Mazda CX-3 Insurance Rates

Estimated insurance rates for a Mazda CX-3 are $1,220 a year with full coverage. Comprehensive insurance costs on average $230, collision insurance costs $376, and liability costs around $456. Liability-only insurance costs as low as $508 a year, and high-risk driver insurance costs $2,636 or more. 16-year-old drivers pay the most at up to $4,720 a year.

Average premium for full coverage: $1,220

Premium estimates by type of coverage:

Includes $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all CX-3 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than congested cities. The example below illustrates the difference location can make on car insurance rates.

These rate differences demonstrate why everyone should compare prices based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Mazda CX-3 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $717
• Using higher $1,000 deductibles will save around $138 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,220
• Buying pricier low deductibles for physical damage coverage will cost an extra $266 annually
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,636
• An auto insurance policy for full coverage for a 16-year-old driver for full coverage may cost $4,720 or more

View Chart as Image

Insurance prices for a Mazda CX-3 also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $4,700 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda CX-3 insurance prices. A driver around age 40 might see prices as low as $880 a year in states like New Hampshire, Ohio, and Utah, or at least $1,650 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $410 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,000 additional annually, depending on your age. Mazda CX-3 insurance for high-risk drivers can be from 42% to 137% more than the average rate. View High Risk Driver Rates

How to Find the Cheapest Mazda CX-3 Insurance

Finding better rates on insurance for a Mazda CX-3 requires being safe and accident-free, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Make time to compare rates every year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below you'll find a recap of the coverage data touched on in this article.

• You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $400 each year
• Youthful drivers pay higher prices, possibly costing $393 per month including comprehensive and collision insurance
• Drivers considered higher risk that have major violations or accidents may be required to pay an average of $1,420 more each year than a low-risk driver