Mitsubishi Mirage Insurance Rates

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UPDATED: Jun 12, 2024

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Average insurance rates for a Mitsubishi Mirage are $1,124 a year for full coverage. Comprehensive insurance costs on average $190, collision insurance costs $316, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs $2,434 or more. 16-year-old drivers receive the highest rates at up to $4,450 a year.

Average premium for full coverage: $1,124

Rate estimates by individual coverage type:

Comprehensive $190
Collision $316
Liability $460

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and for different Mirage trim levels.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from as low as $510 for a discount liability-only rate to a much higher rate of $2,434 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,124
High Risk $2,434

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas tend to have a lower frequency of accident claims than congested cities. The price range example below illustrates how rural and urban location affects car insurance rates.

Rural Areas $843
Small Cities $1,180
Large Cities $1,517

These examples show why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Mitsubishi Mirage insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $666
  • Choosing higher $1,000 deductibles can save around $116 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,124
  • Buying more expensive low deductibles for comp and collision coverage will cost an extra $222 each year
  • Drivers with multiple tickets or accidents could pay upwards of $2,434
  • The cost for full coverage for a teenage driver with full coverage may cost $4,450 each year

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing Mitsubishi Mirage insurance prices range from $666 to $4,450 for full coverage

Car insurance rates for a Mitsubishi Mirage can also vary considerably based on your driver profile, the trim level of your Mirage, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may only pay around $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $4,400 a year. View Rates by Age

Where you live plays a big part in determining prices for Mitsubishi Mirage insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Idaho, Maine, and Iowa, or at least $1,610 on average in Michigan, Louisiana, and New York.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,018 -$106 -9.4%
Alaska $862 -$262 -23.3%
Arizona $934 -$190 -16.9%
Arkansas $1,124 -$0 0.0%
California $1,280 $156 13.9%
Colorado $1,076 -$48 -4.3%
Connecticut $1,158 $34 3.0%
Delaware $1,274 $150 13.3%
Florida $1,408 $284 25.3%
Georgia $1,038 -$86 -7.7%
Hawaii $808 -$316 -28.1%
Idaho $760 -$364 -32.4%
Illinois $838 -$286 -25.4%
Indiana $846 -$278 -24.7%
Iowa $758 -$366 -32.6%
Kansas $1,068 -$56 -5.0%
Kentucky $1,536 $412 36.7%
Louisiana $1,664 $540 48.0%
Maine $696 -$428 -38.1%
Maryland $930 -$194 -17.3%
Massachusetts $900 -$224 -19.9%
Michigan $1,954 $830 73.8%
Minnesota $942 -$182 -16.2%
Mississippi $1,348 $224 19.9%
Missouri $996 -$128 -11.4%
Montana $1,208 $84 7.5%
Nebraska $888 -$236 -21.0%
Nevada $1,350 $226 20.1%
New Hampshire $812 -$312 -27.8%
New Jersey $1,258 $134 11.9%
New Mexico $996 -$128 -11.4%
New York $1,186 $62 5.5%
North Carolina $648 -$476 -42.3%
North Dakota $922 -$202 -18.0%
Ohio $778 -$346 -30.8%
Oklahoma $1,156 $32 2.8%
Oregon $1,030 -$94 -8.4%
Pennsylvania $1,074 -$50 -4.4%
Rhode Island $1,502 $378 33.6%
South Carolina $1,018 -$106 -9.4%
South Dakota $950 -$174 -15.5%
Tennessee $984 -$140 -12.5%
Texas $1,358 $234 20.8%
Utah $832 -$292 -26.0%
Vermont $770 -$354 -31.5%
Virginia $674 -$450 -40.0%
Washington $870 -$254 -22.6%
West Virginia $1,030 -$94 -8.4%
Wisconsin $780 -$344 -30.6%
Wyoming $1,004 -$120 -10.7%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $340 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,300 to $1,900 extra per year, depending on your age. High-risk driver insurance ranges around 43% to 129% more than the average rate. View High Risk Driver Rates

Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $244 $448 $398 $1,248
2023 Mitsubishi Mirage $236 $436 $416 $1,246
2022 Mitsubishi Mirage $228 $418 $430 $1,234
2021 Mitsubishi Mirage $216 $404 $442 $1,220
2020 Mitsubishi Mirage $206 $374 $452 $1,190
2019 Mitsubishi Mirage $198 $352 $456 $1,164
2018 Mitsubishi Mirage $190 $316 $460 $1,124
2017 Mitsubishi Mirage $178 $292 $460 $1,088
2015 Mitsubishi Mirage $168 $254 $474 $1,054

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Mitsubishi Mirage Insurance

Saving money on auto insurance takes avoiding accidents and claims, having above-average credit, eliminating unneeded coverage, and possibly raising deductibles. Set aside time to shop around at least once a year by obtaining price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

The points below are a condensed summary of the primary concepts that were raised in the charts and tables above.

  • Drivers can save as much as $130 per year just by shopping early and online
  • Drivers with multiple at-fault accidents will pay on average $1,310 more each year to insure a Mitsubishi Mirage
  • Increasing deductibles can save around $350 each year
  • Drivers under the age of 20 are expensive to insure, costing as high as $371 per month if full coverage is included

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,450
20 $2,598
30 $1,154
40 $1,124
50 $1,032
60 $1,010

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,346
$250 $1,244
$500 $1,124
$1,000 $1,008

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,124
50/100 $1,216
100/300 $1,331
250/500 $1,630
100 CSL $1,262
300 CSL $1,515
500 CSL $1,699

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,296
20 $4,140
30 $2,468
40 $2,434
50 $2,330
60 $2,308

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $72
Paid in Full/EFT $45
Advance Quote $52
Online Quote $77
Total Discounts $458
Rate after discounts $666

Discounts are estimated and may not be available from every company or in every state.

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