Mitsubishi Mirage Insurance Rates
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Michelle Robbins
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UPDATED: Jun 12, 2024
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U.S. average auto insurance rates for a Mitsubishi Mirage are $1,124 annually for full coverage. Comprehensive costs on average $190 a year, collision costs $316, and liability insurance costs $460. A policy with just liability insurance costs as little as $510 a year, with coverage for high-risk drivers costing around $2,434. Teen drivers pay the highest rates at $4,450 a year or more.
Average premium for full coverage: $1,124
Price estimates by individual coverage:
These estimates include $500 deductible amounts, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Mirage trim levels.
Price Range from Low to High
For the average 40-year-old driver, Mitsubishi Mirage insurance prices go from as cheap as $510 for your basic liability-only policy to a high of $2,434 for a driver that may need high-risk insurance.
Geographic Price Range
Your location has a significant impact on car insurance rates. Rural areas have fewer accident claims than larger metro areas.
The diagram below illustrates the difference location can make on car insurance rates.
The ranges above show why it is important to compare rates based on a specific location and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Mitsubishi Mirage insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $666
- Drivers who choose higher $1,000 deductibles will pay around $1,008 a year
- The estimated rate for the average middle-age driver with $500 deductibles is $1,124
- Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,346
- High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,434 or more
- The price with full coverage for a teen driver may cost $4,450 a year
Insurance prices for a Mitsubishi Mirage are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.
Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $4,400 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 129% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $340 each year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Mitsubishi Mirage insurance rates. A 40-year-old driver could pay as low as $740 a year in states like Idaho, Maine, and Iowa, or as much as $1,610 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,018 | -$106 | -9.4% |
| Alaska | $862 | -$262 | -23.3% |
| Arizona | $934 | -$190 | -16.9% |
| Arkansas | $1,124 | -$0 | 0.0% |
| California | $1,280 | $156 | 13.9% |
| Colorado | $1,076 | -$48 | -4.3% |
| Connecticut | $1,158 | $34 | 3.0% |
| Delaware | $1,274 | $150 | 13.3% |
| Florida | $1,408 | $284 | 25.3% |
| Georgia | $1,038 | -$86 | -7.7% |
| Hawaii | $808 | -$316 | -28.1% |
| Idaho | $760 | -$364 | -32.4% |
| Illinois | $838 | -$286 | -25.4% |
| Indiana | $846 | -$278 | -24.7% |
| Iowa | $758 | -$366 | -32.6% |
| Kansas | $1,068 | -$56 | -5.0% |
| Kentucky | $1,536 | $412 | 36.7% |
| Louisiana | $1,664 | $540 | 48.0% |
| Maine | $696 | -$428 | -38.1% |
| Maryland | $930 | -$194 | -17.3% |
| Massachusetts | $900 | -$224 | -19.9% |
| Michigan | $1,954 | $830 | 73.8% |
| Minnesota | $942 | -$182 | -16.2% |
| Mississippi | $1,348 | $224 | 19.9% |
| Missouri | $996 | -$128 | -11.4% |
| Montana | $1,208 | $84 | 7.5% |
| Nebraska | $888 | -$236 | -21.0% |
| Nevada | $1,350 | $226 | 20.1% |
| New Hampshire | $812 | -$312 | -27.8% |
| New Jersey | $1,258 | $134 | 11.9% |
| New Mexico | $996 | -$128 | -11.4% |
| New York | $1,186 | $62 | 5.5% |
| North Carolina | $648 | -$476 | -42.3% |
| North Dakota | $922 | -$202 | -18.0% |
| Ohio | $778 | -$346 | -30.8% |
| Oklahoma | $1,156 | $32 | 2.8% |
| Oregon | $1,030 | -$94 | -8.4% |
| Pennsylvania | $1,074 | -$50 | -4.4% |
| Rhode Island | $1,502 | $378 | 33.6% |
| South Carolina | $1,018 | -$106 | -9.4% |
| South Dakota | $950 | -$174 | -15.5% |
| Tennessee | $984 | -$140 | -12.5% |
| Texas | $1,358 | $234 | 20.8% |
| Utah | $832 | -$292 | -26.0% |
| Vermont | $770 | -$354 | -31.5% |
| Virginia | $674 | -$450 | -40.0% |
| Washington | $870 | -$254 | -22.6% |
| West Virginia | $1,030 | -$94 | -8.4% |
| Wisconsin | $780 | -$344 | -30.6% |
| Wyoming | $1,004 | -$120 | -10.7% |
Since prices can be so different, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, so the prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| 2023 Mitsubishi Mirage | $236 | $436 | $416 | $1,246 |
| 2022 Mitsubishi Mirage | $228 | $418 | $430 | $1,234 |
| 2021 Mitsubishi Mirage | $216 | $404 | $442 | $1,220 |
| 2020 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2019 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
| 2018 Mitsubishi Mirage | $190 | $316 | $460 | $1,124 |
| 2017 Mitsubishi Mirage | $178 | $292 | $460 | $1,088 |
| 2015 Mitsubishi Mirage | $168 | $254 | $474 | $1,054 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Mitsubishi Mirage Insurance
Getting lower rates on Mitsubishi Mirage insurance not only requires having a good driving record, but also having a good credit history, eliminating unnecessary coverage, and bundling your home and auto policies. Make time to compare rates once a year by getting price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.
The next list is a brief summary of the data that was touched on in this article.
- Drivers can save as much as $130 per year simply by quoting early and online
- Drivers who require increased levels of liability coverage will pay about $510 each year to go from a low limit to higher 250/500 limits
- Drivers age 20 and younger pay the highest prices, with premiums as much as $371 a month including comprehensive and collision insurance
- High-risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,310 more each year to buy Mitsubishi Mirage insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,450 |
| 20 | $2,598 |
| 30 | $1,154 |
| 40 | $1,124 |
| 50 | $1,032 |
| 60 | $1,010 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,346 |
| $250 | $1,244 |
| $500 | $1,124 |
| $1,000 | $1,008 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,124 |
| 50/100 | $1,216 |
| 100/300 | $1,331 |
| 250/500 | $1,630 |
| 100 CSL | $1,262 |
| 300 CSL | $1,515 |
| 500 CSL | $1,699 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,296 |
| 20 | $4,140 |
| 30 | $2,468 |
| 40 | $2,434 |
| 50 | $2,330 |
| 60 | $2,308 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $77 |
| Total Discounts | $458 |
Discounts are estimated and may not be available from every company or in every state.
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