Jeep Commander Insurance Rates

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UPDATED: Apr 7, 2024

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Estimated insurance rates for a Jeep Commander are $938 a year including full coverage. Comprehensive insurance costs around $154, collision insurance costs $180, and liability costs $446. A policy with only liability insurance costs as little as $500 a year, and a high-risk policy costs $2,010 or more. 16-year-old drivers pay the most at up to $3,800 a year.

Average premium for full coverage: $938

Premium estimates for type of coverage:

Comprehensive $154
Collision $180
Liability $446

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for different Commander trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Jeep Commander range from the low end price of $500 for your basic liability-only policy to a much higher rate of $2,010 for a high-risk driver policy.

Liability Only $500
Full Coverage $938
High Risk $2,010

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than congested cities. The price range example below illustrates how location helps determine auto insurance rates.

Rural Areas $704
Small Cities $985
Large Cities $1,266

These rate differences highlight why anyone shopping for car insurance should compare rates for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down average Jeep Commander insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $577
  • Drivers who choose higher $1,000 deductibles will pay about $76 every year
  • The estimated price for a 40-year-old good driver using $500 deductibles is $938
  • Buying more expensive low deductibles for comprehensive and collision insurance will cost an additional $144 every year
  • Higher-risk drivers with multiple tickets or accidents could pay at least $2,010
  • An auto insurance policy that insures a teen driver with full coverage can be $3,800 a year

View Chart as Image

Jeep Commander insurance cost comparison chart
Column chart showing Jeep Commander insurance prices range from $577 to $3,800 for full coverage

Car insurance prices for a Jeep Commander also have a wide range based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,100 to $1,600 extra annually, depending on your age. High-risk driver insurance can cost as much as 42% to 130% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged as much as $3,800 a year. View Rates by Age

Where you choose to live makes a big difference in Jeep Commander insurance prices. A 40-year-old driver could pay as low as $720 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,340 on average in Michigan, New York, and Louisiana.

Jeep Commander Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $850 -$88 -9.4%
Alaska $720 -$218 -23.2%
Arizona $780 -$158 -16.8%
Arkansas $938 -$0 0.0%
California $1,070 $132 14.1%
Colorado $898 -$40 -4.3%
Connecticut $966 $28 3.0%
Delaware $1,064 $126 13.4%
Florida $1,176 $238 25.4%
Georgia $866 -$72 -7.7%
Hawaii $674 -$264 -28.1%
Idaho $634 -$304 -32.4%
Illinois $700 -$238 -25.4%
Indiana $706 -$232 -24.7%
Iowa $634 -$304 -32.4%
Kansas $892 -$46 -4.9%
Kentucky $1,280 $342 36.5%
Louisiana $1,390 $452 48.2%
Maine $580 -$358 -38.2%
Maryland $774 -$164 -17.5%
Massachusetts $754 -$184 -19.6%
Michigan $1,632 $694 74.0%
Minnesota $786 -$152 -16.2%
Mississippi $1,128 $190 20.3%
Missouri $834 -$104 -11.1%
Montana $1,008 $70 7.5%
Nebraska $742 -$196 -20.9%
Nevada $1,128 $190 20.3%
New Hampshire $678 -$260 -27.7%
New Jersey $1,050 $112 11.9%
New Mexico $832 -$106 -11.3%
New York $990 $52 5.5%
North Carolina $544 -$394 -42.0%
North Dakota $768 -$170 -18.1%
Ohio $648 -$290 -30.9%
Oklahoma $964 $26 2.8%
Oregon $860 -$78 -8.3%
Pennsylvania $898 -$40 -4.3%
Rhode Island $1,254 $316 33.7%
South Carolina $850 -$88 -9.4%
South Dakota $792 -$146 -15.6%
Tennessee $824 -$114 -12.2%
Texas $1,132 $194 20.7%
Utah $694 -$244 -26.0%
Vermont $644 -$294 -31.3%
Virginia $562 -$376 -40.1%
Washington $726 -$212 -22.6%
West Virginia $860 -$78 -8.3%
Wisconsin $652 -$286 -30.5%
Wyoming $838 -$100 -10.7%

View Chart as Image

Jeep Commander insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $220 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $402 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Jeep Commander Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jeep Commander Sport 2WD $898 $75
Jeep Commander Sport 4WD $922 $77
Jeep Commander Limited 2WD $954 $80
Jeep Commander Limited 4WD $954 $80

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jeep Commander Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Jeep Commander $180 $226 $474 $1,038
2008 Jeep Commander $172 $198 $460 $988
2007 Jeep Commander $168 $188 $452 $966
2006 Jeep Commander $154 $180 $446 $938

Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Jeep Commander Insurance

Finding better rates on car insurance not only requires avoiding accidents and violations, but also having a positive credit history, refrain from filing small claims, and consideration of higher deductibles. Comparison shop every time your policy renews by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a condensed summary of the information covered in the charts and tables above.

  • You may be able to save up to $100 per year just by shopping early and online
  • Teenagers are the costliest to insure, with the cost nearing $317 per month if full coverage is purchased
  • Increasing policy deductibles can save approximately $225 each year
  • Higher risk drivers with multiple at-fault accidents may have to pay on average $1,070 more every year for car insurance
  • Policyholders who may need higher liability limits will pay around $490 per year to go from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Jeep Commander Insurance Rates by Driver Age
Driver Age Premium
16 $3,800
20 $2,138
30 $954
40 $938
50 $862
60 $844

Full coverage, $500 deductibles

Rates by Deductible

Jeep Commander Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,082
$250 $1,016
$500 $938
$1,000 $862

Full coverage, driver age 40

Rates by Liability Limit

Jeep Commander Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $938
50/100 $1,043
100/300 $1,155
250/500 $1,445
100 CSL $1,088
300 CSL $1,333
500 CSL $1,512

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Commander Insurance Rates for High Risk Drivers
Age Premium
16 $5,336
20 $3,400
30 $2,024
40 $2,010
50 $1,922
60 $1,902

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $123

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $47
Multi-vehicle $50
Homeowner $17
5-yr Accident Free $55
5-yr Claim Free $58
Paid in Full/EFT $32
Advance Quote $40
Online Quote $62
Total Discounts $361
Rate after discounts $577

Discounts are estimated and may not be available from every company or in every state.

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