Mazda CX-7 Insurance Rates

The average auto insurance rates for a Mazda CX-7 are $1,044 annually for full coverage insurance. Comprehensive costs approximately $176 a year, collision insurance costs $236, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,246. Teens cost the most to insure at up to $4,174 a year.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and CX-7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance prices.

The examples above illustrate why it is important to compare prices using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Mazda CX-7 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $632
• Using higher $1,000 deductibles will save $950 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,044
• Selecting low $100 deductibles for physical damage coverage will cost $1,222
• Drivers with serious driving violations could pay around $2,246
• Policy cost with full coverage for a teen driver can cost $4,174 or more

View Chart as Image

Insurance rates for a Mazda CX-7 also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $280 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Mazda CX-7 insurance prices. A driver around age 40 might see rates as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Mazda CX-7 Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having good credit, being claim-free, and consideration of higher deductibles. Make time to compare rates at every other renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a review of the concepts that were touched on in this article.

• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,200 more per year to insure their CX-7
• Teen drivers are the costliest to insure, possibly costing $348 each month if they have full coverage
• It is possible to save around $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $275 each year
• It is possible to save around $120 per year just by quoting early and online