Mitsubishi Mirage Insurance Rates

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UPDATED: Jun 12, 2024

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Average insurance rates for a Mitsubishi Mirage are $1,124 a year for full coverage insurance. Comprehensive costs approximately $190 a year, collision insurance costs $316, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,434. Teen drivers receive the highest rates at up to $4,450 a year.

Average premium for full coverage: $1,124

Rate estimates by individual coverage type:

Comprehensive $190
Collision $316
Liability $460

These estimates include $500 deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Mirage trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from the low end price of $510 for the bare minimum liability coverage to a high of $2,434 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,124
High Risk $2,434

Price Range by Location

Where you live can make a big difference on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how where you live affects auto insurance prices.

Rural Areas $843
Small Cities $1,180
Large Cities $1,517

These examples illustrate why it is important to compare prices using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Additional Rate Information

The chart below illustrates average Mitsubishi Mirage insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $666
  • Using higher $1,000 deductibles will save $1,008 each year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,124
  • Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,346
  • High-risk insureds with multiple violations and an at-fault accident could pay around $2,434
  • The cost that insures a 16-year-old driver can cost $4,450 or more

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing Mitsubishi Mirage insurance rates range from $666 to $4,450 for full coverage

Insurance rates for a Mitsubishi Mirage can also vary considerably based on the trim level of your Mirage, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,300 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy can be from 43% to 129% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,400 a year. View Rates by Age

Where you live has a huge impact on Mitsubishi Mirage insurance prices. A driver around age 40 might see rates as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,520 on average in Florida, New York, and Michigan.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,018 -$106 -9.4%
Alaska $862 -$262 -23.3%
Arizona $934 -$190 -16.9%
Arkansas $1,124 -$0 0.0%
California $1,280 $156 13.9%
Colorado $1,076 -$48 -4.3%
Connecticut $1,158 $34 3.0%
Delaware $1,274 $150 13.3%
Florida $1,408 $284 25.3%
Georgia $1,038 -$86 -7.7%
Hawaii $808 -$316 -28.1%
Idaho $760 -$364 -32.4%
Illinois $838 -$286 -25.4%
Indiana $846 -$278 -24.7%
Iowa $758 -$366 -32.6%
Kansas $1,068 -$56 -5.0%
Kentucky $1,536 $412 36.7%
Louisiana $1,664 $540 48.0%
Maine $696 -$428 -38.1%
Maryland $930 -$194 -17.3%
Massachusetts $900 -$224 -19.9%
Michigan $1,954 $830 73.8%
Minnesota $942 -$182 -16.2%
Mississippi $1,348 $224 19.9%
Missouri $996 -$128 -11.4%
Montana $1,208 $84 7.5%
Nebraska $888 -$236 -21.0%
Nevada $1,350 $226 20.1%
New Hampshire $812 -$312 -27.8%
New Jersey $1,258 $134 11.9%
New Mexico $996 -$128 -11.4%
New York $1,186 $62 5.5%
North Carolina $648 -$476 -42.3%
North Dakota $922 -$202 -18.0%
Ohio $778 -$346 -30.8%
Oklahoma $1,156 $32 2.8%
Oregon $1,030 -$94 -8.4%
Pennsylvania $1,074 -$50 -4.4%
Rhode Island $1,502 $378 33.6%
South Carolina $1,018 -$106 -9.4%
South Dakota $950 -$174 -15.5%
Tennessee $984 -$140 -12.5%
Texas $1,358 $234 20.8%
Utah $832 -$292 -26.0%
Vermont $770 -$354 -31.5%
Virginia $674 -$450 -40.0%
Washington $870 -$254 -22.6%
West Virginia $1,030 -$94 -8.4%
Wisconsin $780 -$344 -30.6%
Wyoming $1,004 -$120 -10.7%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city

Choosing high deductibles could cut rates by as much as $340 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $244 $448 $398 $1,248
2023 Mitsubishi Mirage $236 $436 $416 $1,246
2022 Mitsubishi Mirage $228 $418 $430 $1,234
2021 Mitsubishi Mirage $216 $404 $442 $1,220
2020 Mitsubishi Mirage $206 $374 $452 $1,190
2019 Mitsubishi Mirage $198 $352 $456 $1,164
2018 Mitsubishi Mirage $190 $316 $460 $1,124
2017 Mitsubishi Mirage $178 $292 $460 $1,088
2015 Mitsubishi Mirage $168 $254 $474 $1,054

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Mitsubishi Mirage Insurance

Saving money on insurance for a Mitsubishi Mirage requires not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around at least once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following is a brief summary of the primary concepts that were touched on in the above illustrations.

  • It is possible to save around $130 per year just by quoting early and online
  • Drivers considered higher risk that tend to have accidents or serious violations could be charged and average of $1,310 more per year for Mirage insurance
  • Increasing deductibles can save approximately $350 each year
  • Teens are expensive to insure, costing up to $371 per month if full coverage is included

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,450
20 $2,598
30 $1,154
40 $1,124
50 $1,032
60 $1,010

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,346
$250 $1,244
$500 $1,124
$1,000 $1,008

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,124
50/100 $1,216
100/300 $1,331
250/500 $1,630
100 CSL $1,262
300 CSL $1,515
500 CSL $1,699

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,296
20 $4,140
30 $2,468
40 $2,434
50 $2,330
60 $2,308

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $72
Paid in Full/EFT $45
Advance Quote $52
Online Quote $77
Total Discounts $458
Rate after discounts $666

Discounts are estimated and may not be available from every company or in every state.

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