Mitsubishi Mirage Insurance Rates

The average insurance rates for a Mitsubishi Mirage are $1,124 a year for full coverage. Comprehensive costs an estimated $190 a year, collision insurance costs $316, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs around $2,434. Teens cost the most to insure at up to $4,450 a year.

Average premium for full coverage: $1,124

Policy rates broken down by type of insurance:

Estimates include $500 deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Mirage trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on insurance prices.

The examples above show why it is important to compare prices for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Mitsubishi Mirage insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $666
• Using higher $1,000 deductibles will save approximately $1,008 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,124
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,346
• High-risk insureds with serious driving violations could pay up to $2,434
• Policy cost that insures a 16-year-old driver can cost as much as $4,450 or more

View Chart as Image

Auto insurance rates for a Mitsubishi Mirage also range considerably based on the trim level of your Mirage, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,300 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 43% to 129% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,400 a year. View Rates by Age

Your home state has a huge impact on Mitsubishi Mirage insurance prices. A driver around age 40 might see rates as low as $740 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,610 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $340 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Mitsubishi Mirage Insurance

Finding cheaper rates on insurance for a Mitsubishi Mirage requires not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare rates at every policy renewal by getting quotes from direct carriers, and also from your local independent and exclusive agents.

The following is a review of the data covered in the above illustrations.

• Insureds who want higher liability limits will pay approximately $510 each year to increase from a 30/60 limit to the 250/500 level
• Drivers can save approximately $130 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Teens are the costliest to insure, costing up to $371 each month if the policy includes full coverage