Jeep Wrangler 4xe Insurance Rates

The average insurance rates for a Jeep Wrangler 4xe are $1,950 a year for full coverage insurance. Comprehensive insurance costs around $332 a year, collision insurance costs $756, and liability insurance costs $624. Buying just liability costs as little as $710 a year, and insurance for high-risk drivers costs $4,270 or more. Teenage drivers cost the most to insure at up to $7,526 a year.

Average premium for full coverage: $1,950

Policy rates for type of insurance:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Wrangler 4xe trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance rates.

The examples above illustrate why it is important to compare rates for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Jeep Wrangler 4xe insurance rates for additional coverage choices and driver risks.

• The best discount rate is $1,114
• Drivers who choose higher $1,000 deductibles will pay about $1,704 each year
• The average rate for a good driver age 40 using $500 deductibles is $1,950
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $486 a year
• High risk drivers who are prone to accidents and violations could pay at least $4,270
• Policy cost for full coverage for a teen driver can be $7,526 a year

View Chart as Image

Insurance rates for a Jeep Wrangler 4xe also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,800 per year on average, or $150 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay as much as $7,500 a year. View Rates by Age

Your home state makes a big difference in Jeep Wrangler 4xe insurance rates. A 40-year-old driver could pay as low as $1,270 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,630 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $740 each year, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $561 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $2,300 to $3,300 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Jeep Wrangler 4xe Insurance

Finding cheaper rates on Jeep Wrangler 4xe insurance not only requires being safe and accident-free, but also maintaining good credit, being claim-free, and dropping full coverage on older vehicles. Invest the time to compare rates every year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a review of the coverage data presented in the illustrations above.

• It is possible to save up to $240 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $725 each year
• Youthful drivers pay higher rates, possibly costing $627 each month for full coverage
• High-risk drivers who have several accidents or serious violations may pay on average $2,320 more every year than a low-risk driver