Mazda CX-7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2024
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U.S. average insurance rates for a Mazda CX-7 are $1,012 a year including full coverage. Comprehensive costs around $166 each year, collision insurance costs $214, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,176. Teen drivers pay the highest rates at up to $4,074 a year.
Average premium for full coverage: $1,012
Price estimates for individual coverage:
Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and CX-7 models.
Price Range from Low to High
For a driver in their 40's, Mazda CX-7 insurance prices range from the low end price of $522 for just the minimum liability insurance to a high rate of $2,176 for a policy for a high-risk driver.
Geographic Price Range
Your location has a significant impact on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance rates.
The ranges above highlight why all drivers should compare rates for a specific zip code, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average Mazda CX-7 insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $616
- Drivers who choose higher $1,000 deductibles will pay about $88 every year
- The estimated price for the average middle-age driver using $500 deductibles is $1,012
- Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $1,176
- High risk drivers with multiple violations and an at-fault accident could pay at least $2,176
- The price that insures a teen driver can be $4,074 a year
Auto insurance prices for a Mazda CX-7 are also quite variable based on the trim level and model year, your driving record and age, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you are likely paying at least $1,200 to $1,700 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 132% more than average. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,000 a year. View Rates by Age
The state you live in makes a big difference in Mazda CX-7 insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,450 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $916 | -$96 | -9.5% |
| Alaska | $776 | -$236 | -23.3% |
| Arizona | $840 | -$172 | -17.0% |
| Arkansas | $1,012 | -$0 | 0.0% |
| California | $1,154 | $142 | 14.0% |
| Colorado | $966 | -$46 | -4.5% |
| Connecticut | $1,040 | $28 | 2.8% |
| Delaware | $1,146 | $134 | 13.2% |
| Florida | $1,268 | $256 | 25.3% |
| Georgia | $934 | -$78 | -7.7% |
| Hawaii | $728 | -$284 | -28.1% |
| Idaho | $682 | -$330 | -32.6% |
| Illinois | $754 | -$258 | -25.5% |
| Indiana | $762 | -$250 | -24.7% |
| Iowa | $682 | -$330 | -32.6% |
| Kansas | $964 | -$48 | -4.7% |
| Kentucky | $1,380 | $368 | 36.4% |
| Louisiana | $1,496 | $484 | 47.8% |
| Maine | $624 | -$388 | -38.3% |
| Maryland | $834 | -$178 | -17.6% |
| Massachusetts | $808 | -$204 | -20.2% |
| Michigan | $1,758 | $746 | 73.7% |
| Minnesota | $846 | -$166 | -16.4% |
| Mississippi | $1,212 | $200 | 19.8% |
| Missouri | $898 | -$114 | -11.3% |
| Montana | $1,086 | $74 | 7.3% |
| Nebraska | $798 | -$214 | -21.1% |
| Nevada | $1,214 | $202 | 20.0% |
| New Hampshire | $728 | -$284 | -28.1% |
| New Jersey | $1,130 | $118 | 11.7% |
| New Mexico | $898 | -$114 | -11.3% |
| New York | $1,068 | $56 | 5.5% |
| North Carolina | $584 | -$428 | -42.3% |
| North Dakota | $828 | -$184 | -18.2% |
| Ohio | $698 | -$314 | -31.0% |
| Oklahoma | $1,040 | $28 | 2.8% |
| Oregon | $926 | -$86 | -8.5% |
| Pennsylvania | $966 | -$46 | -4.5% |
| Rhode Island | $1,350 | $338 | 33.4% |
| South Carolina | $916 | -$96 | -9.5% |
| South Dakota | $854 | -$158 | -15.6% |
| Tennessee | $888 | -$124 | -12.3% |
| Texas | $1,220 | $208 | 20.6% |
| Utah | $750 | -$262 | -25.9% |
| Vermont | $694 | -$318 | -31.4% |
| Virginia | $606 | -$406 | -40.1% |
| Washington | $784 | -$228 | -22.5% |
| West Virginia | $926 | -$86 | -8.5% |
| Wisconsin | $702 | -$310 | -30.6% |
| Wyoming | $902 | -$110 | -10.9% |
Choosing high deductibles could save up to $260 each year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-7 SV 2WD | $962 | $80 |
| Mazda CX-7 Sport 2WD | $982 | $82 |
| Mazda CX-7 Touring 2WD | $1,000 | $83 |
| Mazda CX-7 Touring 4WD | $1,020 | $85 |
| Mazda CX-7 Grand Touring 2WD | $1,050 | $88 |
| Mazda CX-7 Grand Touring 4WD | $1,050 | $88 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mazda CX-7 | $176 | $236 | $474 | $1,044 |
| 2011 Mazda CX-7 | $166 | $214 | $474 | $1,012 |
| 2010 Mazda CX-7 | $162 | $192 | $468 | $980 |
| 2007 Mazda CX-7 | $142 | $170 | $446 | $916 |
Rates are averaged for all Mazda CX-7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Mazda CX-7 Insurance
Getting lower rates on Mazda CX-7 insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, being claim-free, and possibly raising deductibles. Shop around every year by getting quotes from direct car insurance companies, and also from local insurance agencies.
Below is a brief recap of the coverage data covered in the charts and tables above.
- You may be able to save up to $110 per year just by quoting online in advance
- Increasing physical damage deductibles can save approximately $250 each year
- Teenage drivers are expensive to insure, possibly costing $340 a month if the policy includes full coverage
- High-risk drivers who tend to receive serious violations may have to pay on average $1,160 more every year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,074 |
| 20 | $2,310 |
| 30 | $1,028 |
| 40 | $1,012 |
| 50 | $928 |
| 60 | $910 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,176 |
| $250 | $1,102 |
| $500 | $1,012 |
| $1,000 | $924 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,012 |
| 50/100 | $1,145 |
| 100/300 | $1,263 |
| 250/500 | $1,571 |
| 100 CSL | $1,192 |
| 300 CSL | $1,453 |
| 500 CSL | $1,643 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,736 |
| 20 | $3,684 |
| 30 | $2,192 |
| 40 | $2,176 |
| 50 | $2,080 |
| 60 | $2,058 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $68 |
| Total Discounts | $396 |
Discounts are estimated and may not be available from every company or in every state.
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