Land Rover Range Rover Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 14, 2024
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Average insurance prices for a Land Rover Range Rover are $1,616 every 12 months for full coverage. Comprehensive costs on average $366, collision insurance costs $632, and liability coverage costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $3,498. 16-year-old drivers receive the highest rates at up to $5,944 a year.
Average premium for full coverage: $1,616
Rate estimates by individual coverage type:
Price estimates include $500 deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for different Range Rover trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from the cheapest price of $510 for just the minimum liability insurance to a much higher rate of $3,498 for coverage for higher-risk drivers.
Price Range by Location
Where you live has a large influence on car insurance rates. Rural areas tend to have more infrequent accident claims than congested cities. The price range example below illustrates how rural and urban location affects car insurance rates.
These examples show why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Land Rover Range Rover insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $920
- Using higher $1,000 deductibles will save around $228 a year
- The average price for a 40-year-old driver with $500 deductibles is $1,616
- Buying more expensive low deductibles for physical damage coverage increases the price to $2,056
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $3,498
- The cost to insure a teenage driver with full coverage may cost $5,944 or more
Auto insurance rates for a Land Rover Range Rover can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Range Rover.
Opting for high physical damage deductibles could cut rates by as much as $670 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may only pay around $1,500 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $5,900 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,900 to $2,600 in extra premium per year, depending on your age. High-risk driver insurance can be around 44% to 131% more than the average rate. View High Risk Driver Rates
Where you live has a huge impact on Land Rover Range Rover insurance rates. A driver around age 40 might see rates as low as $1,070 a year in states like Idaho, Maine, and Iowa, or at least $2,310 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,460 | -$156 | -9.7% |
| Alaska | $1,238 | -$378 | -23.4% |
| Arizona | $1,342 | -$274 | -17.0% |
| Arkansas | $1,616 | -$0 | 0.0% |
| California | $1,842 | $226 | 14.0% |
| Colorado | $1,546 | -$70 | -4.3% |
| Connecticut | $1,662 | $46 | 2.8% |
| Delaware | $1,828 | $212 | 13.1% |
| Florida | $2,022 | $406 | 25.1% |
| Georgia | $1,492 | -$124 | -7.7% |
| Hawaii | $1,160 | -$456 | -28.2% |
| Idaho | $1,094 | -$522 | -32.3% |
| Illinois | $1,202 | -$414 | -25.6% |
| Indiana | $1,216 | -$400 | -24.8% |
| Iowa | $1,090 | -$526 | -32.5% |
| Kansas | $1,536 | -$80 | -5.0% |
| Kentucky | $2,206 | $590 | 36.5% |
| Louisiana | $2,392 | $776 | 48.0% |
| Maine | $998 | -$618 | -38.2% |
| Maryland | $1,334 | -$282 | -17.5% |
| Massachusetts | $1,292 | -$324 | -20.0% |
| Michigan | $2,808 | $1,192 | 73.8% |
| Minnesota | $1,352 | -$264 | -16.3% |
| Mississippi | $1,934 | $318 | 19.7% |
| Missouri | $1,432 | -$184 | -11.4% |
| Montana | $1,736 | $120 | 7.4% |
| Nebraska | $1,274 | -$342 | -21.2% |
| Nevada | $1,938 | $322 | 19.9% |
| New Hampshire | $1,166 | -$450 | -27.8% |
| New Jersey | $1,808 | $192 | 11.9% |
| New Mexico | $1,432 | -$184 | -11.4% |
| New York | $1,704 | $88 | 5.4% |
| North Carolina | $930 | -$686 | -42.5% |
| North Dakota | $1,324 | -$292 | -18.1% |
| Ohio | $1,116 | -$500 | -30.9% |
| Oklahoma | $1,660 | $44 | 2.7% |
| Oregon | $1,480 | -$136 | -8.4% |
| Pennsylvania | $1,542 | -$74 | -4.6% |
| Rhode Island | $2,156 | $540 | 33.4% |
| South Carolina | $1,464 | -$152 | -9.4% |
| South Dakota | $1,364 | -$252 | -15.6% |
| Tennessee | $1,414 | -$202 | -12.5% |
| Texas | $1,946 | $330 | 20.4% |
| Utah | $1,196 | -$420 | -26.0% |
| Vermont | $1,106 | -$510 | -31.6% |
| Virginia | $968 | -$648 | -40.1% |
| Washington | $1,250 | -$366 | -22.6% |
| West Virginia | $1,482 | -$134 | -8.3% |
| Wisconsin | $1,120 | -$496 | -30.7% |
| Wyoming | $1,440 | -$176 | -10.9% |

| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Land Rover Range Rover | $470 | $894 | $398 | $1,920 |
| 2023 Land Rover Range Rover | $454 | $872 | $416 | $1,900 |
| 2022 Land Rover Range Rover | $438 | $836 | $430 | $1,862 |
| 2021 Land Rover Range Rover | $414 | $806 | $442 | $1,820 |
| 2020 Land Rover Range Rover | $398 | $748 | $452 | $1,756 |
| 2019 Land Rover Range Rover | $382 | $704 | $456 | $1,700 |
| 2018 Land Rover Range Rover | $366 | $632 | $460 | $1,616 |
| 2017 Land Rover Range Rover | $342 | $580 | $460 | $1,540 |
Rates are averaged for all Land Rover Range Rover models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Land Rover Range Rover Insurance
Saving money on auto insurance requires not taking risks behind the wheel, having a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Set aside time to shop around at least once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The following is a condensed summary of the primary concepts that were raised in the charts and tables above.
- Drivers can save as much as $200 per year just by shopping early and online
- Drivers with multiple at-fault accidents pay an average of $1,880 more each year for Range Rover insurance
- Increasing deductibles could save as much as $675 each year
- Teens are charged the highest rates, costing as high as $495 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,944 |
| 20 | $3,712 |
| 30 | $1,688 |
| 40 | $1,616 |
| 50 | $1,474 |
| 60 | $1,446 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,056 |
| $250 | $1,852 |
| $500 | $1,616 |
| $1,000 | $1,388 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,616 |
| 50/100 | $1,708 |
| 100/300 | $1,823 |
| 250/500 | $2,122 |
| 100 CSL | $1,754 |
| 300 CSL | $2,007 |
| 500 CSL | $2,191 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,506 |
| 20 | $5,916 |
| 30 | $3,580 |
| 40 | $3,498 |
| 50 | $3,336 |
| 60 | $3,308 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $85 |
| Homeowner | $24 |
| 5-yr Accident Free | $121 |
| 5-yr Claim Free | $106 |
| Paid in Full/EFT | $75 |
| Advance Quote | $81 |
| Online Quote | $117 |
| Total Discounts | $696 |
Discounts are estimated and may not be available from every company or in every state.
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