Kia EV9 Insurance Rates

Average insurance prices for a Kia EV9 are $1,674 every 12 months for full coverage. Comprehensive insurance costs on average $444, collision insurance costs $874, and liability insurance costs around $246. Liability-only coverage costs as low as $298 a year, and high-risk coverage costs $3,630 or more. Teenage drivers receive the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Rate estimates by individual coverage type:

Rates are based on $500 deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all EV9 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance rates. Rural areas tend to have more infrequent accident claims than densely populated cities. The example below illustrates how your location can change car insurance rates.

These examples show why everyone should compare prices based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Kia EV9 insurance rates for different risk profiles and scenarios.

• The best discount rate is $913
• Using higher $1,000 deductibles will save around $298 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,674
• Using pricier low deductibles for physical damage coverage costs an extra $586 a year
• Drivers who are prone to accidents and violations could pay upwards of $3,630
• The cost to insure a teen driver for full coverage may cost $5,742 or more

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Car insurance rates for a Kia EV9 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your EV9.

Using high physical damage deductibles could cut rates by as much as $890 each year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $222 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,500 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $5,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $2,000 to $2,600 extra per year, depending on your age. Kia EV9 insurance for high-risk drivers can be anywhere from 45% to 134% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Kia EV9 insurance rates. A driver around age 40 might see rates as low as $1,100 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,390 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Best Cheap Kia EV9 Insurance

Saving money on Kia EV9 insurance requires not taking risks behind the wheel, maintaining a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Invest the time to shop around once a year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a quick review of the data that was illustrated above.

• Drivers can save as much as $220 per year just by quoting online well ahead of the renewal date
• Drivers who require higher liability limits will pay an extra $270 each year to increase from a minimum limit to a 250/500 level
• Teens are expensive to insure, costing as high as $479 per month if the policy includes full coverage
• High-risk drivers with a DUI or reckless driving violation pay an average of $1,960 more each year for EV9 insurance