Lexus HS-250H Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
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Car insurance premiums for your Lexus HS-250H can fluctuate considerably and are calculated by many factors. Some of these factors include:
- High performance increases premiums
- Accidents raise premiums
- Whether you insure your home with the same company
- Pleasure, commuting or business use can affect rates
- Mature drivers pay less
- Being married can lower rates
- Extra coverages like towing and rental
- Your claim history
- Having current coverage saves
- Whether you own your home
An additional factor that will help determine Lexus HS-250H insurance rates is the year of the vehicle. Older cars and trucks cost less than newer models so the payout to repair may end up costing you less. On the flip side, new HS-250H models may have safety features like traction control, pedestrian detection, autonomous braking, and adaptive headlights which may provide discounts that lower premiums.
Liability auto insurance - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .
Auto collision coverage - another car or object. . , . .
Comprehensive insurance - OTHER than collision with another vehicle or object. . you'll receive from a claim , .
Uninsured and underinsured coverage - Your UM/UIM coverage . , . .
Medical expense insurance - short-term medical expenses nursing services, prosthetic devices, and dental work. . .
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