Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Finding cheaper auto insurance through online providers is simple to do and there is a good chance you may find lower rates. The critical component is to take the time to get rates from all companies so you can get every possible rate.

Finding the best direct price on auto insurance can be a challenge if you have never used online quotes. But don't be discouraged because we're going to show you how. The are a couple different ways to compare quotes from different insurance companies. The easiest way to find competitive Lexus IS-350 insurance cost is to perform an online rate comparison. This can be accomplished by completing this short form.

Insurance premiums on a Lexus IS-350 can vary widely subject to many criteria. Some of these factors include:

• Traffic citations increase rates
• Credit rating
• Your gender can raise or lower rates
• Low deductibles cost more
• Safety rating of your IS-350
• Your job
• The level of coverage
• Whether you own your home

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old cost less compared to new IS-350 models so the cost to replace them can decrease annual premiums. Conversely, newer models have more advanced features such as autonomous braking, tire pressure monitors, and lane departure warning system which can give discounted rates.

Liability auto insurance

damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision protection

another car or object. . , . .

Comprehensive or Other Than Collision

OTHER than collision with another vehicle or object. . you'll receive from a claim , .

UM/UIM Coverage

Your UM/UIM coverage . , . .

Medical expense insurance

short-term medical expenses nursing services, prosthetic devices, and dental work. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.