Land Rover Range Rover Insurance Rates

The average insurance prices for a Land Rover Range Rover are $1,616 every 12 months with full coverage. Comprehensive costs an estimated $366 a year, collision insurance costs $632, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $3,498. 16-year-old drivers cost the most to insure at up to $5,944 a year.

Average premium for full coverage: $1,616

Policy rates broken down by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Range Rover trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. More rural locations are shown to have more infrequent collision claims than congested cities. The diagram below illustrates how your location can change insurance prices.

The examples above demonstrate why it is important to compare prices for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Land Rover Range Rover insurance rates for other coverage scenarios.

• The best full coverage rate is $920
• Using higher $1,000 deductibles will save approximately $1,388 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,616
• Buying low $100 deductibles for physical damage coverage increases the price to $2,056
• Drivers with multiple tickets or accidents could pay up to $3,498
• Policy cost to insure a teen driver can cost as much as $5,944 or more

View Chart as Image

Insurance rates for a Land Rover Range Rover also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Opting for high physical damage deductibles could cut rates by as much as $670 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $5,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,900 to $2,600 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 131% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Land Rover Range Rover insurance prices. A driver around age 40 might see rates as low as $1,160 a year in states like Utah, Ohio, and New Hampshire, or at least $2,180 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Cheaper Land Rover Range Rover Insurance

Finding cheaper rates on car insurance requires having a decent driving record, having good credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around once a year by quoting rates from direct companies, and also from your local independent and exclusive agents.

The following items are a condensed summary of the data that was illustrated above.

• You may be able to save approximately $200 per year just by quoting early and online
• Policyholders who want additional liability coverage will pay around $510 every year to increase from a 30/60 limit to a 250/500 level
• 16 to 18-year-old drivers are charged the highest rates, as much as $495 each month if they have full coverage
• Higher risk drivers with multiple at-fault accidents may pay on average $1,880 more annually than a driver with a clean driving record