Jeep Commander Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 7, 2024
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The average auto insurance rates for a Jeep Commander are $938 annually with full coverage. Comprehensive costs approximately $154, collision costs $180, and liability costs around $446. Buying just liability costs as low as $500 a year, with insurance for high-risk drivers costing around $2,010. Teens cost the most to insure at $3,800 a year or more.
Average premium for full coverage: $938
Policy rates by type of insurance:
Prices include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Commander trim levels.
Price Range Variability
For the average 40-year-old driver, Jeep Commander insurance rates go from as cheap as $500 for liability-only coverage to a much higher rate of $2,010 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Where you live can make a big difference on the price of insurance. Rural locations are shown to have fewer collision claims than cities with more traffic congestion.
The price range example below illustrates the difference location can make on auto insurance prices.
The examples above demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Jeep Commander insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $577
- Using higher $1,000 deductibles will save $76 annually
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $938
- Selecting more expensive low deductibles for physical damage coverage will cost $1,082
- High-risk insureds with serious driving violations could pay around $2,010 or more
- Policy cost with full coverage for a 16-year-old driver with full coverage can cost $3,800 or more
Insurance rates for a Jeep Commander also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high physical damage deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $3,800 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,100 to $1,600 extra every year, depending on your age. High-risk driver insurance can be from 42% to 130% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $220 annually, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Jeep Commander insurance prices. A driver around age 40 might see rates as low as $680 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,270 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $850 | -$88 | -9.4% |
| Alaska | $720 | -$218 | -23.2% |
| Arizona | $780 | -$158 | -16.8% |
| Arkansas | $938 | -$0 | 0.0% |
| California | $1,070 | $132 | 14.1% |
| Colorado | $898 | -$40 | -4.3% |
| Connecticut | $966 | $28 | 3.0% |
| Delaware | $1,064 | $126 | 13.4% |
| Florida | $1,176 | $238 | 25.4% |
| Georgia | $866 | -$72 | -7.7% |
| Hawaii | $674 | -$264 | -28.1% |
| Idaho | $634 | -$304 | -32.4% |
| Illinois | $700 | -$238 | -25.4% |
| Indiana | $706 | -$232 | -24.7% |
| Iowa | $634 | -$304 | -32.4% |
| Kansas | $892 | -$46 | -4.9% |
| Kentucky | $1,280 | $342 | 36.5% |
| Louisiana | $1,390 | $452 | 48.2% |
| Maine | $580 | -$358 | -38.2% |
| Maryland | $774 | -$164 | -17.5% |
| Massachusetts | $754 | -$184 | -19.6% |
| Michigan | $1,632 | $694 | 74.0% |
| Minnesota | $786 | -$152 | -16.2% |
| Mississippi | $1,128 | $190 | 20.3% |
| Missouri | $834 | -$104 | -11.1% |
| Montana | $1,008 | $70 | 7.5% |
| Nebraska | $742 | -$196 | -20.9% |
| Nevada | $1,128 | $190 | 20.3% |
| New Hampshire | $678 | -$260 | -27.7% |
| New Jersey | $1,050 | $112 | 11.9% |
| New Mexico | $832 | -$106 | -11.3% |
| New York | $990 | $52 | 5.5% |
| North Carolina | $544 | -$394 | -42.0% |
| North Dakota | $768 | -$170 | -18.1% |
| Ohio | $648 | -$290 | -30.9% |
| Oklahoma | $964 | $26 | 2.8% |
| Oregon | $860 | -$78 | -8.3% |
| Pennsylvania | $898 | -$40 | -4.3% |
| Rhode Island | $1,254 | $316 | 33.7% |
| South Carolina | $850 | -$88 | -9.4% |
| South Dakota | $792 | -$146 | -15.6% |
| Tennessee | $824 | -$114 | -12.2% |
| Texas | $1,132 | $194 | 20.7% |
| Utah | $694 | -$244 | -26.0% |
| Vermont | $644 | -$294 | -31.3% |
| Virginia | $562 | -$376 | -40.1% |
| Washington | $726 | -$212 | -22.6% |
| West Virginia | $860 | -$78 | -8.3% |
| Wisconsin | $652 | -$286 | -30.5% |
| Wyoming | $838 | -$100 | -10.7% |
Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates from multiple companies. Each insurance company calculates rates differently, so the rates will be varied between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jeep Commander Sport 2WD | $898 | $75 |
| Jeep Commander Sport 4WD | $922 | $77 |
| Jeep Commander Limited 2WD | $954 | $80 |
| Jeep Commander Limited 4WD | $954 | $80 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Jeep Commander | $180 | $226 | $474 | $1,038 |
| 2008 Jeep Commander | $172 | $198 | $460 | $988 |
| 2007 Jeep Commander | $168 | $188 | $452 | $966 |
| 2006 Jeep Commander | $154 | $180 | $446 | $938 |
Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Jeep Commander Insurance
Finding cheaper rates on insurance for a Jeep Commander requires being a low-risk driver, having a good credit history, not filing small claims, and maximizing policy discounts. Make time to compare rates once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The items below are a quick rundown of the data that was touched on in this article.
- You may be able to save around $100 per year simply by shopping early and online
- Insureds who purchase more liability coverage will pay approximately $490 every year to increase from a 30/60 limit to higher 250/500 limits
- Teen drivers are expensive to insure, as much as $317 each month including comprehensive and collision insurance
- Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,070 more per year to insure their Commander
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,800 |
| 20 | $2,138 |
| 30 | $954 |
| 40 | $938 |
| 50 | $862 |
| 60 | $844 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,082 |
| $250 | $1,016 |
| $500 | $938 |
| $1,000 | $862 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $938 |
| 50/100 | $1,043 |
| 100/300 | $1,155 |
| 250/500 | $1,445 |
| 100 CSL | $1,088 |
| 300 CSL | $1,333 |
| 500 CSL | $1,512 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,336 |
| 20 | $3,400 |
| 30 | $2,024 |
| 40 | $2,010 |
| 50 | $1,922 |
| 60 | $1,902 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $47 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $58 |
| Paid in Full/EFT | $32 |
| Advance Quote | $40 |
| Online Quote | $62 |
| Total Discounts | $361 |
Discounts are estimated and may not be available from every company or in every state.
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