Kia EV9 Insurance Rates

U.S. average auto insurance rates for a Kia EV9 are $1,674 annually with full coverage. Comprehensive costs an estimated $444, collision insurance costs $874, and liability coverage is estimated at $246. Liability-only insurance costs approximately $298 a year, and high-risk driver insurance costs around $3,630. Teenage drivers pay the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Price estimates broken down by individual coverage:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different EV9 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations have fewer collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Kia EV9 insurance rates for other coverage scenarios.

• The best discount rate is $913
• Choosing higher $1,000 deductibles can save approximately $298 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,674
• Using more expensive low deductibles for comp and collision coverage will cost $2,260
• Drivers who are prone to accidents and violations could pay up to $3,630
• The price with full coverage for a teenage driver with full coverage can cost as much as $5,742 each year

View Chart as Image

Car insurance prices for a Kia EV9 are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,500 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged at least $5,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $2,000 to $2,600 extra each year, depending on your age. High-risk driver insurance ranges around 45% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $890 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $222 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Kia EV9 insurance rates. A good driver about age 40 could pay as low as $1,210 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,260 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy the Right Kia EV9 Insurance

Getting lower rates on auto insurance takes being a good driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Set aside time to compare rates every other policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a quick rundown of the ideas that were covered above.

• Drivers age 16 to 20 have the highest car insurance prices, costing up to $479 a month if comprehensive and collision insurance is included
• Drivers with reckless driving or DUI convictions pay on average $1,960 more annually than a safer driver
• Increasing physical damage deductibles could save up to $875 each year
• You may be able to save approximately $220 per year just by shopping early and online