Jaguar XK Insurance Rates

The average insurance prices for a Jaguar XK are $1,334 every 12 months for full coverage. Comprehensive costs on average $270 a year, collision costs $432, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,880. Teenage drivers cost the most to insure at $5,080 a year or more.

Average premium for full coverage: $1,334

Policy rates by type of insurance:

Full coverage includes $500 deductible amounts, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural areas are shown to have more infrequent accident claims than densely populated cities.

The diagram below illustrates how geographic area affects car insurance rates.

The examples above show why it is important to compare rates based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The best discount rate is $777
• Drivers who choose higher $1,000 deductibles will pay around $1,174 a year
• The average price for a good driver age 40 with $500 deductibles is $1,334
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,640
• High risk drivers who are prone to accidents and violations could pay upwards of $2,880 or more
• Policy cost to insure a teen driver may cost $5,080 a year

View Chart as Image

Auto insurance rates for a Jaguar XK also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your XK.

Using high physical damage deductibles could save up to $470 each year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 134% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Jaguar XK insurance rates. A 40-year-old driver could pay as low as $880 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,900 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Jaguar XK Insurance

Finding cheaper rates on Jaguar XK insurance not only requires having a good driving record, but also having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to compare rates every year by quoting rates from direct carriers, and also from local independent and exclusive agents.

The next list is a summary of the coverage data presented in the illustrations above.

• Drivers can save as much as $160 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $475 each year
• Drivers age 20 and younger are charged the highest rates, costing up to $423 each month if comprehensive and collision insurance is included
• High-risk drivers who have multiple accidents or major violations pay an average of $1,550 more each year to buy Jaguar XK insurance