Mazda CX-7 Insurance Rates
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UPDATED: Jun 3, 2024
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U.S. average insurance rates for a Mazda CX-7 are $1,044 a year including full coverage. Comprehensive costs an estimated $176, collision insurance costs $236, and liability coverage is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs around $2,246. Teens pay the highest rates at up to $4,174 a year.
Average premium for full coverage: $1,044
Price estimates broken down by individual coverage:
Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different CX-7 trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Mazda CX-7 insurance prices range from the low end price of $522 for basic liability insurance to a much higher rate of $2,246 for a high-risk insurance policy.
Geographic Price Range
Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects insurance prices.
The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down average Mazda CX-7 insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $632
- Raising to $1,000 deductibles will save approximately $94 every year
- The estimated price for the average middle-age driver who has $500 deductibles is $1,044
- Selecting more expensive low deductibles bumps up the cost to $1,222
- Unlucky drivers with serious driving violations could pay up to $2,246
- The price that insures a teenage driver with full coverage can cost as much as $4,174
Car insurance prices for a Mazda CX-7 are also quite variable based on the model year and trim level, your driving record and age, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you are likely paying $1,200 to $1,800 extra each year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 128% more than the average policy. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $4,100 a year. View Rates by Age
The state you live in also has a big influence on Mazda CX-7 insurance rates. A middle-age driver might find prices as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,490 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $944 | -$100 | -9.6% |
| Alaska | $800 | -$244 | -23.4% |
| Arizona | $866 | -$178 | -17.0% |
| Arkansas | $1,044 | -$0 | 0.0% |
| California | $1,190 | $146 | 14.0% |
| Colorado | $996 | -$48 | -4.6% |
| Connecticut | $1,074 | $30 | 2.9% |
| Delaware | $1,182 | $138 | 13.2% |
| Florida | $1,306 | $262 | 25.1% |
| Georgia | $964 | -$80 | -7.7% |
| Hawaii | $750 | -$294 | -28.2% |
| Idaho | $706 | -$338 | -32.4% |
| Illinois | $778 | -$266 | -25.5% |
| Indiana | $786 | -$258 | -24.7% |
| Iowa | $706 | -$338 | -32.4% |
| Kansas | $994 | -$50 | -4.8% |
| Kentucky | $1,426 | $382 | 36.6% |
| Louisiana | $1,544 | $500 | 47.9% |
| Maine | $646 | -$398 | -38.1% |
| Maryland | $860 | -$184 | -17.6% |
| Massachusetts | $836 | -$208 | -19.9% |
| Michigan | $1,814 | $770 | 73.8% |
| Minnesota | $874 | -$170 | -16.3% |
| Mississippi | $1,250 | $206 | 19.7% |
| Missouri | $926 | -$118 | -11.3% |
| Montana | $1,122 | $78 | 7.5% |
| Nebraska | $824 | -$220 | -21.1% |
| Nevada | $1,252 | $208 | 19.9% |
| New Hampshire | $752 | -$292 | -28.0% |
| New Jersey | $1,168 | $124 | 11.9% |
| New Mexico | $924 | -$120 | -11.5% |
| New York | $1,100 | $56 | 5.4% |
| North Carolina | $602 | -$442 | -42.3% |
| North Dakota | $854 | -$190 | -18.2% |
| Ohio | $720 | -$324 | -31.0% |
| Oklahoma | $1,074 | $30 | 2.9% |
| Oregon | $956 | -$88 | -8.4% |
| Pennsylvania | $996 | -$48 | -4.6% |
| Rhode Island | $1,392 | $348 | 33.3% |
| South Carolina | $946 | -$98 | -9.4% |
| South Dakota | $882 | -$162 | -15.5% |
| Tennessee | $914 | -$130 | -12.5% |
| Texas | $1,258 | $214 | 20.5% |
| Utah | $772 | -$272 | -26.1% |
| Vermont | $716 | -$328 | -31.4% |
| Virginia | $626 | -$418 | -40.0% |
| Washington | $808 | -$236 | -22.6% |
| West Virginia | $956 | -$88 | -8.4% |
| Wisconsin | $724 | -$320 | -30.7% |
| Wyoming | $932 | -$112 | -10.7% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $280 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-7 SV 2WD | $990 | $83 |
| Mazda CX-7 Sport 2WD | $1,012 | $84 |
| Mazda CX-7 Touring 2WD | $1,030 | $86 |
| Mazda CX-7 Touring 4WD | $1,052 | $88 |
| Mazda CX-7 Grand Touring 2WD | $1,086 | $91 |
| Mazda CX-7 Grand Touring 4WD | $1,086 | $91 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mazda CX-7 | $190 | $258 | $478 | $1,084 |
| 2011 Mazda CX-7 | $176 | $236 | $474 | $1,044 |
| 2010 Mazda CX-7 | $166 | $214 | $474 | $1,012 |
| 2007 Mazda CX-7 | $156 | $178 | $452 | $944 |
Rates are averaged for all Mazda CX-7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Mazda CX-7 Insurance
Getting lower rates on auto insurance consists of avoiding accidents and claims, having a positive credit history, being claim-free, and possibly higher deductibles. Compare rates at least every other year by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.
The points below are a brief review of the car insurance concepts raised in the charts and tables above.
- Drivers with DUI or reckless driving convictions could be charged and average of $1,200 more annually to insure a Mazda CX-7
- You may be able to save approximately $120 per year just by shopping early and online
- Increasing physical damage deductibles can save approximately $275 each year
- Consumers who want increased liability limits will pay approximately $520 per year to raise from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,174 |
| 20 | $2,384 |
| 30 | $1,064 |
| 40 | $1,044 |
| 50 | $958 |
| 60 | $938 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,222 |
| $250 | $1,142 |
| $500 | $1,044 |
| $1,000 | $950 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,044 |
| 50/100 | $1,181 |
| 100/300 | $1,299 |
| 250/500 | $1,607 |
| 100 CSL | $1,228 |
| 300 CSL | $1,489 |
| 500 CSL | $1,679 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,886 |
| 20 | $3,804 |
| 30 | $2,266 |
| 40 | $2,246 |
| 50 | $2,148 |
| 60 | $2,124 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $412 |
Discounts are estimated and may not be available from every company or in every state.
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