Jeep Commander Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance rates for a Jeep Commander are $938 a year for full coverage insurance. Comprehensive costs around $154 a year, collision costs $180, and liability is $446. A policy with just liability insurance costs around $500 a year, with coverage for high-risk drivers costing around $2,010. Teens pay the highest rates at $3,800 a year or more.
Average premium for full coverage: $938
Price estimates for individual coverage:
Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Commander trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Jeep Commander insurance prices go from the low end price of $500 for just liability coverage to a high of $2,010 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion.
The diagram below illustrates how rural and urban location affects auto insurance rates.
The ranges above illustrate why it is important to compare rates quotes for a specific zip code, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Jeep Commander insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $577
- Raising to $1,000 deductibles will save about $862 each year
- The estimated price for the average middle-age driver using $500 deductibles is $938
- Selecting low $100 deductibles bumps up the cost to $1,082
- Drivers with serious driving violations could pay at least $2,010 or more
- The price that insures a 16-year-old driver can be $3,800
Insurance prices for a Jeep Commander are also quite variable based on the trim level of your Commander, your age and driving record, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you are probably paying at least $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 130% more than the average policy. View High Risk Driver Rates
Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $3,800 a year. View Rates by Age
The state you live in also has a big influence on Jeep Commander insurance prices. A middle-age driver might find prices as low as $620 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,270 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $850 | -$88 | -9.4% |
Alaska | $720 | -$218 | -23.2% |
Arizona | $780 | -$158 | -16.8% |
Arkansas | $938 | -$0 | 0.0% |
California | $1,070 | $132 | 14.1% |
Colorado | $898 | -$40 | -4.3% |
Connecticut | $966 | $28 | 3.0% |
Delaware | $1,064 | $126 | 13.4% |
Florida | $1,176 | $238 | 25.4% |
Georgia | $866 | -$72 | -7.7% |
Hawaii | $674 | -$264 | -28.1% |
Idaho | $634 | -$304 | -32.4% |
Illinois | $700 | -$238 | -25.4% |
Indiana | $706 | -$232 | -24.7% |
Iowa | $634 | -$304 | -32.4% |
Kansas | $892 | -$46 | -4.9% |
Kentucky | $1,280 | $342 | 36.5% |
Louisiana | $1,390 | $452 | 48.2% |
Maine | $580 | -$358 | -38.2% |
Maryland | $774 | -$164 | -17.5% |
Massachusetts | $754 | -$184 | -19.6% |
Michigan | $1,632 | $694 | 74.0% |
Minnesota | $786 | -$152 | -16.2% |
Mississippi | $1,128 | $190 | 20.3% |
Missouri | $834 | -$104 | -11.1% |
Montana | $1,008 | $70 | 7.5% |
Nebraska | $742 | -$196 | -20.9% |
Nevada | $1,128 | $190 | 20.3% |
New Hampshire | $678 | -$260 | -27.7% |
New Jersey | $1,050 | $112 | 11.9% |
New Mexico | $832 | -$106 | -11.3% |
New York | $990 | $52 | 5.5% |
North Carolina | $544 | -$394 | -42.0% |
North Dakota | $768 | -$170 | -18.1% |
Ohio | $648 | -$290 | -30.9% |
Oklahoma | $964 | $26 | 2.8% |
Oregon | $860 | -$78 | -8.3% |
Pennsylvania | $898 | -$40 | -4.3% |
Rhode Island | $1,254 | $316 | 33.7% |
South Carolina | $850 | -$88 | -9.4% |
South Dakota | $792 | -$146 | -15.6% |
Tennessee | $824 | -$114 | -12.2% |
Texas | $1,132 | $194 | 20.7% |
Utah | $694 | -$244 | -26.0% |
Vermont | $644 | -$294 | -31.3% |
Virginia | $562 | -$376 | -40.1% |
Washington | $726 | -$212 | -22.6% |
West Virginia | $860 | -$78 | -8.3% |
Wisconsin | $652 | -$286 | -30.5% |
Wyoming | $838 | -$100 | -10.7% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $220 annually, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $402 more per year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out your exact price is to get quotes from multiple companies. Every auto insurance company calculates prices differently, so the prices may be quite different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Jeep Commander Sport 2WD | $898 | $75 |
Jeep Commander Sport 4WD | $922 | $77 |
Jeep Commander Limited 2WD | $954 | $80 |
Jeep Commander Limited 4WD | $954 | $80 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2010 Jeep Commander | $180 | $226 | $474 | $1,038 |
2008 Jeep Commander | $172 | $198 | $460 | $988 |
2007 Jeep Commander | $168 | $188 | $452 | $966 |
2006 Jeep Commander | $154 | $180 | $446 | $938 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Jeep Commander Insurance
Getting lower rates on insurance for a Jeep Commander consists of avoiding accidents and claims, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Compare rates every year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.
The points below are a quick review of the coverage data raised in the charts and tables above.
- It is possible to save up to $100 per year simply by quoting early and online
- Increasing physical damage deductibles can save approximately $225 each year
- Drivers under the age of 20 pay higher prices, as much as $317 a month if full coverage is included
- Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,070 more every year to insure a Jeep Commander
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,800 |
20 | $2,138 |
30 | $954 |
40 | $938 |
50 | $862 |
60 | $844 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,082 |
$250 | $1,016 |
$500 | $938 |
$1,000 | $862 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $938 |
50/100 | $1,043 |
100/300 | $1,155 |
250/500 | $1,445 |
100 CSL | $1,088 |
300 CSL | $1,333 |
500 CSL | $1,512 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,336 |
20 | $3,400 |
30 | $2,024 |
40 | $2,010 |
50 | $1,922 |
60 | $1,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $47 |
Multi-vehicle | $50 |
Homeowner | $17 |
5-yr Accident Free | $55 |
5-yr Claim Free | $58 |
Paid in Full/EFT | $32 |
Advance Quote | $40 |
Online Quote | $62 |
Total Discounts | $361 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area