Jaguar XE Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance prices for a Jaguar XE are $1,464 every 12 months including full coverage. Comprehensive insurance costs approximately $298, collision costs $548, and liability costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing $3,178 or more. 16-year-old drivers cost the most to insure at $5,512 a year or more.
Average premium for full coverage: $1,464
Policy rates by type of insurance:
Estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all XE models.
Price Range Variability
For the normal driver, Jaguar XE insurance rates go from the cheapest price of $510 for just liability insurance to the much higher price of $3,178 for high-risk insurance.
Urban vs. Rural Price Range
Where you live can have significant affects on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than congested cities.
The example below illustrates how geographic area affects auto insurance prices.
The examples above highlight why everyone should compare prices using their specific location and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Jaguar XE insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $838
- Using higher $1,000 deductibles will save $192 every year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,464
- Buying pricier low deductibles for physical damage coverage costs an extra $372 every year
- Drivers with multiple tickets or accidents could pay around $3,178 or more
- Policy cost to insure a teen driver for full coverage can cost $5,512 or more
Car insurance rates for a Jaguar XE also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your XE.
Opting for high physical damage deductibles could cut rates by as much as $570 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged in the ballpark of $5,500 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,400 extra every year, depending on your age. Jaguar XE insurance for high-risk drivers can be as much as 44% to 130% more than the average rate. View High Risk Driver Rates
Your home state has a huge impact on Jaguar XE insurance prices. A driver around age 40 might see rates as low as $1,120 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,090 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,324 | -$140 | -9.6% |
| Alaska | $1,122 | -$342 | -23.4% |
| Arizona | $1,216 | -$248 | -16.9% |
| Arkansas | $1,464 | -$0 | 0.0% |
| California | $1,668 | $204 | 13.9% |
| Colorado | $1,398 | -$66 | -4.5% |
| Connecticut | $1,504 | $40 | 2.7% |
| Delaware | $1,656 | $192 | 13.1% |
| Florida | $1,830 | $366 | 25.0% |
| Georgia | $1,350 | -$114 | -7.8% |
| Hawaii | $1,052 | -$412 | -28.1% |
| Idaho | $992 | -$472 | -32.2% |
| Illinois | $1,090 | -$374 | -25.5% |
| Indiana | $1,100 | -$364 | -24.9% |
| Iowa | $988 | -$476 | -32.5% |
| Kansas | $1,390 | -$74 | -5.1% |
| Kentucky | $1,998 | $534 | 36.5% |
| Louisiana | $2,164 | $700 | 47.8% |
| Maine | $904 | -$560 | -38.3% |
| Maryland | $1,208 | -$256 | -17.5% |
| Massachusetts | $1,172 | -$292 | -19.9% |
| Michigan | $2,544 | $1,080 | 73.8% |
| Minnesota | $1,226 | -$238 | -16.3% |
| Mississippi | $1,752 | $288 | 19.7% |
| Missouri | $1,298 | -$166 | -11.3% |
| Montana | $1,572 | $108 | 7.4% |
| Nebraska | $1,154 | -$310 | -21.2% |
| Nevada | $1,754 | $290 | 19.8% |
| New Hampshire | $1,054 | -$410 | -28.0% |
| New Jersey | $1,636 | $172 | 11.7% |
| New Mexico | $1,298 | -$166 | -11.3% |
| New York | $1,542 | $78 | 5.3% |
| North Carolina | $844 | -$620 | -42.3% |
| North Dakota | $1,198 | -$266 | -18.2% |
| Ohio | $1,012 | -$452 | -30.9% |
| Oklahoma | $1,504 | $40 | 2.7% |
| Oregon | $1,340 | -$124 | -8.5% |
| Pennsylvania | $1,396 | -$68 | -4.6% |
| Rhode Island | $1,954 | $490 | 33.5% |
| South Carolina | $1,326 | -$138 | -9.4% |
| South Dakota | $1,236 | -$228 | -15.6% |
| Tennessee | $1,282 | -$182 | -12.4% |
| Texas | $1,764 | $300 | 20.5% |
| Utah | $1,084 | -$380 | -26.0% |
| Vermont | $1,002 | -$462 | -31.6% |
| Virginia | $876 | -$588 | -40.2% |
| Washington | $1,132 | -$332 | -22.7% |
| West Virginia | $1,340 | -$124 | -8.5% |
| Wisconsin | $1,014 | -$450 | -30.7% |
| Wyoming | $1,306 | -$158 | -10.8% |
Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see which company has the best rate. Each insurance company utilizes a different rate formula, so rate quotes will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jaguar XE | $382 | $774 | $398 | $1,712 |
| 2023 Jaguar XE | $368 | $756 | $416 | $1,698 |
| 2022 Jaguar XE | $356 | $724 | $430 | $1,668 |
| 2021 Jaguar XE | $336 | $698 | $442 | $1,634 |
| 2020 Jaguar XE | $324 | $648 | $452 | $1,582 |
| 2019 Jaguar XE | $310 | $610 | $456 | $1,534 |
| 2018 Jaguar XE | $298 | $548 | $460 | $1,464 |
| 2017 Jaguar XE | $278 | $504 | $460 | $1,400 |
Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Jaguar XE Insurance
Finding cheaper rates on car insurance requires being a good driver, maintaining a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Invest the time to compare rates every couple of years by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.
The following list is a review of the material that was presented in the illustrations above.
- Policyholders who purchase an increased level of liability coverage will pay around $510 per year to increase from a 30/60 limit to a 250/500 level
- Drivers age 16 to 20 pay the highest auto insurance rates, with premiums being up to $459 each month if the policy includes full coverage
- Higher risk drivers who have several accidents or serious violations could be charged and average of $1,710 more per year than a safer driver
- Increasing comprehensive and collision deductibles could save as much as $575 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,512 |
| 20 | $3,386 |
| 30 | $1,524 |
| 40 | $1,464 |
| 50 | $1,338 |
| 60 | $1,312 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,836 |
| $250 | $1,664 |
| $500 | $1,464 |
| $1,000 | $1,272 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,464 |
| 50/100 | $1,556 |
| 100/300 | $1,671 |
| 250/500 | $1,970 |
| 100 CSL | $1,602 |
| 300 CSL | $1,855 |
| 500 CSL | $2,039 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,868 |
| 20 | $5,398 |
| 30 | $3,246 |
| 40 | $3,178 |
| 50 | $3,036 |
| 60 | $3,010 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $78 |
| Homeowner | $22 |
| 5-yr Accident Free | $108 |
| 5-yr Claim Free | $96 |
| Paid in Full/EFT | $67 |
| Advance Quote | $73 |
| Online Quote | $104 |
| Total Discounts | $626 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
