Jaguar XE Insurance Rates
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UPDATED: Apr 29, 2024
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U.S. average auto insurance rates for a Jaguar XE are $1,582 annually including full coverage. Comprehensive costs around $324, collision insurance costs $648, and liability coverage is $452. Buying just liability costs around $504 a year, and insurance for high-risk drivers costs around $3,448. Teenage drivers pay the highest rates at up to $5,904 a year.
Average premium for full coverage: $1,582
Price estimates for individual coverage:
Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for different XE trim levels.
Price Range from Low to High
For an average driver, Jaguar XE insurance prices range from as cheap as $504 for minimum levels of liability insurance to a much higher rate of $3,448 for a high-risk driver policy.
Geographic Price Range
Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on auto insurance rates.
The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Jaguar XE insurance rates for additional coverage choices and driver risks.
- The best discount rate is $894
- Raising to $1,000 deductibles will save about $220 every year
- The estimated rate for the average middle-age driver using $500 deductibles is $1,582
- Using more expensive low deductibles will cost $2,014
- Unlucky drivers who are prone to accidents and violations could pay at least $3,448
- The price with full coverage for a teenage driver with full coverage can be $5,904
Insurance prices for a Jaguar XE are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.
An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,500 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,900 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying at least $1,900 to $2,600 additional each year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce prices by up to $660 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Jaguar XE insurance rates. A middle-age driver might find prices as low as $1,210 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,260 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,430 | -$152 | -9.6% |
| Alaska | $1,214 | -$368 | -23.3% |
| Arizona | $1,312 | -$270 | -17.1% |
| Arkansas | $1,582 | -$0 | 0.0% |
| California | $1,802 | $220 | 13.9% |
| Colorado | $1,512 | -$70 | -4.4% |
| Connecticut | $1,626 | $44 | 2.8% |
| Delaware | $1,790 | $208 | 13.1% |
| Florida | $1,978 | $396 | 25.0% |
| Georgia | $1,458 | -$124 | -7.8% |
| Hawaii | $1,136 | -$446 | -28.2% |
| Idaho | $1,072 | -$510 | -32.2% |
| Illinois | $1,180 | -$402 | -25.4% |
| Indiana | $1,190 | -$392 | -24.8% |
| Iowa | $1,066 | -$516 | -32.6% |
| Kansas | $1,504 | -$78 | -4.9% |
| Kentucky | $2,158 | $576 | 36.4% |
| Louisiana | $2,342 | $760 | 48.0% |
| Maine | $976 | -$606 | -38.3% |
| Maryland | $1,306 | -$276 | -17.4% |
| Massachusetts | $1,264 | -$318 | -20.1% |
| Michigan | $2,748 | $1,166 | 73.7% |
| Minnesota | $1,322 | -$260 | -16.4% |
| Mississippi | $1,894 | $312 | 19.7% |
| Missouri | $1,404 | -$178 | -11.3% |
| Montana | $1,698 | $116 | 7.3% |
| Nebraska | $1,246 | -$336 | -21.2% |
| Nevada | $1,898 | $316 | 20.0% |
| New Hampshire | $1,142 | -$440 | -27.8% |
| New Jersey | $1,768 | $186 | 11.8% |
| New Mexico | $1,400 | -$182 | -11.5% |
| New York | $1,664 | $82 | 5.2% |
| North Carolina | $912 | -$670 | -42.4% |
| North Dakota | $1,294 | -$288 | -18.2% |
| Ohio | $1,094 | -$488 | -30.8% |
| Oklahoma | $1,624 | $42 | 2.7% |
| Oregon | $1,448 | -$134 | -8.5% |
| Pennsylvania | $1,508 | -$74 | -4.7% |
| Rhode Island | $2,110 | $528 | 33.4% |
| South Carolina | $1,434 | -$148 | -9.4% |
| South Dakota | $1,336 | -$246 | -15.5% |
| Tennessee | $1,386 | -$196 | -12.4% |
| Texas | $1,906 | $324 | 20.5% |
| Utah | $1,172 | -$410 | -25.9% |
| Vermont | $1,084 | -$498 | -31.5% |
| Virginia | $946 | -$636 | -40.2% |
| Washington | $1,222 | -$360 | -22.8% |
| West Virginia | $1,448 | -$134 | -8.5% |
| Wisconsin | $1,094 | -$488 | -30.8% |
| Wyoming | $1,410 | -$172 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jaguar XE | $418 | $812 | $372 | $1,760 |
| 2023 Jaguar XE | $398 | $780 | $390 | $1,726 |
| 2022 Jaguar XE | $382 | $774 | $398 | $1,712 |
| 2021 Jaguar XE | $368 | $756 | $416 | $1,698 |
| 2020 Jaguar XE | $356 | $724 | $430 | $1,668 |
| 2019 Jaguar XE | $336 | $698 | $442 | $1,634 |
| 2018 Jaguar XE | $324 | $648 | $452 | $1,582 |
| 2017 Jaguar XE | $310 | $610 | $456 | $1,534 |
Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Jaguar XE Insurance
Getting lower rates on auto insurance consists of being safe and accident-free, having good credit, being claim-free, and deciding if full coverage is necessary. Take the time to compare rates every time your policy renews by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a brief review of the information covered in the above illustrations.
- You may be able to save up to $200 per year just by shopping early and online
- Youthful drivers are charged the highest prices, possibly costing $492 a month if they have full coverage
- Increasing physical damage deductibles could save up to $650 each year
- Drivers with DUI or reckless driving convictions may pay on average $1,870 more every year than a low-risk driver
- Consumers who may need more liability protection will pay an extra $500 per year to raise from a low limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,904 |
| 20 | $3,680 |
| 30 | $1,652 |
| 40 | $1,582 |
| 50 | $1,446 |
| 60 | $1,420 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,014 |
| $250 | $1,812 |
| $500 | $1,582 |
| $1,000 | $1,362 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,582 |
| 50/100 | $1,672 |
| 100/300 | $1,785 |
| 250/500 | $2,079 |
| 100 CSL | $1,718 |
| 300 CSL | $1,966 |
| 500 CSL | $2,147 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,452 |
| 20 | $5,870 |
| 30 | $3,526 |
| 40 | $3,448 |
| 50 | $3,294 |
| 60 | $3,266 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $85 |
| Homeowner | $23 |
| 5-yr Accident Free | $121 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $75 |
| Advance Quote | $81 |
| Online Quote | $114 |
| Total Discounts | $688 |
Discounts are estimated and may not be available from every company or in every state.
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