Land Rover Range Rover Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 14, 2024
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Estimated insurance prices for a Land Rover Range Rover are $1,616 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $366, collision costs $632, and liability is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing $3,498 or more. 16-year-old drivers pay the most at $5,944 a year or more.
Average premium for full coverage: $1,616
Premium estimates broken down by type of coverage:
Rates are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for all Range Rover models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Land Rover Range Rover go from the cheapest price of $510 for your basic liability-only policy to the much higher price of $3,498 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than congested cities.
The example below illustrates how where you live affects insurance prices.
These rate differences illustrate why everyone should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Land Rover Range Rover insurance rates for other coverage scenarios.
- The best full coverage rate is $920
- Raising to $1,000 deductibles will save approximately $228 each year
- The average price for a 40-year-old good driver who has $500 deductibles is $1,616
- Buying pricier low deductibles costs an extra $440 annually
- Drivers with multiple tickets or accidents could pay up to $3,498 or more
- An auto insurance policy to insure a 16-year-old driver for full coverage can cost as much as $5,944
Insurance prices for a Land Rover Range Rover also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.
Opting for high physical damage deductibles can reduce prices by up to $670 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay at least $5,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying $1,900 to $2,600 additional annually, depending on your age. Land Rover Range Rover insurance for high-risk drivers is expensive and can cost from 44% to 131% more than the average rate. View High Risk Driver Rates
Where you choose to live also has a big influence on Land Rover Range Rover insurance prices. A middle-age driver might find prices as low as $1,060 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,180 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,460 | -$156 | -9.7% |
| Alaska | $1,238 | -$378 | -23.4% |
| Arizona | $1,342 | -$274 | -17.0% |
| Arkansas | $1,616 | -$0 | 0.0% |
| California | $1,842 | $226 | 14.0% |
| Colorado | $1,546 | -$70 | -4.3% |
| Connecticut | $1,662 | $46 | 2.8% |
| Delaware | $1,828 | $212 | 13.1% |
| Florida | $2,022 | $406 | 25.1% |
| Georgia | $1,492 | -$124 | -7.7% |
| Hawaii | $1,160 | -$456 | -28.2% |
| Idaho | $1,094 | -$522 | -32.3% |
| Illinois | $1,202 | -$414 | -25.6% |
| Indiana | $1,216 | -$400 | -24.8% |
| Iowa | $1,090 | -$526 | -32.5% |
| Kansas | $1,536 | -$80 | -5.0% |
| Kentucky | $2,206 | $590 | 36.5% |
| Louisiana | $2,392 | $776 | 48.0% |
| Maine | $998 | -$618 | -38.2% |
| Maryland | $1,334 | -$282 | -17.5% |
| Massachusetts | $1,292 | -$324 | -20.0% |
| Michigan | $2,808 | $1,192 | 73.8% |
| Minnesota | $1,352 | -$264 | -16.3% |
| Mississippi | $1,934 | $318 | 19.7% |
| Missouri | $1,432 | -$184 | -11.4% |
| Montana | $1,736 | $120 | 7.4% |
| Nebraska | $1,274 | -$342 | -21.2% |
| Nevada | $1,938 | $322 | 19.9% |
| New Hampshire | $1,166 | -$450 | -27.8% |
| New Jersey | $1,808 | $192 | 11.9% |
| New Mexico | $1,432 | -$184 | -11.4% |
| New York | $1,704 | $88 | 5.4% |
| North Carolina | $930 | -$686 | -42.5% |
| North Dakota | $1,324 | -$292 | -18.1% |
| Ohio | $1,116 | -$500 | -30.9% |
| Oklahoma | $1,660 | $44 | 2.7% |
| Oregon | $1,480 | -$136 | -8.4% |
| Pennsylvania | $1,542 | -$74 | -4.6% |
| Rhode Island | $2,156 | $540 | 33.4% |
| South Carolina | $1,464 | -$152 | -9.4% |
| South Dakota | $1,364 | -$252 | -15.6% |
| Tennessee | $1,414 | -$202 | -12.5% |
| Texas | $1,946 | $330 | 20.4% |
| Utah | $1,196 | -$420 | -26.0% |
| Vermont | $1,106 | -$510 | -31.6% |
| Virginia | $968 | -$648 | -40.1% |
| Washington | $1,250 | -$366 | -22.6% |
| West Virginia | $1,482 | -$134 | -8.3% |
| Wisconsin | $1,120 | -$496 | -30.7% |
| Wyoming | $1,440 | -$176 | -10.9% |
With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices from multiple companies. Every auto insurance company utilizes a different rate formula, and prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Land Rover Range Rover | $470 | $894 | $398 | $1,920 |
| 2023 Land Rover Range Rover | $454 | $872 | $416 | $1,900 |
| 2022 Land Rover Range Rover | $438 | $836 | $430 | $1,862 |
| 2021 Land Rover Range Rover | $414 | $806 | $442 | $1,820 |
| 2020 Land Rover Range Rover | $398 | $748 | $452 | $1,756 |
| 2019 Land Rover Range Rover | $382 | $704 | $456 | $1,700 |
| 2018 Land Rover Range Rover | $366 | $632 | $460 | $1,616 |
| 2017 Land Rover Range Rover | $342 | $580 | $460 | $1,540 |
Rates are averaged for all Land Rover Range Rover models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Land Rover Range Rover Insurance
Finding better rates on insurance for a Land Rover Range Rover consists of being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Take the time to comparison shop every other policy renewal by requesting quotes from direct insurance companies, and also from insurance agencies where you live.
The items below are a quick review of the ideas that were touched on in the above illustrations.
- Teen drivers are expensive to insure, with premiums being up to $495 per month if full coverage is included
- Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,880 more annually to insure their Range Rover
- Increasing policy deductibles could save as much as $675 each year
- It is possible to save approximately $200 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,944 |
| 20 | $3,712 |
| 30 | $1,688 |
| 40 | $1,616 |
| 50 | $1,474 |
| 60 | $1,446 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,056 |
| $250 | $1,852 |
| $500 | $1,616 |
| $1,000 | $1,388 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,616 |
| 50/100 | $1,708 |
| 100/300 | $1,823 |
| 250/500 | $2,122 |
| 100 CSL | $1,754 |
| 300 CSL | $2,007 |
| 500 CSL | $2,191 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,506 |
| 20 | $5,916 |
| 30 | $3,580 |
| 40 | $3,498 |
| 50 | $3,336 |
| 60 | $3,308 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $85 |
| Homeowner | $24 |
| 5-yr Accident Free | $121 |
| 5-yr Claim Free | $106 |
| Paid in Full/EFT | $75 |
| Advance Quote | $81 |
| Online Quote | $117 |
| Total Discounts | $696 |
Discounts are estimated and may not be available from every company or in every state.
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