Land Rover Range Rover Insurance Rates

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UPDATED: Apr 14, 2024

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The average insurance rates for a Land Rover Range Rover are $1,616 a year including full coverage. Comprehensive insurance costs around $366 a year, collision insurance costs $632, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs $3,498 or more. Teenage drivers cost the most to insure at up to $5,944 a year.

Average premium for full coverage: $1,616

Policy rates for type of insurance:

Comprehensive $366
Collision $632
Liability $460

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Range Rover trim levels.

Price Range Variability

For a driver around age 40, Land Rover Range Rover insurance rates range from as low as $510 for your basic liability-only policy to a high of $3,498 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,616
High Risk $3,498

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,212
Small Cities $1,697
Large Cities $2,182

The examples above highlight why it is important to get quotes for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down average Land Rover Range Rover insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $920
  • Choosing higher $1,000 deductibles can save about $1,388 every year
  • The average rate for a good driver age 40 using $500 deductibles is $1,616
  • Using low $100 deductibles for comp and collision coverage will cost an extra $440 each year
  • Drivers who are prone to accidents and violations could pay at least $3,498
  • Policy cost for full coverage for a teenage driver can be $5,944 each year

View Chart as Image

Land Rover Range Rover insurance cost comparison chart
Column chart showing Land Rover Range Rover insurance prices range from $920 to $5,944 for full coverage

Car insurance rates for a Land Rover Range Rover also range considerably based on your risk profile, the model of your Range Rover, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may only pay around $1,500 annually on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $5,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Land Rover Range Rover insurance rates. A good driver about age 40 could pay as low as $1,240 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,310 on average in Michigan, New York, and Louisiana.

Land Rover Range Rover Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,460 -$156 -9.7%
Alaska $1,238 -$378 -23.4%
Arizona $1,342 -$274 -17.0%
Arkansas $1,616 -$0 0.0%
California $1,842 $226 14.0%
Colorado $1,546 -$70 -4.3%
Connecticut $1,662 $46 2.8%
Delaware $1,828 $212 13.1%
Florida $2,022 $406 25.1%
Georgia $1,492 -$124 -7.7%
Hawaii $1,160 -$456 -28.2%
Idaho $1,094 -$522 -32.3%
Illinois $1,202 -$414 -25.6%
Indiana $1,216 -$400 -24.8%
Iowa $1,090 -$526 -32.5%
Kansas $1,536 -$80 -5.0%
Kentucky $2,206 $590 36.5%
Louisiana $2,392 $776 48.0%
Maine $998 -$618 -38.2%
Maryland $1,334 -$282 -17.5%
Massachusetts $1,292 -$324 -20.0%
Michigan $2,808 $1,192 73.8%
Minnesota $1,352 -$264 -16.3%
Mississippi $1,934 $318 19.7%
Missouri $1,432 -$184 -11.4%
Montana $1,736 $120 7.4%
Nebraska $1,274 -$342 -21.2%
Nevada $1,938 $322 19.9%
New Hampshire $1,166 -$450 -27.8%
New Jersey $1,808 $192 11.9%
New Mexico $1,432 -$184 -11.4%
New York $1,704 $88 5.4%
North Carolina $930 -$686 -42.5%
North Dakota $1,324 -$292 -18.1%
Ohio $1,116 -$500 -30.9%
Oklahoma $1,660 $44 2.7%
Oregon $1,480 -$136 -8.4%
Pennsylvania $1,542 -$74 -4.6%
Rhode Island $2,156 $540 33.4%
South Carolina $1,464 -$152 -9.4%
South Dakota $1,364 -$252 -15.6%
Tennessee $1,414 -$202 -12.5%
Texas $1,946 $330 20.4%
Utah $1,196 -$420 -26.0%
Vermont $1,106 -$510 -31.6%
Virginia $968 -$648 -40.1%
Washington $1,250 -$366 -22.6%
West Virginia $1,482 -$134 -8.3%
Wisconsin $1,120 -$496 -30.7%
Wyoming $1,440 -$176 -10.9%

View Chart as Image

Land Rover Range Rover insurance rates by U.S. city

Using high physical damage deductibles can save as much as $670 a year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,900 to $2,600 extra every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 131% more than a normal policy. View High Risk Driver Rates

Land Rover Range Rover Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Land Rover Range Rover $470 $894 $398 $1,920
2023 Land Rover Range Rover $454 $872 $416 $1,900
2022 Land Rover Range Rover $438 $836 $430 $1,862
2021 Land Rover Range Rover $414 $806 $442 $1,820
2020 Land Rover Range Rover $398 $748 $452 $1,756
2019 Land Rover Range Rover $382 $704 $456 $1,700
2018 Land Rover Range Rover $366 $632 $460 $1,616
2017 Land Rover Range Rover $342 $580 $460 $1,540

Rates are averaged for all Land Rover Range Rover models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Land Rover Range Rover Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to compare rates at least once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a summary of the primary concepts that were covered above.

  • You may be able to save up to $200 per year just by quoting early and online
  • Drivers who have multiple accidents or major violations pay on average $1,880 more every year for car insurance
  • Increasing comprehensive and collision deductibles can save around $675 each year
  • Teenagers are the costliest to insure, with premiums being up to $495 each month if full coverage is included

Rates by Driver Age

Land Rover Range Rover Insurance Rates by Driver Age
Driver Age Premium
16 $5,944
20 $3,712
30 $1,688
40 $1,616
50 $1,474
60 $1,446

Full coverage, $500 deductibles

Rates by Deductible

Land Rover Range Rover Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,056
$250 $1,852
$500 $1,616
$1,000 $1,388

Full coverage, driver age 40

Rates by Liability Limit

Land Rover Range Rover Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,616
50/100 $1,708
100/300 $1,823
250/500 $2,122
100 CSL $1,754
300 CSL $2,007
500 CSL $2,191

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover Range Rover Insurance Rates for High Risk Drivers
Age Premium
16 $8,506
20 $5,916
30 $3,580
40 $3,498
50 $3,336
60 $3,308

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $227

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $85
Homeowner $24
5-yr Accident Free $121
5-yr Claim Free $106
Paid in Full/EFT $75
Advance Quote $81
Online Quote $117
Total Discounts $696
Rate after discounts $920

Discounts are estimated and may not be available from every company or in every state.

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