Kia EV9 Insurance Rates

Average auto insurance rates for a Kia EV9 are $1,674 annually for full coverage insurance. Comprehensive costs an estimated $444 each year, collision insurance costs $874, and liability coverage costs $246. A liability-only policy costs as little as $298 a year, and high-risk insurance costs around $3,630. Teen drivers receive the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Rate estimates broken down by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and EV9 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas. The graphic below illustrates how where you live affects insurance prices.

These examples illustrate why all drivers should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Kia EV9 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $913
• Drivers who choose higher $1,000 deductibles will pay approximately $298 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,674
• Choosing low deductibles for comprehensive and collision insurance will cost $2,260
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,630
• The cost with full coverage for a teenage driver can cost as much as $5,742 a year

View Chart as Image

Insurance rates for a Kia EV9 can also vary considerably based on the trim level of your EV9, your risk profile, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,500 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $5,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $2,000 to $2,600 extra per year, depending on your age. Insurance for high-risk drivers can cost around 45% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $890 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $222 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Kia EV9 insurance rates. A 40-year-old driver could pay as low as $1,090 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,260 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy Cheaper Kia EV9 Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop at least every other year by requesting rates from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The points below are a condensed summary of the car insurance concepts touched on in the above illustrations.

• Drivers with multiple at-fault accidents may pay on average $1,960 more annually to insure a Kia EV9
• It is possible to save approximately $220 per year just by quoting online in advance
• Increasing deductibles could save up to $875 each year
• Consumers who want increased liability limits will pay about $270 annually to go from a minimum limit to higher 250/500 limits