Jaguar XK Insurance Rates

Estimated insurance rates for a Jaguar XK are $1,106 a year for full coverage. Comprehensive costs around $210, collision costs $296, and liability is estimated at $442. A liability-only policy costs approximately $496 a year, with high-risk insurance costing around $2,376. Teenage drivers pay the most at $4,316 a year or more.

Average premium for full coverage: $1,106

Premium estimates for type of coverage:

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for all XK models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than densely populated cities.

The example below illustrates how location helps determine auto insurance rates.

These rate differences show why everyone should get quotes for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Jaguar XK insurance rates for additional coverage choices and driver risks.

• The best discount rate is $663
• Choosing higher $1,000 deductibles can save about $116 a year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,106
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,326
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,376 or more
• An auto insurance policy that insures a 16-year-old driver for full coverage can be $4,316 each year

View Chart as Image

Auto insurance prices for a Jaguar XK also have a wide range based on the model of your XK, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,300 to $1,800 in extra premium annually, depending on your age. Jaguar XK insurance for high-risk drivers ranges from 42% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,300 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $730 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,580 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $340 annually, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know your exact price is to regularly compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Jaguar XK Insurance

Finding better rates on insurance for a Jaguar XK takes being safe and accident-free, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Compare prices every time your policy renews by requesting quotes from direct carriers, and also from several local insurance agents.

Below you'll find a summary of the information covered in the charts and tables above.

• Drivers can save up to $130 per year simply by quoting online well ahead of the renewal date
• Youthful drivers are expensive to insure, as much as $360 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $325 each year
• Drivers considered higher risk who have multiple accidents or major violations pay on average $1,270 more every year than a low-risk driver
• Insureds who may need more liability protection will pay an extra $490 each year to raise limits from 30/60 bodily injury limits to the 250/500 level