Land Rover Discovery Sport Insurance Rates

Average insurance prices for a Land Rover Discovery Sport are $1,308 every 12 months including full coverage. Comprehensive insurance costs around $268, collision costs $418, and liability is $464. Liability-only coverage costs around $514 a year, with high-risk coverage costing $2,824 or more. Teens receive the highest rates at $4,982 a year or more.

Average premium for full coverage: $1,308

Rate estimates for individual coverage type:

These estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for different Discovery Sport trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These examples highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Land Rover Discovery Sport insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $766
• Raising to $1,000 deductibles will save about $156 every year
• The average price for a 40-year-old driver using $500 deductibles is $1,308
• Selecting more expensive low deductibles costs an extra $300 every year
• At-risk drivers with serious driving violations could pay at least $2,824 or more
• The cost to insure a teen driver with full coverage can be $4,982

View Chart as Image

Car insurance rates for a Land Rover Discovery Sport can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $460 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $4,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 128% more than the average policy. View High Risk Driver Rates

Where you live also has a big influence on Land Rover Discovery Sport insurance prices. A middle-age driver might find rates as low as $1,010 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,870 on average in Michigan, New York, and Louisiana.

View Chart as Image

With so much variability in rates, the best way to figure out your exact price is to compare rates and see which company has the best rate. Every auto insurance company calculates rates differently, so rate quotes can be significantly different.

How to Shop for Cheap Land Rover Discovery Sport Insurance

Saving money on car insurance consists of avoiding accidents and claims, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Take the time to compare rates every couple of years by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a brief summary of the material that was covered in the above illustrations.

• Policyholders who may need increased liability limits will pay approximately $510 per year to raise from a minimum limit to a 250/500 level
• Drivers under the age of 20 are the costliest to insure, as much as $415 per month if the policy includes full coverage
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,520 more every year to insure a Land Rover Discovery Sport
• Increasing deductibles could save as much as $450 each year