Kia EV6 Insurance Rates

The average insurance rates for a Kia EV6 are $1,586 a year for full coverage. Comprehensive costs on average $418 a year, collision insurance costs $812, and liability is $246. A liability-only policy costs around $298 a year, and high-risk insurance costs around $3,432. Teen drivers cost the most to insure at up to $5,458 a year.

Average premium for full coverage: $1,586

Policy rates by type of insurance:

Estimates include $500 deductible amounts, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and EV6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how location impacts car insurance rates.

The examples above show why it is important to compare rates quotes based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Kia EV6 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $868
• Raising to $1,000 deductibles will save around $1,308 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,586
• Choosing low $100 deductibles bumps up the cost to $2,130
• Drivers with multiple violations and an at-fault accident could pay upwards of $3,432
• Policy cost that insures a 16-year-old driver may cost $5,458

View Chart as Image

Car insurance rates for a Kia EV6 also range considerably based on the trim level of your EV6, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,900 to $2,500 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 46% to 134% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,500 every 12 months on average, or $125 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $5,400 a year. View Rates by Age

Your home state also has a big influence on Kia EV6 insurance prices. A middle-age driver might find rates as low as $1,040 a year in states like Idaho, Maine, and Iowa, or as much as $2,260 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $830 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $222 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Kia EV6 Insurance

Finding cheaper rates on insurance for a Kia EV6 consists of having a good driving record, having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around every time your policy renews by requesting rates from direct carriers, and also from local exclusive and independent agents.

The next list is a review of the information touched on above.

• Drivers can save as much as $200 per year just by quoting early and online
• Drivers age 20 and younger are expensive to insure, costing up to $455 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $825 each year
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,850 more each year to buy Kia EV6 insurance
• Insureds who require increased levels of liability coverage will pay about $270 each year to raise from a 30/60 limit to the 250/500 level