Kia EV9 Insurance Rates

U.S. average insurance prices for a Kia EV9 are $1,674 every 12 months for full coverage insurance. Comprehensive costs around $444, collision insurance costs $874, and liability coverage is $246. Liability-only coverage costs around $298 a year, and high-risk coverage costs around $3,630. Teenage drivers pay the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Price estimates for individual coverage:

Prices include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different EV9 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population have more infrequent physical damage claims than densely populated cities. The price range example below illustrates how location impacts auto insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Kia EV9 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $913
• Raising to $1,000 deductibles will save about $298 each year
• The average price for the average middle-age driver using $500 deductibles is $1,674
• Using more expensive low deductibles increases the price to $2,260
• Unlucky drivers who are prone to accidents and violations could pay at least $3,630
• The price to insure a teenage driver with full coverage can be $5,742

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Auto insurance prices for a Kia EV9 are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles can reduce prices by up to $890 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $222 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,500 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay as much as $5,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $2,000 to $2,600 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost around 45% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Kia EV9 insurance rates. A middle-age driver might find prices as low as $1,090 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,260 on average in Michigan, New York, and Florida.

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How to Shop for the Right Kia EV9 Insurance

Getting lower rates on auto insurance consists of being safe and accident-free, having a good credit score, not filing small claims, and possibly raising deductibles. Spend time shopping around at every policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the data touched on above.

• Consumers who may need more liability protection will pay an extra $270 annually to raise from a low limit to a 250/500 level
• It is possible to save up to $220 per year just by shopping early and online
• Increasing physical damage deductibles could save as much as $875 each year
• Youthful drivers are expensive to insure, as much as $479 a month if comprehensive and collision insurance is included