Mitsubishi Mirage Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 12, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance prices for a Mitsubishi Mirage are $1,164 every 12 months for full coverage. Comprehensive insurance costs approximately $198 a year, collision insurance costs $352, and liability costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs $2,528 or more. Teenage drivers pay the highest rates at up to $4,584 a year.

Average premium for full coverage: $1,164

Price estimates by individual coverage:

Comprehensive $198
Collision $352
Liability $456

Rates are based on $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Mirage trim levels.

Price Range from Low to High

For the average 40-year-old driver, Mitsubishi Mirage insurance prices range from the cheapest price of $508 for minimum levels of liability insurance to a high of $2,528 for a driver who has had serious violations or accidents.

Liability Only $508
Full Coverage $1,164
High Risk $2,528

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural locations have more infrequent accident claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance prices.

Rural Areas $873
Small Cities $1,222
Large Cities $1,571

The ranges above show why it is important to compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Mitsubishi Mirage insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $685
  • Using higher $1,000 deductibles will save $1,040 a year
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,164
  • Using low $100 deductibles for physical damage coverage costs an extra $244 every year
  • Drivers who are prone to accidents and violations could pay around $2,528
  • The price to insure a teen driver can cost $4,584 or more

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing Mitsubishi Mirage insurance prices range from $685 to $4,584 for full coverage

Auto insurance prices for a Mitsubishi Mirage are also quite variable based on deductibles and policy limits, your driver profile, and the model of your Mirage.

Using high physical damage deductibles could cut prices by as much as $370 every year, while buying higher liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Mitsubishi Mirage insurance prices. A driver around age 40 might see prices as low as $770 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,660 on average in New York, Louisiana, and Michigan.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,054 -$110 -9.5%
Alaska $894 -$270 -23.2%
Arizona $966 -$198 -17.0%
Arkansas $1,164 -$0 0.0%
California $1,328 $164 14.1%
Colorado $1,116 -$48 -4.1%
Connecticut $1,198 $34 2.9%
Delaware $1,320 $156 13.4%
Florida $1,460 $296 25.4%
Georgia $1,076 -$88 -7.6%
Hawaii $838 -$326 -28.0%
Idaho $788 -$376 -32.3%
Illinois $870 -$294 -25.3%
Indiana $878 -$286 -24.6%
Iowa $786 -$378 -32.5%
Kansas $1,108 -$56 -4.8%
Kentucky $1,590 $426 36.6%
Louisiana $1,724 $560 48.1%
Maine $720 -$444 -38.1%
Maryland $962 -$202 -17.4%
Massachusetts $932 -$232 -19.9%
Michigan $2,024 $860 73.9%
Minnesota $976 -$188 -16.2%
Mississippi $1,396 $232 19.9%
Missouri $1,034 -$130 -11.2%
Montana $1,254 $90 7.7%
Nebraska $918 -$246 -21.1%
Nevada $1,398 $234 20.1%
New Hampshire $840 -$324 -27.8%
New Jersey $1,302 $138 11.9%
New Mexico $1,032 -$132 -11.3%
New York $1,230 $66 5.7%
North Carolina $672 -$492 -42.3%
North Dakota $952 -$212 -18.2%
Ohio $806 -$358 -30.8%
Oklahoma $1,198 $34 2.9%
Oregon $1,068 -$96 -8.2%
Pennsylvania $1,112 -$52 -4.5%
Rhode Island $1,554 $390 33.5%
South Carolina $1,056 -$108 -9.3%
South Dakota $984 -$180 -15.5%
Tennessee $1,020 -$144 -12.4%
Texas $1,406 $242 20.8%
Utah $864 -$300 -25.8%
Vermont $800 -$364 -31.3%
Virginia $700 -$464 -39.9%
Washington $902 -$262 -22.5%
West Virginia $1,068 -$96 -8.2%
Wisconsin $808 -$356 -30.6%
Wyoming $1,038 -$126 -10.8%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city
Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $254 $452 $390 $1,254
2023 Mitsubishi Mirage $244 $448 $398 $1,248
2022 Mitsubishi Mirage $236 $436 $416 $1,246
2021 Mitsubishi Mirage $228 $418 $430 $1,234
2020 Mitsubishi Mirage $216 $404 $442 $1,220
2019 Mitsubishi Mirage $206 $374 $452 $1,190
2018 Mitsubishi Mirage $198 $352 $456 $1,164
2017 Mitsubishi Mirage $190 $316 $460 $1,124
2015 Mitsubishi Mirage $172 $272 $464 $1,066

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Mitsubishi Mirage Insurance

Getting lower rates on car insurance requires not taking risks behind the wheel, having a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Make time to compare rates every other policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a quick review of the ideas that were touched on in this article.

  • Teens have the highest car insurance prices, with premiums as much as $382 a month if comprehensive and collision insurance is included
  • Higher risk drivers with a DUI or reckless driving violation may pay on average $1,360 more per year for Mirage insurance
  • Increasing physical damage deductibles could save as much as $375 each year
  • Drivers can save around $140 per year just by quoting early and online

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,584
20 $2,698
30 $1,198
40 $1,164
50 $1,068
60 $1,048

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,408
$250 $1,296
$500 $1,164
$1,000 $1,040

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,164
50/100 $1,255
100/300 $1,369
250/500 $1,666
100 CSL $1,301
300 CSL $1,552
500 CSL $1,734

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,496
20 $4,304
30 $2,562
40 $2,528
50 $2,418
60 $2,396

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $162

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $63
Homeowner $19
5-yr Accident Free $79
5-yr Claim Free $75
Paid in Full/EFT $48
Advance Quote $55
Online Quote $80
Total Discounts $479
Rate after discounts $685

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles