Jaguar XK Insurance Rates

U.S. average auto insurance rates for a Jaguar XK are $1,278 annually including full coverage. Comprehensive insurance costs an estimated $254 a year, collision costs $392, and liability costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,756 or more. Teen drivers pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates broken down by individual coverage:

Prices are based on $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and XK trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than larger metro areas.

The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above highlight why it is important to compare prices for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Jaguar XK insurance rates for other coverage scenarios.

• The lowest rate with discounts is $750
• Using higher $1,000 deductibles will save approximately $1,132 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,278
• Choosing low $100 deductibles for physical damage coverage costs an additional $282 annually
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,756 or more
• The price with full coverage for a 16-year-old driver can cost as much as $4,902 or more

View Chart as Image

Car insurance prices for a Jaguar XK are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged at least $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can be from 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $430 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see prices as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes from multiple companies. Each insurance company uses a different rate calculation, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Jaguar XK Insurance

Getting lower rates on insurance for a Jaguar XK requires being a good driver, having a good credit score, being claim-free, and not having any coverage lapses. Take the time to compare rates every couple of years by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a brief review of the material that was covered in the above illustrations.

• Insureds who want an increased level of liability coverage will pay about $520 per year to increase from a low limit to higher 250/500 limits
• Drivers age 16 to 20 have the highest car insurance prices, possibly costing $409 a month if comprehensive and collision insurance is included
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,480 more annually than a safer driver
• Increasing physical damage deductibles could save up to $425 each year