Kia EV9 Insurance Rates

Average auto insurance rates for a Kia EV9 are $1,674 annually for full coverage. Comprehensive costs on average $444 a year, collision insurance costs $874, and liability costs around $246. A policy with just liability insurance costs as low as $298 a year, and coverage for high-risk drivers costs around $3,630. Teenage drivers receive the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Rate estimates by individual coverage type:

Includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and EV9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas tend to have fewer accident claims than densely populated cities. The diagram below illustrates how location impacts car insurance rates.

These examples show why it is important to compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Kia EV9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $913
• Using higher $1,000 deductibles will save around $1,376 a year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,674
• Using low $100 deductibles for physical damage coverage will cost $2,260
• Drivers who are prone to accidents and violations could pay upwards of $3,630
• The cost with full coverage for a teen driver may cost $5,742 or more

View Chart as Image

Insurance rates for a Kia EV9 can also vary considerably based on the trim level of your EV9, your driver profile, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,500 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $2,000 to $2,600 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $890 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $222 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Kia EV9 insurance prices. A driver around age 40 might see rates as low as $1,100 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,390 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy the Cheapest Kia EV9 Insurance

Saving money on car insurance requires being a low-risk driver, having good credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Spend time shopping around at every policy renewal by getting rate quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The items below are a recap of the data touched on above.

• Policyholders who require more liability coverage will pay an extra $270 each year to increase from a minimum limit to higher 250/500 limits
• Drivers can save as much as $220 per year just by quoting early and online
• Increasing deductibles could save up to $875 each year
• Teen drivers pay higher rates, costing as high as $479 per month if they have full coverage