Mazda CX-3 Insurance Rates

The average insurance rates for a Mazda CX-3 are $1,176 a year for full coverage. Comprehensive insurance costs on average $220 a year, collision insurance costs $338, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs $2,534 or more. 16-year-old drivers cost the most to insure at up to $4,576 a year.

Average premium for full coverage: $1,176

Policy rates by type of insurance:

Price estimates include $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and CX-3 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have lower incidents of accident claims than congested cities. The diagram below illustrates how geographic area affects car insurance rates.

The examples above show why it is important to get quotes based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Mazda CX-3 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $698
• Choosing higher $1,000 deductibles can save around $1,048 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,176
• Buying low $100 deductibles for comp and collision coverage will cost an additional $242 each year
• Drivers with multiple tickets or accidents could pay upwards of $2,534
• Policy cost that insures a teenage driver may cost $4,576 each year

View Chart as Image

Insurance rates for a Mazda CX-3 also range considerably based on the trim level of your CX-3, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda CX-3 insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Idaho, Maine, and Iowa, or at least $1,680 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $370 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

How to Find Cheaper Mazda CX-3 Insurance

Finding cheaper rates on auto insurance takes not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Comparison shop every year by getting price quotes from direct carriers, and also from local exclusive and independent agents.

The following is a condensed summary of the coverage data presented in the illustrations above.

• Drivers can save as much as $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Teens pay the highest rates, costing up to $381 each month if full coverage is included
• Drivers with multiple at-fault accidents may pay on average $1,360 more each year for CX-3 insurance