Kia Stinger Insurance Rates

Shopping around to find the best Kia Stinger insurance rates can be confusing if you don’t have a good frame of reference. You might be asking, “Is the Kia Stinger expensive to insure?” That’s why you should know that the average Kia Stinger GT insurance cost is $1,618 a year, or $135 every month for full coverage. 

We have prepared this comprehensive guide to aid you in your search for insurance on a Kia Stinger. In it, you will learn how things like crash test ratings, safety features, and driver age all play a part in determining Kia Stinger rates.

If you want to skip ahead, take advantage of our free online quote tool to start comparing Kia Stinger insurance prices right now.

U.S. average insurance rates for a Kia Stinger are $1,458 a year for full coverage insurance. Comprehensive insurance costs an estimated $270, collision insurance costs $494, and liability costs $514. Buying just liability costs as little as $572 a year, and insurance for high-risk drivers costs $3,166 or more. 16-year-old drivers pay the highest rates at up to $5,616 a year.

Average premium for full coverage: $1,458

Price estimates broken down by individual coverage:

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for all Stinger models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. More rural locations have lower incidents of physical damage claims than congested cities. The example below illustrates the effect of geographic area on insurance prices.

The ranges above illustrate why everyone should compare rates for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Kia Stinger insurance rates for other coverage scenarios.

• The best full coverage rate is $847
• Drivers who choose higher $1,000 deductibles will pay approximately $174 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,458
• Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $336 every year
• Higher-risk drivers with multiple tickets or accidents could pay up to $3,166
• The price that insures a teen driver for full coverage can cost as much as $5,616 a year

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Insurance prices for a Kia Stinger are also quite variable based on the model of your Stinger, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,700 to $2,400 additional each year, depending on your age. Kia Stinger insurance for high-risk drivers can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $5,600 a year. View Rates by Age

The state you live in makes a big difference in Kia Stinger insurance prices. A 40-year-old driver could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,970 on average in Florida, New York, and Michigan.

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Opting for high physical damage deductibles could save up to $510 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $462 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Kia Stinger Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having a good credit score, not filing small claims, and possibly raising deductibles. Comparison shop every time your policy renews by requesting quotes from direct insurance companies, and also from local insurance agencies.

Below is a brief summary of the information covered in the above illustrations.

• It is possible to save approximately $170 per year just by quoting online well ahead of the renewal date
• Teenage drivers are expensive to insure, as much as $468 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $500 each year
• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,710 more annually for auto insurance
• Policyholders who want higher levels of liability will pay around $570 annually to go from a low limit to the 250/500 level

Some people ask, “Is a Kia Stinger considered a sports car?” Many place consider it a luxury sports car. Also, you may be wonder, “Is the Kia Stinger worth buying?” We would say yes. It’s all about having all the information and making an informed decision though. The Kia Stinger reliability is a question worth asking. It’s a working man’s luxury sports car with a great price. There are some maintenance issues but again if you have the information and can budget shouldn’t be a problem.

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Kia Stinger insurance costs.

If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the safety ratings of the Kia Stinger?

It’s important to consider the safety ratings of the Kia Stinger to get a full view of how well the car protects its occupants in the event of a collision.

One way to figure this out is by reviewing the crash test ratings of the Kia Stinger with results administered by the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

As you can see, the Kia Stingerachieved the highest rating possible in every area. Beyond that, the 2020 Kia Stinger was awarded as a Top Safety Pick when equipped with specific headlights.

Kia Stinger Compared Against Other Vehicles in the Same Class

Classified as a large four-door car by the Insurance Institute for Highway Safety, the Kia Stinger is bigger than a lot of sedans. While heavier models typically translate to lower insurance rates, the best way to know if Kia Stinger insurance rates are affordable is by comparing the average rate with other similar models.

Take a look at the following large cars to see how their insurance rates compare to the Kia Stinger.

• Buick LaCrosse
• Chrysler 300
• Ford Taurus

To this point, we have gone into excessive detail about Kia Stinger insurance costs. Do you feel that there are any details we might have missed? If not, use our free online tool to start comparing Kia Stinger insurance quotes from top companies right now!