Jeep Wrangler 4xe Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a Jeep Wrangler 4xe are $1,960 a year for full coverage insurance. Comprehensive costs on average $358, collision insurance costs $780, and liability costs around $584. A policy with just liability insurance costs as low as $678 a year, and coverage for high-risk drivers costs around $4,280. Teen drivers receive the highest rates at up to $7,478 a year.
Average premium for full coverage: $1,960
Rate estimates by individual coverage type:
Prices include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for different Wrangler 4xe trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from the low end price of $678 for minimum levels of liability insurance to a much higher rate of $4,280 for a driver that may need high-risk insurance.
Price Range by Location
Where you live can have significant affects on insurance rates. Rural areas tend to have lower incidents of physical damage claims than larger metro areas. The price range example below illustrates how rural and urban location affects car insurance rates.
These examples illustrate why anyone shopping for car insurance should compare prices based on a specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Jeep Wrangler 4xe insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $1,121
- Using higher $1,000 deductibles will save around $258 each year
- The estimated price for a 40-year-old driver with $500 deductibles is $1,960
- Choosing more expensive low deductibles for physical damage coverage bumps up the cost to $2,470
- Drivers with multiple violations and an at-fault accident could pay upwards of $4,280
- The cost that insures a teen driver with full coverage may cost $7,478 or more
Insurance rates for a Jeep Wrangler 4xe can also vary considerably based on the model year and trim level, your age and driving record, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you are probably paying at a minimum $2,300 to $3,200 additional per year, depending on your age. High-risk driver insurance can be as much as 43% to 130% more than average. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,800 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $7,400 a year. View Rates by Age
Where you live has a huge impact on Jeep Wrangler 4xe insurance prices. A driver around age 40 might see rates as low as $1,280 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,650 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,774 | -$186 | -9.5% |
| Alaska | $1,504 | -$456 | -23.3% |
| Arizona | $1,628 | -$332 | -16.9% |
| Arkansas | $1,960 | -$0 | 0.0% |
| California | $2,238 | $278 | 14.2% |
| Colorado | $1,874 | -$86 | -4.4% |
| Connecticut | $2,014 | $54 | 2.8% |
| Delaware | $2,222 | $262 | 13.4% |
| Florida | $2,452 | $492 | 25.1% |
| Georgia | $1,814 | -$146 | -7.4% |
| Hawaii | $1,408 | -$552 | -28.2% |
| Idaho | $1,330 | -$630 | -32.1% |
| Illinois | $1,464 | -$496 | -25.3% |
| Indiana | $1,478 | -$482 | -24.6% |
| Iowa | $1,326 | -$634 | -32.3% |
| Kansas | $1,864 | -$96 | -4.9% |
| Kentucky | $2,676 | $716 | 36.5% |
| Louisiana | $2,908 | $948 | 48.4% |
| Maine | $1,212 | -$748 | -38.2% |
| Maryland | $1,618 | -$342 | -17.4% |
| Massachusetts | $1,568 | -$392 | -20.0% |
| Michigan | $3,408 | $1,448 | 73.9% |
| Minnesota | $1,644 | -$316 | -16.1% |
| Mississippi | $2,350 | $390 | 19.9% |
| Missouri | $1,742 | -$218 | -11.1% |
| Montana | $2,108 | $148 | 7.6% |
| Nebraska | $1,546 | -$414 | -21.1% |
| Nevada | $2,352 | $392 | 20.0% |
| New Hampshire | $1,412 | -$548 | -28.0% |
| New Jersey | $2,192 | $232 | 11.8% |
| New Mexico | $1,740 | -$220 | -11.2% |
| New York | $2,068 | $108 | 5.5% |
| North Carolina | $1,130 | -$830 | -42.3% |
| North Dakota | $1,604 | -$356 | -18.2% |
| Ohio | $1,354 | -$606 | -30.9% |
| Oklahoma | $2,014 | $54 | 2.8% |
| Oregon | $1,798 | -$162 | -8.3% |
| Pennsylvania | $1,872 | -$88 | -4.5% |
| Rhode Island | $2,616 | $656 | 33.5% |
| South Carolina | $1,778 | -$182 | -9.3% |
| South Dakota | $1,656 | -$304 | -15.5% |
| Tennessee | $1,718 | -$242 | -12.3% |
| Texas | $2,362 | $402 | 20.5% |
| Utah | $1,452 | -$508 | -25.9% |
| Vermont | $1,344 | -$616 | -31.4% |
| Virginia | $1,176 | -$784 | -40.0% |
| Washington | $1,516 | -$444 | -22.7% |
| West Virginia | $1,800 | -$160 | -8.2% |
| Wisconsin | $1,358 | -$602 | -30.7% |
| Wyoming | $1,748 | -$212 | -10.8% |
Choosing high deductibles could cut rates by as much as $770 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $525 more each year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Wrangler 4xe | $376 | $812 | $558 | $1,984 |
| 2023 Jeep Wrangler 4xe | $358 | $780 | $584 | $1,960 |
| 2022 Jeep Wrangler 4xe | $344 | $774 | $598 | $1,954 |
Rates are averaged for all Jeep Wrangler 4xe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Jeep Wrangler 4xe Insurance
Saving money on car insurance requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Shop around once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The items below are a quick rundown of the data that was raised in the charts and tables above.
- It is possible to save as much as $240 per year just by shopping early and online
- Policyholders who require more liability coverage will pay about $640 annually to increase from a minimum limit to the 250/500 level
- Teen drivers pay higher rates, costing up to $623 per month if comprehensive and collision insurance is included
- Higher risk drivers with reckless driving or DUI convictions may pay on average $2,320 more each year to insure their Wrangler 4xe
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,478 |
| 20 | $4,596 |
| 30 | $2,042 |
| 40 | $1,960 |
| 50 | $1,798 |
| 60 | $1,766 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,470 |
| $250 | $2,232 |
| $500 | $1,960 |
| $1,000 | $1,702 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,960 |
| 50/100 | $2,077 |
| 100/300 | $2,223 |
| 250/500 | $2,602 |
| 100 CSL | $2,135 |
| 300 CSL | $2,456 |
| 500 CSL | $2,690 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,664 |
| 20 | $7,320 |
| 30 | $4,368 |
| 40 | $4,280 |
| 50 | $4,090 |
| 60 | $4,054 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $103 |
| Multi-vehicle | $105 |
| Homeowner | $29 |
| 5-yr Accident Free | $147 |
| 5-yr Claim Free | $127 |
| Paid in Full/EFT | $91 |
| Advance Quote | $99 |
| Online Quote | $138 |
| Total Discounts | $839 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
