Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Comparing auto insurance through online providers is easy, in addition you may find lower rates. The key is to compare rates from as many companies as possible in order to have every possible rate.

Beginners to comparing rates may think buying cut-rate Lexus IS-350 insurance is hard and time consuming. The are a couple different ways to get quotes and find the best price. The best method to compare Lexus IS-350 insurance cost involves getting comparison quotes online. This is very easy and can be done by comparing rates here.

Criteria which help determine

Insurance premiums for your Lexus IS-350 will vary greatly based upon several criteria. A few of these criteria are:

• The performance level of your IS-350
• Your accident history
• Home and auto can earn discounts
• Pleasure, commuting or business use can affect rates
• Young drivers cost more
• Whether you are married
• Optional coverages like vehicle replacement
• Your job
• Insurance coverage level
• Owning a home can lower rates

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a much lower replacement value compared to new IS-350 models so the payout to repair will push premiums down. Although more recent IS-350 vehicles have more advanced features included like autonomous braking, tire pressure monitors, and lane departure warning system so those may lower rates.

Liability auto insurance

injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverage

another vehicle or an object, but not an animal. . , . .

Comprehensive protection

caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured/Underinsured Motorist coverage

This coverage . , . .

Medical expense insurance

bills ambulance fees, surgery, and doctor visits. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.