Kia EV9 Insurance Rates

Average insurance rates for a Kia EV9 are $1,674 a year for full coverage insurance. Comprehensive costs on average $444 a year, collision insurance costs $874, and liability coverage costs around $246. Liability-only coverage costs as low as $298 a year, and high-risk coverage costs around $3,630. Teen drivers receive the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Rate estimates by individual coverage type:

These estimates include $500 physical damage deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and EV9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on insurance rates. Rural areas tend to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These examples illustrate why it is important to compare prices based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Kia EV9 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $913
• Using higher $1,000 deductibles will save around $1,376 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,674
• Choosing low $100 deductibles for physical damage coverage bumps up the cost to $2,260
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,630
• The cost that insures a teenage driver may cost $5,742 or more

View Chart as Image

Car insurance rates for a Kia EV9 can also vary considerably based on the trim level of your EV9, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $2,000 to $2,600 extra per year, depending on your age. A high-risk auto insurance policy can be around 45% to 134% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,500 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged upwards of $5,700 a year. View Rates by Age

Where you live has a huge impact on Kia EV9 insurance rates. A driver around age 40 might see rates as low as $1,090 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,260 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $890 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $222 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Kia EV9 Insurance

Saving money on auto insurance requires being a safe and courteous driver, having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a brief summary of the material that was covered above.

• Consumers who require higher levels of liability will pay about $270 annually to increase from a minimum limit to the 250/500 level
• Teenage drivers are expensive to insure, costing up to $479 per month if full coverage is purchased
• Drivers that tend to have accidents or serious violations may pay on average $1,960 more each year for auto insurance
• Increasing deductibles can save approximately $875 each year