Kia EV6 Insurance Rates

U.S. average insurance rates for a Kia EV6 are $1,586 a year including full coverage. Comprehensive insurance costs approximately $418 each year, collision insurance costs $812, and liability costs around $246. A policy with just liability insurance costs as low as $298 a year, and coverage for high-risk drivers costs $3,432 or more. Teens pay the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,586

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and EV6 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above highlight why all drivers should compare prices using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Kia EV6 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $868
• Using higher $1,000 deductibles will save $278 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,586
• Selecting low deductibles for physical damage coverage will cost an extra $544 every year
• Drivers with serious driving violations could pay around $3,432
• The price for full coverage for a teen driver can cost $5,458 or more

View Chart as Image

Insurance prices for a Kia EV6 are also quite variable based on your driving record, the model of your EV6, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,500 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,400 a year. View Rates by Age

The state you live in has a huge impact on Kia EV6 insurance prices. A driver around age 40 might see prices as low as $1,210 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,260 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $830 every year, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $222 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,900 to $2,500 extra each year, depending on your age. Insurance for high-risk drivers can be as much as 46% to 134% more than the average policy. View High Risk Driver Rates

How to Find More Affordable Kia EV6 Insurance

Getting lower rates on car insurance requires being a good driver, maintaining good credit, being claim-free, and possibly raising deductibles. Take the time to compare rates at least once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following list is a summary of the primary concepts that were covered in the above illustrations.

• You may be able to save around $200 per year just by quoting online in advance
• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,850 more per year than a safer driver
• Increasing physical damage deductibles can save around $825 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $455 a month for full coverage