Jaguar XE Insurance Rates

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UPDATED: Apr 29, 2024

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The average insurance prices for a Jaguar XE are $1,464 every 12 months for full coverage insurance. Comprehensive costs around $298, collision insurance costs $548, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs around $3,178. Teenage drivers cost the most to insure at up to $5,512 a year.

Average premium for full coverage: $1,464

Policy rates for type of insurance:

Comprehensive $298
Collision $548
Liability $460

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for all XE models.

Price Range Variability

For an average driver, Jaguar XE insurance rates range from the cheapest price of $510 for liability-only coverage to the much higher price of $3,178 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,464
High Risk $3,178

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,098
Small Cities $1,537
Large Cities $1,976

The examples above illustrate why everyone should get quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Jaguar XE insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $838
  • Choosing higher $1,000 deductibles can save about $192 each year
  • The average price for a good driver age 40 using $500 deductibles is $1,464
  • Using pricier low deductibles for comp and collision coverage increases the price to $1,836
  • Higher-risk drivers who are prone to accidents and violations could pay at least $3,178
  • Policy cost to insure a 16-year-old driver for full coverage can be $5,512 each year

View Chart as Image

Jaguar XE insurance cost comparison chart
Column chart showing Jaguar XE insurance rates range from $838 to $5,512 for full coverage

Car insurance rates for a Jaguar XE also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Using high physical damage deductibles can save as much as $570 annually, whereas buying more liability protection will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $5,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,700 to $2,400 extra every year, depending on your age. Jaguar XE insurance for high-risk drivers ranges from 44% to 130% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Jaguar XE insurance prices. A good driver about age 40 could pay as low as $960 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,980 on average in Michigan, New York, and Florida.

Jaguar XE Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,324 -$140 -9.6%
Alaska $1,122 -$342 -23.4%
Arizona $1,216 -$248 -16.9%
Arkansas $1,464 -$0 0.0%
California $1,668 $204 13.9%
Colorado $1,398 -$66 -4.5%
Connecticut $1,504 $40 2.7%
Delaware $1,656 $192 13.1%
Florida $1,830 $366 25.0%
Georgia $1,350 -$114 -7.8%
Hawaii $1,052 -$412 -28.1%
Idaho $992 -$472 -32.2%
Illinois $1,090 -$374 -25.5%
Indiana $1,100 -$364 -24.9%
Iowa $988 -$476 -32.5%
Kansas $1,390 -$74 -5.1%
Kentucky $1,998 $534 36.5%
Louisiana $2,164 $700 47.8%
Maine $904 -$560 -38.3%
Maryland $1,208 -$256 -17.5%
Massachusetts $1,172 -$292 -19.9%
Michigan $2,544 $1,080 73.8%
Minnesota $1,226 -$238 -16.3%
Mississippi $1,752 $288 19.7%
Missouri $1,298 -$166 -11.3%
Montana $1,572 $108 7.4%
Nebraska $1,154 -$310 -21.2%
Nevada $1,754 $290 19.8%
New Hampshire $1,054 -$410 -28.0%
New Jersey $1,636 $172 11.7%
New Mexico $1,298 -$166 -11.3%
New York $1,542 $78 5.3%
North Carolina $844 -$620 -42.3%
North Dakota $1,198 -$266 -18.2%
Ohio $1,012 -$452 -30.9%
Oklahoma $1,504 $40 2.7%
Oregon $1,340 -$124 -8.5%
Pennsylvania $1,396 -$68 -4.6%
Rhode Island $1,954 $490 33.5%
South Carolina $1,326 -$138 -9.4%
South Dakota $1,236 -$228 -15.6%
Tennessee $1,282 -$182 -12.4%
Texas $1,764 $300 20.5%
Utah $1,084 -$380 -26.0%
Vermont $1,002 -$462 -31.6%
Virginia $876 -$588 -40.2%
Washington $1,132 -$332 -22.7%
West Virginia $1,340 -$124 -8.5%
Wisconsin $1,014 -$450 -30.7%
Wyoming $1,306 -$158 -10.8%

View Chart as Image

Jaguar XE insurance rates by U.S. city
Jaguar XE Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar XE $382 $774 $398 $1,712
2023 Jaguar XE $368 $756 $416 $1,698
2022 Jaguar XE $356 $724 $430 $1,668
2021 Jaguar XE $336 $698 $442 $1,634
2020 Jaguar XE $324 $648 $452 $1,582
2019 Jaguar XE $310 $610 $456 $1,534
2018 Jaguar XE $298 $548 $460 $1,464
2017 Jaguar XE $278 $504 $460 $1,400

Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Jaguar XE Insurance

Finding cheaper rates on insurance for a Jaguar XE takes being a good driver, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Take the time to compare rates every time your policy renews by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a brief review of the information covered in the above illustrations.

  • It is possible to save up to $180 per year just by quoting online well ahead of the renewal date
  • Drivers age 16 to 20 are the costliest to insure, possibly costing $459 each month if the policy includes full coverage
  • Increasing comprehensive and collision deductibles could save as much as $575 each year
  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,710 more every year than a safer driver
  • Insureds who may need an increased level of liability coverage will pay an extra $510 annually to raise limits from a 30/60 limit to a 250/500 level

Rates by Driver Age

Jaguar XE Insurance Rates by Driver Age
Driver Age Premium
16 $5,512
20 $3,386
30 $1,524
40 $1,464
50 $1,338
60 $1,312

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XE Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,836
$250 $1,664
$500 $1,464
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XE Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,464
50/100 $1,556
100/300 $1,671
250/500 $1,970
100 CSL $1,602
300 CSL $1,855
500 CSL $2,039

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XE Insurance Rates for High Risk Drivers
Age Premium
16 $7,868
20 $5,398
30 $3,246
40 $3,178
50 $3,036
60 $3,010

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $207

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $108
5-yr Claim Free $96
Paid in Full/EFT $67
Advance Quote $73
Online Quote $104
Total Discounts $626
Rate after discounts $838

Discounts are estimated and may not be available from every company or in every state.

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