Mitsubishi Mirage Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2023

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Average insurance prices for a Mitsubishi Mirage are $1,220 every 12 months including full coverage. Comprehensive costs on average $216 a year, collision insurance costs $404, and liability coverage costs around $442. Buying just liability costs as low as $496 a year, and insurance for high-risk drivers costs around $2,650. 16-year-old drivers receive the highest rates at up to $4,746 a year.

Average premium for full coverage: $1,220

Rate estimates by individual coverage type:

Comprehensive $216
Collision $404
Liability $442

Full coverage includes $500 deductible amounts, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Mirage trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range range from the cheapest price of $496 for basic liability insurance to a high of $2,650 for a policy for a high-risk driver.

Liability Only $496
Full Coverage $1,220
High Risk $2,650

Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how geographic area affects car insurance rates.

Rural Areas $915
Small Cities $1,281
Large Cities $1,647

These examples highlight why it is important to compare prices based on a specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Mitsubishi Mirage insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $711
  • Using higher $1,000 deductibles will save around $1,080 every year
  • The average price for a 40-year-old driver with $500 deductibles is $1,220
  • Buying low $100 deductibles for physical damage coverage increases the price to $1,492
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,650
  • The cost to insure a teenage driver may cost $4,746 or more

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing Mitsubishi Mirage insurance rates range from $711 to $4,746 for full coverage

Auto insurance rates for a Mitsubishi Mirage can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your Mirage.

Opting for high physical damage deductibles could cut rates by as much as $420 a year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,100 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,500 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 42% to 137% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Mitsubishi Mirage insurance rates. A driver around age 40 might see rates as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,740 on average in Michigan, New York, and Louisiana.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,102 -$118 -9.7%
Alaska $936 -$284 -23.3%
Arizona $1,014 -$206 -16.9%
Arkansas $1,220 -$0 0.0%
California $1,390 $170 13.9%
Colorado $1,166 -$54 -4.4%
Connecticut $1,254 $34 2.8%
Delaware $1,380 $160 13.1%
Florida $1,524 $304 24.9%
Georgia $1,126 -$94 -7.7%
Hawaii $876 -$344 -28.2%
Idaho $826 -$394 -32.3%
Illinois $908 -$312 -25.6%
Indiana $918 -$302 -24.8%
Iowa $822 -$398 -32.6%
Kansas $1,160 -$60 -4.9%
Kentucky $1,664 $444 36.4%
Louisiana $1,806 $586 48.0%
Maine $752 -$468 -38.4%
Maryland $1,008 -$212 -17.4%
Massachusetts $976 -$244 -20.0%
Michigan $2,120 $900 73.8%
Minnesota $1,020 -$200 -16.4%
Mississippi $1,462 $242 19.8%
Missouri $1,080 -$140 -11.5%
Montana $1,312 $92 7.5%
Nebraska $962 -$258 -21.1%
Nevada $1,462 $242 19.8%
New Hampshire $880 -$340 -27.9%
New Jersey $1,364 $144 11.8%
New Mexico $1,080 -$140 -11.5%
New York $1,286 $66 5.4%
North Carolina $702 -$518 -42.5%
North Dakota $998 -$222 -18.2%
Ohio $842 -$378 -31.0%
Oklahoma $1,252 $32 2.6%
Oregon $1,118 -$102 -8.4%
Pennsylvania $1,166 -$54 -4.4%
Rhode Island $1,626 $406 33.3%
South Carolina $1,104 -$116 -9.5%
South Dakota $1,030 -$190 -15.6%
Tennessee $1,070 -$150 -12.3%
Texas $1,470 $250 20.5%
Utah $904 -$316 -25.9%
Vermont $836 -$384 -31.5%
Virginia $730 -$490 -40.2%
Washington $944 -$276 -22.6%
West Virginia $1,118 -$102 -8.4%
Wisconsin $844 -$376 -30.8%
Wyoming $1,088 -$132 -10.8%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city
Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Mitsubishi Mirage $216 $404 $442 $1,220
2017 Mitsubishi Mirage $206 $374 $452 $1,190
2015 Mitsubishi Mirage $190 $316 $460 $1,124

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Mitsubishi Mirage Insurance

Saving money on auto insurance requires having a good driving record, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates every year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a summary of the coverage data presented in the illustrations above.

  • You may be able to save as much as $140 per year just by quoting early and online
  • Increasing deductibles could save as much as $400 each year
  • Drivers age 20 and younger are charged the highest rates, as much as $396 per month if comprehensive and collision insurance is included
  • Drivers who have multiple accidents or major violations may pay on average $1,430 more each year to buy Mitsubishi Mirage insurance

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,746
20 $2,832
30 $1,260
40 $1,220
50 $1,118
60 $1,096

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,364
$500 $1,220
$1,000 $1,080

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,220
50/100 $1,308
100/300 $1,419
250/500 $1,706
100 CSL $1,353
300 CSL $1,596
500 CSL $1,773

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,736
20 $4,514
30 $2,692
40 $2,650
50 $2,534
60 $2,512

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $86
5-yr Claim Free $78
Paid in Full/EFT $52
Advance Quote $59
Online Quote $85
Total Discounts $509
Rate after discounts $711

Discounts are estimated and may not be available from every company or in every state.

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