Kia EV9 Insurance Rates

Average insurance rates for a Kia EV9 are $1,674 a year for full coverage. Comprehensive costs approximately $444 each year, collision insurance costs $874, and liability costs $246. A policy with just liability insurance costs as little as $298 a year, and coverage for high-risk drivers costs around $3,630. Teen drivers receive the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and EV9 models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance rates. Rural locations tend to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how your location can change auto insurance prices.

These examples show why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Kia EV9 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $913
• Drivers who choose higher $1,000 deductibles will pay $298 a year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,674
• Choosing low deductibles for comprehensive and collision insurance will increase the cost to $2,260
• Drivers with multiple violations and an at-fault accident could pay around $3,630
• The cost for full coverage for a 16-year-old driver can cost $5,742 a year

View Chart as Image

Insurance rates for a Kia EV9 can also vary considerably based on your driver profile, the trim level of your EV9, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,500 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age

Where you live makes a big difference in Kia EV9 insurance prices. A 40-year-old driver could pay as low as $1,100 a year in states like Iowa, Maine, and Idaho, or as much as $2,390 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $890 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $222 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $2,000 to $2,600 additional per year, depending on your age. Insurance for high-risk drivers can cost from 45% to 134% more than average. View High Risk Driver Rates

How to Find Cheap Kia EV9 Insurance

Saving money on insurance for a Kia EV9 not only requires being a good driver, but also having a good credit history, eliminating unneeded coverage, and consideration of higher deductibles. Invest the time to shop around once a year by obtaining price quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The following list is a brief summary of the data that was illustrated above.

• Drivers can save around $220 per year just by quoting online in advance
• Insureds who purchase an increased level of liability coverage will pay about $270 each year to go from a minimum limit to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, costing as high as $479 per month including comprehensive and collision insurance
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,960 more per year than a safer driver