Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Buying auto insurance by comparing rates online saves time, is easy to do, in addition you can save money. The key to finding lower rates is to get as many rate quotes as possible so you can get the best prices.

Shopping online for auto insurance can be complicated if you are a beginner to online quoting. But don't let that discourage you because it's actually quite easy. There are several ways of comparing rates from different insurance companies. The simplest method to find competitive Lexus IS-350 insurance cost is to get quotes online. This is very easy and can be done by completing this short form.

Criteria which help determine

Car insurance premiums for a Lexus IS-350 can fluctuate considerably and are calculated by many factors. A few of these criteria are:

• High performance increases premiums
• Accidents raise premiums
• Multiple policies can save money
• Use of your vehicle
• Optional coverages like vehicle replacement
• Your occupation
• The level of coverage
• Owning a home can lower rates

An additional factor that helps determine Lexus IS-350 insurance rates is the year of the vehicle. Older models have a much lower replacement value than newer models so repair costs tend to be lower which may end up costing you less. Conversely, newer vehicles may have safety features such as forward-collision avoidance, adaptive cruise control, and active head restraints which may give discounted rates.

Auto liability insurance - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision - another vehicle or an object, but not an animal. . , . .

Comprehensive insurance - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Protection from uninsured/underinsured drivers - This coverage . , . .

Med pay and Personal Injury Protection (PIP) - bills ambulance fees, surgery, and doctor visits. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.