Lexus RX-350 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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If you are curious to know more about insurance for a Lexus RX 350, this article is for you. You may be asking “Is a Lexus IS250 expensive to insure?” Drivers pay an average of $1,664 for Lexus RX 350 full coverage, which amounts to a $139 monthly bill.

Your Lexus RX 350 insurance rates will vary on a variety of factors such as your age, location, and personal driving record. In order to help you discover what your rates will look like, be sure to read through the helpful information contained in this guide.

Once you’re ready, enter your five-digit ZIP code into our free quote tool to start comparing rates from top companies.

Comparing auto insurance by comparing rates online can be fast and easy and there is a good chance you can save money. The most important part is to get rates from all companies in order to have the best prices.

If you've never shopped for auto insurance online, you can be overwhelmed by the hoards of companies offering insurance. Reducing your Lexus RX-350 insurance cost can be quick and easy. Consumers just need to spend a few minutes on the computer getting comparison quotes provided by online insurance companies. This can be done by comparing rates here.

Car insurance premiums on a Lexus RX-350 can fluctuate considerably depending on several factors. Some of these factors include:

  • Higher performance RX-350 vehicles cost more
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Extra coverages like towing and rental
  • Your claim history
  • Having continuous coverage saves you money
  • Whether you own your home

An additional factor that can impact Lexus RX-350 insurance rates is the year of the vehicle. Used vehicles cost less than newer models so the cost to replace them may result in lower rates. Although newer vehicles may have safety features included like forward-collision avoidance, adaptive cruise control, and active head restraints which may lower rates.

Auto liability insurance - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision coverage protection - another car or object. . , . .

Comprehensive insurance - OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Coverage for uninsured or underinsured drivers - Your UM/UIM coverage . , . .

Med pay and Personal Injury Protection (PIP) - short-term medical expenses nursing services, prosthetic devices, and dental work. . .

As you can see from the information we’ve gone over to this point, there are several moving parts that ultimately determine Lexus RX costs. Take advantage of our free online quote tool below to start comparing Lexus RX 350 rates from several companies.

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What are the safety ratings of the Lexus RX 350?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Lexus RX 350.

Take a look at the following safety ratings of the Lexus RX 350 as determined by the Insurance Institute for Highway Safety.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

As you can see from these crash test results, the Lexus RX 350 received the highest mark possible in all six categories. Furthermore, the Lexus RX 350 was named as a Top Safety Pick when equipped with the Triple-Beam LED Headlamps package.

Lexus RX 350 Compared Against Other Vehicles in the Same Class

The Insurance Institute for Highway Safety classifies the Lexus RX 350 as a midsize luxury SUV.

If you are curious to know how the Lexus RX 350 stacks up to other similar models, take a look at the following three models. Each page provides information on the insurance rates for each comparable SUV so you can cross-reference them with the Lexus RX 350.

Now that we have gone into great detail about Lexus RX 350 insurance costs, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus RX 350 quotes from top companies today.

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