Mazda 6 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance rates for a Mazda 6 are $1,038 a year for full coverage insurance. Comprehensive costs an estimated $170 each year, collision costs $236, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,236. 16-year-old drivers pay the highest rates at $4,164 a year or more.
Average premium for full coverage: $1,038
Price estimates broken down by individual coverage:
Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and 6 models.
Price Range from Low to High
Using a middle-aged driver as an example, Mazda 6 insurance prices go from the low end price of $522 for basic liability insurance to a high rate of $2,236 for high-risk insurance.
Geographic Price Range
Your location can make a big difference on the price of insurance. More rural locations have lower incidents of physical damage claims than congested cities.
The graphic below illustrates how where you live affects insurance prices.
The ranges above illustrate why all drivers should compare rates for a targeted area, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Mazda 6 insurance rates for other coverage scenarios.
- The best full coverage rate is $628
- Drivers who choose higher $1,000 deductibles will pay approximately $94 each year
- The estimated price for the average middle-age driver who has $500 deductibles is $1,038
- Buying low deductibles for comprehensive and collision insurance bumps up the cost to $1,212
- Drivers with multiple tickets or accidents could pay up to $2,236 or more
- The price that insures a 16-year-old driver can cost as much as $4,164 a year
Car insurance prices for a Mazda 6 are also quite variable based on the trim level and model year, your age and driving record, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you are probably paying $1,200 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers can cost from 43% to 129% more than the average rate. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged at least $4,100 a year. View Rates by Age
The state you live in makes a big difference in Mazda 6 insurance prices. A 40-year-old driver could pay as low as $680 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,400 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $938 | -$100 | -9.6% |
| Alaska | $794 | -$244 | -23.5% |
| Arizona | $860 | -$178 | -17.1% |
| Arkansas | $1,038 | -$0 | 0.0% |
| California | $1,182 | $144 | 13.9% |
| Colorado | $990 | -$48 | -4.6% |
| Connecticut | $1,066 | $28 | 2.7% |
| Delaware | $1,174 | $136 | 13.1% |
| Florida | $1,298 | $260 | 25.0% |
| Georgia | $956 | -$82 | -7.9% |
| Hawaii | $746 | -$292 | -28.1% |
| Idaho | $700 | -$338 | -32.6% |
| Illinois | $772 | -$266 | -25.6% |
| Indiana | $780 | -$258 | -24.9% |
| Iowa | $700 | -$338 | -32.6% |
| Kansas | $986 | -$52 | -5.0% |
| Kentucky | $1,416 | $378 | 36.4% |
| Louisiana | $1,532 | $494 | 47.6% |
| Maine | $640 | -$398 | -38.3% |
| Maryland | $854 | -$184 | -17.7% |
| Massachusetts | $830 | -$208 | -20.0% |
| Michigan | $1,802 | $764 | 73.6% |
| Minnesota | $868 | -$170 | -16.4% |
| Mississippi | $1,242 | $204 | 19.7% |
| Missouri | $920 | -$118 | -11.4% |
| Montana | $1,114 | $76 | 7.3% |
| Nebraska | $818 | -$220 | -21.2% |
| Nevada | $1,244 | $206 | 19.8% |
| New Hampshire | $746 | -$292 | -28.1% |
| New Jersey | $1,160 | $122 | 11.8% |
| New Mexico | $918 | -$120 | -11.6% |
| New York | $1,092 | $54 | 5.2% |
| North Carolina | $598 | -$440 | -42.4% |
| North Dakota | $848 | -$190 | -18.3% |
| Ohio | $714 | -$324 | -31.2% |
