Kia EV9 Insurance Rates

Average insurance rates for a Kia EV9 are $1,674 a year including full coverage. Comprehensive insurance costs on average $444 a year, collision insurance costs $874, and liability costs around $246. Buying just liability costs as low as $298 a year, and insurance for high-risk drivers costs $3,630 or more. 16-year-old drivers receive the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Rate estimates by individual coverage type:

Includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and EV9 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how geographic area affects car insurance rates.

These examples highlight why it is important to compare prices based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Kia EV9 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $913
• Using higher $1,000 deductibles will save around $1,376 every year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,674
• Buying low $100 deductibles for physical damage coverage will cost an additional $586 every year
• Drivers with multiple tickets or accidents could pay upwards of $3,630
• The cost that insures a teen driver may cost $5,742 or more

View Chart as Image

Auto insurance rates for a Kia EV9 can also vary considerably based on the trim level of your EV9, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $2,000 to $2,600 in extra premium per year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,500 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay upwards of $5,700 a year. View Rates by Age

Where you live has a huge impact on Kia EV9 insurance prices. A driver around age 40 might see rates as low as $1,280 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,390 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $890 every year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $222 extra every year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Kia EV9 Insurance

Saving money on car insurance requires being a safe and courteous driver, maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Comparison shop every other policy renewal by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a recap of the ideas that were presented in the illustrations above.

• Teenage drivers are charged the highest rates, as much as $479 per month if the policy includes full coverage
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,960 more each year for auto insurance
• Increasing deductibles can save approximately $875 each year
• You may be able to save as much as $220 per year just by quoting early and online