Mazda CX-3 Insurance Rates

Average insurance prices for a Mazda CX-3 are $1,176 every 12 months for full coverage. Comprehensive insurance costs approximately $220 a year, collision insurance costs $338, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $2,534 or more. Teenage drivers receive the highest rates at up to $4,576 a year.

Average premium for full coverage: $1,176

Rate estimates by individual coverage type:

Prices include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and CX-3 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. Rural locations tend to have more infrequent accident claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance prices.

These examples show why it is important to compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Mazda CX-3 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $698
• Using higher $1,000 deductibles will save $1,048 a year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,176
• Using low $100 deductibles for physical damage coverage costs an extra $242 annually
• High-risk insureds who are prone to accidents and violations could pay around $2,534
• The cost to insure a 16-year-old driver can cost $4,576 or more

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Car insurance rates for a Mazda CX-3 can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your CX-3.

Using high physical damage deductibles could cut rates by as much as $370 annually, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can be from 44% to 133% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Mazda CX-3 insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,680 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Right Mazda CX-3 Insurance

Saving money on insurance for a Mazda CX-3 requires being a safe and courteous driver, maintaining a good credit score, eliminating unneeded coverage, and attention to physical damage deductibles. Make time to compare rates at least once a year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a quick rundown of the primary concepts that were touched on in this article.

• Drivers can save around $140 per year just by quoting early and online
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,360 more per year for auto insurance
• Increasing deductibles could save as much as $375 each year
• Teenage drivers pay the highest auto insurance rates, costing as high as $381 per month if the policy includes full coverage