Lexus ES-350 Insurance Rates

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Written by:

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson

Insurance Lawyer

Reviewed by:

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

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Reviewed by Michelle Robbins

Licensed Insurance Agent

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UPDATED: Jun 6, 2023

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Shopping for auto insurance through online companies can be fast and easy, in addition you might just save a little. The most important part is getting rates from as many companies as possible in order to have the lowest priced insurance.

If shopping for auto insurance online is new to you, you may be confused by the hoards of online auto insurance companies and websites vying for your business. Finding a lower price on Lexus ES-350 insurance is not a difficult process. Just take a little time to get quotes provided by online insurance companies. This is very easy and can be done by comparing rates here.

Criteria which help determine

Auto insurance rates for your Lexus ES-350 can be significantly different depending on several factors. A few of these criteria are:

Higher performance ES-350 vehicles cost more
How many accidents you have had
Whether you insure your home with the same company
Pleasure, commuting or business use can affect rates
Mature drivers pay less
Whether you are married
Optional coverages like vehicle replacement
Claims drive up premiums
Having current coverage saves
Owning a home can lower rates

A final factor that will help determine Lexus ES-350 insurance rates is the model year. Older cars and trucks have a much lower replacement value in comparison to older models so the payout to repair may result in lower rates. On the flip side, new ES-350 models may have a trim level with safety features like tire pressure monitors, traction control, and adaptive cruise control that may help lower rates.

Coverage for liability - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Auto collision coverage - another vehicle or an object, but not an animal. . , . .

Comprehensive (Other than Collision) - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured Motorist or Underinsured Motorist insurance - This coverage . , . .

Insurance for medical payments - bills ambulance fees, surgery, and doctor visits. . .

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