Mazda CX-7 Insurance Rates

U.S. average insurance rates for a Mazda CX-7 are $1,044 a year including full coverage. Comprehensive insurance costs approximately $176, collision insurance costs $236, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,246 or more. Teens pay the highest rates at up to $4,174 a year.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different CX-7 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how where you live affects auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare prices using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Mazda CX-7 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $632
• Using higher $1,000 deductibles will save $94 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,044
• Selecting more expensive low deductibles for physical damage coverage will cost an additional $178 annually
• High-risk insureds with serious driving violations could pay around $2,246
• The price that insures a 16-year-old driver with full coverage can cost $4,174 or more

View Chart as Image

Insurance prices for a Mazda CX-7 are also quite variable based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,200 to $1,800 additional each year, depending on your age. High-risk driver insurance can be from 43% to 128% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

The state you live in has a huge impact on Mazda CX-7 insurance prices. A driver around age 40 might see prices as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,490 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $280 annually, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda CX-7 Insurance

Getting lower rates on insurance for a Mazda CX-7 requires avoiding accidents and violations, having a good credit score, being claim-free, and consideration of higher deductibles. Compare rates every other policy renewal by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a brief recap of the ideas that were touched on in the above illustrations.

• Teenagers are the costliest to insure, possibly costing $348 a month if comprehensive and collision insurance is included
• Drivers considered higher risk who tend to receive serious violations will likely pay on average $1,200 more per year for car insurance
• Increasing physical damage deductibles can save approximately $275 each year
• You may be able to save around $120 per year just by shopping early and online