Mitsubishi Mirage Insurance Rates

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UPDATED: Jun 12, 2024

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Average insurance prices for a Mitsubishi Mirage are $1,124 every 12 months for full coverage insurance. Comprehensive insurance costs on average $190, collision insurance costs $316, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $2,434 or more. Teenage drivers receive the highest rates at up to $4,450 a year.

Average premium for full coverage: $1,124

Rate estimates by individual coverage type:

Comprehensive $190
Collision $316
Liability $460

Includes $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for different Mirage trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from the cheapest price of $510 for basic liability insurance to a much higher rate of $2,434 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,124
High Risk $2,434

Price Range by Location

Your location can make a big difference on insurance rates. Rural areas tend to have more infrequent physical damage claims than densely populated cities. The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $843
Small Cities $1,180
Large Cities $1,517

These examples illustrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Mitsubishi Mirage insurance rates for different risk profiles and scenarios.

  • The best discount rate is $666
  • Drivers who choose higher $1,000 deductibles will pay around $116 each year
  • The average price for a 40-year-old driver with $500 deductibles is $1,124
  • Using more expensive low deductibles for comprehensive and collision insurance costs an extra $222 annually
  • Drivers who are prone to accidents and violations could pay upwards of $2,434
  • The cost to insure a 16-year-old driver with full coverage may cost $4,450 a year

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing Mitsubishi Mirage insurance prices range from $666 to $4,450 for full coverage

Car insurance rates for a Mitsubishi Mirage can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your Mirage.

Using high physical damage deductibles could save up to $340 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $4,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,300 to $1,900 extra per year, depending on your age. High-risk driver insurance can cost from 43% to 129% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Mitsubishi Mirage insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,520 on average in Michigan, New York, and Florida.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,018 -$106 -9.4%
Alaska $862 -$262 -23.3%
Arizona $934 -$190 -16.9%
Arkansas $1,124 -$0 0.0%
California $1,280 $156 13.9%
Colorado $1,076 -$48 -4.3%
Connecticut $1,158 $34 3.0%
Delaware $1,274 $150 13.3%
Florida $1,408 $284 25.3%
Georgia $1,038 -$86 -7.7%
Hawaii $808 -$316 -28.1%
Idaho $760 -$364 -32.4%
Illinois $838 -$286 -25.4%
Indiana $846 -$278 -24.7%
Iowa $758 -$366 -32.6%
Kansas $1,068 -$56 -5.0%
Kentucky $1,536 $412 36.7%
Louisiana $1,664 $540 48.0%
Maine $696 -$428 -38.1%
Maryland $930 -$194 -17.3%
Massachusetts $900 -$224 -19.9%
Michigan $1,954 $830 73.8%
Minnesota $942 -$182 -16.2%
Mississippi $1,348 $224 19.9%
Missouri $996 -$128 -11.4%
Montana $1,208 $84 7.5%
Nebraska $888 -$236 -21.0%
Nevada $1,350 $226 20.1%
New Hampshire $812 -$312 -27.8%
New Jersey $1,258 $134 11.9%
New Mexico $996 -$128 -11.4%
New York $1,186 $62 5.5%
North Carolina $648 -$476 -42.3%
North Dakota $922 -$202 -18.0%
Ohio $778 -$346 -30.8%
Oklahoma $1,156 $32 2.8%
Oregon $1,030 -$94 -8.4%
Pennsylvania $1,074 -$50 -4.4%
Rhode Island $1,502 $378 33.6%
South Carolina $1,018 -$106 -9.4%
South Dakota $950 -$174 -15.5%
Tennessee $984 -$140 -12.5%
Texas $1,358 $234 20.8%
Utah $832 -$292 -26.0%
Vermont $770 -$354 -31.5%
Virginia $674 -$450 -40.0%
Washington $870 -$254 -22.6%
West Virginia $1,030 -$94 -8.4%
Wisconsin $780 -$344 -30.6%
Wyoming $1,004 -$120 -10.7%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city
Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $244 $448 $398 $1,248
2023 Mitsubishi Mirage $236 $436 $416 $1,246
2022 Mitsubishi Mirage $228 $418 $430 $1,234
2021 Mitsubishi Mirage $216 $404 $442 $1,220
2020 Mitsubishi Mirage $206 $374 $452 $1,190
2019 Mitsubishi Mirage $198 $352 $456 $1,164
2018 Mitsubishi Mirage $190 $316 $460 $1,124
2017 Mitsubishi Mirage $178 $292 $460 $1,088
2015 Mitsubishi Mirage $168 $254 $474 $1,054

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Mitsubishi Mirage Insurance

Saving money on insurance for a Mitsubishi Mirage not only requires avoiding accidents and claims, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a recap of the information touched on in the above illustrations.

  • It is possible to save as much as $130 per year just by shopping early and online
  • Drivers under the age of 20 are expensive to insure, costing up to $371 per month if the policy includes full coverage
  • Increasing deductibles could save as much as $350 each year
  • Drivers considered higher risk that have major violations or accidents pay on average $1,310 more each year to insure a Mitsubishi Mirage
  • Insureds who require increased liability limits will pay an extra $510 annually to go from a minimum limit to a 250/500 level

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,450
20 $2,598
30 $1,154
40 $1,124
50 $1,032
60 $1,010

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,346
$250 $1,244
$500 $1,124
$1,000 $1,008

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,124
50/100 $1,216
100/300 $1,331
250/500 $1,630
100 CSL $1,262
300 CSL $1,515
500 CSL $1,699

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,296
20 $4,140
30 $2,468
40 $2,434
50 $2,330
60 $2,308

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $72
Paid in Full/EFT $45
Advance Quote $52
Online Quote $77
Total Discounts $458
Rate after discounts $666

Discounts are estimated and may not be available from every company or in every state.

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