Mitsubishi Mirage Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 12, 2024
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U.S. average insurance prices for a Mitsubishi Mirage are $1,124 every 12 months including full coverage. Comprehensive costs on average $190, collision costs $316, and liability insurance costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing around $2,434. Teenage drivers pay the highest rates at $4,450 a year or more.
Average premium for full coverage: $1,124
Price estimates by individual coverage:
Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Mirage trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Mitsubishi Mirage insurance prices go from the cheapest price of $510 for basic liability insurance to a much higher rate of $2,434 for a driver that may need high-risk insurance.
Geographic Price Range
Where you live has a significant impact on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than densely populated cities.
The price range example below illustrates how rural and urban location affects car insurance rates.
The ranges above highlight why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Mitsubishi Mirage insurance rates for different risk profiles and scenarios.
- The best discount rate is $666
- Using higher $1,000 deductibles will save around $116 every year
- The average price for the average middle-age driver with $500 deductibles is $1,124
- Using more expensive low deductibles for physical damage coverage increases the price to $1,346
- Drivers who are prone to accidents and violations could pay upwards of $2,434 or more
- The price to insure a teen driver with full coverage may cost $4,450 or more
Insurance prices for a Mitsubishi Mirage are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Mirage.
Using high physical damage deductibles could cut prices by as much as $340 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles could pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $4,400 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,900 extra each year, depending on your age. High-risk driver insurance can be anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on Mitsubishi Mirage insurance rates. A driver around age 40 might see prices as low as $860 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,610 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,018 | -$106 | -9.4% |
| Alaska | $862 | -$262 | -23.3% |
| Arizona | $934 | -$190 | -16.9% |
| Arkansas | $1,124 | -$0 | 0.0% |
| California | $1,280 | $156 | 13.9% |
| Colorado | $1,076 | -$48 | -4.3% |
| Connecticut | $1,158 | $34 | 3.0% |
| Delaware | $1,274 | $150 | 13.3% |
| Florida | $1,408 | $284 | 25.3% |
| Georgia | $1,038 | -$86 | -7.7% |
| Hawaii | $808 | -$316 | -28.1% |
| Idaho | $760 | -$364 | -32.4% |
| Illinois | $838 | -$286 | -25.4% |
| Indiana | $846 | -$278 | -24.7% |
| Iowa | $758 | -$366 | -32.6% |
| Kansas | $1,068 | -$56 | -5.0% |
| Kentucky | $1,536 | $412 | 36.7% |
| Louisiana | $1,664 | $540 | 48.0% |
| Maine | $696 | -$428 | -38.1% |
| Maryland | $930 | -$194 | -17.3% |
| Massachusetts | $900 | -$224 | -19.9% |
| Michigan | $1,954 | $830 | 73.8% |
| Minnesota | $942 | -$182 | -16.2% |
| Mississippi | $1,348 | $224 | 19.9% |
| Missouri | $996 | -$128 | -11.4% |
| Montana | $1,208 | $84 | 7.5% |
| Nebraska | $888 | -$236 | -21.0% |
| Nevada | $1,350 | $226 | 20.1% |
| New Hampshire | $812 | -$312 | -27.8% |
| New Jersey | $1,258 | $134 | 11.9% |
| New Mexico | $996 | -$128 | -11.4% |
| New York | $1,186 | $62 | 5.5% |
| North Carolina | $648 | -$476 | -42.3% |
| North Dakota | $922 | -$202 | -18.0% |
| Ohio | $778 | -$346 | -30.8% |
| Oklahoma | $1,156 | $32 | 2.8% |
| Oregon | $1,030 | -$94 | -8.4% |
| Pennsylvania | $1,074 | -$50 | -4.4% |
| Rhode Island | $1,502 | $378 | 33.6% |
| South Carolina | $1,018 | -$106 | -9.4% |
| South Dakota | $950 | -$174 | -15.5% |
| Tennessee | $984 | -$140 | -12.5% |
| Texas | $1,358 | $234 | 20.8% |
| Utah | $832 | -$292 | -26.0% |
| Vermont | $770 | -$354 | -31.5% |
| Virginia | $674 | -$450 | -40.0% |
| Washington | $870 | -$254 | -22.6% |
| West Virginia | $1,030 | -$94 | -8.4% |
| Wisconsin | $780 | -$344 | -30.6% |
| Wyoming | $1,004 | -$120 | -10.7% |
Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so the prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| 2023 Mitsubishi Mirage | $236 | $436 | $416 | $1,246 |
| 2022 Mitsubishi Mirage | $228 | $418 | $430 | $1,234 |
| 2021 Mitsubishi Mirage | $216 | $404 | $442 | $1,220 |
| 2020 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2019 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
| 2018 Mitsubishi Mirage | $190 | $316 | $460 | $1,124 |
| 2017 Mitsubishi Mirage | $178 | $292 | $460 | $1,088 |
| 2015 Mitsubishi Mirage | $168 | $254 | $474 | $1,054 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Mitsubishi Mirage Insurance
Getting lower rates on Mitsubishi Mirage insurance requires avoiding accidents and violations, having good credit, being claim-free, and bundling your home and auto policies. Set aside time to shop around once a year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The list below is a quick rundown of the data that was raised in the charts and tables above.
- You may be able to save as much as $130 per year simply by shopping early and online
- Drivers who require higher liability limits will pay an extra $510 per year to increase from a low limit to a 250/500 level
- Teenagers pay the highest prices, possibly costing $371 a month if they have full coverage
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,310 more each year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,450 |
| 20 | $2,598 |
| 30 | $1,154 |
| 40 | $1,124 |
| 50 | $1,032 |
| 60 | $1,010 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,346 |
| $250 | $1,244 |
| $500 | $1,124 |
| $1,000 | $1,008 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,124 |
| 50/100 | $1,216 |
| 100/300 | $1,331 |
| 250/500 | $1,630 |
| 100 CSL | $1,262 |
| 300 CSL | $1,515 |
| 500 CSL | $1,699 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,296 |
| 20 | $4,140 |
| 30 | $2,468 |
| 40 | $2,434 |
| 50 | $2,330 |
| 60 | $2,308 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $77 |
| Total Discounts | $458 |
Discounts are estimated and may not be available from every company or in every state.
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