Jaguar XK Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 27, 2024
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Average insurance rates for a Jaguar XK are $1,334 a year for full coverage. Comprehensive insurance costs an estimated $270 each year, collision costs $432, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing $2,880 or more. 16-year-old drivers receive the highest rates at $5,080 a year or more.
Average premium for full coverage: $1,334
Rate estimates broken down by individual coverage type:
Rates are based on $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and XK models.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from as low as $522 for minimum levels of liability insurance to a high rate of $2,880 for a driver that may need high-risk insurance.
Price Range by Location
Your location can make a big difference on insurance rates. More rural locations tend to have a lower frequency of accident claims than congested cities.
The graphic below illustrates the difference between rural and urban areas on insurance prices.
These examples show why all drivers should compare rates for a targeted area and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Jaguar XK insurance rates for other coverage scenarios.
- The best full coverage rate is $777
- Drivers who choose higher $1,000 deductibles will pay approximately $160 a year
- The average rate for a 40-year-old driver who has $500 deductibles is $1,334
- Buying low deductibles for comprehensive and collision insurance will cost an extra $306 annually
- Drivers with multiple tickets or accidents could pay up to $2,880 or more
- The cost for full coverage for a 16-year-old driver can cost as much as $5,080 a year
Insurance rates for a Jaguar XK can also vary considerably based on your driver profile, the trim level of your XK, and liability limits and deductibles.
More mature drivers with no violations or accidents and high deductibles may pay as low as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $5,000 a year. View Rates by Age
Where you live makes a big difference in Jaguar XK insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Iowa, Maine, and Idaho, or at least $1,900 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,206 | -$128 | -9.6% |
| Alaska | $1,022 | -$312 | -23.4% |
| Arizona | $1,106 | -$228 | -17.1% |
| Arkansas | $1,334 | -$0 | 0.0% |
| California | $1,520 | $186 | 13.9% |
| Colorado | $1,274 | -$60 | -4.5% |
| Connecticut | $1,372 | $38 | 2.8% |
| Delaware | $1,510 | $176 | 13.2% |
| Florida | $1,668 | $334 | 25.0% |
| Georgia | $1,230 | -$104 | -7.8% |
| Hawaii | $958 | -$376 | -28.2% |
| Idaho | $902 | -$432 | -32.4% |
| Illinois | $994 | -$340 | -25.5% |
| Indiana | $1,004 | -$330 | -24.7% |
| Iowa | $900 | -$434 | -32.5% |
| Kansas | $1,268 | -$66 | -4.9% |
| Kentucky | $1,820 | $486 | 36.4% |
| Louisiana | $1,972 | $638 | 47.8% |
| Maine | $822 | -$512 | -38.4% |
| Maryland | $1,100 | -$234 | -17.5% |
| Massachusetts | $1,066 | -$268 | -20.1% |
| Michigan | $2,316 | $982 | 73.6% |
| Minnesota | $1,116 | -$218 | -16.3% |
| Mississippi | $1,596 | $262 | 19.6% |
| Missouri | $1,182 | -$152 | -11.4% |
| Montana | $1,432 | $98 | 7.3% |
| Nebraska | $1,052 | -$282 | -21.1% |
| Nevada | $1,600 | $266 | 19.9% |
| New Hampshire | $958 | -$376 | -28.2% |
| New Jersey | $1,490 | $156 | 11.7% |
| New Mexico | $1,182 | -$152 | -11.4% |
| New York | $1,404 | $70 | 5.2% |
| North Carolina | $768 | -$566 | -42.4% |
| North Dakota | $1,092 | -$242 | -18.1% |
| Ohio | $920 | -$414 | -31.0% |
| Oklahoma | $1,370 | $36 | 2.7% |
| Oregon | $1,222 | -$112 | -8.4% |
| Pennsylvania | $1,274 | -$60 | -4.5% |
| Rhode Island | $1,778 | $444 | 33.3% |
| South Carolina | $1,208 | -$126 | -9.4% |
| South Dakota | $1,126 | -$208 | -15.6% |
| Tennessee | $1,168 | -$166 | -12.4% |
| Texas | $1,608 | $274 | 20.5% |
| Utah | $988 | -$346 | -25.9% |
| Vermont | $912 | -$422 | -31.6% |
| Virginia | $798 | -$536 | -40.2% |
| Washington | $1,030 | -$304 | -22.8% |
| West Virginia | $1,222 | -$112 | -8.4% |
| Wisconsin | $924 | -$410 | -30.7% |
| Wyoming | $1,188 | -$146 | -10.9% |
Opting for high physical damage deductibles could save up to $470 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers can cost from 43% to 134% more than the average rate. View High Risk Driver Rates
With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XK Portfolio 2-Dr Coupe | $1,234 | $103 |
| Jaguar XK 2-Dr Coupe | $1,234 | $103 |
| Jaguar XK Portfolio 2-Dr Convertible | $1,328 | $111 |
| Jaguar XK 2-Dr Convertible | $1,328 | $111 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Jaguar XK | $330 | $598 | $464 | $1,550 |
| 2014 Jaguar XK | $322 | $560 | $474 | $1,514 |
| 2013 Jaguar XK | $298 | $520 | $474 | $1,450 |
| 2012 Jaguar XK | $290 | $472 | $478 | $1,398 |
| 2011 Jaguar XK | $270 | $432 | $474 | $1,334 |
| 2010 Jaguar XK | $254 | $392 | $474 | $1,278 |
Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Jaguar XK Insurance
Saving money on insurance for a Jaguar XK not only requires avoiding accidents and claims, but also having a good credit history, eliminating unneeded coverage, and maximizing policy discounts. Set aside time to compare rates once a year by getting quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.
The points below are a quick review of the data that was covered above.
- Drivers can save approximately $160 per year simply by quoting online in advance
- Insureds who want increased liability limits will pay around $520 each year to go from a minimum limit to 250/500 limits
- Drivers under the age of 20 are expensive to insure, costing as high as $423 per month including comprehensive and collision insurance
- Drivers considered higher risk with a DUI or reckless driving violation pay an average of $1,550 more annually to insure a Jaguar XK
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,080 |
| 20 | $3,056 |
| 30 | $1,380 |
| 40 | $1,334 |
| 50 | $1,218 |
| 60 | $1,194 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,640 |
| $250 | $1,498 |
| $500 | $1,334 |
| $1,000 | $1,174 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,334 |
| 50/100 | $1,423 |
| 100/300 | $1,541 |
| 250/500 | $1,849 |
| 100 CSL | $1,470 |
| 300 CSL | $1,731 |
| 500 CSL | $1,921 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,224 |
| 20 | $4,874 |
| 30 | $2,932 |
| 40 | $2,880 |
| 50 | $2,750 |
| 60 | $2,722 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $94 |
| Total Discounts | $557 |
Discounts are estimated and may not be available from every company or in every state.
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