Mazda CX-3 Insurance Rates

Estimated insurance rates for a Mazda CX-3 are $1,176 a year with full coverage. Comprehensive costs on average $220 each year, collision insurance costs $338, and liability insurance costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs around $2,534. 16-year-old drivers pay the most at up to $4,576 a year.

Average premium for full coverage: $1,176

Premium estimates by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and CX-3 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than congested cities. The graphic below illustrates the effect of geographic area on car insurance rates.

These rate differences demonstrate why all drivers should compare prices based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Mazda CX-3 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $698
• Using higher $1,000 deductibles will save around $128 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,176
• Buying low deductibles for physical damage coverage bumps up the cost to $1,418
• Drivers with multiple tickets or accidents could pay upwards of $2,534
• An auto insurance policy that insures a teen driver may cost $4,576 or more

View Chart as Image

Insurance prices for a Mazda CX-3 also have a wide range based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $4,500 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda CX-3 insurance rates. A driver around age 40 might see prices as low as $850 a year in states like New Hampshire, Ohio, and Utah, or at least $1,590 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $370 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

How to Find Cheaper Mazda CX-3 Insurance

Finding better rates on Mazda CX-3 insurance requires having a decent driving record, having above-average credit, being claim-free, and determing if full coverage is necessary. Comparison shop at least every other year by getting rate quotes from direct companies, and also from several local insurance agents.

The following items are a condensed summary of the car insurance concepts covered in the above illustrations.

• High-risk drivers with multiple at-fault accidents pay on average $1,360 more each year than a driver with a clean driving record
• You may be able to save as much as $140 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $375 each year
• Drivers who require additional liability coverage will pay around $510 every year to increase from 30/60 bodily injury limits to the 250/500 level