Mazda CX-3 Insurance Rates

Average insurance rates for a Mazda CX-3 are $1,220 a year with full coverage. Comprehensive insurance costs an estimated $230, collision insurance costs $376, and liability costs around $456. Buying just liability costs as low as $508 a year, and insurance for high-risk drivers costs $2,636 or more. Teens receive the highest rates at up to $4,720 a year.

Average premium for full coverage: $1,220

Rate estimates broken down by individual coverage type:

Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for all CX-3 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. More rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion. The example below illustrates the difference location can make on insurance prices.

These examples demonstrate why everyone should compare prices for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Mazda CX-3 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $717
• Using higher $1,000 deductibles will save approximately $138 annually
• The average rate for a 40-year-old driver who has $500 deductibles is $1,220
• Selecting pricier low deductibles for physical damage coverage will cost an extra $266 every year
• Drivers with serious driving violations could pay up to $2,636
• The cost for full coverage for a teen driver for full coverage can cost as much as $4,720 or more

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Auto insurance rates for a Mazda CX-3 can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $4,700 a year. View Rates by Age

Where you live has a huge impact on Mazda CX-3 insurance prices. A driver around age 40 might see rates as low as $880 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,650 on average in New York, Michigan, and Florida.

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Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $410 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,500 to $2,000 in extra premium per year, depending on your age. Mazda CX-3 insurance for high-risk drivers can be as much as 42% to 137% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Mazda CX-3 Insurance

Saving money on car insurance requires having a good driving record, having good credit, eliminating unnecessary coverage, and consideration of higher deductibles. Make time to compare rates every other policy renewal by getting rate quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

The next list is a review of the ideas that were touched on in this article.

• Drivers age 20 and younger are the costliest to insure, with premiums as much as $393 per month if they have full coverage
• Higher risk drivers who have several accidents or serious violations may pay on average $1,420 more annually to buy Mazda CX-3 insurance
• Increasing deductibles can save around $400 each year
• You may be able to save approximately $140 per year just by quoting online well ahead of the renewal date