Jaguar XE Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance rates for a Jaguar XE are $1,534 a year for full coverage. Comprehensive insurance costs on average $310 a year, collision insurance costs $610, and liability coverage is estimated at $456. A policy with just liability insurance costs approximately $508 a year, and coverage for high-risk drivers costs $3,346 or more. Teens pay the highest rates at up to $5,758 a year.
Average premium for full coverage: $1,534
Price estimates by individual coverage:
Full coverage includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and XE trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Jaguar XE insurance prices range from the low end price of $508 for basic liability insurance to a high of $3,346 for a driver that may need high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on car insurance rates. Rural areas have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how where you live affects car insurance rates.
The ranges above show why it is important to get quotes based on a specific location, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Jaguar XE insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $869
- Choosing higher $1,000 deductibles can save around $1,326 a year
- The estimated price for the average middle-age driver with $500 deductibles is $1,534
- Selecting low $100 deductibles for comp and collision coverage will cost an additional $410 each year
- Drivers with serious driving violations could pay upwards of $3,346
- The price that insures a teenage driver may cost $5,758 each year
Insurance prices for a Jaguar XE are also quite variable based on the trim level of your XE, how you drive, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you could be paying at a minimum $1,800 to $2,500 extra each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 131% more than the average policy. View High Risk Driver Rates
Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $5,700 a year. View Rates by Age
The state you live in plays a big part in determining prices for Jaguar XE insurance rates. A good driver about age 40 could pay as low as $1,010 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,190 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,388 | -$146 | -9.5% |
| Alaska | $1,178 | -$356 | -23.2% |
| Arizona | $1,274 | -$260 | -16.9% |
| Arkansas | $1,534 | -$0 | 0.0% |
| California | $1,750 | $216 | 14.1% |
| Colorado | $1,468 | -$66 | -4.3% |
| Connecticut | $1,580 | $46 | 3.0% |
| Delaware | $1,738 | $204 | 13.3% |
| Florida | $1,922 | $388 | 25.3% |
| Georgia | $1,416 | -$118 | -7.7% |
| Hawaii | $1,104 | -$430 | -28.0% |
| Idaho | $1,038 | -$496 | -32.3% |
| Illinois | $1,146 | -$388 | -25.3% |
| Indiana | $1,156 | -$378 | -24.6% |
| Iowa | $1,036 | -$498 | -32.5% |
| Kansas | $1,458 | -$76 | -5.0% |
| Kentucky | $2,096 | $562 | 36.6% |
| Louisiana | $2,272 | $738 | 48.1% |
| Maine | $948 | -$586 | -38.2% |
| Maryland | $1,266 | -$268 | -17.5% |
| Massachusetts | $1,228 | -$306 | -19.9% |
| Michigan | $2,668 | $1,134 | 73.9% |
| Minnesota | $1,286 | -$248 | -16.2% |
| Mississippi | $1,840 | $306 | 19.9% |
| Missouri | $1,362 | -$172 | -11.2% |
| Montana | $1,650 | $116 | 7.6% |
| Nebraska | $1,210 | -$324 | -21.1% |
| Nevada | $1,840 | $306 | 19.9% |
| New Hampshire | $1,106 | -$428 | -27.9% |
| New Jersey | $1,716 | $182 | 11.9% |
| New Mexico | $1,360 | -$174 | -11.3% |
| New York | $1,618 | $84 | 5.5% |
| North Carolina | $884 | -$650 | -42.4% |
| North Dakota | $1,256 | -$278 | -18.1% |
| Ohio | $1,060 | -$474 | -30.9% |
| Oklahoma | $1,576 | $42 | 2.7% |
| Oregon | $1,406 | -$128 | -8.3% |
| Pennsylvania | $1,464 | -$70 | -4.6% |
| Rhode Island | $2,048 | $514 | 33.5% |
| South Carolina | $1,392 | -$142 | -9.3% |
| South Dakota | $1,296 | -$238 | -15.5% |
| Tennessee | $1,344 | -$190 | -12.4% |
| Texas | $1,850 | $316 | 20.6% |
| Utah | $1,138 | -$396 | -25.8% |
| Vermont | $1,052 | -$482 | -31.4% |
| Virginia | $920 | -$614 | -40.0% |
| Washington | $1,188 | -$346 | -22.6% |
| West Virginia | $1,406 | -$128 | -8.3% |
| Wisconsin | $1,062 | -$472 | -30.8% |
| Wyoming | $1,368 | -$166 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $620 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jaguar XE | $398 | $780 | $390 | $1,726 |
| 2023 Jaguar XE | $382 | $774 | $398 | $1,712 |
| 2022 Jaguar XE | $368 | $756 | $416 | $1,698 |
| 2021 Jaguar XE | $356 | $724 | $430 | $1,668 |
| 2020 Jaguar XE | $336 | $698 | $442 | $1,634 |
| 2019 Jaguar XE | $324 | $648 | $452 | $1,582 |
| 2018 Jaguar XE | $310 | $610 | $456 | $1,534 |
| 2017 Jaguar XE | $298 | $548 | $460 | $1,464 |
Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Jaguar XE Insurance
Getting lower rates on auto insurance takes avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Compare rates once a year by getting price quotes from direct carriers, and also from local exclusive and independent agents.
The list below is a summary of the data that was touched on in the above illustrations.
- Drivers can save as much as $190 per year just by quoting early and online
- Consumers who require higher liability limits will pay approximately $500 each year to raise limits from a low limit to the 250/500 level
- Teenagers pay the highest prices, with premiums as much as $480 a month if full coverage is included
- Drivers who have multiple accidents or major violations may pay on average $1,810 more each year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,758 |
| 20 | $3,568 |
| 30 | $1,602 |
| 40 | $1,534 |
| 50 | $1,402 |
| 60 | $1,376 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,944 |
| $250 | $1,754 |
| $500 | $1,534 |
| $1,000 | $1,326 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,534 |
| 50/100 | $1,625 |
| 100/300 | $1,739 |
| 250/500 | $2,036 |
| 100 CSL | $1,671 |
| 300 CSL | $1,922 |
| 500 CSL | $2,104 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,234 |
| 20 | $5,690 |
| 30 | $3,418 |
| 40 | $3,346 |
| 50 | $3,194 |
| 60 | $3,168 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $83 |
| Multi-vehicle | $82 |
| Homeowner | $23 |
| 5-yr Accident Free | $116 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $72 |
| Advance Quote | $78 |
| Online Quote | $110 |
| Total Discounts | $665 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
