Land Rover LR2 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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U.S. average auto insurance rates for a Land Rover LR2 are $1,150 annually with full coverage. Comprehensive costs approximately $218, collision costs $300, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $2,472. Teenage drivers pay the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,150

Price estimates by individual coverage:

Comprehensive $218
Collision $300
Liability $474

These estimates include $500 deductible amounts, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all LR2 models.

Price Range from Low to High

For an average driver, Land Rover LR2 insurance prices go from as cheap as $522 for just liability coverage to the much higher price of $2,472 for coverage for higher-risk drivers.

Liability Only $522
Full Coverage $1,150
High Risk $2,472

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations have fewer collision claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $863
Small Cities $1,208
Large Cities $1,553

The ranges above demonstrate why everyone should get quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $687
  • Choosing higher $1,000 deductibles can save $118 annually
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,150
  • Using pricier low deductibles for comp and collision coverage will cost $1,374
  • Drivers who are prone to accidents and violations could pay around $2,472 or more
  • The price with full coverage for a teenage driver for full coverage can cost $4,486 each year

View Chart as Image

Land Rover LR2 insurance cost comparison chart
Column chart showing full coverage Land Rover LR2 insurance rates range from $687 to $4,486

Car insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,400 to $1,900 extra each year, depending on your age. Land Rover LR2 insurance for high-risk drivers ranges around 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $350 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,550 on average in New York, Michigan, and Florida.

Land Rover LR2 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,040 -$110 -9.6%
Alaska $882 -$268 -23.3%
Arizona $954 -$196 -17.0%
Arkansas $1,150 -$0 0.0%
California $1,312 $162 14.1%
Colorado $1,098 -$52 -4.5%
Connecticut $1,182 $32 2.8%
Delaware $1,302 $152 13.2%
Florida $1,440 $290 25.2%
Georgia $1,060 -$90 -7.8%
Hawaii $826 -$324 -28.2%
Idaho $776 -$374 -32.5%
Illinois $858 -$292 -25.4%
Indiana $864 -$286 -24.9%
Iowa $776 -$374 -32.5%
Kansas $1,094 -$56 -4.9%
Kentucky $1,568 $418 36.3%
Louisiana $1,702 $552 48.0%
Maine $708 -$442 -38.4%
Maryland $946 -$204 -17.7%
Massachusetts $920 -$230 -20.0%
Michigan $1,998 $848 73.7%
Minnesota $962 -$188 -16.3%
Mississippi $1,376 $226 19.7%
Missouri $1,020 -$130 -11.3%
Montana $1,236 $86 7.5%
Nebraska $906 -$244 -21.2%
Nevada $1,378 $228 19.8%
New Hampshire $828 -$322 -28.0%
New Jersey $1,284 $134 11.7%
New Mexico $1,020 -$130 -11.3%
New York $1,212 $62 5.4%
North Carolina $662 -$488 -42.4%
North Dakota $942 -$208 -18.1%
Ohio $792 -$358 -31.1%
Oklahoma $1,182 $32 2.8%
Oregon $1,052 -$98 -8.5%
Pennsylvania $1,098 -$52 -4.5%
Rhode Island $1,534 $384 33.4%
South Carolina $1,042 -$108 -9.4%
South Dakota $970 -$180 -15.7%
Tennessee $1,008 -$142 -12.3%
Texas $1,386 $236 20.5%
Utah $852 -$298 -25.9%
Vermont $788 -$362 -31.5%
Virginia $690 -$460 -40.0%
Washington $890 -$260 -22.6%
West Virginia $1,052 -$98 -8.5%
Wisconsin $798 -$352 -30.6%
Wyoming $1,024 -$126 -11.0%

View Chart as Image

Land Rover LR2 insurance rates by U.S. city

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Land Rover LR2 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Land Rover LR2 $1,126 $94
Land Rover LR2 HSE $1,150 $96
Land Rover LR2 HSE Luxury $1,174 $98

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Land Rover LR2 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Land Rover LR2 $218 $300 $474 $1,150
2008 Land Rover LR2 $180 $202 $468 $1,008

Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Land Rover LR2 Insurance

Getting lower rates on auto insurance takes having a good driving record, having a good credit score, avoid buying unnecessary coverage, and avoiding coverage lapses. Take the time to compare rates at least once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief summary of the primary concepts that were covered in the above illustrations.

  • You may be able to save around $130 per year simply by quoting online well ahead of the renewal date
  • Drivers that tend to have accidents or serious violations may pay on average $1,320 more per year to buy Land Rover LR2 insurance
  • Increasing physical damage deductibles could save up to $350 each year
  • Drivers age 20 and younger pay the highest auto insurance prices, costing up to $374 a month if comprehensive and collision insurance is included

Rates by Driver Age

Land Rover LR2 Insurance Rates by Driver Age
Driver Age Premium
16 $4,486
20 $2,618
30 $1,180
40 $1,150
50 $1,052
60 $1,030

Full coverage, $500 deductibles

Rates by Deductible

Land Rover LR2 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,374
$250 $1,274
$500 $1,150
$1,000 $1,032

Full coverage, driver age 40

Rates by Liability Limit

Land Rover LR2 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,150
50/100 $1,269
100/300 $1,387
250/500 $1,695
100 CSL $1,316
300 CSL $1,577
500 CSL $1,767

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover LR2 Insurance Rates for High Risk Drivers
Age Premium
16 $6,348
20 $4,176
30 $2,504
40 $2,472
50 $2,362
60 $2,336

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $73
Paid in Full/EFT $45
Advance Quote $52
Online Quote $79
Total Discounts $463
Rate after discounts $687

Discounts are estimated and may not be available from every company or in every state.

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