Jaguar XE Insurance Rates

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UPDATED: Apr 29, 2024

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U.S. average auto insurance rates for a Jaguar XE are $1,464 annually for full coverage. Comprehensive insurance costs approximately $298, collision insurance costs $548, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs $3,178 or more. 16-year-old drivers pay the highest rates at up to $5,512 a year.

Average premium for full coverage: $1,464

Price estimates by individual coverage:

Comprehensive $298
Collision $548
Liability $460

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for all XE models.

Price Range from Low to High

For a driver around age 40, Jaguar XE insurance prices range from as cheap as $510 for just the minimum liability insurance to the much higher price of $3,178 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,464
High Risk $3,178

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural locations have fewer accident claims than congested cities. The example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,098
Small Cities $1,537
Large Cities $1,976

The ranges above show why everyone should compare prices using their specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Jaguar XE insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $838
  • Using higher $1,000 deductibles will save $192 a year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,464
  • Buying pricier low deductibles for physical damage coverage costs an additional $372 annually
  • High-risk insureds with multiple tickets or accidents could pay around $3,178
  • The price with full coverage for a 16-year-old driver for full coverage can cost $5,512 or more

View Chart as Image

Jaguar XE insurance cost comparison chart
Column chart showing Jaguar XE insurance prices range from $838 to $5,512 for full coverage

Car insurance prices for a Jaguar XE are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,400 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $5,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,700 to $2,400 extra each year, depending on your age. Jaguar XE insurance for high-risk drivers can be from 44% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $570 annually, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Jaguar XE insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Iowa, Maine, and Idaho, or at least $2,090 on average in New York, Louisiana, and Michigan.

Jaguar XE Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,324 -$140 -9.6%
Alaska $1,122 -$342 -23.4%
Arizona $1,216 -$248 -16.9%
Arkansas $1,464 -$0 0.0%
California $1,668 $204 13.9%
Colorado $1,398 -$66 -4.5%
Connecticut $1,504 $40 2.7%
Delaware $1,656 $192 13.1%
Florida $1,830 $366 25.0%
Georgia $1,350 -$114 -7.8%
Hawaii $1,052 -$412 -28.1%
Idaho $992 -$472 -32.2%
Illinois $1,090 -$374 -25.5%
Indiana $1,100 -$364 -24.9%
Iowa $988 -$476 -32.5%
Kansas $1,390 -$74 -5.1%
Kentucky $1,998 $534 36.5%
Louisiana $2,164 $700 47.8%
Maine $904 -$560 -38.3%
Maryland $1,208 -$256 -17.5%
Massachusetts $1,172 -$292 -19.9%
Michigan $2,544 $1,080 73.8%
Minnesota $1,226 -$238 -16.3%
Mississippi $1,752 $288 19.7%
Missouri $1,298 -$166 -11.3%
Montana $1,572 $108 7.4%
Nebraska $1,154 -$310 -21.2%
Nevada $1,754 $290 19.8%
New Hampshire $1,054 -$410 -28.0%
New Jersey $1,636 $172 11.7%
New Mexico $1,298 -$166 -11.3%
New York $1,542 $78 5.3%
North Carolina $844 -$620 -42.3%
North Dakota $1,198 -$266 -18.2%
Ohio $1,012 -$452 -30.9%
Oklahoma $1,504 $40 2.7%
Oregon $1,340 -$124 -8.5%
Pennsylvania $1,396 -$68 -4.6%
Rhode Island $1,954 $490 33.5%
South Carolina $1,326 -$138 -9.4%
South Dakota $1,236 -$228 -15.6%
Tennessee $1,282 -$182 -12.4%
Texas $1,764 $300 20.5%
Utah $1,084 -$380 -26.0%
Vermont $1,002 -$462 -31.6%
Virginia $876 -$588 -40.2%
Washington $1,132 -$332 -22.7%
West Virginia $1,340 -$124 -8.5%
Wisconsin $1,014 -$450 -30.7%
Wyoming $1,306 -$158 -10.8%

View Chart as Image

Jaguar XE insurance rates by U.S. city
Jaguar XE Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar XE $382 $774 $398 $1,712
2023 Jaguar XE $368 $756 $416 $1,698
2022 Jaguar XE $356 $724 $430 $1,668
2021 Jaguar XE $336 $698 $442 $1,634
2020 Jaguar XE $324 $648 $452 $1,582
2019 Jaguar XE $310 $610 $456 $1,534
2018 Jaguar XE $298 $548 $460 $1,464
2017 Jaguar XE $278 $504 $460 $1,400

Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Jaguar XE Insurance

Getting lower rates on insurance for a Jaguar XE requires avoiding accidents and claims, having a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Set aside time to compare rates every year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a summary of the coverage data covered above.

  • Drivers can save around $180 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save up to $575 each year
  • Drivers under the age of 20 pay the highest auto insurance prices, with premiums as much as $459 a month if comprehensive and collision insurance is included
  • Drivers considered higher risk who have multiple accidents or major violations pay on average $1,710 more per year to insure a Jaguar XE

Rates by Driver Age

Jaguar XE Insurance Rates by Driver Age
Driver Age Premium
16 $5,512
20 $3,386
30 $1,524
40 $1,464
50 $1,338
60 $1,312

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XE Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,836
$250 $1,664
$500 $1,464
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XE Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,464
50/100 $1,556
100/300 $1,671
250/500 $1,970
100 CSL $1,602
300 CSL $1,855
500 CSL $2,039

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XE Insurance Rates for High Risk Drivers
Age Premium
16 $7,868
20 $5,398
30 $3,246
40 $3,178
50 $3,036
60 $3,010

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $207

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $108
5-yr Claim Free $96
Paid in Full/EFT $67
Advance Quote $73
Online Quote $104
Total Discounts $626
Rate after discounts $838

Discounts are estimated and may not be available from every company or in every state.

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