Jaguar XK Insurance Rates

U.S. average insurance rates for a Jaguar XK are $1,278 a year with full coverage. Comprehensive insurance costs approximately $254 each year, collision insurance costs $392, and liability coverage costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs $2,756 or more. Teens pay the highest rates at up to $4,902 a year.

Average premium for full coverage: $1,278

Price estimates by individual coverage:

Rates are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and XK models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. Rural locations have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance prices.

The ranges above demonstrate why all drivers should compare rates using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Jaguar XK insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $750
• Drivers who choose higher $1,000 deductibles will pay $146 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,278
• Selecting low deductibles for comprehensive and collision insurance will cost an additional $282 each year
• High-risk insureds with serious driving violations could pay around $2,756
• The price that insures a teenage driver can cost $4,902 a year

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,500 to $2,100 additional each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

The state you live in makes a big difference in Jaguar XK insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,730 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $430 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Jaguar XK Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare rates every time your policy renews by obtaining price quotes from direct companies, and also from local insurance agencies.

Below is a quick review of the information touched on above.

• You may be able to save around $150 per year just by quoting online in advance
• Teenage drivers are the costliest to insure, costing up to $409 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $425 each year
• Drivers with a DUI or reckless driving violation may have to pay on average $1,480 more per year for auto insurance
• Consumers who purchase higher levels of liability will pay approximately $520 every year to go from a low limit to the 250/500 level