Kia EV9 Insurance Rates

Average insurance prices for a Kia EV9 are $1,674 every 12 months including full coverage. Comprehensive insurance costs approximately $444 a year, collision insurance costs $874, and liability is $246. A policy with just liability insurance costs around $298 a year, and coverage for high-risk drivers costs $3,630 or more. Teen drivers receive the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Rate estimates by individual coverage type:

Includes $500 deductible amounts, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and EV9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how your location can change auto insurance prices.

These examples highlight why it is important to compare rates quotes using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Kia EV9 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $913
• Raising to $1,000 deductibles will save $1,376 every year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,674
• Choosing low $100 deductibles costs an extra $586 annually
• Drivers with multiple violations and an at-fault accident could pay around $3,630
• The cost to insure a 16-year-old driver can cost $5,742

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Insurance rates for a Kia EV9 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your EV9.

Choosing high deductibles can reduce rates by up to $890 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $222 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,500 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $2,000 to $2,600 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 134% more than average. View High Risk Driver Rates

Where you live also has a big influence on Kia EV9 insurance prices. A middle-age driver might find rates as low as $1,280 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,390 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Cheapest Kia EV9 Insurance

Saving money on insurance for a Kia EV9 consists of having a good driving record, having above-average credit, not filing small claims, and consideration of higher deductibles. Invest the time to shop around every couple of years by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

The next list is a recap of the material that was illustrated above.

• Insureds who purchase increased levels of liability coverage will pay about $270 per year to raise from a minimum limit to a 250/500 level
• Drivers age 20 and younger are the costliest to insure, as much as $479 per month if full coverage is included
• Drivers considered higher risk that have major violations or accidents could be charged and average of $1,960 more per year to buy Kia EV9 insurance
• Increasing deductibles could save as much as $875 each year