Mazda 6 Insurance Rates

U.S. average insurance rates for a Mazda 6 are $1,006 a year including full coverage. Comprehensive costs on average $160, collision costs $214, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,164. Teenage drivers pay the highest rates at $4,064 a year or more.

Average premium for full coverage: $1,006

Price estimates by individual coverage:

These estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all 6 models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates how location impacts car insurance rates.

The ranges above highlight why everyone should compare rates based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Mazda 6 insurance rates for different risk profiles and scenarios.

• The best discount rate is $610
• Drivers who choose higher $1,000 deductibles will pay around $86 every year
• The estimated price for the average middle-age driver with $500 deductibles is $1,006
• Using pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,166
• High risk drivers who are prone to accidents and violations could pay upwards of $2,164 or more
• The price that insures a teen driver for full coverage may cost $4,064 a year

View Chart as Image

Car insurance prices for a Mazda 6 are also quite variable based on the model of your 6, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,200 to $1,700 extra each year, depending on your age. Mazda 6 insurance for high-risk drivers can cost anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $4,000 a year. View Rates by Age

The state you live in makes a big difference in Mazda 6 insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $250 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Every company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda 6 Insurance

Getting lower rates on Mazda 6 insurance not only requires being a low-risk driver, but also having a positive credit history, being claim-free, and maximizing policy discounts. Compare prices at every other renewal by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.

The items below are a brief summary of the concepts that were touched on above.

• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,160 more each year to insure their 6
• Teen drivers are expensive to insure, possibly costing $339 a month if full coverage is purchased
• You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $250 each year
• You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date