Land Rover Range Rover Insurance Rates

Estimated insurance rates for a Land Rover Range Rover are $1,616 a year with full coverage. Comprehensive costs an estimated $366 each year, collision costs $632, and liability insurance is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing around $3,498. Teens pay the most at $5,944 a year or more.

Average premium for full coverage: $1,616

Premium estimates broken down by type of coverage:

Price estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Range Rover models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

These rate differences demonstrate why all drivers should compare rates quotes for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Land Rover Range Rover insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $920
• Raising to $1,000 deductibles will save approximately $228 annually
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,616
• Selecting low deductibles will increase the cost to $2,056
• Higher-risk drivers with serious driving violations could pay up to $3,498 or more
• An auto insurance policy for full coverage for a teen driver can cost as much as $5,944

View Chart as Image

Insurance prices for a Land Rover Range Rover also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $5,900 a year. View Rates by Age

Where you choose to live also has a big influence on Land Rover Range Rover insurance rates. A middle-age driver might find prices as low as $1,160 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,180 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $670 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,900 to $2,600 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 131% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out which insurance company is cheapest is to do a rate comparison from as many companies as possible. Every auto insurance company calculates prices differently, and prices will be substantially different from one company to the next.

How to Find Cheaper Land Rover Range Rover Insurance

Finding better rates on Land Rover Range Rover insurance consists of being a safe and courteous driver, having a good credit history, being claim-free, and maximizing policy discounts. Set aside time to compare rates every time your policy renews by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a condensed summary of the information covered above.

• You may be able to save approximately $200 per year simply by quoting online in advance
• Teenage drivers are expensive to insure, possibly costing $495 per month including comprehensive and collision insurance
• Increasing policy deductibles can save around $675 each year
• High-risk drivers with multiple at-fault accidents may pay on average $1,880 more annually for auto insurance
• Drivers who want higher levels of liability will pay approximately $510 every year to raise from 30/60 bodily injury limits to 250/500 limits