Jaguar XE Insurance Rates

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Estimated insurance rates for a Jaguar XE are $1,004 a year including full coverage. Comprehensive insurance costs around $172 a year, collision insurance costs $232, and liability insurance costs $442. Liability-only coverage costs as little as $496 a year, and high-risk coverage costs $2,158 or more. 16-year-old drivers pay the most at up to $4,012 a year.

Average premium for full coverage: $1,004

Premium estimates for type of coverage:

Comprehensive $172
Collision $232
Liability $442

Estimates include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and XE trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Jaguar XE range from as low as $496 for minimum levels of liability insurance to a high of $2,158 for high-risk insurance.

Liability Only $496
Full Coverage $1,004
High Risk $2,158

Insurance Price Range by Location

Your location has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities. The diagram below illustrates how location helps determine auto insurance rates.

Rural Areas $753
Small Cities $1,054
Large Cities $1,355

These rate differences highlight why it is important to compare rates for a specific zip code and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Jaguar XE insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $609
  • Drivers who choose higher $1,000 deductibles will pay about $912 every year
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,004
  • Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $174 a year
  • High risk drivers with multiple tickets or accidents could pay at least $2,158
  • An auto insurance policy for full coverage for a teen driver can be $4,012 a year

View Chart as Image

Jaguar XE insurance cost comparison chart
Column chart showing Jaguar XE insurance prices range from $609 to $4,012 for full coverage

Insurance prices for a Jaguar XE also have a wide range based on your driving characteristics, the model of your XE, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay as much as $4,000 a year. View Rates by Age

Where you choose to live makes a big difference in Jaguar XE insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,440 on average in Michigan, New York, and Louisiana.

Jaguar XE Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $908 -$96 -9.6%
Alaska $772 -$232 -23.1%
Arizona $836 -$168 -16.7%
Arkansas $1,004 -$0 0.0%
California $1,146 $142 14.1%
Colorado $960 -$44 -4.4%
Connecticut $1,034 $30 3.0%
Delaware $1,138 $134 13.3%
Florida $1,258 $254 25.3%
Georgia $928 -$76 -7.6%
Hawaii $724 -$280 -27.9%
Idaho $680 -$324 -32.3%
Illinois $750 -$254 -25.3%
Indiana $758 -$246 -24.5%
Iowa $678 -$326 -32.5%
Kansas $956 -$48 -4.8%
Kentucky $1,372 $368 36.7%
Louisiana $1,488 $484 48.2%
Maine $620 -$384 -38.2%
Maryland $830 -$174 -17.3%
Massachusetts $806 -$198 -19.7%
Michigan $1,746 $742 73.9%
Minnesota $840 -$164 -16.3%
Mississippi $1,204 $200 19.9%
Missouri $890 -$114 -11.4%
Montana $1,080 $76 7.6%
Nebraska $794 -$210 -20.9%
Nevada $1,206 $202 20.1%
New Hampshire $724 -$280 -27.9%
New Jersey $1,124 $120 12.0%
New Mexico $890 -$114 -11.4%
New York $1,060 $56 5.6%
North Carolina $578 -$426 -42.4%
North Dakota $822 -$182 -18.1%
Ohio $694 -$310 -30.9%
Oklahoma $1,034 $30 3.0%
Oregon $922 -$82 -8.2%
Pennsylvania $960 -$44 -4.4%
Rhode Island $1,340 $336 33.5%
South Carolina $910 -$94 -9.4%
South Dakota $848 -$156 -15.5%
Tennessee $882 -$122 -12.2%
Texas $1,210 $206 20.5%
Utah $744 -$260 -25.9%
Vermont $690 -$314 -31.3%
Virginia $602 -$402 -40.0%
Washington $778 -$226 -22.5%
West Virginia $922 -$82 -8.2%
Wisconsin $696 -$308 -30.7%
Wyoming $896 -$108 -10.8%

View Chart as Image

Jaguar XE insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $270 each year, while buying higher liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,200 to $1,700 extra annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 133% more than the average rate. View High Risk Driver Rates

Jaguar XE Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Jaguar XE Insurance

Finding better rates on Jaguar XE insurance not only requires being safe and accident-free, but also maintaining good credit, refrain from filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates every couple of years by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a review of the material that was covered in the charts and tables above.

  • Drivers who may need more liability protection will pay around $490 per year to go from 30/60 bodily injury limits to 250/500 limits
  • Youthful drivers pay higher prices, with the cost nearing $334 per month for full coverage
  • High-risk drivers who have several accidents or serious violations pay on average $1,150 more every year than a low-risk driver
  • Increasing policy deductibles can save around $275 each year

Rates by Driver Age

Jaguar XE Insurance Rates by Driver Age
Driver Age Premium
16 $4,012
20 $2,298
30 $1,026
40 $1,004
50 $924
60 $904

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XE Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,178
$250 $1,098
$500 $1,004
$1,000 $912

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XE Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,004
50/100 $1,092
100/300 $1,203
250/500 $1,490
100 CSL $1,137
300 CSL $1,380
500 CSL $1,557

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XE Insurance Rates for High Risk Drivers
Age Premium
16 $5,652
20 $3,658
30 $2,178
40 $2,158
50 $2,064
60 $2,044

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $133

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $53
Homeowner $17
5-yr Accident Free $62
5-yr Claim Free $63
Paid in Full/EFT $37
Advance Quote $44
Online Quote $68
Total Discounts $395
Rate after discounts $609

Discounts are estimated and may not be available from every company or in every state.

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