Mitsubishi Mirage Insurance Rates

The average insurance rates for a Mitsubishi Mirage are $1,164 a year with full coverage. Comprehensive costs approximately $198 a year, collision insurance costs $352, and liability costs $456. Liability-only coverage costs as little as $508 a year, and high-risk coverage costs around $2,528. Teen drivers cost the most to insure at up to $4,584 a year.

Average premium for full coverage: $1,164

Policy rates by type of insurance:

Includes $500 deductible amounts, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Mirage trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why it is important to compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Mitsubishi Mirage insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $685
• Drivers who choose higher $1,000 deductibles will pay $1,040 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,164
• Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,408
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,528
• Policy cost for full coverage for a teen driver can cost $4,584 a year

View Chart as Image

Insurance rates for a Mitsubishi Mirage also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state makes a big difference in Mitsubishi Mirage insurance prices. A 40-year-old driver could pay as low as $840 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,580 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could save up to $370 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 134% more than average. View High Risk Driver Rates

How to Find the Cheapest Mitsubishi Mirage Insurance

Finding cheaper rates on car insurance not only requires having a good driving record, but also having a good credit history, not filing small claims, and consideration of higher deductibles. Set aside time to shop around at every policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a recap of the data raised in the charts and tables above.

• Policyholders who purchase increased levels of liability coverage will pay about $500 every year to go from a 30/60 limit to 250/500 limits
• You may be able to save around $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $375 each year
• Drivers age 20 and younger are the costliest to insure, as much as $382 each month including comprehensive and collision insurance