Land Rover LR2 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 4, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Land Rover LR2 are $1,120 a year with full coverage. Comprehensive costs an estimated $212, collision insurance costs $272, and liability costs $478. A liability-only policy costs as little as $526 a year, and high-risk insurance costs around $2,404. 16-year-old drivers receive the highest rates at up to $4,390 a year.

Average premium for full coverage: $1,120

Rate estimates broken down by individual coverage type:

Comprehensive $212
Collision $272
Liability $478

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for all LR2 models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as low as $526 for a discount liability-only rate to the much higher price of $2,404 for a policy for a high-risk driver.

Liability Only $526
Full Coverage $1,120
High Risk $2,404

Price Range by Location

Your location can make a big difference on car insurance rates. More rural locations tend to have a lower frequency of collision claims than congested cities. The example below illustrates how where you live affects insurance prices.

Rural Areas $840
Small Cities $1,176
Large Cities $1,512

These examples demonstrate why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Land Rover LR2 insurance rates for other coverage scenarios.

  • The best full coverage rate is $674
  • Drivers who choose higher $1,000 deductibles will pay approximately $110 annually
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,120
  • Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,330
  • Drivers with multiple tickets or accidents could pay up to $2,404
  • The cost for full coverage for a 16-year-old driver for full coverage can cost as much as $4,390 a year

View Chart as Image

Land Rover LR2 insurance cost comparison chart
Column chart showing Land Rover LR2 insurance rates range from $674 to $4,390 for full coverage

Insurance rates for a Land Rover LR2 can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $4,300 a year. View Rates by Age

Where you live makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Utah, Ohio, and New Hampshire, or at least $1,510 on average in New York, Michigan, and Florida.

Land Rover LR2 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,014 -$106 -9.5%
Alaska $860 -$260 -23.2%
Arizona $930 -$190 -17.0%
Arkansas $1,120 -$0 0.0%
California $1,276 $156 13.9%
Colorado $1,072 -$48 -4.3%
Connecticut $1,152 $32 2.9%
Delaware $1,268 $148 13.2%
Florida $1,402 $282 25.2%
Georgia $1,032 -$88 -7.9%
Hawaii $804 -$316 -28.2%
Idaho $758 -$362 -32.3%
Illinois $834 -$286 -25.5%
Indiana $842 -$278 -24.8%
Iowa $756 -$364 -32.5%
Kansas $1,066 -$54 -4.8%
Kentucky $1,528 $408 36.4%
Louisiana $1,658 $538 48.0%
Maine $692 -$428 -38.2%
Maryland $924 -$196 -17.5%
Massachusetts $898 -$222 -19.8%
Michigan $1,948 $828 73.9%
Minnesota $938 -$182 -16.3%
Mississippi $1,344 $224 20.0%
Missouri $996 -$124 -11.1%
Montana $1,204 $84 7.5%
Nebraska $884 -$236 -21.1%
Nevada $1,344 $224 20.0%
New Hampshire $808 -$312 -27.9%
New Jersey $1,254 $134 12.0%
New Mexico $990 -$130 -11.6%
New York $1,180 $60 5.4%
North Carolina $644 -$476 -42.5%
North Dakota $916 -$204 -18.2%
Ohio $774 -$346 -30.9%
Oklahoma $1,150 $30 2.7%
Oregon $1,026 -$94 -8.4%
Pennsylvania $1,072 -$48 -4.3%
Rhode Island $1,494 $374 33.4%
South Carolina $1,014 -$106 -9.5%
South Dakota $946 -$174 -15.5%
Tennessee $982 -$138 -12.3%
Texas $1,352 $232 20.7%
Utah $832 -$288 -25.7%
Vermont $768 -$352 -31.4%
Virginia $670 -$450 -40.2%
Washington $866 -$254 -22.7%
West Virginia $1,028 -$92 -8.2%
Wisconsin $776 -$344 -30.7%
Wyoming $1,000 -$120 -10.7%

View Chart as Image

Land Rover LR2 insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $320 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $430 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,300 to $1,900 extra per year, depending on your age. Land Rover LR2 insurance for high-risk drivers can cost from 43% to 129% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Land Rover LR2 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Land Rover LR2 $1,100 $92
Land Rover LR2 HSE $1,120 $93
Land Rover LR2 HSE Luxury $1,142 $95

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Land Rover LR2 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Land Rover LR2 $212 $272 $478 $1,120
2008 Land Rover LR2 $178 $198 $460 $994

Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Land Rover LR2 Insurance

Saving money on insurance for a Land Rover LR2 not only requires being safe and accident-free, but also maintaining good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop every year by obtaining price quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below you'll find a quick review of the coverage data touched on in the above illustrations.

  • You may be able to save approximately $130 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles can save around $325 each year
  • Youthful drivers are charged the highest rates, with premiums as much as $366 per month for full coverage
  • Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,280 more annually than a low-risk driver

Rates by Driver Age

Land Rover LR2 Insurance Rates by Driver Age
Driver Age Premium
16 $4,390
20 $2,544
30 $1,148
40 $1,120
50 $1,028
60 $1,006

Full coverage, $500 deductibles

Rates by Deductible

Land Rover LR2 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,330
$250 $1,234
$500 $1,120
$1,000 $1,010

Full coverage, driver age 40

Rates by Liability Limit

Land Rover LR2 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,120
50/100 $1,238
100/300 $1,357
250/500 $1,668
100 CSL $1,285
300 CSL $1,548
500 CSL $1,740

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover LR2 Insurance Rates for High Risk Drivers
Age Premium
16 $6,206
20 $4,056
30 $2,434
40 $2,404
50 $2,296
60 $2,272

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $150

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $59
Homeowner $19
5-yr Accident Free $70
5-yr Claim Free $71
Paid in Full/EFT $42
Advance Quote $50
Online Quote $77
Total Discounts $446
Rate after discounts $674

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles