Lexus LX 570 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 5, 2024
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Average insurance rates for a Lexus LX 570 are $1,206 a year for full coverage insurance. Comprehensive insurance costs an estimated $242, collision insurance costs $332, and liability coverage is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $2,588 or more. 16-year-old drivers receive the highest rates at up to $4,648 a year.
Average premium for full coverage: $1,206
Rate estimates broken down by individual coverage type:
Full coverage includes $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for different LX 570 trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from as low as $522 for basic liability insurance to a much higher rate of $2,588 for a high-risk insurance policy.
Price Range by Location
Living in a larger city has a large influence on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than congested cities. The price range example below illustrates how rural and urban location affects insurance prices.
These examples illustrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Lexus LX 570 insurance rates for other coverage scenarios.
- The best full coverage rate is $716
- Choosing higher $1,000 deductibles can save approximately $130 each year
- The average rate for a 40-year-old driver who has $500 deductibles is $1,206
- Buying more expensive low deductibles for comp and collision coverage will cost an extra $248 each year
- Drivers with multiple tickets or accidents could pay up to $2,588
- The cost for full coverage for a teenage driver with full coverage can cost as much as $4,648 each year
Insurance rates for a Lexus LX 570 can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.
An older driver with a clean driving record and high deductibles may only pay around $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $4,600 a year. View Rates by Age
Where you live plays a big part in determining prices for Lexus LX 570 insurance rates. A good driver about age 40 could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,630 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,090 | -$116 | -9.6% |
| Alaska | $922 | -$284 | -23.5% |
| Arizona | $1,000 | -$206 | -17.1% |
| Arkansas | $1,206 | -$0 | 0.0% |
| California | $1,372 | $166 | 13.8% |
| Colorado | $1,152 | -$54 | -4.5% |
| Connecticut | $1,240 | $34 | 2.8% |
| Delaware | $1,364 | $158 | 13.1% |
| Florida | $1,510 | $304 | 25.2% |
| Georgia | $1,110 | -$96 | -8.0% |
| Hawaii | $866 | -$340 | -28.2% |
| Idaho | $814 | -$392 | -32.5% |
| Illinois | $898 | -$308 | -25.5% |
| Indiana | $906 | -$300 | -24.9% |
| Iowa | $812 | -$394 | -32.7% |
| Kansas | $1,146 | -$60 | -5.0% |
| Kentucky | $1,644 | $438 | 36.3% |
| Louisiana | $1,782 | $576 | 47.8% |
| Maine | $742 | -$464 | -38.5% |
| Maryland | $992 | -$214 | -17.7% |
| Massachusetts | $964 | -$242 | -20.1% |
| Michigan | $2,092 | $886 | 73.5% |
| Minnesota | $1,008 | -$198 | -16.4% |
| Mississippi | $1,442 | $236 | 19.6% |
| Missouri | $1,068 | -$138 | -11.4% |
| Montana | $1,294 | $88 | 7.3% |
| Nebraska | $950 | -$256 | -21.2% |
| Nevada | $1,446 | $240 | 19.9% |
| New Hampshire | $868 | -$338 | -28.0% |
| New Jersey | $1,348 | $142 | 11.8% |
| New Mexico | $1,068 | -$138 | -11.4% |
| New York | $1,270 | $64 | 5.3% |
| North Carolina | $694 | -$512 | -42.5% |
| North Dakota | $988 | -$218 | -18.1% |
| Ohio | $832 | -$374 | -31.0% |
| Oklahoma | $1,238 | $32 | 2.7% |
| Oregon | $1,102 | -$104 | -8.6% |
| Pennsylvania | $1,150 | -$56 | -4.6% |
| Rhode Island | $1,606 | $400 | 33.2% |
| South Carolina | $1,090 | -$116 | -9.6% |
| South Dakota | $1,018 | -$188 | -15.6% |
| Tennessee | $1,054 | -$152 | -12.6% |
| Texas | $1,452 | $246 | 20.4% |
| Utah | $892 | -$314 | -26.0% |
| Vermont | $824 | -$382 | -31.7% |
| Virginia | $722 | -$484 | -40.1% |
| Washington | $932 | -$274 | -22.7% |
| West Virginia | $1,104 | -$102 | -8.5% |
| Wisconsin | $834 | -$372 | -30.8% |
| Wyoming | $1,074 | -$132 | -10.9% |
Opting for high physical damage deductibles can save as much as $380 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance ranges around 43% to 130% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| 2023 Lexus LX 570 | $430 | $814 | $416 | $1,818 |
| 2022 Lexus LX 570 | $414 | $780 | $430 | $1,782 |
| 2021 Lexus LX 570 | $392 | $752 | $442 | $1,744 |
| 2020 Lexus LX 570 | $376 | $698 | $452 | $1,684 |
| 2019 Lexus LX 570 | $362 | $658 | $456 | $1,634 |
| 2018 Lexus LX 570 | $346 | $590 | $460 | $1,554 |
| 2017 Lexus LX 570 | $324 | $542 | $460 | $1,484 |
| 2016 Lexus LX 570 | $312 | $508 | $464 | $1,442 |
| 2015 Lexus LX 570 | $306 | $474 | $474 | $1,412 |
| 2014 Lexus LX 570 | $282 | $440 | $474 | $1,354 |
| 2013 Lexus LX 570 | $274 | $400 | $478 | $1,310 |
| 2011 Lexus LX 570 | $242 | $332 | $474 | $1,206 |
| 2010 Lexus LX 570 | $234 | $298 | $468 | $1,158 |
Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Lexus LX 570 Insurance
Saving money on auto insurance takes being a safe and courteous driver, maintaining good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around at least every other year by getting quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.
Below is a summary of the car insurance concepts raised in the charts and tables above.
- Drivers who have multiple accidents or major violations pay on average $1,380 more annually for auto insurance
- It is possible to save approximately $140 per year just by shopping early and online
- Increasing deductibles can save around $375 each year
- Consumers who want higher levels of liability will pay around $520 annually to raise limits from a minimum limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,648 |
| 20 | $2,742 |
| 30 | $1,240 |
| 40 | $1,206 |
| 50 | $1,100 |
| 60 | $1,078 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,454 |
| $250 | $1,340 |
| $500 | $1,206 |
| $1,000 | $1,076 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,206 |
| 50/100 | $1,301 |
| 100/300 | $1,419 |
| 250/500 | $1,727 |
| 100 CSL | $1,348 |
| 300 CSL | $1,609 |
| 500 CSL | $1,799 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,588 |
| 20 | $4,368 |
| 30 | $2,626 |
| 40 | $2,588 |
| 50 | $2,472 |
| 60 | $2,446 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $79 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $48 |
| Advance Quote | $55 |
| Online Quote | $84 |
| Total Discounts | $490 |
Discounts are estimated and may not be available from every company or in every state.
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