Jeep Wrangler 4xe Insurance Rates

The average insurance rates for a Jeep Wrangler 4xe are $1,950 a year with full coverage. Comprehensive insurance costs on average $332 a year, collision insurance costs $756, and liability coverage costs around $624. Liability-only coverage costs as low as $710 a year, and high-risk coverage costs $4,270 or more. Teenage drivers cost the most to insure at up to $7,526 a year.

Average premium for full coverage: $1,950

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Wrangler 4xe trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why it is important to compare prices based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Jeep Wrangler 4xe insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,114
• Using higher $1,000 deductibles will save around $1,704 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,950
• Using low $100 deductibles for physical damage coverage will cost an extra $486 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $4,270
• Policy cost for full coverage for a teenage driver may cost $7,526 or more

View Chart as Image

Insurance rates for a Jeep Wrangler 4xe also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,800 a year, or $150 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $7,500 a year. View Rates by Age

Your home state has a huge impact on Jeep Wrangler 4xe insurance rates. A driver around age 40 might see rates as low as $1,400 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,630 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $740 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $561 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $2,300 to $3,300 additional every year, depending on your age. A high-risk auto insurance policy can be around 44% to 131% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Jeep Wrangler 4xe Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and claims, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Make time to compare rates at least every other year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The points below are a brief review of the car insurance concepts touched on in this article.

• Drivers with DUI or reckless driving convictions may be required to pay an average of $2,320 more each year to insure a Jeep Wrangler 4xe
• You may be able to save as much as $240 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $725 each year
• Consumers who require increased liability limits will pay an extra $690 every year to increase from a 30/60 limit to 250/500 limits