Lexus LX 570 Insurance Rates

Average insurance prices for a Lexus LX 570 are $1,254 every 12 months for full coverage. Comprehensive costs on average $256, collision insurance costs $366, and liability insurance costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,696. Teenage drivers receive the highest rates at up to $4,804 a year.

Average premium for full coverage: $1,254

Rate estimates by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for different LX 570 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance rates. Rural areas tend to have more infrequent accident claims than densely populated cities. The price range example below illustrates the effect of geographic area on car insurance rates.

These examples show why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The best discount rate is $741
• Using higher $1,000 deductibles will save around $142 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,254
• Using more expensive low deductibles for physical damage coverage increases the price to $1,524
• Drivers who are prone to accidents and violations could pay upwards of $2,696
• The cost to insure a teen driver with full coverage may cost $4,804 or more

Insurance rates for a Lexus LX 570 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your LX 570.

Using high physical damage deductibles could cut rates by as much as $420 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay upwards of $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance can be anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Lexus LX 570 insurance rates. A driver around age 40 might see rates as low as $830 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,790 on average in Michigan, Louisiana, and New York.

How to Shop for Cheaper Lexus LX 570 Insurance

Saving money on Lexus LX 570 insurance requires avoiding accidents and violations, having good credit, eliminating unneeded coverage, and determing if full coverage is necessary. Take the time to compare rates at every policy renewal by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a condensed summary of the data covered in the above illustrations.

• Drivers who require higher liability limits will pay an extra $520 each year to increase from a minimum limit to a 250/500 level
• Drivers can save as much as $150 per year just by shopping early and online
• Increasing deductibles could save as much as $400 each year
• Teenagers pay the highest rates, costing as high as $400 per month if they have full coverage