Mitsubishi Mirage Insurance Rates
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Michelle Robbins
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UPDATED: Jun 12, 2024
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The average insurance prices for a Mitsubishi Mirage are $1,124 every 12 months including full coverage. Comprehensive costs around $190 each year, collision insurance costs $316, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,434. 16-year-old drivers cost the most to insure at up to $4,450 a year.
Average premium for full coverage: $1,124
Policy rates for type of insurance:
Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Mirage models.
Price Range Variability
Using a 40-year-old driver as an example, Mitsubishi Mirage insurance rates range from the cheapest price of $510 for your basic liability-only policy to a high rate of $2,434 for high-risk insurance.
Urban vs. Rural Price Range
Where you live can make a big difference on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than congested cities. The graphic below illustrates how rural and urban location affects auto insurance rates.
The examples above highlight why all drivers should compare prices for a specific zip code and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down average Mitsubishi Mirage insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $666
- Using higher $1,000 deductibles will save about $116 every year
- The average price for a good driver age 40 using $500 deductibles is $1,124
- Buying low deductibles for physical damage coverage increases the price to $1,346
- High-risk insureds with multiple tickets or accidents could pay at least $2,434
- Policy cost to insure a 16-year-old driver can be $4,450 or more
Car insurance rates for a Mitsubishi Mirage also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.
Opting for high physical damage deductibles could cut rates by as much as $340 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $4,400 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,300 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be from 43% to 129% more than the average rate. View High Risk Driver Rates
Your home state has a huge impact on Mitsubishi Mirage insurance prices. A driver around age 40 might see rates as low as $860 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,610 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,018 | -$106 | -9.4% |
| Alaska | $862 | -$262 | -23.3% |
| Arizona | $934 | -$190 | -16.9% |
| Arkansas | $1,124 | -$0 | 0.0% |
| California | $1,280 | $156 | 13.9% |
| Colorado | $1,076 | -$48 | -4.3% |
| Connecticut | $1,158 | $34 | 3.0% |
| Delaware | $1,274 | $150 | 13.3% |
| Florida | $1,408 | $284 | 25.3% |
| Georgia | $1,038 | -$86 | -7.7% |
| Hawaii | $808 | -$316 | -28.1% |
| Idaho | $760 | -$364 | -32.4% |
| Illinois | $838 | -$286 | -25.4% |
| Indiana | $846 | -$278 | -24.7% |
| Iowa | $758 | -$366 | -32.6% |
| Kansas | $1,068 | -$56 | -5.0% |
| Kentucky | $1,536 | $412 | 36.7% |
| Louisiana | $1,664 | $540 | 48.0% |
| Maine | $696 | -$428 | -38.1% |
| Maryland | $930 | -$194 | -17.3% |
| Massachusetts | $900 | -$224 | -19.9% |
| Michigan | $1,954 | $830 | 73.8% |
| Minnesota | $942 | -$182 | -16.2% |
| Mississippi | $1,348 | $224 | 19.9% |
| Missouri | $996 | -$128 | -11.4% |
| Montana | $1,208 | $84 | 7.5% |
| Nebraska | $888 | -$236 | -21.0% |
| Nevada | $1,350 | $226 | 20.1% |
| New Hampshire | $812 | -$312 | -27.8% |
| New Jersey | $1,258 | $134 | 11.9% |
| New Mexico | $996 | -$128 | -11.4% |
| New York | $1,186 | $62 | 5.5% |
| North Carolina | $648 | -$476 | -42.3% |
| North Dakota | $922 | -$202 | -18.0% |
| Ohio | $778 | -$346 | -30.8% |
| Oklahoma | $1,156 | $32 | 2.8% |
| Oregon | $1,030 | -$94 | -8.4% |
| Pennsylvania | $1,074 | -$50 | -4.4% |
| Rhode Island | $1,502 | $378 | 33.6% |
| South Carolina | $1,018 | -$106 | -9.4% |
| South Dakota | $950 | -$174 | -15.5% |
| Tennessee | $984 | -$140 | -12.5% |
| Texas | $1,358 | $234 | 20.8% |
| Utah | $832 | -$292 | -26.0% |
| Vermont | $770 | -$354 | -31.5% |
| Virginia | $674 | -$450 | -40.0% |
| Washington | $870 | -$254 | -22.6% |
| West Virginia | $1,030 | -$94 | -8.4% |
| Wisconsin | $780 | -$344 | -30.6% |
| Wyoming | $1,004 | -$120 | -10.7% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| 2023 Mitsubishi Mirage | $236 | $436 | $416 | $1,246 |
| 2022 Mitsubishi Mirage | $228 | $418 | $430 | $1,234 |
| 2021 Mitsubishi Mirage | $216 | $404 | $442 | $1,220 |
| 2020 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2019 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
| 2018 Mitsubishi Mirage | $190 | $316 | $460 | $1,124 |
| 2017 Mitsubishi Mirage | $178 | $292 | $460 | $1,088 |
| 2015 Mitsubishi Mirage | $168 | $254 | $474 | $1,054 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Mitsubishi Mirage Insurance
Finding cheaper rates on insurance for a Mitsubishi Mirage requires being a safe and courteous driver, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to shop around every couple of years by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.
Below is a summary of the material that was raised in the charts and tables above.
- Insureds who may need higher levels of liability will pay around $510 per year to increase from a 30/60 limit to a 250/500 level
- Teenage drivers are the costliest to insure, with premiums being up to $371 each month if the policy includes full coverage
- Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,310 more every year for auto insurance
- Increasing comprehensive and collision deductibles could save as much as $350 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,450 |
| 20 | $2,598 |
| 30 | $1,154 |
| 40 | $1,124 |
| 50 | $1,032 |
| 60 | $1,010 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,346 |
| $250 | $1,244 |
| $500 | $1,124 |
| $1,000 | $1,008 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,124 |
| 50/100 | $1,216 |
| 100/300 | $1,331 |
| 250/500 | $1,630 |
| 100 CSL | $1,262 |
| 300 CSL | $1,515 |
| 500 CSL | $1,699 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,296 |
| 20 | $4,140 |
| 30 | $2,468 |
| 40 | $2,434 |
| 50 | $2,330 |
| 60 | $2,308 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $77 |
| Total Discounts | $458 |
Discounts are estimated and may not be available from every company or in every state.
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