Land Rover Range Rover Insurance Rates

The average insurance prices for a Land Rover Range Rover are $1,616 every 12 months with full coverage. Comprehensive costs around $366, collision insurance costs $632, and liability costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs around $3,498. Teen drivers cost the most to insure at up to $5,944 a year.

Average premium for full coverage: $1,616

Policy rates for type of insurance:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Range Rover models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than larger metro areas. The example below illustrates the effect of geographic area on auto insurance rates.

The examples above demonstrate why everyone should compare rates for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Land Rover Range Rover insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $920
• Drivers who choose higher $1,000 deductibles will pay about $228 annually
• The average price for a good driver age 40 using $500 deductibles is $1,616
• Choosing pricier low deductibles for comprehensive and collision insurance increases the price to $2,056
• Drivers with multiple violations and an at-fault accident could pay at least $3,498
• Policy cost to insure a 16-year-old driver for full coverage can be $5,944 a year

View Chart as Image

Insurance rates for a Land Rover Range Rover also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Choosing high deductibles could save up to $670 annually, whereas buying more liability protection will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay as much as $5,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,900 to $2,600 extra every year, depending on your age. Land Rover Range Rover insurance for high-risk drivers can cost from 44% to 131% more than average. View High Risk Driver Rates

Your home state makes a big difference in Land Rover Range Rover insurance prices. A 40-year-old driver could pay as low as $1,160 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,180 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Low Cost Land Rover Range Rover Insurance

Finding cheaper rates on insurance for a Land Rover Range Rover not only requires avoiding accidents and claims, but also having good credit, not filing small claims, and dropping full coverage on older vehicles. Take the time to compare rates at every policy renewal by getting quotes from direct companies, and also from several local insurance agents.

The points below are a review of the data covered in the above illustrations.

• Insureds who may need increased liability limits will pay about $510 every year to go from a 30/60 limit to a 250/500 level
• You may be able to save up to $200 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $675 each year
• Drivers under the age of 20 pay higher rates, as much as $495 each month if they have full coverage