Jeep Commander Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 7, 2024

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U.S. average insurance rates for a Jeep Commander are $938 a year for full coverage insurance. Comprehensive costs around $154 a year, collision costs $180, and liability is $446. A policy with just liability insurance costs around $500 a year, with coverage for high-risk drivers costing around $2,010. Teens pay the highest rates at $3,800 a year or more.

Average premium for full coverage: $938

Price estimates for individual coverage:

Comprehensive $154
Collision $180
Liability $446

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Commander trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Jeep Commander insurance prices go from the low end price of $500 for just liability coverage to a high of $2,010 for a policy for a high-risk driver.

Liability Only $500
Full Coverage $938
High Risk $2,010

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $704
Small Cities $985
Large Cities $1,266

The ranges above illustrate why it is important to compare rates quotes for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates estimated Jeep Commander insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $577
  • Raising to $1,000 deductibles will save about $862 each year
  • The estimated price for the average middle-age driver using $500 deductibles is $938
  • Selecting low $100 deductibles bumps up the cost to $1,082
  • Drivers with serious driving violations could pay at least $2,010 or more
  • The price that insures a 16-year-old driver can be $3,800

View Chart as Image

Jeep Commander insurance cost comparison chart
Column chart showing full coverage Jeep Commander insurance rates range from $577 to $3,800

Insurance prices for a Jeep Commander are also quite variable based on the trim level of your Commander, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $3,800 a year. View Rates by Age

The state you live in also has a big influence on Jeep Commander insurance prices. A middle-age driver might find prices as low as $620 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,270 on average in Michigan, New York, and Florida.

Jeep Commander Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $850 -$88 -9.4%
Alaska $720 -$218 -23.2%
Arizona $780 -$158 -16.8%
Arkansas $938 -$0 0.0%
California $1,070 $132 14.1%
Colorado $898 -$40 -4.3%
Connecticut $966 $28 3.0%
Delaware $1,064 $126 13.4%
Florida $1,176 $238 25.4%
Georgia $866 -$72 -7.7%
Hawaii $674 -$264 -28.1%
Idaho $634 -$304 -32.4%
Illinois $700 -$238 -25.4%
Indiana $706 -$232 -24.7%
Iowa $634 -$304 -32.4%
Kansas $892 -$46 -4.9%
Kentucky $1,280 $342 36.5%
Louisiana $1,390 $452 48.2%
Maine $580 -$358 -38.2%
Maryland $774 -$164 -17.5%
Massachusetts $754 -$184 -19.6%
Michigan $1,632 $694 74.0%
Minnesota $786 -$152 -16.2%
Mississippi $1,128 $190 20.3%
Missouri $834 -$104 -11.1%
Montana $1,008 $70 7.5%
Nebraska $742 -$196 -20.9%
Nevada $1,128 $190 20.3%
New Hampshire $678 -$260 -27.7%
New Jersey $1,050 $112 11.9%
New Mexico $832 -$106 -11.3%
New York $990 $52 5.5%
North Carolina $544 -$394 -42.0%
North Dakota $768 -$170 -18.1%
Ohio $648 -$290 -30.9%
Oklahoma $964 $26 2.8%
Oregon $860 -$78 -8.3%
Pennsylvania $898 -$40 -4.3%
Rhode Island $1,254 $316 33.7%
South Carolina $850 -$88 -9.4%
South Dakota $792 -$146 -15.6%
Tennessee $824 -$114 -12.2%
Texas $1,132 $194 20.7%
Utah $694 -$244 -26.0%
Vermont $644 -$294 -31.3%
Virginia $562 -$376 -40.1%
Washington $726 -$212 -22.6%
West Virginia $860 -$78 -8.3%
Wisconsin $652 -$286 -30.5%
Wyoming $838 -$100 -10.7%

View Chart as Image

Jeep Commander insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $220 annually, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $402 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out your exact price is to get quotes from multiple companies. Every auto insurance company calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Jeep Commander Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jeep Commander Sport 2WD $898 $75
Jeep Commander Sport 4WD $922 $77
Jeep Commander Limited 2WD $954 $80
Jeep Commander Limited 4WD $954 $80

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jeep Commander Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Jeep Commander $180 $226 $474 $1,038
2008 Jeep Commander $172 $198 $460 $988
2007 Jeep Commander $168 $188 $452 $966
2006 Jeep Commander $154 $180 $446 $938

Rates are averaged for all Jeep Commander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Jeep Commander Insurance

Getting lower rates on insurance for a Jeep Commander consists of avoiding accidents and claims, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Compare rates every year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The points below are a quick review of the coverage data raised in the charts and tables above.

  • It is possible to save up to $100 per year simply by quoting early and online
  • Increasing physical damage deductibles can save approximately $225 each year
  • Drivers under the age of 20 pay higher prices, as much as $317 a month if full coverage is included
  • Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,070 more every year to insure a Jeep Commander

Rates by Driver Age

Jeep Commander Insurance Rates by Driver Age
Driver Age Premium
16 $3,800
20 $2,138
30 $954
40 $938
50 $862
60 $844

Full coverage, $500 deductibles

Rates by Deductible

Jeep Commander Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,082
$250 $1,016
$500 $938
$1,000 $862

Full coverage, driver age 40

Rates by Liability Limit

Jeep Commander Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $938
50/100 $1,043
100/300 $1,155
250/500 $1,445
100 CSL $1,088
300 CSL $1,333
500 CSL $1,512

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Commander Insurance Rates for High Risk Drivers
Age Premium
16 $5,336
20 $3,400
30 $2,024
40 $2,010
50 $1,922
60 $1,902

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $123

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $47
Multi-vehicle $50
Homeowner $17
5-yr Accident Free $55
5-yr Claim Free $58
Paid in Full/EFT $32
Advance Quote $40
Online Quote $62
Total Discounts $361
Rate after discounts $577

Discounts are estimated and may not be available from every company or in every state.

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