Kia EV6 Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for a Kia EV6 are $1,586 a year with full coverage. Comprehensive costs on average $418 each year, collision costs $812, and liability costs around $246. A policy with just liability insurance costs as low as $298 a year, with coverage for high-risk drivers costing around $3,432. Teen drivers receive the highest rates at $5,458 a year or more.

Average premium for full coverage: $1,586

Rate estimates by individual coverage type:

Comprehensive $418
Collision $812
Liability $246

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and EV6 models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from as low as $298 for minimum levels of liability insurance to a high rate of $3,432 for high-risk insurance.

Liability Only $298
Full Coverage $1,586
High Risk $3,432

Price Range by Location

Where you live can make a big difference on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than larger metro areas.

The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $1,190
Small Cities $1,665
Large Cities $2,141

These examples demonstrate why all drivers should compare prices based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Kia EV6 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $868
  • Using higher $1,000 deductibles will save around $278 annually
  • The average rate for a 40-year-old driver with $500 deductibles is $1,586
  • Choosing low deductibles for physical damage coverage will increase the cost to $2,130
  • High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,432 or more
  • The cost for full coverage for a 16-year-old driver may cost $5,458 or more

View Chart as Image

Kia EV6 insurance cost comparison chart
Column chart showing full coverage Kia EV6 insurance rates range from $868 to $5,458

Insurance rates for a Kia EV6 can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,500 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $5,400 a year. View Rates by Age

Where you live has a huge impact on Kia EV6 insurance prices. A driver around age 40 might see rates as low as $1,140 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,140 on average in Florida, Michigan, and New York.

Kia EV6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,434 -$152 -9.6%
Alaska $1,214 -$372 -23.5%
Arizona $1,316 -$270 -17.0%
Arkansas $1,586 -$0 0.0%
California $1,806 $220 13.9%
Colorado $1,512 -$74 -4.7%
Connecticut $1,626 $40 2.5%
Delaware $1,792 $206 13.0%
Florida $1,980 $394 24.8%
Georgia $1,464 -$122 -7.7%
Hawaii $1,140 -$446 -28.1%
Idaho $1,072 -$514 -32.4%
Illinois $1,184 -$402 -25.3%
Indiana $1,194 -$392 -24.7%
Iowa $1,070 -$516 -32.5%
Kansas $1,506 -$80 -5.0%
Kentucky $2,162 $576 36.3%
Louisiana $2,346 $760 47.9%
Maine $976 -$610 -38.5%
Maryland $1,306 -$280 -17.7%
Massachusetts $1,266 -$320 -20.2%
Michigan $2,752 $1,166 73.5%
Minnesota $1,328 -$258 -16.3%
Mississippi $1,898 $312 19.7%
Missouri $1,404 -$182 -11.5%
Montana $1,702 $116 7.3%
Nebraska $1,248 -$338 -21.3%
Nevada $1,900 $314 19.8%
New Hampshire $1,144 -$442 -27.9%
New Jersey $1,770 $184 11.6%
New Mexico $1,404 -$182 -11.5%
New York $1,668 $82 5.2%
North Carolina $912 -$674 -42.5%
North Dakota $1,298 -$288 -18.2%
Ohio $1,094 -$492 -31.0%
Oklahoma $1,626 $40 2.5%
Oregon $1,454 -$132 -8.3%
Pennsylvania $1,510 -$76 -4.8%
Rhode Island $2,112 $526 33.2%
South Carolina $1,436 -$150 -9.5%
South Dakota $1,338 -$248 -15.6%
Tennessee $1,388 -$198 -12.5%
Texas $1,908 $322 20.3%
Utah $1,172 -$414 -26.1%
Vermont $1,082 -$504 -31.8%
Virginia $950 -$636 -40.1%
Washington $1,222 -$364 -23.0%
West Virginia $1,454 -$132 -8.3%
Wisconsin $1,096 -$490 -30.9%
Wyoming $1,410 -$176 -11.1%

View Chart as Image

Kia EV6 insurance rates by U.S. city

Choosing high deductibles could cut rates by as much as $830 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $222 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,900 to $2,500 additional per year, depending on your age. Insurance for high-risk drivers can be from 46% to 134% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, and rates can be significantly different from one company to the next.

Kia EV6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Kia EV6 $382 $774 $264 $1,530

Rates are averaged for all Kia EV6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Kia EV6 Insurance

Saving money on insurance for a Kia EV6 requires avoiding accidents and violations, having a good credit history, eliminating unnecessary coverage, and insuring your home and auto with the same company. Make time to compare rates every couple of years by quoting rates from direct companies like GEICO and Progressive, and also from local insurance agents.

The list below is a review of the material that was touched on in this article.

  • Insureds who require higher liability limits will pay about $270 every year to increase from a minimum limit to 250/500 limits
  • Teenagers pay higher rates, with premiums as much as $455 per month including comprehensive and collision insurance
  • Drivers considered higher risk who have several accidents or serious violations may be required to pay an average of $1,850 more each year for car insurance
  • Increasing deductibles can save around $825 each year

Rates by Driver Age

Kia EV6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,458
20 $3,650
30 $1,686
40 $1,586
50 $1,442
60 $1,416

Full coverage, $500 deductibles

Rates by Deductible

Kia EV6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,130
$250 $1,878
$500 $1,586
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Kia EV6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,586
50/100 $1,635
100/300 $1,697
250/500 $1,857
100 CSL $1,660
300 CSL $1,795
500 CSL $1,894

Full coverage, driver age 40

Rates for High Risk Drivers

Kia EV6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,896
20 $5,808
30 $3,548
40 $3,432
50 $3,268
60 $3,240

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $227

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $89
Multi-vehicle $81
Homeowner $20
5-yr Accident Free $133
5-yr Claim Free $106
Paid in Full/EFT $85
Advance Quote $86
Online Quote $118
Total Discounts $718
Rate after discounts $868

Discounts are estimated and may not be available from every company or in every state.

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