Land Rover Range Rover Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 14, 2024
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The average insurance rates for a Land Rover Range Rover are $1,700 a year for full coverage insurance. Comprehensive costs around $382, collision costs $704, and liability costs $456. Liability-only insurance costs as little as $508 a year, with high-risk driver insurance costing around $3,692. 16-year-old drivers cost the most to insure at $6,232 a year or more.
Average premium for full coverage: $1,700
Policy rates for type of insurance:
Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for different Range Rover trim levels.
Price Range Variability
For a driver around age 40, Land Rover Range Rover insurance rates go from the low end price of $508 for a discount liability-only rate to a much higher rate of $3,692 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location can have significant affects on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than congested cities.
The price range example below illustrates the difference between rural and urban areas on auto insurance rates.
The examples above illustrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Land Rover Range Rover insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $959
- Drivers who choose higher $1,000 deductibles will pay about $246 each year
- The estimated price for a good driver age 40 using $500 deductibles is $1,700
- Buying more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $2,180
- Higher-risk drivers with multiple tickets or accidents could pay at least $3,692 or more
- Policy cost that insures a teen driver with full coverage can be $6,232 a year
Auto insurance rates for a Land Rover Range Rover also range considerably based on the model year and trim level, your age and driving record, and deductibles and policy limits.
If you have a few points on your driving record or you caused an accident, you are probably paying at least $2,000 to $2,700 in extra premium every year, depending on your age. High-risk driver insurance can cost as much as 43% to 132% more than the average rate. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,600 per year on average, or $133 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $6,200 a year. View Rates by Age
Your home state makes a big difference in Land Rover Range Rover insurance prices. A 40-year-old driver could pay as low as $1,110 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,300 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,538 | -$162 | -9.5% |
| Alaska | $1,304 | -$396 | -23.3% |
| Arizona | $1,410 | -$290 | -17.1% |
| Arkansas | $1,700 | -$0 | 0.0% |
| California | $1,938 | $238 | 14.0% |
| Colorado | $1,624 | -$76 | -4.5% |
| Connecticut | $1,748 | $48 | 2.8% |
| Delaware | $1,924 | $224 | 13.2% |
| Florida | $2,128 | $428 | 25.2% |
| Georgia | $1,568 | -$132 | -7.8% |
| Hawaii | $1,222 | -$478 | -28.1% |
| Idaho | $1,150 | -$550 | -32.4% |
| Illinois | $1,266 | -$434 | -25.5% |
| Indiana | $1,282 | -$418 | -24.6% |
| Iowa | $1,148 | -$552 | -32.5% |
| Kansas | $1,614 | -$86 | -5.1% |
| Kentucky | $2,320 | $620 | 36.5% |
| Louisiana | $2,516 | $816 | 48.0% |
| Maine | $1,050 | -$650 | -38.2% |
| Maryland | $1,404 | -$296 | -17.4% |
| Massachusetts | $1,360 | -$340 | -20.0% |
| Michigan | $2,956 | $1,256 | 73.9% |
| Minnesota | $1,424 | -$276 | -16.2% |
| Mississippi | $2,038 | $338 | 19.9% |
| Missouri | $1,510 | -$190 | -11.2% |
| Montana | $1,826 | $126 | 7.4% |
| Nebraska | $1,338 | -$362 | -21.3% |
| Nevada | $2,038 | $338 | 19.9% |
| New Hampshire | $1,226 | -$474 | -27.9% |
| New Jersey | $1,898 | $198 | 11.6% |
| New Mexico | $1,506 | -$194 | -11.4% |
| New York | $1,792 | $92 | 5.4% |
| North Carolina | $980 | -$720 | -42.4% |
| North Dakota | $1,390 | -$310 | -18.2% |
| Ohio | $1,174 | -$526 | -30.9% |
| Oklahoma | $1,746 | $46 | 2.7% |
| Oregon | $1,558 | -$142 | -8.4% |
| Pennsylvania | $1,622 | -$78 | -4.6% |
| Rhode Island | $2,270 | $570 | 33.5% |
| South Carolina | $1,540 | -$160 | -9.4% |
| South Dakota | $1,434 | -$266 | -15.6% |
| Tennessee | $1,488 | -$212 | -12.5% |
| Texas | $2,048 | $348 | 20.5% |
| Utah | $1,260 | -$440 | -25.9% |
| Vermont | $1,166 | -$534 | -31.4% |
| Virginia | $1,020 | -$680 | -40.0% |
| Washington | $1,314 | -$386 | -22.7% |
| West Virginia | $1,558 | -$142 | -8.4% |
| Wisconsin | $1,178 | -$522 | -30.7% |
| Wyoming | $1,516 | -$184 | -10.8% |
Opting for high physical damage deductibles could save up to $730 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the only way to figure out your exact price is to compare rates and see which company has the best rate. Every company utilizes a different rate formula, and quoted rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Land Rover Range Rover | $490 | $900 | $390 | $1,938 |
| 2023 Land Rover Range Rover | $470 | $894 | $398 | $1,920 |
| 2022 Land Rover Range Rover | $454 | $872 | $416 | $1,900 |
| 2021 Land Rover Range Rover | $438 | $836 | $430 | $1,862 |
| 2020 Land Rover Range Rover | $414 | $806 | $442 | $1,820 |
| 2019 Land Rover Range Rover | $398 | $748 | $452 | $1,756 |
| 2018 Land Rover Range Rover | $382 | $704 | $456 | $1,700 |
| 2017 Land Rover Range Rover | $366 | $632 | $460 | $1,616 |
Rates are averaged for all Land Rover Range Rover models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Land Rover Range Rover Insurance
Finding cheaper rates on car insurance not only requires having a decent driving record, but also maintaining a good credit score, being claim-free, and maximizing policy discounts. Comparison shop at least every other year by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.
The following items are a brief review of the car insurance concepts covered above.
- Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,990 more every year than a driver with a clean driving record
- It is possible to save up to $210 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles can save approximately $725 each year
- Policyholders who may need additional liability coverage will pay around $500 annually to go from a 30/60 limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,232 |
| 20 | $3,926 |
| 30 | $1,782 |
| 40 | $1,700 |
| 50 | $1,550 |
| 60 | $1,520 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,180 |
| $250 | $1,958 |
| $500 | $1,700 |
| $1,000 | $1,454 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,700 |
| 50/100 | $1,791 |
| 100/300 | $1,905 |
| 250/500 | $2,202 |
| 100 CSL | $1,837 |
| 300 CSL | $2,088 |
| 500 CSL | $2,270 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,932 |
| 20 | $6,258 |
| 30 | $3,782 |
| 40 | $3,692 |
| 50 | $3,522 |
| 60 | $3,492 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $93 |
| Multi-vehicle | $90 |
| Homeowner | $25 |
| 5-yr Accident Free | $130 |
| 5-yr Claim Free | $112 |
| Paid in Full/EFT | $81 |
| Advance Quote | $87 |
| Online Quote | $123 |
| Total Discounts | $741 |
Discounts are estimated and may not be available from every company or in every state.
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