Mitsubishi Mirage Insurance Rates

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UPDATED: Jun 12, 2024

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The average insurance rates for a Mitsubishi Mirage are $1,124 a year for full coverage insurance. Comprehensive insurance costs around $190, collision insurance costs $316, and liability insurance is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs $2,434 or more. Teens cost the most to insure at up to $4,450 a year.

Average premium for full coverage: $1,124

Policy rates for type of insurance:

Comprehensive $190
Collision $316
Liability $460

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for all Mirage models.

Price Range Variability

For an average driver, Mitsubishi Mirage insurance rates range from the low end price of $510 for just liability insurance to the much higher price of $2,434 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,124
High Risk $2,434

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $843
Small Cities $1,180
Large Cities $1,517

The examples above illustrate why everyone should get quotes for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates average Mitsubishi Mirage insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $666
  • Choosing higher $1,000 deductibles can save about $116 each year
  • The estimated price for a good driver age 40 using $500 deductibles is $1,124
  • Selecting pricier low deductibles for comp and collision coverage will cost an additional $222 a year
  • High-risk insureds with serious driving violations could pay at least $2,434
  • Policy cost that insures a teen driver for full coverage can be $4,450 each year

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing Mitsubishi Mirage insurance prices range from $666 to $4,450 for full coverage

Auto insurance rates for a Mitsubishi Mirage also range considerably based on the model of your Mirage, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,300 to $1,900 in extra premium every year, depending on your age. Mitsubishi Mirage insurance for high-risk drivers ranges anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay as much as $4,400 a year. View Rates by Age

Your home state plays a big part in determining prices for Mitsubishi Mirage insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,520 on average in Michigan, New York, and Florida.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,018 -$106 -9.4%
Alaska $862 -$262 -23.3%
Arizona $934 -$190 -16.9%
Arkansas $1,124 -$0 0.0%
California $1,280 $156 13.9%
Colorado $1,076 -$48 -4.3%
Connecticut $1,158 $34 3.0%
Delaware $1,274 $150 13.3%
Florida $1,408 $284 25.3%
Georgia $1,038 -$86 -7.7%
Hawaii $808 -$316 -28.1%
Idaho $760 -$364 -32.4%
Illinois $838 -$286 -25.4%
Indiana $846 -$278 -24.7%
Iowa $758 -$366 -32.6%
Kansas $1,068 -$56 -5.0%
Kentucky $1,536 $412 36.7%
Louisiana $1,664 $540 48.0%
Maine $696 -$428 -38.1%
Maryland $930 -$194 -17.3%
Massachusetts $900 -$224 -19.9%
Michigan $1,954 $830 73.8%
Minnesota $942 -$182 -16.2%
Mississippi $1,348 $224 19.9%
Missouri $996 -$128 -11.4%
Montana $1,208 $84 7.5%
Nebraska $888 -$236 -21.0%
Nevada $1,350 $226 20.1%
New Hampshire $812 -$312 -27.8%
New Jersey $1,258 $134 11.9%
New Mexico $996 -$128 -11.4%
New York $1,186 $62 5.5%
North Carolina $648 -$476 -42.3%
North Dakota $922 -$202 -18.0%
Ohio $778 -$346 -30.8%
Oklahoma $1,156 $32 2.8%
Oregon $1,030 -$94 -8.4%
Pennsylvania $1,074 -$50 -4.4%
Rhode Island $1,502 $378 33.6%
South Carolina $1,018 -$106 -9.4%
South Dakota $950 -$174 -15.5%
Tennessee $984 -$140 -12.5%
Texas $1,358 $234 20.8%
Utah $832 -$292 -26.0%
Vermont $770 -$354 -31.5%
Virginia $674 -$450 -40.0%
Washington $870 -$254 -22.6%
West Virginia $1,030 -$94 -8.4%
Wisconsin $780 -$344 -30.6%
Wyoming $1,004 -$120 -10.7%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $340 each year, whereas buying more liability protection will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $244 $448 $398 $1,248
2023 Mitsubishi Mirage $236 $436 $416 $1,246
2022 Mitsubishi Mirage $228 $418 $430 $1,234
2021 Mitsubishi Mirage $216 $404 $442 $1,220
2020 Mitsubishi Mirage $206 $374 $452 $1,190
2019 Mitsubishi Mirage $198 $352 $456 $1,164
2018 Mitsubishi Mirage $190 $316 $460 $1,124
2017 Mitsubishi Mirage $178 $292 $460 $1,088
2015 Mitsubishi Mirage $168 $254 $474 $1,054

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Mitsubishi Mirage Insurance

Finding cheaper rates on Mitsubishi Mirage insurance takes being safe and accident-free, maintaining a good credit score, being claim-free, and possibly raising deductibles. Compare rates at least once a year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a brief review of the primary concepts that were covered in the above illustrations.

  • It is possible to save up to $130 per year just by quoting online well ahead of the renewal date
  • High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,310 more every year than a low-risk driver
  • Increasing comprehensive and collision deductibles can save approximately $350 each year
  • Youthful drivers are expensive to insure, possibly costing $371 each month if the policy includes full coverage

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,450
20 $2,598
30 $1,154
40 $1,124
50 $1,032
60 $1,010

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,346
$250 $1,244
$500 $1,124
$1,000 $1,008

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,124
50/100 $1,216
100/300 $1,331
250/500 $1,630
100 CSL $1,262
300 CSL $1,515
500 CSL $1,699

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,296
20 $4,140
30 $2,468
40 $2,434
50 $2,330
60 $2,308

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $72
Paid in Full/EFT $45
Advance Quote $52
Online Quote $77
Total Discounts $458
Rate after discounts $666

Discounts are estimated and may not be available from every company or in every state.

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