Jeep Commander Insurance Rates
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UPDATED: Jun 7, 2023
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Estimated insurance rates for a Jeep Commander are $988 a year with full coverage. Comprehensive insurance costs around $172, collision insurance costs $198, and liability is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs $2,112 or more. Teenage drivers pay the most at up to $3,958 a year.
Average premium for full coverage: $988
Premium estimates for type of coverage:
Rate estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for all Commander models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Jeep Commander range from the low end price of $510 for a discount liability-only rate to the much higher price of $2,112 for high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than densely populated cities. The example below illustrates the difference between rural and urban areas on auto insurance rates.
These rate differences demonstrate why everyone should compare rates quotes for a specific zip code, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average Jeep Commander insurance rates for additional coverage choices and driver risks.
- The best discount rate is $605
- Raising to $1,000 deductibles will save about $86 annually
- The estimated price for a 40-year-old good driver using $500 deductibles is $988
- Using pricier low deductibles will cost an additional $158 every year
- At-risk drivers who are prone to accidents and violations could pay at least $2,112
- An auto insurance policy that insures a teen driver for full coverage can be $3,958
Insurance prices for a Jeep Commander also have a wide range based on the model of your Commander, your age and driving habits, and deductibles and policy limits.
If you have a few violations or you caused an accident, you may be forking out at least $1,200 to $1,700 additional annually, depending on your age. Jeep Commander insurance for high-risk drivers is expensive and can cost as much as 43% to 135% more than a normal policy. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $3,900 a year. View Rates by Age
Where you choose to live also has a big influence on Jeep Commander insurance prices. A middle-age driver might find prices as low as $710 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,340 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $892 | -$96 | -9.7% |
| Alaska | $758 | -$230 | -23.3% |
| Arizona | $820 | -$168 | -17.0% |
| Arkansas | $988 | -$0 | 0.0% |
| California | $1,126 | $138 | 14.0% |
| Colorado | $946 | -$42 | -4.3% |
| Connecticut | $1,016 | $28 | 2.8% |
| Delaware | $1,118 | $130 | 13.2% |
| Florida | $1,236 | $248 | 25.1% |
| Georgia | $910 | -$78 | -7.9% |
| Hawaii | $710 | -$278 | -28.1% |
| Idaho | $668 | -$320 | -32.4% |
| Illinois | $736 | -$252 | -25.5% |
| Indiana | $744 | -$244 | -24.7% |
| Iowa | $666 | -$322 | -32.6% |
| Kansas | $938 | -$50 | -5.1% |
| Kentucky | $1,348 | $360 | 36.4% |
| Louisiana | $1,462 | $474 | 48.0% |
| Maine | $610 | -$378 | -38.3% |
| Maryland | $816 | -$172 | -17.4% |
| Massachusetts | $792 | -$196 | -19.8% |
| Michigan | $1,716 | $728 | 73.7% |
| Minnesota | $828 | -$160 | -16.2% |
| Mississippi | $1,184 | $196 | 19.8% |
| Missouri | $876 | -$112 | -11.3% |
| Montana | $1,060 | $72 | 7.3% |
| Nebraska | $780 | -$208 | -21.1% |
| Nevada | $1,186 | $198 | 20.0% |
| New Hampshire | $712 | -$276 | -27.9% |
| New Jersey | $1,106 | $118 | 11.9% |
| New Mexico | $876 | -$112 | -11.3% |
| New York | $1,040 | $52 | 5.3% |
| North Carolina | $568 | -$420 | -42.5% |
| North Dakota | $808 | -$180 | -18.2% |
| Ohio | $682 | -$306 | -31.0% |
| Oklahoma | $1,016 | $28 | 2.8% |
| Oregon | $906 | -$82 | -8.3% |
| Pennsylvania | $942 | -$46 | -4.7% |
| Rhode Island | $1,318 | $330 | 33.4% |
| South Carolina | $896 | -$92 | -9.3% |
| South Dakota | $834 | -$154 | -15.6% |
| Tennessee | $866 | -$122 | -12.3% |
| Texas | $1,190 | $202 | 20.4% |
| Utah | $730 | -$258 | -26.1% |
| Vermont | $678 | -$310 | -31.4% |
| Virginia | $590 | -$398 | -40.3% |
| Washington | $764 | -$224 | -22.7% |
| West Virginia | $906 | -$82 | -8.3% |
| Wisconsin | $684 | -$304 | -30.8% |
| Wyoming | $880 | -$108 | -10.9% |
Using high physical damage deductibles can reduce prices by up to $250 every year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Commander Sport 2WD | $942 | $79 |
| Jeep Commander Sport 4WD | $972 | $81 |
| Jeep Commander Limited 2WD | $1,004 | $84 |
| Jeep Commander Limited 4WD | $1,004 | $84 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Jeep Commander | $180 | $226 | $474 | $1,038 |
| 2007 Jeep Commander | $174 | $202 | $468 | $1,002 |
| 2006 Jeep Commander | $172 | $198 | $460 | $988 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Jeep Commander Insurance
Finding better rates on car insurance consists of being safe and accident-free, having a good credit score, being claim-free, and deciding if full coverage is necessary. Compare prices every couple of years by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.
Below you'll find a brief recap of the material that was covered above.
- Policyholders who may need more liability protection will pay an extra $510 every year to raise from 30/60 bodily injury limits to the 250/500 level
- Youthful drivers are charged the highest prices, possibly costing $330 per month if comprehensive and collision insurance is included
- Higher risk drivers who tend to receive serious violations may pay on average $1,120 more every year than a low-risk driver
- Increasing policy deductibles can save approximately $250 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,958 |
| 20 | $2,244 |
| 30 | $1,004 |
| 40 | $988 |
| 50 | $906 |
| 60 | $886 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,146 |
| $250 | $1,074 |
| $500 | $988 |
| $1,000 | $902 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $988 |
| 50/100 | $1,096 |
| 100/300 | $1,211 |
| 250/500 | $1,510 |
| 100 CSL | $1,142 |
| 300 CSL | $1,395 |
| 500 CSL | $1,579 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,568 |
| 20 | $3,568 |
| 30 | $2,130 |
| 40 | $2,112 |
| 50 | $2,022 |
| 60 | $2,002 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $52 |
| Homeowner | $18 |
| 5-yr Accident Free | $59 |
| 5-yr Claim Free | $61 |
| Paid in Full/EFT | $35 |
| Advance Quote | $42 |
| Online Quote | $66 |
| Total Discounts | $383 |
Discounts are estimated and may not be available from every company or in every state.
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