Mazda CX-7 Insurance Rates

The average auto insurance rates for a Mazda CX-7 are $1,044 annually for full coverage. Comprehensive insurance costs an estimated $176 each year, collision costs $236, and liability is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,246 or more. Teen drivers cost the most to insure at $4,174 a year or more.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

Estimates include $500 deductible amounts, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and CX-7 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than larger metro areas.

The graphic below illustrates how geographic area affects insurance prices.

The examples above show why all drivers should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Mazda CX-7 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $632
• Raising to $1,000 deductibles will save approximately $94 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,044
• Choosing low deductibles costs an additional $178 annually
• Drivers with multiple violations and an at-fault accident could pay up to $2,246 or more
• Policy cost with full coverage for a 16-year-old driver can cost as much as $4,174

View Chart as Image

Car insurance rates for a Mazda CX-7 also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,200 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $280 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Mazda CX-7 insurance prices. A middle-age driver might find rates as low as $690 a year in states like Iowa, Maine, and Idaho, or as much as $1,490 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison from multiple companies. Every auto insurance company uses a different rate calculation, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Mazda CX-7 Insurance

Finding cheaper rates on insurance for a Mazda CX-7 consists of having a good driving record, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Invest the time to compare rates at least once a year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a review of the primary concepts that were presented in the illustrations above.

• Drivers can save approximately $120 per year simply by quoting online in advance
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,200 more annually to buy Mazda CX-7 insurance
• Increasing comprehensive and collision deductibles could save up to $275 each year
• Drivers age 20 and younger have the highest car insurance rates, costing up to $348 each month if comprehensive and collision insurance is included