Mitsubishi Mirage Insurance Rates
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Michelle Robbins
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UPDATED: Jun 12, 2024
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U.S. average auto insurance rates for a Mitsubishi Mirage are $1,124 annually for full coverage. Comprehensive insurance costs on average $190, collision costs $316, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing $2,434 or more. Teenage drivers pay the highest rates at $4,450 a year or more.
Average premium for full coverage: $1,124
Price estimates by individual coverage:
Full coverage includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for all Mirage models.
Price Range from Low to High
For an average driver, Mitsubishi Mirage insurance prices go from as cheap as $510 for a discount liability-only rate to the much higher price of $2,434 for a driver who has had serious violations or accidents.
Geographic Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have fewer accident claims than densely populated cities.
The example below illustrates the effect of geographic area on car insurance rates.
The ranges above show why everyone should compare rates quotes based on a specific location and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows estimated Mitsubishi Mirage insurance rates for different risk profiles and scenarios.
- The best discount rate is $666
- Raising to $1,000 deductibles will save around $116 a year
- The estimated rate for the average middle-age driver with $500 deductibles is $1,124
- Using pricier low deductibles costs an additional $222 every year
- At-risk drivers who are prone to accidents and violations could pay upwards of $2,434 or more
- The price with full coverage for a teen driver for full coverage may cost $4,450
Insurance prices for a Mitsubishi Mirage are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,400 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,300 to $1,900 additional each year, depending on your age. Mitsubishi Mirage insurance for high-risk drivers is expensive and can cost as much as 43% to 129% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce prices by up to $340 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Mitsubishi Mirage insurance prices. A middle-age driver might find prices as low as $740 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,610 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,018 | -$106 | -9.4% |
| Alaska | $862 | -$262 | -23.3% |
| Arizona | $934 | -$190 | -16.9% |
| Arkansas | $1,124 | -$0 | 0.0% |
| California | $1,280 | $156 | 13.9% |
| Colorado | $1,076 | -$48 | -4.3% |
| Connecticut | $1,158 | $34 | 3.0% |
| Delaware | $1,274 | $150 | 13.3% |
| Florida | $1,408 | $284 | 25.3% |
| Georgia | $1,038 | -$86 | -7.7% |
| Hawaii | $808 | -$316 | -28.1% |
| Idaho | $760 | -$364 | -32.4% |
| Illinois | $838 | -$286 | -25.4% |
| Indiana | $846 | -$278 | -24.7% |
| Iowa | $758 | -$366 | -32.6% |
| Kansas | $1,068 | -$56 | -5.0% |
| Kentucky | $1,536 | $412 | 36.7% |
| Louisiana | $1,664 | $540 | 48.0% |
| Maine | $696 | -$428 | -38.1% |
| Maryland | $930 | -$194 | -17.3% |
| Massachusetts | $900 | -$224 | -19.9% |
| Michigan | $1,954 | $830 | 73.8% |
| Minnesota | $942 | -$182 | -16.2% |
| Mississippi | $1,348 | $224 | 19.9% |
| Missouri | $996 | -$128 | -11.4% |
| Montana | $1,208 | $84 | 7.5% |
| Nebraska | $888 | -$236 | -21.0% |
| Nevada | $1,350 | $226 | 20.1% |
| New Hampshire | $812 | -$312 | -27.8% |
| New Jersey | $1,258 | $134 | 11.9% |
| New Mexico | $996 | -$128 | -11.4% |
| New York | $1,186 | $62 | 5.5% |
| North Carolina | $648 | -$476 | -42.3% |
| North Dakota | $922 | -$202 | -18.0% |
| Ohio | $778 | -$346 | -30.8% |
| Oklahoma | $1,156 | $32 | 2.8% |
| Oregon | $1,030 | -$94 | -8.4% |
| Pennsylvania | $1,074 | -$50 | -4.4% |
| Rhode Island | $1,502 | $378 | 33.6% |
| South Carolina | $1,018 | -$106 | -9.4% |
| South Dakota | $950 | -$174 | -15.5% |
| Tennessee | $984 | -$140 | -12.5% |
| Texas | $1,358 | $234 | 20.8% |
| Utah | $832 | -$292 | -26.0% |
| Vermont | $770 | -$354 | -31.5% |
| Virginia | $674 | -$450 | -40.0% |
| Washington | $870 | -$254 | -22.6% |
| West Virginia | $1,030 | -$94 | -8.4% |
| Wisconsin | $780 | -$344 | -30.6% |
| Wyoming | $1,004 | -$120 | -10.7% |
Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| 2023 Mitsubishi Mirage | $236 | $436 | $416 | $1,246 |
| 2022 Mitsubishi Mirage | $228 | $418 | $430 | $1,234 |
| 2021 Mitsubishi Mirage | $216 | $404 | $442 | $1,220 |
| 2020 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2019 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
| 2018 Mitsubishi Mirage | $190 | $316 | $460 | $1,124 |
| 2017 Mitsubishi Mirage | $178 | $292 | $460 | $1,088 |
| 2015 Mitsubishi Mirage | $168 | $254 | $474 | $1,054 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Mitsubishi Mirage Insurance
Getting lower rates on car insurance consists of being a low-risk driver, having good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Take the time to compare rates every other policy renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.
The items below are a summary of the ideas that were covered in the above illustrations.
- Teen drivers pay higher prices, with premiums as much as $371 a month if they have full coverage
- Higher risk drivers who have multiple accidents or major violations may be required to pay an average of $1,310 more each year to insure their Mirage
- Increasing physical damage deductibles could save up to $350 each year
- Drivers can save as much as $130 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,450 |
| 20 | $2,598 |
| 30 | $1,154 |
| 40 | $1,124 |
| 50 | $1,032 |
| 60 | $1,010 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,346 |
| $250 | $1,244 |
| $500 | $1,124 |
| $1,000 | $1,008 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,124 |
| 50/100 | $1,216 |
| 100/300 | $1,331 |
| 250/500 | $1,630 |
| 100 CSL | $1,262 |
| 300 CSL | $1,515 |
| 500 CSL | $1,699 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,296 |
| 20 | $4,140 |
| 30 | $2,468 |
| 40 | $2,434 |
| 50 | $2,330 |
| 60 | $2,308 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $77 |
| Total Discounts | $458 |
Discounts are estimated and may not be available from every company or in every state.
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