Jeep Wrangler 4xe Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance prices for a Jeep Wrangler 4xe are $1,950 every 12 months with full coverage. Comprehensive costs around $332 a year, collision insurance costs $756, and liability coverage costs $624. A policy with only liability insurance costs as little as $710 a year, and a high-risk policy costs around $4,270. 16-year-old drivers pay the most at up to $7,526 a year.

Average premium for full coverage: $1,950

Premium estimates for type of coverage:

Comprehensive $332
Collision $756
Liability $624

These estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Wrangler 4xe trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Jeep Wrangler 4xe range from the cheapest price of $710 for just liability insurance to a high of $4,270 for a driver who has had serious violations or accidents.

Liability Only $710
Full Coverage $1,950
High Risk $4,270

Insurance Price Range by Location

Your location has a large influence on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than congested cities. The diagram below illustrates how where you live affects auto insurance rates.

Rural Areas $1,463
Small Cities $2,048
Large Cities $2,633

These rate differences demonstrate why it is important to compare rates for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

More Rate Details

The chart below details average Jeep Wrangler 4xe insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $1,114
  • Drivers who choose higher $1,000 deductibles will pay about $1,704 annually
  • The average price for a 40-year-old good driver using $500 deductibles is $1,950
  • Buying low $100 deductibles for comprehensive and collision insurance increases the price to $2,436
  • High-risk insureds with multiple tickets or accidents could pay at least $4,270
  • An auto insurance policy to insure a teenage driver can be $7,526 a year

View Chart as Image

Jeep Wrangler 4xe insurance cost comparison chart
Column chart showing Jeep Wrangler 4xe insurance rates range from $1,114 to $7,526 for full coverage

Car insurance prices for a Jeep Wrangler 4xe also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Opting for high physical damage deductibles could save up to $740 a year, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $561 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,800 per year on average, or $150 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged as much as $7,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $2,300 to $3,300 extra annually, depending on your age. A high-risk auto insurance policy can cost around 44% to 131% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Jeep Wrangler 4xe insurance rates. A 40-year-old driver could pay as low as $1,400 a year in states like New Hampshire, Ohio, and Utah, or at least $2,630 on average in Florida, Michigan, and New York.

Jeep Wrangler 4xe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,762 -$188 -9.6%
Alaska $1,494 -$456 -23.4%
Arizona $1,616 -$334 -17.1%
Arkansas $1,950 -$0 0.0%
California $2,226 $276 14.2%
Colorado $1,864 -$86 -4.4%
Connecticut $2,004 $54 2.8%
Delaware $2,206 $256 13.1%
Florida $2,438 $488 25.0%
Georgia $1,802 -$148 -7.6%
Hawaii $1,398 -$552 -28.3%
Idaho $1,322 -$628 -32.2%
Illinois $1,456 -$494 -25.3%
Indiana $1,470 -$480 -24.6%
Iowa $1,318 -$632 -32.4%
Kansas $1,852 -$98 -5.0%
Kentucky $2,660 $710 36.4%
Louisiana $2,888 $938 48.1%
Maine $1,206 -$744 -38.2%
Maryland $1,610 -$340 -17.4%
Massachusetts $1,558 -$392 -20.1%
Michigan $3,386 $1,436 73.6%
Minnesota $1,632 -$318 -16.3%
Mississippi $2,334 $384 19.7%
Missouri $1,732 -$218 -11.2%
Montana $2,096 $146 7.5%
Nebraska $1,538 -$412 -21.1%
Nevada $2,336 $386 19.8%
New Hampshire $1,404 -$546 -28.0%
New Jersey $2,180 $230 11.8%
New Mexico $1,728 -$222 -11.4%
New York $2,056 $106 5.4%
North Carolina $1,124 -$826 -42.4%
North Dakota $1,594 -$356 -18.3%
Ohio $1,346 -$604 -31.0%
Oklahoma $2,002 $52 2.7%
Oregon $1,786 -$164 -8.4%
Pennsylvania $1,862 -$88 -4.5%
Rhode Island $2,602 $652 33.4%
South Carolina $1,768 -$182 -9.3%
South Dakota $1,646 -$304 -15.6%
Tennessee $1,708 -$242 -12.4%
Texas $2,348 $398 20.4%
Utah $1,444 -$506 -25.9%
Vermont $1,334 -$616 -31.6%
Virginia $1,168 -$782 -40.1%
Washington $1,506 -$444 -22.8%
West Virginia $1,786 -$164 -8.4%
Wisconsin $1,350 -$600 -30.8%
Wyoming $1,736 -$214 -11.0%

View Chart as Image

Jeep Wrangler 4xe insurance rates by U.S. city
Jeep Wrangler 4xe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Wrangler 4xe $344 $774 $598 $1,954
2023 Jeep Wrangler 4xe $332 $756 $624 $1,950
2022 Jeep Wrangler 4xe $320 $724 $644 $1,926

Rates are averaged for all Jeep Wrangler 4xe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Jeep Wrangler 4xe Insurance

Finding better rates on auto insurance not only requires being a low-risk driver, but also maintaining a good credit score, being claim-free, and consideration of higher deductibles. Take the time to comparison shop every other policy renewal by getting quotes from direct companies, and also from several local insurance agents.

The items below are a brief summary of the ideas that were touched on in the above illustrations.

  • Teen drivers are the costliest to insure, possibly costing $627 per month if the policy includes full coverage
  • Drivers that tend to have accidents or serious violations pay on average $2,320 more every year to insure their Wrangler 4xe
  • Increasing policy deductibles could save as much as $725 each year
  • You may be able to save up to $240 per year just by quoting early and online

Rates by Driver Age

Jeep Wrangler 4xe Insurance Rates by Driver Age
Driver Age Premium
16 $7,526
20 $4,582
30 $2,026
40 $1,950
50 $1,788
60 $1,756

Full coverage, $500 deductibles

Rates by Deductible

Jeep Wrangler 4xe Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,436
$250 $2,208
$500 $1,950
$1,000 $1,704

Full coverage, driver age 40

Rates by Liability Limit

Jeep Wrangler 4xe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,950
50/100 $2,075
100/300 $2,231
250/500 $2,636
100 CSL $2,137
300 CSL $2,480
500 CSL $2,730

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Wrangler 4xe Insurance Rates for High Risk Drivers
Age Premium
16 $10,728
20 $7,308
30 $4,348
40 $4,270
50 $4,080
60 $4,046

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $281

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $103
Multi-vehicle $106
Homeowner $30
5-yr Accident Free $146
5-yr Claim Free $127
Paid in Full/EFT $89
Advance Quote $98
Online Quote $137
Total Discounts $836
Rate after discounts $1,114

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

By clicking, you agree to our Terms of Use

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles