Land Rover Discovery Sport Insurance Rates

U.S. average insurance rates for a Land Rover Discovery Sport are $1,342 a year for full coverage. Comprehensive costs an estimated $278 each year, collision insurance costs $446, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,896. Teen drivers pay the highest rates at up to $5,088 a year.

Average premium for full coverage: $1,342

Price estimates broken down by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Discovery Sport models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations have lower incidents of accident claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The ranges above show why all drivers should get quotes for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Land Rover Discovery Sport insurance rates for other coverage scenarios.

• The lowest rate with discounts is $782
• Choosing higher $1,000 deductibles can save approximately $164 a year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,342
• Choosing low deductibles for comp and collision coverage bumps up the cost to $1,660
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,896
• The price that insures a teen driver can cost as much as $5,088 each year

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Insurance prices for a Land Rover Discovery Sport are also quite variable based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 133% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Land Rover Discovery Sport insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or as much as $1,920 on average in New York, Louisiana, and Michigan.

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Choosing high deductibles can save as much as $490 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

How to Find More Affordable Land Rover Discovery Sport Insurance

Getting lower rates on car insurance takes being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Shop around at every policy renewal by getting quotes from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a summary of the data covered above.

• Policyholders who want more liability protection will pay about $510 each year to raise limits from a low limit to the 250/500 level
• Drivers can save approximately $160 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $475 each year
• Youthful drivers are expensive to insure, with premiums as much as $424 a month if comprehensive and collision insurance is included