Land Rover Range Rover Insurance Rates

The average insurance rates for a Land Rover Range Rover are $1,616 a year for full coverage insurance. Comprehensive insurance costs approximately $366 a year, collision costs $632, and liability costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing $3,498 or more. Teens cost the most to insure at $5,944 a year or more.

Average premium for full coverage: $1,616

Policy rates by type of insurance:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Range Rover trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above illustrate why it is important to compare rates using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Land Rover Range Rover insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $920
• Drivers who choose higher $1,000 deductibles will pay $1,388 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,616
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $440 annually
• Drivers with serious driving violations could pay around $3,498 or more
• Policy cost that insures a 16-year-old driver can cost $5,944 a year

View Chart as Image

Insurance rates for a Land Rover Range Rover also range considerably based on the trim level of your Range Rover, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,900 to $2,600 extra every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,900 a year. View Rates by Age

Your home state makes a big difference in Land Rover Range Rover insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,180 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $670 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes from multiple companies. Every company calculates rates differently, so the rates will be varied.

How to Find Low Cost Land Rover Range Rover Insurance

Finding cheaper rates on insurance for a Land Rover Range Rover not only requires being a good driver, but also having above-average credit, being claim-free, and maximizing policy discounts. Compare rates every time your policy renews by requesting rates from direct insurance companies, and also from your local car insurance providers.

The following list is a review of the information covered in the above illustrations.

• It is possible to save around $200 per year simply by quoting early and online
• Drivers age 16 to 20 are expensive to insure, possibly costing $495 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save approximately $675 each year
• Drivers considered higher risk who have several accidents or serious violations could be charged and average of $1,880 more per year than a safer driver
• Insureds who purchase an increased level of liability coverage will pay approximately $510 annually to go from a 30/60 limit to the 250/500 level