Kia EV9 Insurance Rates

U.S. average insurance rates for a Kia EV9 are $1,674 a year including full coverage. Comprehensive insurance costs an estimated $444 each year, collision insurance costs $874, and liability coverage costs $246. Liability-only insurance costs as little as $298 a year, and high-risk driver insurance costs $3,630 or more. Teens pay the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Price estimates broken down by individual coverage:

These estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and EV9 models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how where you live affects insurance prices.

The ranges above highlight why all drivers should compare rates for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Kia EV9 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $913
• Drivers who choose higher $1,000 deductibles will pay approximately $298 every year
• The average rate for the average middle-age driver who has $500 deductibles is $1,674
• Selecting low deductibles for comprehensive and collision insurance will cost an extra $586 each year
• High-risk insureds with serious driving violations could pay up to $3,630
• The price for full coverage for a teenage driver can cost as much as $5,742 a year

View Chart as Image

Car insurance prices for a Kia EV9 are also quite variable based on your driving record, the model of your EV9, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may only pay around $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged at least $5,700 a year. View Rates by Age

The state you live in makes a big difference in Kia EV9 insurance rates. A 40-year-old driver could pay as low as $1,280 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,390 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $890 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $222 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $2,000 to $2,600 extra each year, depending on your age. Insurance for high-risk drivers can cost around 45% to 134% more than the average policy. View High Risk Driver Rates

How to Find Cheap Kia EV9 Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, being claim-free, and possibly higher deductibles. Take the time to comparison shop at least every other year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The items below are a brief summary of the car insurance concepts touched on in the above illustrations.

• Drivers that tend to have accidents or serious violations may pay on average $1,960 more annually to insure their EV9
• You may be able to save approximately $220 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $875 each year
• Consumers who want more liability coverage will pay approximately $270 per year to go from a low limit to 250/500 limits