Land Rover Range Rover Insurance Rates

The average insurance prices for a Land Rover Range Rover are $1,616 every 12 months with full coverage. Comprehensive insurance costs around $366 a year, collision insurance costs $632, and liability is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs $3,498 or more. Teenage drivers cost the most to insure at up to $5,944 a year.

Average premium for full coverage: $1,616

Policy rates for type of insurance:

Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Range Rover trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above demonstrate why it is important to compare rates quotes for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Land Rover Range Rover insurance rates for additional coverage choices and driver risks.

• The best discount rate is $920
• Raising to $1,000 deductibles will save about $1,388 annually
• The average price for a good driver age 40 using $500 deductibles is $1,616
• Using low $100 deductibles costs an extra $440 every year
• At-risk drivers who are prone to accidents and violations could pay at least $3,498
• Policy cost to insure a teen driver can be $5,944

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Insurance rates for a Land Rover Range Rover also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles can reduce rates by up to $670 every year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,500 every 12 months on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $5,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,900 to $2,600 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Land Rover Range Rover insurance prices. A middle-age driver might find rates as low as $1,160 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,180 on average in Florida, Michigan, and New York.

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How to Shop for Affordable Land Rover Range Rover Insurance

Finding cheaper rates on car insurance consists of being a low-risk driver, having good credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to compare rates at least every other year by getting rate quotes from direct companies, and also from several local insurance agents.

The items below are a brief review of the car insurance concepts covered above.

• Higher risk drivers with DUI or reckless driving convictions pay on average $1,880 more every year to insure their Range Rover
• You may be able to save up to $200 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $675 each year
• Policyholders who may need more liability coverage will pay an extra $510 every year to raise from a 30/60 limit to a 250/500 level