Lexus GS F Insurance Rates

Average insurance prices for a Lexus GS F are $1,738 every 12 months for full coverage insurance. Comprehensive costs an estimated $372, collision insurance costs $752, and liability is $456. A policy with just liability insurance costs around $508 a year, and coverage for high-risk drivers costs around $3,790. 16-year-old drivers receive the highest rates at up to $6,400 a year.

Average premium for full coverage: $1,738

Rate estimates broken down by individual coverage type:

Estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for different GS F trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations tend to have more infrequent physical damage claims than congested cities. The price range example below illustrates the effect of geographic area on insurance prices.

These examples illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Lexus GS F insurance rates for other coverage scenarios.

• The best full coverage rate is $973
• Raising to $1,000 deductibles will save approximately $256 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,738
• Buying more expensive low deductibles increases the price to $2,236
• At-risk drivers with multiple tickets or accidents could pay up to $3,790
• The cost to insure a teen driver with full coverage can cost as much as $6,400

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Insurance rates for a Lexus GS F can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Opting for high physical damage deductibles can reduce rates by up to $760 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,600 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $6,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $2,100 to $2,800 additional per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 135% more than the average rate. View High Risk Driver Rates

Where you live also has a big influence on Lexus GS F insurance prices. A middle-age driver might find rates as low as $1,140 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,340 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for Low Cost Lexus GS F Insurance

Saving money on car insurance consists of being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every couple of years by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a review of the material that was covered in the above illustrations.

• Policyholders who want more liability protection will pay around $500 annually to raise from a minimum limit to a 250/500 level
• Youthful drivers are expensive to insure, costing up to $533 per month if full coverage is included
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $2,050 more annually than a low-risk driver
• Increasing deductibles could save as much as $750 each year