Mazda CX-7 Insurance Rates

Estimated insurance prices for a Mazda CX-7 are $1,012 every 12 months for full coverage insurance. Comprehensive costs on average $166 a year, collision costs $214, and liability is estimated at $474. A policy with only liability insurance costs approximately $522 a year, with a high-risk policy costing around $2,176. 16-year-old drivers pay the most at $4,074 a year or more.

Average premium for full coverage: $1,012

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and CX-7 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than congested cities.

The diagram below illustrates how location helps determine car insurance rates.

These rate differences illustrate why it is important to get quotes based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Mazda CX-7 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $616
• Choosing higher $1,000 deductibles can save around $924 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,012
• Buying low $100 deductibles for comp and collision coverage increases the price to $1,176
• Unlucky drivers with multiple tickets or accidents could pay upwards of $2,176 or more
• An auto insurance policy to insure a teen driver may cost $4,074 each year

View Chart as Image

Car insurance prices for a Mazda CX-7 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your CX-7.

Opting for high physical damage deductibles can save as much as $260 every year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged upwards of $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,200 to $1,700 extra annually, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 132% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Mazda CX-7 insurance prices. A good driver about age 40 could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each auto insurer utilizes a different rate formula, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Mazda CX-7 Insurance

Finding better rates on car insurance takes avoiding accidents and claims, maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Invest time comparing rates every couple of years by requesting rates from direct insurance companies, and also from several local insurance agents.

The points below are a review of the material that was covered in the charts and tables above.

• Policyholders who require increased liability limits will pay around $520 annually to raise limits from 30/60 bodily injury limits to a 250/500 level
• Drivers under the age of 20 are expensive to insure, with premiums being up to $340 per month if the policy includes full coverage
• Higher risk drivers who have several accidents or serious violations pay on average $1,160 more each year to insure a Mazda CX-7
• Increasing policy deductibles could save as much as $250 each year