductibles will save approximately $192 annually
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,464
  • Using low deductibles for physical damage coverage bumps up the cost to $1,836
  • Drivers who are prone to accidents and violations could pay up to $3,178
  • An auto insurance policy that insures a teen driver can cost as much as $5,512 or more

View Chart as Image

Jaguar XE insurance cost comparison chart
Column chart showing Jaguar XE insurance rates range from $838 to $5,512 for full coverage

Car insurance prices for a Jaguar XE also have a wide range based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,700 to $2,400 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $5,500 a year. View Rates by Age

Where you choose to live has a huge impact on Jaguar XE insurance prices. A driver around age 40 might see prices as low as $1,050 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,980 on average in New York, Michigan, and Florida.

Jaguar XE Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,324 -$140 -9.6%
Alaska $1,122 -$342 -23.4%
Arizona $1,216 -$248 -16.9%
Arkansas $1,464 -$0 0.0%
California $1,668 $204 13.9%
Colorado $1,398 -$66 -4.5%
Connecticut $1,504 $40 2.7%
Delaware $1,656 $192 13.1%
Florida $1,830 $366 25.0%
Georgia $1,350 -$114 -7.8%
Hawaii $1,052 -$412 -28.1%
Idaho $992 -$472 -32.2%
Illinois $1,090 -$374 -25.5%
Indiana $1,100 -$364 -24.9%
Iowa $988 -$476 -32.5%
Kansas $1,390 -$74 -5.1%
Kentucky $1,998 $534 36.5%
Louisiana $2,164 $700 47.8%
Maine $904 -$560 -38.3%
Maryland $1,208 -$256 -17.5%
Massachusetts $1,172 -$292 -19.9%
Michigan $2,544 $1,080 73.8%
Minnesota $1,226 -$238 -16.3%
Mississippi $1,752 $288 19.7%
Missouri $1,298 -$166 -11.3%
Montana $1,572 $108 7.4%
Nebraska $1,154 -$310 -21.2%
Nevada $1,754 $290 19.8%
New Hampshire $1,054 -$410 -28.0%
New Jersey $1,636 $172 11.7%
New Mexico $1,298 -$166 -11.3%
New York $1,542 $78 5.3%
North Carolina $844 -$620 -42.3%
North Dakota $1,198 -$266 -18.2%
Ohio $1,012 -$452 -30.9%
Oklahoma $1,504 $40 2.7%
Oregon $1,340 -$124 -8.5%
Pennsylvania $1,396 -$68 -4.6%
Rhode Island $1,954 $490 33.5%
South Carolina $1,326 -$138 -9.4%
South Dakota $1,236 -$228 -15.6%
Tennessee $1,282 -$182 -12.4%
Texas $1,764 $300 20.5%
Utah $1,084 -$380 -26.0%
Vermont $1,002 -$462 -31.6%
Virginia $876 -$588 -40.2%
Washington $1,132 -$332 -22.7%
West Virginia $1,340 -$124 -8.5%
Wisconsin $1,014 -$450 -30.7%
Wyoming $1,306 -$158 -10.8%

View Chart as Image

Jaguar XE insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $570 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Jaguar XE Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar XE $382 $774 $398 $1,712
2023 Jaguar XE $368 $756 $416 $1,698
2022 Jaguar XE $356 $724 $430 $1,668
2021 Jaguar XE $336 $698 $442 $1,634
2020 Jaguar XE $324 $648 $452 $1,582
2019 Jaguar XE $310 $610 $456 $1,534
2018 Jaguar XE $298 $548 $460 $1,464
2017 Jaguar XE $278 $504 $460 $1,400

Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Jaguar XE Insurance

Finding better rates on car insurance requires not taking risks behind the wheel, having a positive credit history, being claim-free, and possibly higher deductibles. Compare prices every time your policy renews by requesting quotes from direct companies, and also from insurance agencies where you live.

The following is a recap of the information touched on above.

  • You may be able to save approximately $180 per year just by quoting online in advance
  • Teens have the highest car insurance prices, possibly costing $459 per month if full coverage is purchased
  • Increasing policy deductibles can save approximately $575 each year
  • Higher risk drivers that have major violations or accidents could be forced to pay on average $1,710 more annually for XE insurance
  • Policyholders who want higher liability limits will pay an extra $510 every year to increase from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Jaguar XE Insurance Rates by Driver Age
Driver Age Premium
16 $5,512
20 $3,386
30 $1,524
40 $1,464
50 $1,338
60 $1,312

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XE Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,836
$250 $1,664
$500 $1,464
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XE Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,464
50/100 $1,556
100/300 $1,671
250/500 $1,970
100 CSL $1,602
300 CSL $1,855
500 CSL $2,039

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XE Insurance Rates for High Risk Drivers
Age Premium
16 $7,868
20 $5,398
30 $3,246
40 $3,178
50 $3,036
60 $3,010

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $207

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $108
5-yr Claim Free $96
Paid in Full/EFT $67
Advance Quote $73
Online Quote $104
Total Discounts $626
Rate after discounts $838

Discounts are estimated and may not be available from every company or in every state.

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