Land Rover Defender Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2023
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Car insurance premiums on a Land Rover Defender can vary widely depending on several factors. Taken into consideration are:
- Higher performance Defender vehicles cost more
- Any accidents you may have
- Home and auto can earn discounts
- Pleasure use vs. commuting use
- Special coverage such as replacement cost
- Your claim history
- Having continuous coverage saves you money
- Whether you rent or own your home
An additional factor that can impact Land Rover Defender insurance rates is the year of the vehicle. Used vehicles have a reduced actual cash value than newer models so the cost to replace them may result in lower rates. Although more recent Defender vehicles may have safety features included like pedestrian detection, dual-stage airbags, a rollover prevention system, and automatic crash notification which can give discounted rates.
Liability - damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .
Collision coverages - an object or car. . , . .
Comprehensive protection - that is not covered by collision coverage. . you can receive from a comprehensive claim , .
UM/UIM (Uninsured/Underinsured Motorist) coverage - This . , . .
Medical costs insurance - expenses doctor visits, EMT expenses, and X-ray expenses. . .
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