Mitsubishi Mirage Insurance Rates
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UPDATED: Jun 12, 2024
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The average insurance rates for a Mitsubishi Mirage are $1,164 a year including full coverage. Comprehensive insurance costs approximately $198, collision insurance costs $352, and liability insurance costs $456. Liability-only insurance costs as little as $508 a year, and high-risk driver insurance costs $2,528 or more. Teens cost the most to insure at up to $4,584 a year.
Average premium for full coverage: $1,164
Policy rates by type of insurance:
Estimates include $500 deductible amounts, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Mirage models.
Price Range Variability
For a driver in their 40's, Mitsubishi Mirage insurance rates range from the low end price of $508 for just liability coverage to the much higher price of $2,528 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Your location has a significant impact on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how location helps determine auto insurance prices.
The examples above highlight why everyone should compare rates using their specific location, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average Mitsubishi Mirage insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $685
- Drivers who choose higher $1,000 deductibles will pay $124 every year
- The estimated price for a good driver age 40 who chooses $500 deductibles is $1,164
- Selecting pricier low deductibles for comprehensive and collision insurance will cost an additional $244 a year
- High risk drivers with serious driving violations could pay around $2,528
- Policy cost that insures a teen driver for full coverage can cost $4,584 a year
Auto insurance rates for a Mitsubishi Mirage also range considerably based on the model of your Mirage, your driving record and age, and physical damage deductibles and liability limits.
If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,400 to $2,000 in extra premium every year, depending on your age. Mitsubishi Mirage insurance for high-risk drivers can cost anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,500 a year. View Rates by Age
Your home state makes a big difference in Mitsubishi Mirage insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,660 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,054 | -$110 | -9.5% |
| Alaska | $894 | -$270 | -23.2% |
| Arizona | $966 | -$198 | -17.0% |
| Arkansas | $1,164 | -$0 | 0.0% |
| California | $1,328 | $164 | 14.1% |
| Colorado | $1,116 | -$48 | -4.1% |
| Connecticut | $1,198 | $34 | 2.9% |
| Delaware | $1,320 | $156 | 13.4% |
| Florida | $1,460 | $296 | 25.4% |
| Georgia | $1,076 | -$88 | -7.6% |
| Hawaii | $838 | -$326 | -28.0% |
| Idaho | $788 | -$376 | -32.3% |
| Illinois | $870 | -$294 | -25.3% |
| Indiana | $878 | -$286 | -24.6% |
| Iowa | $786 | -$378 | -32.5% |
| Kansas | $1,108 | -$56 | -4.8% |
| Kentucky | $1,590 | $426 | 36.6% |
| Louisiana | $1,724 | $560 | 48.1% |
| Maine | $720 | -$444 | -38.1% |
| Maryland | $962 | -$202 | -17.4% |
| Massachusetts | $932 | -$232 | -19.9% |
| Michigan | $2,024 | $860 | 73.9% |
| Minnesota | $976 | -$188 | -16.2% |
| Mississippi | $1,396 | $232 | 19.9% |
| Missouri | $1,034 | -$130 | -11.2% |
| Montana | $1,254 | $90 | 7.7% |
| Nebraska | $918 | -$246 | -21.1% |
| Nevada | $1,398 | $234 | 20.1% |
| New Hampshire | $840 | -$324 | -27.8% |
| New Jersey | $1,302 | $138 | 11.9% |
| New Mexico | $1,032 | -$132 | -11.3% |
| New York | $1,230 | $66 | 5.7% |
| North Carolina | $672 | -$492 | -42.3% |
| North Dakota | $952 | -$212 | -18.2% |
| Ohio | $806 | -$358 | -30.8% |
| Oklahoma | $1,198 | $34 | 2.9% |
| Oregon | $1,068 | -$96 | -8.2% |
| Pennsylvania | $1,112 | -$52 | -4.5% |
| Rhode Island | $1,554 | $390 | 33.5% |
| South Carolina | $1,056 | -$108 | -9.3% |
| South Dakota | $984 | -$180 | -15.5% |
| Tennessee | $1,020 | -$144 | -12.4% |
| Texas | $1,406 | $242 | 20.8% |
| Utah | $864 | -$300 | -25.8% |
| Vermont | $800 | -$364 | -31.3% |
| Virginia | $700 | -$464 | -39.9% |
| Washington | $902 | -$262 | -22.5% |
| West Virginia | $1,068 | -$96 | -8.2% |
| Wisconsin | $808 | -$356 | -30.6% |
| Wyoming | $1,038 | -$126 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles could save up to $370 each year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Mirage | $254 | $452 | $390 | $1,254 |
| 2023 Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| 2022 Mitsubishi Mirage | $236 | $436 | $416 | $1,246 |
| 2021 Mitsubishi Mirage | $228 | $418 | $430 | $1,234 |
| 2020 Mitsubishi Mirage | $216 | $404 | $442 | $1,220 |
| 2019 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2018 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
| 2017 Mitsubishi Mirage | $190 | $316 | $460 | $1,124 |
| 2015 Mitsubishi Mirage | $172 | $272 | $464 | $1,066 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Mitsubishi Mirage Insurance
Finding cheaper rates on Mitsubishi Mirage insurance not only requires having a good driving record, but also maintaining a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Compare rates at least once a year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.
The next list is a review of the primary concepts that were covered in the charts and tables above.
- You may be able to save around $140 per year just by quoting online well ahead of the renewal date
- High-risk drivers who have several accidents or serious violations will likely pay on average $1,360 more per year to buy Mitsubishi Mirage insurance
- Increasing comprehensive and collision deductibles can save approximately $375 each year
- Drivers age 20 and younger have the highest car insurance rates, with premiums being up to $382 each month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,584 |
| 20 | $2,698 |
| 30 | $1,198 |
| 40 | $1,164 |
| 50 | $1,068 |
| 60 | $1,048 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,408 |
| $250 | $1,296 |
| $500 | $1,164 |
| $1,000 | $1,040 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,164 |
| 50/100 | $1,255 |
| 100/300 | $1,369 |
| 250/500 | $1,666 |
| 100 CSL | $1,301 |
| 300 CSL | $1,552 |
| 500 CSL | $1,734 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,496 |
| 20 | $4,304 |
| 30 | $2,562 |
| 40 | $2,528 |
| 50 | $2,418 |
| 60 | $2,396 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $63 |
| Homeowner | $19 |
| 5-yr Accident Free | $79 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $48 |
| Advance Quote | $55 |
| Online Quote | $80 |
| Total Discounts | $479 |
Discounts are estimated and may not be available from every company or in every state.
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