| Oklahoma | $1,066 | $28 | 2.7% |
| Oregon | $950 | -$88 | -8.5% |
| Pennsylvania | $990 | -$48 | -4.6% |
| Rhode Island | $1,382 | $344 | 33.1% |
| South Carolina | $940 | -$98 | -9.4% |
| South Dakota | $876 | -$162 | -15.6% |
| Tennessee | $908 | -$130 | -12.5% |
| Texas | $1,250 | $212 | 20.4% |
| Utah | $768 | -$270 | -26.0% |
| Vermont | $712 | -$326 | -31.4% |
| Virginia | $622 | -$416 | -40.1% |
| Washington | $802 | -$236 | -22.7% |
| West Virginia | $950 | -$88 | -8.5% |
| Wisconsin | $720 | -$318 | -30.6% |
| Wyoming | $924 | -$114 | -11.0% |
Opting for high physical damage deductibles could save up to $270 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda 6 I Sport 4-Dr Sedan | $984 | $82 |
| Mazda 6 I SV 4-Dr Sedan | $984 | $82 |
| Mazda 6 I Touring 4-Dr Sedan | $1,004 | $84 |
| Mazda 6 I Touring Plus 4-Dr Sedan | $1,024 | $85 |
| Mazda 6 I Touring Plus 4-Dr Sedan | $1,024 | $85 |
| Mazda 6 I Grand Touring 4-Dr Sedan | $1,044 | $87 |
| Mazda 6 S Grand Touring 4-Dr Sedan | $1,078 | $90 |
| Mazda 6 S Grand Touring 6 Cyl 4-Dr Sedan | $1,078 | $90 |
| Mazda 6 S Touring Plus 6 Cyl 4-Dr Sedan | $1,064 | $89 |
| Mazda 6 S Touring Plus 4-Dr Sedan | $1,064 | $89 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2021 Mazda 6 | $274 | $502 | $430 | $1,364 |
| 2020 Mazda 6 | $260 | $484 | $442 | $1,344 |
| 2019 Mazda 6 | $250 | $450 | $452 | $1,310 |
| 2018 Mazda 6 | $240 | $424 | $456 | $1,278 |
| 2017 Mazda 6 | $230 | $380 | $460 | $1,228 |
| 2016 Mazda 6 | $214 | $350 | $460 | $1,182 |
| 2015 Mazda 6 | $206 | $328 | $464 | $1,156 |
| 2014 Mazda 6 | $202 | $306 | $474 | $1,140 |
| 2013 Mazda 6 | $186 | $284 | $474 | $1,102 |
| 2012 Mazda 6 | $182 | $258 | $478 | $1,076 |
| 2011 Mazda 6 | $170 | $236 | $474 | $1,038 |
| 2010 Mazda 6 | $160 | $214 | $474 | $1,006 |
Rates are averaged for all Mazda 6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Mazda 6 Insurance
Getting lower rates on insurance for a Mazda 6 not only requires having a decent driving record, but also having a positive credit history, not filing small claims, and not having any coverage lapses. Comparison shop every couple of years by requesting quotes from direct insurance companies, and also from local insurance agencies.
The following items are a recap of the material that was touched on in the above illustrations.
- Insureds who want additional liability coverage will pay around $520 annually to go from a low limit to the 250/500 level
- 16 to 18-year-old drivers have the highest car insurance prices, as much as $347 a month if full coverage is purchased
- Drivers considered higher risk that have major violations or accidents may have to pay on average $1,200 more annually than a driver with a clean driving record
- Increasing physical damage deductibles can save approximately $275 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,164 |
| 20 | $2,374 |
| 30 | $1,056 |
| 40 | $1,038 |
| 50 | $952 |
| 60 | $932 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,212 |
| $250 | $1,132 |
| $500 | $1,038 |
| $1,000 | $944 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,038 |
| 50/100 | $1,159 |
| 100/300 | $1,277 |
| 250/500 | $1,585 |
| 100 CSL | $1,206 |
| 300 CSL | $1,467 |
| 500 CSL | $1,657 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,870 |
| 20 | $3,788 |
| 30 | $2,254 |
| 40 | $2,236 |
| 50 | $2,136 |
| 60 | $2,114 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $70 |
| Total Discounts | $410 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
