Land Rover Discovery Sport Insurance Rates

Estimated insurance rates for a Land Rover Discovery Sport are $1,342 a year for full coverage insurance. Comprehensive insurance costs an estimated $278 a year, collision insurance costs $446, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs $2,896 or more. Teenage drivers pay the most at up to $5,088 a year.

Average premium for full coverage: $1,342

Premium estimates broken down by type of coverage:

Estimates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Discovery Sport trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

These rate differences illustrate why it is important to get quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Land Rover Discovery Sport insurance rates for other coverage scenarios.

• The best discount rate is $782
• Choosing higher $1,000 deductibles can save approximately $1,178 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,342
• Using low $100 deductibles for comp and collision coverage will cost an extra $318 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,896
• An auto insurance policy for full coverage for a teen driver can cost as much as $5,088 each year

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Auto insurance prices for a Land Rover Discovery Sport also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Land Rover Discovery Sport insurance prices. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,810 on average in Florida, New York, and Michigan.

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Using high physical damage deductibles can save as much as $490 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,600 to $2,200 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Land Rover Discovery Sport Insurance

Finding better rates on car insurance takes not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to compare rates at every policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a review of the data covered above.

• Policyholders who want higher liability limits will pay an extra $510 annually to raise limits from 30/60 bodily injury limits to 250/500 limits
• It is possible to save approximately $160 per year just by quoting early and online
• Increasing policy deductibles can save around $475 each year
• Teens are the costliest to insure, with premiums being up to $424 per month if they have full coverage