Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Comparing auto insurance through online rate quotes is simple to do and there is a good chance you will probably save money. The critical component is getting rates from all companies in order to have the lowest priced insurance.

Using the web to shop for auto insurance direct can be a challenge if you have never used quoting online. But don't be discouraged because there is an easy way to compare rates. To find the best auto insurance prices, there are several ways to get quotes and find the best price. The quickest method to compare Lexus IS-350 insurance cost involves getting comparison quotes online. This can be accomplished by comparing rates here.

Insurance rates on a Lexus IS-350 can be significantly different subject to many criteria. Some of these factors include:

• Traffic citations increase rates
• Better credit means lower rates
• Your location impacts rates
• The number of annual miles
• Men typically pay more than women
• Deductible amount directly impacts your rate
• Safety rating of your IS-350
• Your profession
• Insurance coverage level
• Whether you own your home

One last important factor that can impact the rate you pay on your Lexus IS-350 is the year of manufacture. Used vehicles cost less so the cost to replace them can decrease annual premiums. Although more recent IS-350 vehicles may have options included like an advanced theft deterrent system, blind-spot warning system, automatic crash notification, and tire pressure monitors that may help lower rates.

Auto liability - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Auto collision coverage - another car or object. . , . .

Comprehensive coverage (or Other than Collision) - OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Uninsured Motorist or Underinsured Motorist insurance - Your UM/UIM coverage . , . .

Medical payments and PIP coverage - short-term medical expenses nursing services, prosthetic devices, and dental work. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.