Mitsubishi Mirage Insurance Rates

The average insurance prices for a Mitsubishi Mirage are $1,124 every 12 months for full coverage insurance. Comprehensive insurance costs around $190 a year, collision insurance costs $316, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs $2,434 or more. Teen drivers cost the most to insure at up to $4,450 a year.

Average premium for full coverage: $1,124

Policy rates for type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Mirage trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance rates.

The examples above illustrate why it is important to get quotes for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Mitsubishi Mirage insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $666
• Choosing higher $1,000 deductibles can save about $1,008 each year
• The average price for a good driver age 40 using $500 deductibles is $1,124
• Choosing low $100 deductibles for comp and collision coverage costs an extra $222 each year
• Drivers with multiple violations and an at-fault accident could pay at least $2,434
• Policy cost to insure a teenage driver can be $4,450 each year

View Chart as Image

Insurance rates for a Mitsubishi Mirage also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing high deductibles can save as much as $340 a year, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay as much as $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,300 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 129% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Mitsubishi Mirage insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,520 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Affordable Mitsubishi Mirage Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having good credit, being claim-free, and dropping full coverage on older vehicles. Invest time comparing rates at every policy renewal by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following items are a brief review of the data covered in the charts and tables above.

• Consumers who may need additional liability coverage will pay about $510 annually to raise limits from a 30/60 limit to a 250/500 level
• It is possible to save up to $130 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• 16 to 18-year-old drivers pay higher rates, possibly costing $371 each month if they have full coverage