Jeep Wrangler 4xe Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance prices for a Jeep Wrangler 4xe are $1,954 every 12 months for full coverage. Comprehensive costs on average $344, collision costs $774, and liability coverage costs $598. A policy with just liability insurance costs as little as $688 a year, with coverage for high-risk drivers costing around $4,272. Teen drivers pay the highest rates at $7,494 a year or more.
Average premium for full coverage: $1,954
Price estimates by individual coverage:
Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for different Wrangler 4xe trim levels.
Price Range from Low to High
For a driver in their 40's, Jeep Wrangler 4xe insurance prices go from the cheapest price of $688 for minimum levels of liability insurance to a much higher rate of $4,272 for coverage for higher-risk drivers.
Geographic Price Range
Your location has a large influence on car insurance rates. Rural areas have more infrequent accident claims than larger metro areas.
The price range example below illustrates how location helps determine car insurance rates.
The ranges above show why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Jeep Wrangler 4xe insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $1,117
- Drivers who choose higher $1,000 deductibles will pay around $252 a year
- The average price for the average middle-age driver with $500 deductibles is $1,954
- Choosing more expensive low deductibles for comprehensive and collision insurance increases the price to $2,454
- High-risk insureds with multiple violations and an at-fault accident could pay upwards of $4,272 or more
- The price to insure a teenage driver with full coverage may cost $7,494 a year
Insurance prices for a Jeep Wrangler 4xe are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Wrangler 4xe.
Choosing high deductibles could save up to $760 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $538 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may only pay around $1,800 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay upwards of $7,400 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $2,300 to $3,200 extra each year, depending on your age. High-risk driver insurance can cost around 43% to 131% more than average. View High Risk Driver Rates
The state you live in makes a big difference in Jeep Wrangler 4xe insurance rates. A 40-year-old driver could pay as low as $1,290 a year in states like Idaho, Maine, and Iowa, or as much as $2,790 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,768 | -$186 | -9.5% |
| Alaska | $1,498 | -$456 | -23.3% |
| Arizona | $1,620 | -$334 | -17.1% |
| Arkansas | $1,954 | -$0 | 0.0% |
| California | $2,228 | $274 | 14.0% |
| Colorado | $1,866 | -$88 | -4.5% |
| Connecticut | $2,008 | $54 | 2.8% |
| Delaware | $2,212 | $258 | 13.2% |
| Florida | $2,444 | $490 | 25.1% |
| Georgia | $1,806 | -$148 | -7.6% |
| Hawaii | $1,404 | -$550 | -28.1% |
| Idaho | $1,326 | -$628 | -32.1% |
| Illinois | $1,458 | -$496 | -25.4% |
| Indiana | $1,474 | -$480 | -24.6% |
| Iowa | $1,320 | -$634 | -32.4% |
| Kansas | $1,856 | -$98 | -5.0% |
| Kentucky | $2,666 | $712 | 36.4% |
| Louisiana | $2,896 | $942 | 48.2% |
| Maine | $1,206 | -$748 | -38.3% |
| Maryland | $1,612 | -$342 | -17.5% |
| Massachusetts | $1,562 | -$392 | -20.1% |
| Michigan | $3,392 | $1,438 | 73.6% |
| Minnesota | $1,636 | -$318 | -16.3% |
| Mississippi | $2,340 | $386 | 19.8% |
| Missouri | $1,736 | -$218 | -11.2% |
| Montana | $2,100 | $146 | 7.5% |
| Nebraska | $1,542 | -$412 | -21.1% |
| Nevada | $2,340 | $386 | 19.8% |
| New Hampshire | $1,406 | -$548 | -28.0% |
| New Jersey | $2,184 | $230 | 11.8% |
| New Mexico | $1,732 | -$222 | -11.4% |
| New York | $2,060 | $106 | 5.4% |
| North Carolina | $1,126 | -$828 | -42.4% |
| North Dakota | $1,600 | -$354 | -18.1% |
| Ohio | $1,348 | -$606 | -31.0% |
| Oklahoma | $2,006 | $52 | 2.7% |
| Oregon | $1,792 | -$162 | -8.3% |
| Pennsylvania | $1,864 | -$90 | -4.6% |
| Rhode Island | $2,608 | $654 | 33.5% |
| South Carolina | $1,772 | -$182 | -9.3% |
| South Dakota | $1,650 | -$304 | -15.6% |
| Tennessee | $1,712 | -$242 | -12.4% |
| Texas | $2,352 | $398 | 20.4% |
| Utah | $1,444 | -$510 | -26.1% |
| Vermont | $1,338 | -$616 | -31.5% |
| Virginia | $1,170 | -$784 | -40.1% |
| Washington | $1,510 | -$444 | -22.7% |
| West Virginia | $1,792 | -$162 | -8.3% |
| Wisconsin | $1,354 | -$600 | -30.7% |
| Wyoming | $1,740 | -$214 | -11.0% |
Since prices can be so different, the only way to know exactly what you will pay is to compare prices and see how they stack up. Every company uses a different rate calculation, so the prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Wrangler 4xe | $358 | $780 | $584 | $1,960 |
| 2023 Jeep Wrangler 4xe | $344 | $774 | $598 | $1,954 |
| 2022 Jeep Wrangler 4xe | $332 | $756 | $624 | $1,950 |
Rates are averaged for all Jeep Wrangler 4xe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Jeep Wrangler 4xe Insurance
Getting lower rates on auto insurance not only requires avoiding accidents and claims, but also having good credit, eliminating unnecessary coverage, and bundling your home and auto policies. Invest time comparing rates at least once a year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The points below are a quick review of the primary concepts that were covered in the charts and tables above.
- Drivers can save as much as $240 per year simply by shopping early and online
- Drivers with a DUI or reckless driving violation pay an average of $2,320 more each year to insure a Jeep Wrangler 4xe
- Increasing physical damage deductibles could save as much as $750 each year
- Drivers under the age of 20 pay the highest prices, with premiums as much as $625 a month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,494 |
| 20 | $4,590 |
| 30 | $2,032 |
| 40 | $1,954 |
| 50 | $1,792 |
| 60 | $1,760 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,454 |
| $250 | $2,220 |
| $500 | $1,954 |
| $1,000 | $1,702 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,954 |
| 50/100 | $2,074 |
| 100/300 | $2,223 |
| 250/500 | $2,612 |
| 100 CSL | $2,133 |
| 300 CSL | $2,462 |
| 500 CSL | $2,702 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,686 |
| 20 | $7,312 |
| 30 | $4,356 |
| 40 | $4,272 |
| 50 | $4,082 |
| 60 | $4,048 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $103 |
| Multi-vehicle | $105 |
| Homeowner | $29 |
| 5-yr Accident Free | $147 |
| 5-yr Claim Free | $127 |
| Paid in Full/EFT | $90 |
| Advance Quote | $99 |
| Online Quote | $137 |
| Total Discounts | $837 |
Discounts are estimated and may not be available from every company or in every state.
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