Jaguar XE Insurance Rates

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UPDATED: Apr 29, 2024

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Estimated insurance prices for a Jaguar XE are $1,534 every 12 months for full coverage insurance. Comprehensive costs an estimated $310, collision costs $610, and liability insurance costs around $456. A liability-only policy costs as low as $508 a year, with high-risk insurance costing around $3,346. Teen drivers pay the most at $5,758 a year or more.

Average premium for full coverage: $1,534

Premium estimates broken down by type of coverage:

Comprehensive $310
Collision $610
Liability $456

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for all XE models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Jaguar XE go from the cheapest price of $508 for liability-only coverage to the much higher price of $3,346 for high-risk insurance.

Liability Only $508
Full Coverage $1,534
High Risk $3,346

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than larger metro areas.

The example below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,151
Small Cities $1,611
Large Cities $2,071

These rate differences illustrate why everyone should compare prices for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates estimated Jaguar XE insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $869
  • Using higher $1,000 deductibles will save approximately $208 each year
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,534
  • Choosing pricier low deductibles for physical damage coverage increases the price to $1,944
  • Drivers with multiple violations and an at-fault accident could pay up to $3,346 or more
  • An auto insurance policy to insure a teen driver for full coverage can cost as much as $5,758 or more

View Chart as Image

Jaguar XE insurance cost comparison chart
Column chart showing full coverage Jaguar XE insurance rates range from $869 to $5,758

Auto insurance prices for a Jaguar XE also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $620 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $5,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,800 to $2,500 in extra premium annually, depending on your age. Jaguar XE insurance for high-risk drivers can be anywhere from 43% to 131% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Jaguar XE insurance rates. A driver around age 40 might see prices as low as $1,000 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,070 on average in Florida, New York, and Michigan.

Jaguar XE Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,388 -$146 -9.5%
Alaska $1,178 -$356 -23.2%
Arizona $1,274 -$260 -16.9%
Arkansas $1,534 -$0 0.0%
California $1,750 $216 14.1%
Colorado $1,468 -$66 -4.3%
Connecticut $1,580 $46 3.0%
Delaware $1,738 $204 13.3%
Florida $1,922 $388 25.3%
Georgia $1,416 -$118 -7.7%
Hawaii $1,104 -$430 -28.0%
Idaho $1,038 -$496 -32.3%
Illinois $1,146 -$388 -25.3%
Indiana $1,156 -$378 -24.6%
Iowa $1,036 -$498 -32.5%
Kansas $1,458 -$76 -5.0%
Kentucky $2,096 $562 36.6%
Louisiana $2,272 $738 48.1%
Maine $948 -$586 -38.2%
Maryland $1,266 -$268 -17.5%
Massachusetts $1,228 -$306 -19.9%
Michigan $2,668 $1,134 73.9%
Minnesota $1,286 -$248 -16.2%
Mississippi $1,840 $306 19.9%
Missouri $1,362 -$172 -11.2%
Montana $1,650 $116 7.6%
Nebraska $1,210 -$324 -21.1%
Nevada $1,840 $306 19.9%
New Hampshire $1,106 -$428 -27.9%
New Jersey $1,716 $182 11.9%
New Mexico $1,360 -$174 -11.3%
New York $1,618 $84 5.5%
North Carolina $884 -$650 -42.4%
North Dakota $1,256 -$278 -18.1%
Ohio $1,060 -$474 -30.9%
Oklahoma $1,576 $42 2.7%
Oregon $1,406 -$128 -8.3%
Pennsylvania $1,464 -$70 -4.6%
Rhode Island $2,048 $514 33.5%
South Carolina $1,392 -$142 -9.3%
South Dakota $1,296 -$238 -15.5%
Tennessee $1,344 -$190 -12.4%
Texas $1,850 $316 20.6%
Utah $1,138 -$396 -25.8%
Vermont $1,052 -$482 -31.4%
Virginia $920 -$614 -40.0%
Washington $1,188 -$346 -22.6%
West Virginia $1,406 -$128 -8.3%
Wisconsin $1,062 -$472 -30.8%
Wyoming $1,368 -$166 -10.8%

View Chart as Image

Jaguar XE insurance rates by U.S. city

With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices from as many companies as possible. Each insurance company uses a different rate calculation, and quoted prices will be substantially different.

Jaguar XE Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar XE $398 $780 $390 $1,726
2023 Jaguar XE $382 $774 $398 $1,712
2022 Jaguar XE $368 $756 $416 $1,698
2021 Jaguar XE $356 $724 $430 $1,668
2020 Jaguar XE $336 $698 $442 $1,634
2019 Jaguar XE $324 $648 $452 $1,582
2018 Jaguar XE $310 $610 $456 $1,534
2017 Jaguar XE $298 $548 $460 $1,464

Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Jaguar XE Insurance

Finding better rates on Jaguar XE insurance requires avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to compare rates every couple of years by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a condensed summary of the material that was covered in the above illustrations.

  • Drivers who want higher liability limits will pay about $500 annually to increase from 30/60 bodily injury limits to a 250/500 level
  • Teenagers are the costliest to insure, with premiums being up to $480 per month if comprehensive and collision insurance is included
  • High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,810 more annually for car insurance
  • Increasing policy deductibles could save as much as $625 each year

Rates by Driver Age

Jaguar XE Insurance Rates by Driver Age
Driver Age Premium
16 $5,758
20 $3,568
30 $1,602
40 $1,534
50 $1,402
60 $1,376

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XE Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,944
$250 $1,754
$500 $1,534
$1,000 $1,326

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XE Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,534
50/100 $1,625
100/300 $1,739
250/500 $2,036
100 CSL $1,671
300 CSL $1,922
500 CSL $2,104

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XE Insurance Rates for High Risk Drivers
Age Premium
16 $8,234
20 $5,690
30 $3,418
40 $3,346
50 $3,194
60 $3,168

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $82
Homeowner $23
5-yr Accident Free $116
5-yr Claim Free $101
Paid in Full/EFT $72
Advance Quote $78
Online Quote $110
Total Discounts $665
Rate after discounts $869

Discounts are estimated and may not be available from every company or in every state.

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