LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Buying auto insurance through online rate quotes saves time, is easy to do, plus you will probably save money. The key to finding lower rates is getting rates from all companies in order to have the lowest prices.

Shopping online for auto insurance can be difficult if you are a beginner to quoting online. But don't be discouraged because there is an easy way to compare rates. To find the best auto insurance prices, there are several ways to compare rate quotes from different insurance companies. The quickest method to compare LTI Altima insurance cost is to get quotes online. This can be done by comparing rates here.

Insurance rates on a LTI Altima can be significantly different and are calculated by many factors. Including but not limited to:

• High performance increases premiums
• How many accidents you have had
• Multiple policies can save money
• Pleasure use vs. commuting use
• Mature drivers pay less
• Whether you are married
• Add-on coverages such as rental reimbursement
• Your profession
• The level of coverage
• Home ownership saves money

One last important factor that helps determine the rate you pay on your LTI Altima is the year of manufacture. Older models have a lower value so the cost to replace them may end up costing you less. Conversely, new Altima models may have options such as an advanced theft deterrent system, traction control, lane departure warning system, and dual-stage airbags that may help lower rates.

Auto liability - damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision coverage protection - a stationary object or other vehicle. . , . .

Comprehensive insurance - from a wide range of events other than collision. . your auto insurance company will pay , .

Uninsured Motorist or Underinsured Motorist insurance - Uninsured or Underinsured Motorist coverage . , . .

Medical payments and PIP coverage - immediate expenses EMT expenses, pain medications, and nursing services. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020