Jaguar XK Insurance Rates

Estimated insurance rates for a Jaguar XK are $1,334 a year including full coverage. Comprehensive costs on average $270 a year, collision insurance costs $432, and liability is estimated at $474. A policy with only liability insurance costs approximately $522 a year, and a high-risk policy costs around $2,880. Teens pay the most at up to $5,080 a year.

Average premium for full coverage: $1,334

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and XK trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences highlight why it is important to get quotes based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Jaguar XK insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $777
• Choosing higher $1,000 deductibles can save around $1,174 every year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,334
• Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,640
• Unlucky drivers with serious driving violations could pay upwards of $2,880
• An auto insurance policy for full coverage for a teen driver may cost $5,080 each year

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Car insurance prices for a Jaguar XK also have a wide range based on your driving characteristics, the model of your XK, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged upwards of $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,900 on average in Michigan, New York, and Louisiana.

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Choosing higher comprehensive and collision insurance deductibles can save as much as $470 every year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 134% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jaguar XK Insurance

Finding better rates on car insurance takes being safe and accident-free, having above-average credit, refrain from filing small claims, and possibly raising deductibles. Set aside time to compare rates at least once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief review of the primary concepts that were covered above.

• You may be able to save as much as $160 per year just by quoting early and online
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,550 more each year than a low-risk driver
• Increasing policy deductibles can save around $475 each year
• Youthful drivers are expensive to insure, with the cost nearing $423 per month if full coverage is included