Jeep Commander Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 7, 2024
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Estimated insurance rates for a Jeep Commander are $938 a year including full coverage. Comprehensive insurance costs around $154, collision insurance costs $180, and liability costs $446. A policy with only liability insurance costs as little as $500 a year, and a high-risk policy costs $2,010 or more. 16-year-old drivers pay the most at up to $3,800 a year.
Average premium for full coverage: $938
Premium estimates for type of coverage:
Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for different Commander trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Jeep Commander range from the low end price of $500 for your basic liability-only policy to a much higher rate of $2,010 for a high-risk driver policy.
Insurance Price Range by Location
Your location can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than congested cities. The price range example below illustrates how location helps determine auto insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare rates for a specific zip code, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down average Jeep Commander insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $577
- Drivers who choose higher $1,000 deductibles will pay about $76 every year
- The estimated price for a 40-year-old good driver using $500 deductibles is $938
- Buying more expensive low deductibles for comprehensive and collision insurance will cost an additional $144 every year
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,010
- An auto insurance policy that insures a teen driver with full coverage can be $3,800 a year
Car insurance prices for a Jeep Commander also have a wide range based on the model year and trim level, your driving record and age, and deductibles and policy limits.
If you have a few violations or you caused an accident, you are likely paying at least $1,100 to $1,600 extra annually, depending on your age. High-risk driver insurance can cost as much as 42% to 130% more than the average rate. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged as much as $3,800 a year. View Rates by Age
Where you choose to live makes a big difference in Jeep Commander insurance prices. A 40-year-old driver could pay as low as $720 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,340 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $850 | -$88 | -9.4% |
| Alaska | $720 | -$218 | -23.2% |
| Arizona | $780 | -$158 | -16.8% |
| Arkansas | $938 | -$0 | 0.0% |
| California | $1,070 | $132 | 14.1% |
| Colorado | $898 | -$40 | -4.3% |
| Connecticut | $966 | $28 | 3.0% |
| Delaware | $1,064 | $126 | 13.4% |
| Florida | $1,176 | $238 | 25.4% |
| Georgia | $866 | -$72 | -7.7% |
| Hawaii | $674 | -$264 | -28.1% |
| Idaho | $634 | -$304 | -32.4% |
| Illinois | $700 | -$238 | -25.4% |
| Indiana | $706 | -$232 | -24.7% |
| Iowa | $634 | -$304 | -32.4% |
| Kansas | $892 | -$46 | -4.9% |
| Kentucky | $1,280 | $342 | 36.5% |
| Louisiana | $1,390 | $452 | 48.2% |
| Maine | $580 | -$358 | -38.2% |
| Maryland | $774 | -$164 | -17.5% |
| Massachusetts | $754 | -$184 | -19.6% |
| Michigan | $1,632 | $694 | 74.0% |
| Minnesota | $786 | -$152 | -16.2% |
| Mississippi | $1,128 | $190 | 20.3% |
| Missouri | $834 | -$104 | -11.1% |
| Montana | $1,008 | $70 | 7.5% |
| Nebraska | $742 | -$196 | -20.9% |
| Nevada | $1,128 | $190 | 20.3% |
| New Hampshire | $678 | -$260 | -27.7% |
| New Jersey | $1,050 | $112 | 11.9% |
| New Mexico | $832 | -$106 | -11.3% |
| New York | $990 | $52 | 5.5% |
| North Carolina | $544 | -$394 | -42.0% |
| North Dakota | $768 | -$170 | -18.1% |
| Ohio | $648 | -$290 | -30.9% |
| Oklahoma | $964 | $26 | 2.8% |
| Oregon | $860 | -$78 | -8.3% |
| Pennsylvania | $898 | -$40 | -4.3% |
| Rhode Island | $1,254 | $316 | 33.7% |
| South Carolina | $850 | -$88 | -9.4% |
| South Dakota | $792 | -$146 | -15.6% |
| Tennessee | $824 | -$114 | -12.2% |
| Texas | $1,132 | $194 | 20.7% |
| Utah | $694 | -$244 | -26.0% |
| Vermont | $644 | -$294 | -31.3% |
| Virginia | $562 | -$376 | -40.1% |
| Washington | $726 | -$212 | -22.6% |
| West Virginia | $860 | -$78 | -8.3% |
| Wisconsin | $652 | -$286 | -30.5% |
| Wyoming | $838 | -$100 | -10.7% |
Opting for high physical damage deductibles could save up to $220 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $402 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Commander Sport 2WD | $898 | $75 |
| Jeep Commander Sport 4WD | $922 | $77 |
| Jeep Commander Limited 2WD | $954 | $80 |
| Jeep Commander Limited 4WD | $954 | $80 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Jeep Commander | $180 | $226 | $474 | $1,038 |
| 2008 Jeep Commander | $172 | $198 | $460 | $988 |
| 2007 Jeep Commander | $168 | $188 | $452 | $966 |
| 2006 Jeep Commander | $154 | $180 | $446 | $938 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Jeep Commander Insurance
Finding better rates on car insurance not only requires avoiding accidents and violations, but also having a positive credit history, refrain from filing small claims, and consideration of higher deductibles. Comparison shop every time your policy renews by requesting quotes from direct car insurance companies, and also from local insurance agencies.
The list below is a condensed summary of the information covered in the charts and tables above.
- You may be able to save up to $100 per year just by shopping early and online
- Teenagers are the costliest to insure, with the cost nearing $317 per month if full coverage is purchased
- Increasing policy deductibles can save approximately $225 each year
- Higher risk drivers with multiple at-fault accidents may have to pay on average $1,070 more every year for car insurance
- Policyholders who may need higher liability limits will pay around $490 per year to go from 30/60 bodily injury limits to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,800 |
| 20 | $2,138 |
| 30 | $954 |
| 40 | $938 |
| 50 | $862 |
| 60 | $844 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,082 |
| $250 | $1,016 |
| $500 | $938 |
| $1,000 | $862 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $938 |
| 50/100 | $1,043 |
| 100/300 | $1,155 |
| 250/500 | $1,445 |
| 100 CSL | $1,088 |
| 300 CSL | $1,333 |
| 500 CSL | $1,512 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,336 |
| 20 | $3,400 |
| 30 | $2,024 |
| 40 | $2,010 |
| 50 | $1,922 |
| 60 | $1,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $47 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $32 |
| Advance Quote | $40 |
| Online Quote | $62 |
| Total Discounts | $361 |
Discounts are estimated and may not be available from every company or in every state.
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