Jaguar XK Insurance Rates

Estimated insurance rates for a Jaguar XK are $1,278 a year for full coverage insurance. Comprehensive insurance costs approximately $254 a year, collision costs $392, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,756 or more. Teen drivers pay the most at $4,902 a year or more.

Average premium for full coverage: $1,278

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and XK trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences illustrate why it is important to compare prices using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $750
• Using higher $1,000 deductibles will save $1,132 each year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,278
• Choosing low $100 deductibles for physical damage coverage will cost an extra $282 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,756 or more
• An auto insurance policy for full coverage for a teenage driver can cost $4,902 or more

View Chart as Image

Insurance prices for a Jaguar XK also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

Where you choose to live has a huge impact on Jaguar XK insurance rates. A driver around age 40 might see prices as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $430 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 additional annually, depending on your age. A high-risk auto insurance policy can be around 43% to 131% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Jaguar XK Insurance

Finding better rates on auto insurance requires being a good driver, having a good credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to compare rates at every policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a review of the data covered in the above illustrations.

• Consumers who purchase an increased level of liability coverage will pay about $520 annually to increase from 30/60 bodily injury limits to 250/500 limits
• It is possible to save around $150 per year simply by quoting early and online
• Increasing policy deductibles can save around $425 each year
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $409 per month including comprehensive and collision insurance