Jaguar XKR Insurance Rates

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Estimated auto insurance rates for a Jaguar XKR are $1,110 annually for full coverage insurance. Comprehensive insurance costs around $206, collision insurance costs $304, and liability insurance costs $442. A liability-only policy costs as little as $496 a year, and high-risk insurance costs $2,390 or more. Teenage drivers pay the most at up to $4,342 a year.

Average premium for full coverage: $1,110

Premium estimates for type of coverage:

Comprehensive $206
Collision $304
Liability $442

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and for all XKR models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Jaguar XKR range from as cheap as $496 for minimum levels of liability insurance to the much higher price of $2,390 for a driver who has had serious violations or accidents.

Liability Only $496
Full Coverage $1,110
High Risk $2,390

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than densely populated cities. The example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $833
Small Cities $1,166
Large Cities $1,499

These rate differences illustrate why everyone should compare rates for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates average Jaguar XKR insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $663
  • Drivers who choose higher $1,000 deductibles will pay about $116 each year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,110
  • Using pricier low deductibles for comprehensive and collision insurance costs an additional $222 a year
  • High risk drivers who are prone to accidents and violations could pay at least $2,390
  • An auto insurance policy with full coverage for a teen driver for full coverage can be $4,342 a year

View Chart as Image

Jaguar XKR insurance cost comparison chart
Column chart showing Jaguar XKR insurance prices range from $663 to $4,342 for full coverage

Auto insurance prices for a Jaguar XKR also have a wide range based on the model of your XKR, your risk profile, and deductibles and policy limits.

A more mature driver with a good driving record and high physical damage deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $4,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,300 to $1,800 in extra premium annually, depending on your age. Jaguar XKR insurance for high-risk drivers can cost anywhere from 41% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $340 each year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Jaguar XKR insurance rates. A 40-year-old driver could pay as low as $730 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,500 on average in Michigan, New York, and Florida.

Jaguar XKR Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,006 -$104 -9.4%
Alaska $854 -$256 -23.1%
Arizona $922 -$188 -16.9%
Arkansas $1,110 -$0 0.0%
California $1,266 $156 14.1%
Colorado $1,060 -$50 -4.5%
Connecticut $1,140 $30 2.7%
Delaware $1,256 $146 13.2%
Florida $1,388 $278 25.0%
Georgia $1,026 -$84 -7.6%
Hawaii $798 -$312 -28.1%
Idaho $752 -$358 -32.3%
Illinois $826 -$284 -25.6%
Indiana $836 -$274 -24.7%
Iowa $748 -$362 -32.6%
Kansas $1,056 -$54 -4.9%
Kentucky $1,516 $406 36.6%
Louisiana $1,644 $534 48.1%
Maine $684 -$426 -38.4%
Maryland $918 -$192 -17.3%
Massachusetts $890 -$220 -19.8%
Michigan $1,928 $818 73.7%
Minnesota $928 -$182 -16.4%
Mississippi $1,330 $220 19.8%
Missouri $984 -$126 -11.4%
Montana $1,194 $84 7.6%
Nebraska $876 -$234 -21.1%
Nevada $1,332 $222 20.0%
New Hampshire $800 -$310 -27.9%
New Jersey $1,242 $132 11.9%
New Mexico $984 -$126 -11.4%
New York $1,170 $60 5.4%
North Carolina $640 -$470 -42.3%
North Dakota $910 -$200 -18.0%
Ohio $768 -$342 -30.8%
Oklahoma $1,140 $30 2.7%
Oregon $1,016 -$94 -8.5%
Pennsylvania $1,060 -$50 -4.5%
Rhode Island $1,482 $372 33.5%
South Carolina $1,006 -$104 -9.4%
South Dakota $938 -$172 -15.5%
Tennessee $974 -$136 -12.3%
Texas $1,338 $228 20.5%
Utah $824 -$286 -25.8%
Vermont $760 -$350 -31.5%
Virginia $666 -$444 -40.0%
Washington $858 -$252 -22.7%
West Virginia $1,018 -$92 -8.3%
Wisconsin $768 -$342 -30.8%
Wyoming $990 -$120 -10.8%

View Chart as Image

Jaguar XKR insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Jaguar XKR Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jaguar XKR 2-Dr Convertible $1,008 $84
Jaguar XKR 2-Dr Coupe $1,114 $93

Rates assume model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jaguar XKR Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium

Rates are averaged for all Jaguar XKR models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Jaguar XKR Insurance

Finding better rates on Jaguar XKR insurance not only requires avoiding accidents and violations, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to compare rates every other policy renewal by requesting quotes from direct insurance companies, and also from several local insurance agents.

The list below is a review of the ideas that were covered above.

  • Teenagers are expensive to insure, with premiums being up to $362 per month if full coverage is included
  • High-risk drivers who have several accidents or serious violations pay on average $1,280 more every year for car insurance
  • Increasing policy deductibles could save up to $350 each year
  • It is possible to save up to $130 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Jaguar XKR Insurance Rates by Driver Age
Driver Age Premium
16 $4,342
20 $2,542
30 $1,140
40 $1,110
50 $1,018
60 $996

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XKR Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,332
$250 $1,230
$500 $1,110
$1,000 $994

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XKR Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,110
50/100 $1,202
100/300 $1,313
250/500 $1,600
100 CSL $1,247
300 CSL $1,490
500 CSL $1,667

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XKR Insurance Rates for High Risk Drivers
Age Premium
16 $6,140
20 $4,048
30 $2,420
40 $2,390
50 $2,284
60 $2,262

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $150

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $59
Homeowner $18
5-yr Accident Free $72
5-yr Claim Free $70
Paid in Full/EFT $44
Advance Quote $51
Online Quote $76
Total Discounts $447
Rate after discounts $663

Discounts are estimated and may not be available from every company or in every state.

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