Kia EV6 Insurance Rates

The average insurance rates for a Kia EV6 are $1,586 a year for full coverage insurance. Comprehensive costs around $418 each year, collision insurance costs $812, and liability insurance is estimated at $246. Buying just liability costs approximately $298 a year, and insurance for high-risk drivers costs around $3,432. Teenage drivers cost the most to insure at up to $5,458 a year.

Average premium for full coverage: $1,586

Policy rates for type of insurance:

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and EV6 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above illustrate why all drivers should get quotes for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Kia EV6 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $868
• Choosing higher $1,000 deductibles can save about $278 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,586
• Using low deductibles for comp and collision coverage bumps up the cost to $2,130
• High-risk insureds who are prone to accidents and violations could pay at least $3,432
• Policy cost that insures a teen driver can be $5,458 each year

View Chart as Image

Insurance rates for a Kia EV6 also range considerably based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,900 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 46% to 134% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $5,400 a year. View Rates by Age

Your home state plays a big part in determining prices for Kia EV6 insurance rates. A good driver about age 40 could pay as low as $1,030 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,140 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $830 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $222 more per year. View Rates by Deductible or Liability Limit

How to Find More Affordable Kia EV6 Insurance

Finding cheaper rates on Kia EV6 insurance takes avoiding accidents and claims, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Compare prices once a year by quoting rates from direct insurance companies, and also from insurance agencies where you live.

The points below are a summary of the data that was covered in the above illustrations.

• It is possible to save up to $200 per year just by quoting online in advance
• Drivers who may need increased liability limits will pay an extra $270 annually to raise limits from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 pay higher rates, possibly costing $455 each month if full coverage is included
• High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,850 more every year to insure a Kia EV6