Mazda CX-3 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Mazda CX-3 are $1,248 a year for full coverage insurance. Comprehensive costs an estimated $238 a year, collision costs $400, and liability costs $452. A liability-only policy costs as little as $504 a year, with high-risk insurance costing around $2,698. 16-year-old drivers pay the most at $4,804 a year or more.
Average premium for full coverage: $1,248
Premium estimates broken down by type of coverage:
Prices include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and CX-3 trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Mazda CX-3 go from as low as $504 for just the minimum liability insurance to a high of $2,698 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Your location can make a big difference on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than congested cities.
The diagram below illustrates the difference location can make on insurance prices.
These rate differences illustrate why it is important to compare rates for a targeted area and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates estimated Mazda CX-3 insurance rates for other coverage scenarios.
- The best full coverage rate is $731
- Drivers who choose higher $1,000 deductibles will pay approximately $1,104 each year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,248
- Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,528
- Drivers with multiple tickets or accidents could pay up to $2,698 or more
- An auto insurance policy for full coverage for a 16-year-old driver can cost as much as $4,804 a year
Auto insurance prices for a Mazda CX-3 also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.
Older drivers with a good driving record and high deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $4,800 a year. View Rates by Age
Where you choose to live makes a big difference in Mazda CX-3 insurance prices. A 40-year-old driver could pay as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,690 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,130 | -$118 | -9.5% |
Alaska | $956 | -$292 | -23.4% |
Arizona | $1,036 | -$212 | -17.0% |
Arkansas | $1,248 | -$0 | 0.0% |
California | $1,422 | $174 | 13.9% |
Colorado | $1,192 | -$56 | -4.5% |
Connecticut | $1,284 | $36 | 2.9% |
Delaware | $1,412 | $164 | 13.1% |
Florida | $1,562 | $314 | 25.2% |
Georgia | $1,152 | -$96 | -7.7% |
Hawaii | $896 | -$352 | -28.2% |
Idaho | $844 | -$404 | -32.4% |
Illinois | $930 | -$318 | -25.5% |
Indiana | $940 | -$308 | -24.7% |
Iowa | $842 | -$406 | -32.5% |
Kansas | $1,186 | -$62 | -5.0% |
Kentucky | $1,704 | $456 | 36.5% |
Louisiana | $1,848 | $600 | 48.1% |
Maine | $770 | -$478 | -38.3% |
Maryland | $1,028 | -$220 | -17.6% |
Massachusetts | $998 | -$250 | -20.0% |
Michigan | $2,168 | $920 | 73.7% |
Minnesota | $1,044 | -$204 | -16.3% |
Mississippi | $1,494 | $246 | 19.7% |
Missouri | $1,106 | -$142 | -11.4% |
Montana | $1,340 | $92 | 7.4% |
Nebraska | $984 | -$264 | -21.2% |
Nevada | $1,498 | $250 | 20.0% |
New Hampshire | $900 | -$348 | -27.9% |
New Jersey | $1,394 | $146 | 11.7% |
New Mexico | $1,106 | -$142 | -11.4% |
New York | $1,314 | $66 | 5.3% |
North Carolina | $720 | -$528 | -42.3% |
North Dakota | $1,024 | -$224 | -17.9% |
Ohio | $862 | -$386 | -30.9% |
Oklahoma | $1,280 | $32 | 2.6% |
Oregon | $1,142 | -$106 | -8.5% |
Pennsylvania | $1,192 | -$56 | -4.5% |
Rhode Island | $1,664 | $416 | 33.3% |
South Carolina | $1,130 | -$118 | -9.5% |
South Dakota | $1,054 | -$194 | -15.5% |
Tennessee | $1,092 | -$156 | -12.5% |
Texas | $1,506 | $258 | 20.7% |
Utah | $924 | -$324 | -26.0% |
Vermont | $856 | -$392 | -31.4% |
Virginia | $748 | -$500 | -40.1% |
Washington | $964 | -$284 | -22.8% |
West Virginia | $1,142 | -$106 | -8.5% |
Wisconsin | $864 | -$384 | -30.8% |
Wyoming | $1,112 | -$136 | -10.9% |
Opting for high physical damage deductibles could save up to $430 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying $1,500 to $2,100 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost from 44% to 134% more than the average rate. View High Risk Driver Rates
With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes from multiple companies. Every company utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2021 Mazda CX-3 | $272 | $466 | $416 | $1,312 |
2020 Mazda CX-3 | $262 | $446 | $430 | $1,296 |
2019 Mazda CX-3 | $248 | $430 | $442 | $1,278 |
2018 Mazda CX-3 | $238 | $400 | $452 | $1,248 |
2017 Mazda CX-3 | $230 | $376 | $456 | $1,220 |
2016 Mazda CX-3 | $220 | $338 | $460 | $1,176 |
Rates are averaged for all Mazda CX-3 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Mazda CX-3 Insurance
Finding better rates on insurance for a Mazda CX-3 not only requires being a low-risk driver, but also having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Make time to compare rates every other policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The items below are a quick rundown of the ideas that were touched on in this article.
- Teen drivers are the costliest to insure, with premiums being up to $400 per month if they have full coverage
- Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,450 more annually to insure their CX-3
- Increasing policy deductibles can save around $425 each year
- It is possible to save approximately $150 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,804 |
20 | $2,874 |
30 | $1,288 |
40 | $1,248 |
50 | $1,142 |
60 | $1,120 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,528 |
$250 | $1,400 |
$500 | $1,248 |
$1,000 | $1,104 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,248 |
50/100 | $1,338 |
100/300 | $1,451 |
250/500 | $1,745 |
100 CSL | $1,384 |
300 CSL | $1,632 |
500 CSL | $1,813 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,824 |
20 | $4,578 |
30 | $2,742 |
40 | $2,698 |
50 | $2,578 |
60 | $2,556 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $65 |
Multi-vehicle | $67 |
Homeowner | $20 |
5-yr Accident Free | $86 |
5-yr Claim Free | $80 |
Paid in Full/EFT | $53 |
Advance Quote | $59 |
Online Quote | $87 |
Total Discounts | $517 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area