Lexus GX-470 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2023
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Criteria which help determine
Auto insurance rates for a Lexus GX-470 will vary greatly depending on several factors. A few of these criteria are:
- A clean driving record keeps rates low
- Your credit history
- Where you live
- How many miles you drive
- Male rates may be higher
- Higher deductibles save money
- NTSB crash rating for your vehicle
- Claims drive up premiums
- Maintaining coverage lowers rates
- Owning a home can lower rates
A final factor that helps determine Lexus GX-470 insurance quotes is the model year. Older models have a much lower replacement value in comparison to older models so repair costs tend to be lower which may result in lower rates. But newer vehicles may have a trim level with safety features including forward-collision avoidance, automatic crash notification, and tire pressure monitors so those may provide discounts that lower premiums.
Liability coverage
injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .
Collision coverage protection
another vehicle or an object, but not an animal. . , . .
Comprehensive auto insurance
caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .
UM/UIM (Uninsured/Underinsured Motorist) coverage
This coverage . , . .
Medical payments coverage and PIP
bills ambulance fees, surgery, and doctor visits. . .
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