Mazda 6 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a Mazda 6 are $1,038 a year with full coverage. Comprehensive costs approximately $170, collision insurance costs $236, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $2,236. Teenage drivers receive the highest rates at up to $4,164 a year.
Average premium for full coverage: $1,038
Rate estimates by individual coverage type:
Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for all 6 models.
Price Range by Coverage and Risk
For the average driver, prices range range from as low as $522 for a discount liability-only rate to the much higher price of $2,236 for a policy for a high-risk driver.
Price Range by Location
Living in a larger city has a significant impact on the price of insurance. Rural locations tend to have a lower frequency of collision claims than densely populated cities. The example below illustrates how location impacts auto insurance prices.
These examples demonstrate why everyone should get quotes using their specific location and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average Mazda 6 insurance rates for additional coverage and risk scenarios.
- The best discount rate is $628
- Choosing higher $1,000 deductibles can save $94 annually
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,038
- Using pricier low deductibles for comp and collision coverage will increase the cost to $1,212
- High-risk insureds who are prone to accidents and violations could pay around $2,236
- The cost for full coverage for a teen driver for full coverage can cost $4,164 each year
Auto insurance rates for a Mazda 6 can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.
A more mature driver with a good driving record and high deductibles could pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $4,100 a year. View Rates by Age
Where you live plays a big part in determining prices for Mazda 6 insurance rates. A good driver about age 40 could pay as low as $750 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,400 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $938 | -$100 | -9.6% |
| Alaska | $794 | -$244 | -23.5% |
| Arizona | $860 | -$178 | -17.1% |
| Arkansas | $1,038 | -$0 | 0.0% |
| California | $1,182 | $144 | 13.9% |
| Colorado | $990 | -$48 | -4.6% |
| Connecticut | $1,066 | $28 | 2.7% |
| Delaware | $1,174 | $136 | 13.1% |
| Florida | $1,298 | $260 | 25.0% |
| Georgia | $956 | -$82 | -7.9% |
| Hawaii | $746 | -$292 | -28.1% |
| Idaho | $700 | -$338 | -32.6% |
| Illinois | $772 | -$266 | -25.6% |
| Indiana | $780 | -$258 | -24.9% |
| Iowa | $700 | -$338 | -32.6% |
| Kansas | $986 | -$52 | -5.0% |
| Kentucky | $1,416 | $378 | 36.4% |
| Louisiana | $1,532 | $494 | 47.6% |
| Maine | $640 | -$398 | -38.3% |
| Maryland | $854 | -$184 | -17.7% |
| Massachusetts | $830 | -$208 | -20.0% |
| Michigan | $1,802 | $764 | 73.6% |
| Minnesota | $868 | -$170 | -16.4% |
| Mississippi | $1,242 | $204 | 19.7% |
| Missouri | $920 | -$118 | -11.4% |
| Montana | $1,114 | $76 | 7.3% |
| Nebraska | $818 | -$220 | -21.2% |
| Nevada | $1,244 | $206 | 19.8% |
| New Hampshire | $746 | -$292 | -28.1% |
| New Jersey | $1,160 | $122 | 11.8% |
| New Mexico | $918 | -$120 | -11.6% |
| New York | $1,092 | $54 | 5.2% |
| North Carolina | $598 | -$440 | -42.4% |
| North Dakota | $848 | -$190 | -18.3% |
| Ohio | $714 | -$324 | -31.2% |
| Oklahoma | $1,066 | $28 | 2.7% |
| Oregon | $950 | -$88 | -8.5% |
| Pennsylvania | $990 | -$48 | -4.6% |
| Rhode Island | $1,382 | $344 | 33.1% |
| South Carolina | $940 | -$98 | -9.4% |
| South Dakota | $876 | -$162 | -15.6% |
| Tennessee | $908 | -$130 | -12.5% |
| Texas | $1,250 | $212 | 20.4% |
| Utah | $768 | -$270 | -26.0% |
| Vermont | $712 | -$326 | -31.4% |
| Virginia | $622 | -$416 | -40.1% |
| Washington | $802 | -$236 | -22.7% |
| West Virginia | $950 | -$88 | -8.5% |
| Wisconsin | $720 | -$318 | -30.6% |
| Wyoming | $924 | -$114 | -11.0% |
Using high physical damage deductibles can save as much as $270 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,800 in extra premium per year, depending on your age. Mazda 6 insurance for high-risk drivers ranges anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda 6 I Sport 4-Dr Sedan | $984 | $82 |
| Mazda 6 I SV 4-Dr Sedan | $984 | $82 |
| Mazda 6 I Touring 4-Dr Sedan | $1,004 | $84 |
| Mazda 6 I Touring Plus 4-Dr Sedan | $1,024 | $85 |
| Mazda 6 I Touring Plus 4-Dr Sedan | $1,024 | $85 |
| Mazda 6 I Grand Touring 4-Dr Sedan | $1,044 | $87 |
| Mazda 6 S Grand Touring 4-Dr Sedan | $1,078 | $90 |
| Mazda 6 S Grand Touring 6 Cyl 4-Dr Sedan | $1,078 | $90 |
| Mazda 6 S Touring Plus 6 Cyl 4-Dr Sedan | $1,064 | $89 |
| Mazda 6 S Touring Plus 4-Dr Sedan | $1,064 | $89 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2021 Mazda 6 | $274 | $502 | $430 | $1,364 |
| 2020 Mazda 6 | $260 | $484 | $442 | $1,344 |
| 2019 Mazda 6 | $250 | $450 | $452 | $1,310 |
| 2018 Mazda 6 | $240 | $424 | $456 | $1,278 |
| 2017 Mazda 6 | $230 | $380 | $460 | $1,228 |
| 2016 Mazda 6 | $214 | $350 | $460 | $1,182 |
| 2015 Mazda 6 | $206 | $328 | $464 | $1,156 |
| 2014 Mazda 6 | $202 | $306 | $474 | $1,140 |
| 2013 Mazda 6 | $186 | $284 | $474 | $1,102 |
| 2012 Mazda 6 | $182 | $258 | $478 | $1,076 |
| 2011 Mazda 6 | $170 | $236 | $474 | $1,038 |
| 2010 Mazda 6 | $160 | $214 | $474 | $1,006 |
Rates are averaged for all Mazda 6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Mazda 6 Insurance
Saving money on Mazda 6 insurance takes being a low-risk driver, having good credit, eliminating unnecessary coverage, and possibly higher deductibles. Spend time shopping around every year by getting rate quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.
The items below are a review of the coverage data touched on above.
- You may be able to save around $120 per year just by quoting online well ahead of the renewal date
- Increasing deductibles can save around $275 each year
- Teen drivers have the highest car insurance rates, with premiums as much as $347 per month if they have full coverage
- High-risk drivers who have several accidents or serious violations pay on average $1,200 more per year to insure their 6
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,164 |
| 20 | $2,374 |
| 30 | $1,056 |
| 40 | $1,038 |
| 50 | $952 |
| 60 | $932 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,212 |
| $250 | $1,132 |
| $500 | $1,038 |
| $1,000 | $944 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,038 |
| 50/100 | $1,159 |
| 100/300 | $1,277 |
| 250/500 | $1,585 |
| 100 CSL | $1,206 |
| 300 CSL | $1,467 |
| 500 CSL | $1,657 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,870 |
| 20 | $3,788 |
| 30 | $2,254 |
| 40 | $2,236 |
| 50 | $2,136 |
| 60 | $2,114 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $70 |
| Total Discounts | $410 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
