Kia EV9 Insurance Rates

Average insurance prices for a Kia EV9 are $1,674 every 12 months with full coverage. Comprehensive costs approximately $444 each year, collision insurance costs $874, and liability costs around $246. A policy with just liability insurance costs as low as $298 a year, and coverage for high-risk drivers costs around $3,630. Teen drivers receive the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Rate estimates by individual coverage type:

Includes $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and EV9 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of insurance. Rural locations tend to have more infrequent collision claims than larger metro areas. The graphic below illustrates how rural and urban location affects auto insurance prices.

These examples demonstrate why all drivers should compare prices using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Kia EV9 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $913
• Using higher $1,000 deductibles will save $298 annually
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,674
• Choosing low deductibles for physical damage coverage increases the price to $2,260
• High-risk insureds with multiple violations and an at-fault accident could pay around $3,630
• The cost to insure a 16-year-old driver can cost $5,742 or more

View Chart as Image

Insurance rates for a Kia EV9 can also vary considerably based on policy deductibles and limits, your driving record, and the model of your EV9.

Choosing high deductibles could cut rates by as much as $890 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $222 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,500 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $2,000 to $2,600 additional per year, depending on your age. Insurance for high-risk drivers can be from 45% to 134% more than average. View High Risk Driver Rates

Where you live has a huge impact on Kia EV9 insurance prices. A driver around age 40 might see rates as low as $1,210 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,260 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for the Cheapest Kia EV9 Insurance

Saving money on insurance for a Kia EV9 requires avoiding accidents and claims, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around at least once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a recap of the primary concepts that were raised in the charts and tables above.

• You may be able to save around $220 per year just by quoting online in advance
• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,960 more per year to insure a Kia EV9
• Increasing deductibles could save as much as $875 each year
• Drivers under the age of 20 are the costliest to insure, with premiums as much as $479 per month if full coverage is included