Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,120 a year including full coverage. Comprehensive costs an estimated $212, collision insurance costs $272, and liability is $478. A liability-only policy costs around $526 a year, and high-risk insurance costs around $2,404. Teens pay the most at up to $4,390 a year.

Average premium for full coverage: $1,120

Premium estimates broken down by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Land Rover LR2 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $674
• Raising to $1,000 deductibles will save approximately $110 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,120
• Selecting more expensive low deductibles bumps up the cost to $1,330
• Drivers with serious driving violations could pay up to $2,404
• An auto insurance policy that insures a 16-year-old driver with full coverage can cost as much as $4,390

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Auto insurance prices for a Land Rover LR2 also have a wide range based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,300 to $1,900 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 129% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,300 a year. View Rates by Age

Where you choose to live also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find prices as low as $860 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,600 on average in Louisiana, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $320 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Land Rover LR2 Insurance

Finding better rates on insurance for a Land Rover LR2 consists of being a low-risk driver, maintaining a good credit score, refrain from filing small claims, and consideration of higher deductibles. Compare rates at every other renewal by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The items below are a brief recap of the concepts that were covered above.

• Drivers considered higher risk who tend to receive serious violations could be charged and average of $1,280 more annually to insure their LR2
• Teen drivers are the costliest to insure, with the cost nearing $366 per month if the policy includes full coverage
• You may be able to save approximately $130 per year just by shopping early and online
• Increasing policy deductibles can save approximately $325 each year
• You may be able to save approximately $130 per year just by shopping early and online