Mitsubishi Mirage Insurance Rates

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UPDATED: Jun 12, 2024

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Average insurance prices for a Mitsubishi Mirage are $1,124 every 12 months for full coverage. Comprehensive insurance costs on average $190, collision costs $316, and liability is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $2,434 or more. Teens receive the highest rates at $4,450 a year or more.

Average premium for full coverage: $1,124

Rate estimates by individual coverage type:

Comprehensive $190
Collision $316
Liability $460

Includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all states and for all Mirage models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from the cheapest price of $510 for just liability insurance to the much higher price of $2,434 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $1,124
High Risk $2,434

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas tend to have more infrequent accident claims than cities with more traffic congestion.

The example below illustrates how where you live affects car insurance rates.

Rural Areas $843
Small Cities $1,180
Large Cities $1,517

These examples show why everyone should get quotes based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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More Rate Details

The chart below shows estimated Mitsubishi Mirage insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $666
  • Choosing higher $1,000 deductibles can save around $116 a year
  • The average price for a 40-year-old driver with $500 deductibles is $1,124
  • Selecting pricier low deductibles for comp and collision coverage costs an extra $222 annually
  • Higher-risk drivers with serious driving violations could pay upwards of $2,434 or more
  • The cost to insure a 16-year-old driver for full coverage may cost $4,450 each year

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing full coverage Mitsubishi Mirage insurance prices range from $666 to $4,450

Auto insurance rates for a Mitsubishi Mirage can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Mirage.

Choosing higher comprehensive and collision insurance deductibles can save as much as $340 annually, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay upwards of $4,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,300 to $1,900 in extra premium per year, depending on your age. Mitsubishi Mirage insurance for high-risk drivers ranges from 43% to 129% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Mitsubishi Mirage insurance prices. A good driver about age 40 could pay as low as $740 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,610 on average in Michigan, Louisiana, and New York.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,018 -$106 -9.4%
Alaska $862 -$262 -23.3%
Arizona $934 -$190 -16.9%
Arkansas $1,124 -$0 0.0%
California $1,280 $156 13.9%
Colorado $1,076 -$48 -4.3%
Connecticut $1,158 $34 3.0%
Delaware $1,274 $150 13.3%
Florida $1,408 $284 25.3%
Georgia $1,038 -$86 -7.7%
Hawaii $808 -$316 -28.1%
Idaho $760 -$364 -32.4%
Illinois $838 -$286 -25.4%
Indiana $846 -$278 -24.7%
Iowa $758 -$366 -32.6%
Kansas $1,068 -$56 -5.0%
Kentucky $1,536 $412 36.7%
Louisiana $1,664 $540 48.0%
Maine $696 -$428 -38.1%
Maryland $930 -$194 -17.3%
Massachusetts $900 -$224 -19.9%
Michigan $1,954 $830 73.8%
Minnesota $942 -$182 -16.2%
Mississippi $1,348 $224 19.9%
Missouri $996 -$128 -11.4%
Montana $1,208 $84 7.5%
Nebraska $888 -$236 -21.0%
Nevada $1,350 $226 20.1%
New Hampshire $812 -$312 -27.8%
New Jersey $1,258 $134 11.9%
New Mexico $996 -$128 -11.4%
New York $1,186 $62 5.5%
North Carolina $648 -$476 -42.3%
North Dakota $922 -$202 -18.0%
Ohio $778 -$346 -30.8%
Oklahoma $1,156 $32 2.8%
Oregon $1,030 -$94 -8.4%
Pennsylvania $1,074 -$50 -4.4%
Rhode Island $1,502 $378 33.6%
South Carolina $1,018 -$106 -9.4%
South Dakota $950 -$174 -15.5%
Tennessee $984 -$140 -12.5%
Texas $1,358 $234 20.8%
Utah $832 -$292 -26.0%
Vermont $770 -$354 -31.5%
Virginia $674 -$450 -40.0%
Washington $870 -$254 -22.6%
West Virginia $1,030 -$94 -8.4%
Wisconsin $780 -$344 -30.6%
Wyoming $1,004 -$120 -10.7%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city

With so much variability in rates, the only way to know exactly what you will pay is to regularly compare rates from multiple companies. Each auto insurer calculates rates differently, and quoted rates can be significantly different.

Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $244 $448 $398 $1,248
2023 Mitsubishi Mirage $236 $436 $416 $1,246
2022 Mitsubishi Mirage $228 $418 $430 $1,234
2021 Mitsubishi Mirage $216 $404 $442 $1,220
2020 Mitsubishi Mirage $206 $374 $452 $1,190
2019 Mitsubishi Mirage $198 $352 $456 $1,164
2018 Mitsubishi Mirage $190 $316 $460 $1,124
2017 Mitsubishi Mirage $178 $292 $460 $1,088
2015 Mitsubishi Mirage $168 $254 $474 $1,054

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Mitsubishi Mirage Insurance

Saving money on insurance for a Mitsubishi Mirage takes being a low-risk driver, having a good credit score, eliminating unneeded coverage, and taking advantage of discounts. Take the time to comparison shop once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a recap of the data that was touched on in the above illustrations.

  • Drivers can save as much as $130 per year simply by quoting online well ahead of the renewal date
  • Insureds who require more liability coverage will pay approximately $510 each year to raise limits from a minimum limit to a 250/500 level
  • Teen drivers are charged the highest rates, costing as high as $371 per month if comprehensive and collision insurance is included
  • Drivers considered higher risk that have major violations or accidents pay an average of $1,310 more each year to insure their Mirage

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,450
20 $2,598
30 $1,154
40 $1,124
50 $1,032
60 $1,010

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,346
$250 $1,244
$500 $1,124
$1,000 $1,008

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,124
50/100 $1,216
100/300 $1,331
250/500 $1,630
100 CSL $1,262
300 CSL $1,515
500 CSL $1,699

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,296
20 $4,140
30 $2,468
40 $2,434
50 $2,330
60 $2,308

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $72
Paid in Full/EFT $45
Advance Quote $52
Online Quote $77
Total Discounts $458
Rate after discounts $666

Discounts are estimated and may not be available from every company or in every state.

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