Kia EV9 Insurance Rates

Estimated insurance rates for a Kia EV9 are $1,674 a year for full coverage. Comprehensive costs on average $444, collision insurance costs $874, and liability is $246. A policy with only liability insurance costs around $298 a year, and a high-risk policy costs around $3,630. Teenage drivers pay the most at up to $5,742 a year.

Average premium for full coverage: $1,674

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all states and for all EV9 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than densely populated cities. The example below illustrates how location helps determine car insurance rates.

These rate differences show why everyone should compare rates quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Kia EV9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $913
• Raising to $1,000 deductibles will save around $298 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,674
• Using pricier low deductibles will increase the cost to $2,260
• At-risk drivers who are prone to accidents and violations could pay upwards of $3,630
• An auto insurance policy for full coverage for a teen driver for full coverage may cost $5,742

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Car insurance prices for a Kia EV9 also have a wide range based on your driving characteristics, the trim level of your EV9, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged upwards of $5,700 a year. View Rates by Age

Where you choose to live also has a big influence on Kia EV9 insurance prices. A middle-age driver might find prices as low as $1,100 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,390 on average in Michigan, Louisiana, and New York.

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Using high physical damage deductibles can reduce prices by up to $890 every year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $222 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $2,000 to $2,600 extra annually, depending on your age. Kia EV9 insurance for high-risk drivers is expensive and can cost as much as 45% to 134% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Kia EV9 Insurance

Finding better rates on car insurance consists of being a good driver, having above-average credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates once a year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The following list is a quick review of the data that was covered in the charts and tables above.

• Drivers can save as much as $220 per year just by quoting online well ahead of the renewal date
• Policyholders who require an increased level of liability coverage will pay an extra $270 each year to raise from 30/60 bodily injury limits to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, as much as $479 per month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation will pay on average $1,960 more each year than a safer driver