Mitsubishi Mirage Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 12, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for a Mitsubishi Mirage are $1,124 a year including full coverage. Comprehensive costs around $190 each year, collision insurance costs $316, and liability is $460. A policy with just liability insurance costs around $510 a year, and coverage for high-risk drivers costs around $2,434. Teenage drivers pay the highest rates at up to $4,450 a year.

Average premium for full coverage: $1,124

Price estimates for individual coverage:

Comprehensive $190
Collision $316
Liability $460

Full coverage includes $500 deductible amounts, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Mirage models.

Price Range from Low to High

Using a middle-aged driver as an example, Mitsubishi Mirage insurance prices range from as low as $510 for liability-only coverage to a high rate of $2,434 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,124
High Risk $2,434

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance rates.

Rural Areas $843
Small Cities $1,180
Large Cities $1,517

The ranges above highlight why all drivers should compare rates quotes for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Additional Charts and Tables

The chart below breaks down average Mitsubishi Mirage insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $666
  • Raising to $1,000 deductibles will save about $116 every year
  • The average rate for the average middle-age driver using $500 deductibles is $1,124
  • Using low deductibles will increase the cost to $1,346
  • At-risk drivers who are prone to accidents and violations could pay at least $2,434
  • The price for full coverage for a teen driver can be $4,450

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing Mitsubishi Mirage insurance rates range from $666 to $4,450 for full coverage

Insurance prices for a Mitsubishi Mirage are also quite variable based on your driving record, the model of your Mirage, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $4,400 a year. View Rates by Age

The state you live in also has a big influence on Mitsubishi Mirage insurance prices. A middle-age driver might find prices as low as $860 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,610 on average in Michigan, New York, and Louisiana.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,018 -$106 -9.4%
Alaska $862 -$262 -23.3%
Arizona $934 -$190 -16.9%
Arkansas $1,124 -$0 0.0%
California $1,280 $156 13.9%
Colorado $1,076 -$48 -4.3%
Connecticut $1,158 $34 3.0%
Delaware $1,274 $150 13.3%
Florida $1,408 $284 25.3%
Georgia $1,038 -$86 -7.7%
Hawaii $808 -$316 -28.1%
Idaho $760 -$364 -32.4%
Illinois $838 -$286 -25.4%
Indiana $846 -$278 -24.7%
Iowa $758 -$366 -32.6%
Kansas $1,068 -$56 -5.0%
Kentucky $1,536 $412 36.7%
Louisiana $1,664 $540 48.0%
Maine $696 -$428 -38.1%
Maryland $930 -$194 -17.3%
Massachusetts $900 -$224 -19.9%
Michigan $1,954 $830 73.8%
Minnesota $942 -$182 -16.2%
Mississippi $1,348 $224 19.9%
Missouri $996 -$128 -11.4%
Montana $1,208 $84 7.5%
Nebraska $888 -$236 -21.0%
Nevada $1,350 $226 20.1%
New Hampshire $812 -$312 -27.8%
New Jersey $1,258 $134 11.9%
New Mexico $996 -$128 -11.4%
New York $1,186 $62 5.5%
North Carolina $648 -$476 -42.3%
North Dakota $922 -$202 -18.0%
Ohio $778 -$346 -30.8%
Oklahoma $1,156 $32 2.8%
Oregon $1,030 -$94 -8.4%
Pennsylvania $1,074 -$50 -4.4%
Rhode Island $1,502 $378 33.6%
South Carolina $1,018 -$106 -9.4%
South Dakota $950 -$174 -15.5%
Tennessee $984 -$140 -12.5%
Texas $1,358 $234 20.8%
Utah $832 -$292 -26.0%
Vermont $770 -$354 -31.5%
Virginia $674 -$450 -40.0%
Washington $870 -$254 -22.6%
West Virginia $1,030 -$94 -8.4%
Wisconsin $780 -$344 -30.6%
Wyoming $1,004 -$120 -10.7%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $340 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,300 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $244 $448 $398 $1,248
2023 Mitsubishi Mirage $236 $436 $416 $1,246
2022 Mitsubishi Mirage $228 $418 $430 $1,234
2021 Mitsubishi Mirage $216 $404 $442 $1,220
2020 Mitsubishi Mirage $206 $374 $452 $1,190
2019 Mitsubishi Mirage $198 $352 $456 $1,164
2018 Mitsubishi Mirage $190 $316 $460 $1,124
2017 Mitsubishi Mirage $178 $292 $460 $1,088
2015 Mitsubishi Mirage $168 $254 $474 $1,054

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Mitsubishi Mirage Insurance

Getting lower rates on car insurance consists of having a good driving record, maintaining good credit, being claim-free, and dropping full coverage on older vehicles. Take the time to comparison shop every year by quoting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The next list is a summary of the coverage data touched on in the above illustrations.

  • You may be able to save up to $130 per year just by quoting online in advance
  • Increasing physical damage deductibles can save around $350 each year
  • Drivers age 20 and younger pay higher prices, possibly costing $371 a month for full coverage
  • Higher risk drivers who have multiple accidents or major violations pay on average $1,310 more every year to buy Mitsubishi Mirage insurance

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,450
20 $2,598
30 $1,154
40 $1,124
50 $1,032
60 $1,010

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,346
$250 $1,244
$500 $1,124
$1,000 $1,008

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,124
50/100 $1,216
100/300 $1,331
250/500 $1,630
100 CSL $1,262
300 CSL $1,515
500 CSL $1,699

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,296
20 $4,140
30 $2,468
40 $2,434
50 $2,330
60 $2,308

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $72
Paid in Full/EFT $45
Advance Quote $52
Online Quote $77
Total Discounts $458
Rate after discounts $666

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

By clicking, you agree to our Terms of Use

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles