Lexus LX 570 Insurance Rates

The average insurance prices for a Lexus LX 570 are $1,254 every 12 months for full coverage. Comprehensive costs approximately $256, collision insurance costs $366, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,696. Teens cost the most to insure at up to $4,804 a year.

Average premium for full coverage: $1,254

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for different LX 570 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance prices.

The examples above show why anyone shopping for car insurance should compare rates using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $741
• Drivers who choose higher $1,000 deductibles will pay $142 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,254
• Selecting more expensive low deductibles for comprehensive and collision insurance increases the price to $1,524
• High-risk insureds with serious driving violations could pay around $2,696
• Policy cost to insure a teenage driver with full coverage can cost $4,804 a year

Car insurance rates for a Lexus LX 570 also range considerably based on liability limits and deductibles, your driver profile, and the model of your LX 570.

Choosing higher comprehensive and collision insurance deductibles could save up to $420 a year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 134% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,790 on average in New York, Louisiana, and Michigan.

How to Shop for the Best Cheap Lexus LX 570 Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest the time to shop around once a year by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The points below are a quick review of the data that was illustrated above.

• Drivers can save around $150 per year just by shopping early and online
• Consumers who purchase increased liability limits will pay approximately $520 each year to go from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 pay the highest auto insurance rates, costing up to $400 each month if the policy includes full coverage
• Drivers with a DUI or reckless driving violation may pay on average $1,440 more per year to insure a Lexus LX 570