Jaguar XE Insurance Rates

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UPDATED: Apr 29, 2024

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U.S. average insurance rates for a Jaguar XE are $1,534 a year for full coverage insurance. Comprehensive insurance costs around $310 each year, collision costs $610, and liability costs around $456. A policy with just liability insurance costs as low as $508 a year, with coverage for high-risk drivers costing $3,346 or more. Teens pay the highest rates at $5,758 a year or more.

Average premium for full coverage: $1,534

Price estimates for individual coverage:

Comprehensive $310
Collision $610
Liability $456

Rates are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and XE models.

Price Range from Low to High

Using a 40-year-old driver as an example, Jaguar XE insurance prices go from the low end price of $508 for basic liability insurance to a high rate of $3,346 for a policy for a high-risk driver.

Liability Only $508
Full Coverage $1,534
High Risk $3,346

Geographic Price Range

Where you live can have significant affects on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,151
Small Cities $1,611
Large Cities $2,071

The ranges above illustrate why all drivers should compare prices for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates estimated Jaguar XE insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $869
  • Using higher $1,000 deductibles will save about $208 each year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,534
  • Selecting low deductibles for physical damage coverage will cost an additional $410 every year
  • Drivers with serious driving violations could pay at least $3,346 or more
  • The price that insures a teen driver can be $5,758 or more

View Chart as Image

Jaguar XE insurance cost comparison chart
Column chart showing full coverage Jaguar XE insurance prices range from $869 to $5,758

Insurance prices for a Jaguar XE are also quite variable based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,800 to $2,500 extra each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $5,700 a year. View Rates by Age

The state you live in has a huge impact on Jaguar XE insurance prices. A driver around age 40 might see prices as low as $1,000 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,070 on average in Michigan, New York, and Florida.

Jaguar XE Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,388 -$146 -9.5%
Alaska $1,178 -$356 -23.2%
Arizona $1,274 -$260 -16.9%
Arkansas $1,534 -$0 0.0%
California $1,750 $216 14.1%
Colorado $1,468 -$66 -4.3%
Connecticut $1,580 $46 3.0%
Delaware $1,738 $204 13.3%
Florida $1,922 $388 25.3%
Georgia $1,416 -$118 -7.7%
Hawaii $1,104 -$430 -28.0%
Idaho $1,038 -$496 -32.3%
Illinois $1,146 -$388 -25.3%
Indiana $1,156 -$378 -24.6%
Iowa $1,036 -$498 -32.5%
Kansas $1,458 -$76 -5.0%
Kentucky $2,096 $562 36.6%
Louisiana $2,272 $738 48.1%
Maine $948 -$586 -38.2%
Maryland $1,266 -$268 -17.5%
Massachusetts $1,228 -$306 -19.9%
Michigan $2,668 $1,134 73.9%
Minnesota $1,286 -$248 -16.2%
Mississippi $1,840 $306 19.9%
Missouri $1,362 -$172 -11.2%
Montana $1,650 $116 7.6%
Nebraska $1,210 -$324 -21.1%
Nevada $1,840 $306 19.9%
New Hampshire $1,106 -$428 -27.9%
New Jersey $1,716 $182 11.9%
New Mexico $1,360 -$174 -11.3%
New York $1,618 $84 5.5%
North Carolina $884 -$650 -42.4%
North Dakota $1,256 -$278 -18.1%
Ohio $1,060 -$474 -30.9%
Oklahoma $1,576 $42 2.7%
Oregon $1,406 -$128 -8.3%
Pennsylvania $1,464 -$70 -4.6%
Rhode Island $2,048 $514 33.5%
South Carolina $1,392 -$142 -9.3%
South Dakota $1,296 -$238 -15.5%
Tennessee $1,344 -$190 -12.4%
Texas $1,850 $316 20.6%
Utah $1,138 -$396 -25.8%
Vermont $1,052 -$482 -31.4%
Virginia $920 -$614 -40.0%
Washington $1,188 -$346 -22.6%
West Virginia $1,406 -$128 -8.3%
Wisconsin $1,062 -$472 -30.8%
Wyoming $1,368 -$166 -10.8%

View Chart as Image

Jaguar XE insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $620 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out your exact price is to do a rate comparison and see which company has the best price. Each insurance company calculates prices differently, so the prices may be quite different.

Jaguar XE Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar XE $398 $780 $390 $1,726
2023 Jaguar XE $382 $774 $398 $1,712
2022 Jaguar XE $368 $756 $416 $1,698
2021 Jaguar XE $356 $724 $430 $1,668
2020 Jaguar XE $336 $698 $442 $1,634
2019 Jaguar XE $324 $648 $452 $1,582
2018 Jaguar XE $310 $610 $456 $1,534
2017 Jaguar XE $298 $548 $460 $1,464

Rates are averaged for all Jaguar XE models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Jaguar XE Insurance

Getting lower rates on car insurance requires being a low-risk driver, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Compare rates every year by quoting rates from direct insurance companies, and also from insurance agencies where you live.

The items below are a quick review of the coverage data raised in the charts and tables above.

  • It is possible to save up to $190 per year simply by quoting online in advance
  • Increasing physical damage deductibles can save approximately $625 each year
  • Teen drivers pay higher prices, as much as $480 a month if full coverage is included
  • Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,810 more every year to insure their XE

Rates by Driver Age

Jaguar XE Insurance Rates by Driver Age
Driver Age Premium
16 $5,758
20 $3,568
30 $1,602
40 $1,534
50 $1,402
60 $1,376

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XE Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,944
$250 $1,754
$500 $1,534
$1,000 $1,326

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XE Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,534
50/100 $1,625
100/300 $1,739
250/500 $2,036
100 CSL $1,671
300 CSL $1,922
500 CSL $2,104

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XE Insurance Rates for High Risk Drivers
Age Premium
16 $8,234
20 $5,690
30 $3,418
40 $3,346
50 $3,194
60 $3,168

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $82
Homeowner $23
5-yr Accident Free $116
5-yr Claim Free $101
Paid in Full/EFT $72
Advance Quote $78
Online Quote $110
Total Discounts $665
Rate after discounts $869

Discounts are estimated and may not be available from every company or in every state.

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