Kia EV6 Insurance Rates

Average auto insurance rates for a Kia EV6 are $1,586 annually for full coverage. Comprehensive insurance costs on average $418 a year, collision insurance costs $812, and liability costs $246. Liability-only coverage costs as little as $298 a year, and high-risk coverage costs $3,432 or more. Teenage drivers receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,586

Rate estimates by individual coverage type:

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and EV6 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have fewer accident claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

These examples show why it is important to compare rates based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Kia EV6 insurance rates for different risk profiles and scenarios.

• The best discount rate is $868
• Drivers who choose higher $1,000 deductibles will pay around $1,308 a year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,586
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $544 every year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,432
• The cost with full coverage for a teen driver may cost $5,458 a year

View Chart as Image

Car insurance rates for a Kia EV6 can also vary considerably based on the trim level of your EV6, your driver profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,500 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $5,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,900 to $2,500 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 46% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $830 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $222 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Kia EV6 insurance prices. A 40-year-old driver could pay as low as $1,040 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,260 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy the Best Cheap Kia EV6 Insurance

Saving money on car insurance not only requires being a low-risk driver, but also having a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Invest the time to shop around every time your policy renews by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The items below are a quick review of the information illustrated above.

• Drivers can save as much as $200 per year just by quoting early and online
• Teen drivers are expensive to insure, costing as high as $455 per month if comprehensive and collision insurance is included
• Increasing deductibles could save up to $825 each year
• Higher risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,850 more each year to insure their EV6
• Policyholders who require more liability coverage will pay an extra $270 each year to go from a minimum limit to higher 250/500 limits