Mitsubishi Mirage Insurance Rates

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UPDATED: Jun 12, 2024

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U.S. average insurance rates for a Mitsubishi Mirage are $1,164 a year for full coverage insurance. Comprehensive costs an estimated $198, collision costs $352, and liability costs $456. Liability-only insurance costs as little as $508 a year, with high-risk driver insurance costing around $2,528. Teens pay the highest rates at $4,584 a year or more.

Average premium for full coverage: $1,164

Price estimates broken down by individual coverage:

Comprehensive $198
Collision $352
Liability $456

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for different Mirage trim levels.

Price Range from Low to High

For the average 40-year-old driver, Mitsubishi Mirage insurance prices go from as low as $508 for just the minimum liability insurance to a much higher rate of $2,528 for a driver who has had serious violations or accidents.

Liability Only $508
Full Coverage $1,164
High Risk $2,528

Geographic Price Range

Your location can make a big difference on the price of insurance. More rural locations have a lower frequency of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on insurance prices.

Rural Areas $873
Small Cities $1,222
Large Cities $1,571

The ranges above illustrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Mitsubishi Mirage insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $685
  • Drivers who choose higher $1,000 deductibles will pay approximately $124 each year
  • The average rate for the average middle-age driver who has $500 deductibles is $1,164
  • Selecting more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,408
  • Drivers with serious driving violations could pay up to $2,528 or more
  • The price for full coverage for a 16-year-old driver with full coverage can cost as much as $4,584 a year

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing full coverage Mitsubishi Mirage insurance rates range from $685 to $4,584

Car insurance prices for a Mitsubishi Mirage are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as low as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged at least $4,500 a year. View Rates by Age

The state you live in makes a big difference in Mitsubishi Mirage insurance prices. A 40-year-old driver could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,580 on average in Florida, New York, and Michigan.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,054 -$110 -9.5%
Alaska $894 -$270 -23.2%
Arizona $966 -$198 -17.0%
Arkansas $1,164 -$0 0.0%
California $1,328 $164 14.1%
Colorado $1,116 -$48 -4.1%
Connecticut $1,198 $34 2.9%
Delaware $1,320 $156 13.4%
Florida $1,460 $296 25.4%
Georgia $1,076 -$88 -7.6%
Hawaii $838 -$326 -28.0%
Idaho $788 -$376 -32.3%
Illinois $870 -$294 -25.3%
Indiana $878 -$286 -24.6%
Iowa $786 -$378 -32.5%
Kansas $1,108 -$56 -4.8%
Kentucky $1,590 $426 36.6%
Louisiana $1,724 $560 48.1%
Maine $720 -$444 -38.1%
Maryland $962 -$202 -17.4%
Massachusetts $932 -$232 -19.9%
Michigan $2,024 $860 73.9%
Minnesota $976 -$188 -16.2%
Mississippi $1,396 $232 19.9%
Missouri $1,034 -$130 -11.2%
Montana $1,254 $90 7.7%
Nebraska $918 -$246 -21.1%
Nevada $1,398 $234 20.1%
New Hampshire $840 -$324 -27.8%
New Jersey $1,302 $138 11.9%
New Mexico $1,032 -$132 -11.3%
New York $1,230 $66 5.7%
North Carolina $672 -$492 -42.3%
North Dakota $952 -$212 -18.2%
Ohio $806 -$358 -30.8%
Oklahoma $1,198 $34 2.9%
Oregon $1,068 -$96 -8.2%
Pennsylvania $1,112 -$52 -4.5%
Rhode Island $1,554 $390 33.5%
South Carolina $1,056 -$108 -9.3%
South Dakota $984 -$180 -15.5%
Tennessee $1,020 -$144 -12.4%
Texas $1,406 $242 20.8%
Utah $864 -$300 -25.8%
Vermont $800 -$364 -31.3%
Virginia $700 -$464 -39.9%
Washington $902 -$262 -22.5%
West Virginia $1,068 -$96 -8.2%
Wisconsin $808 -$356 -30.6%
Wyoming $1,038 -$126 -10.8%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $370 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance can cost from 44% to 134% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices from multiple companies. Every company calculates prices differently, so rate quotes may be quite different from one company to the next.

Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage $254 $452 $390 $1,254
2023 Mitsubishi Mirage $244 $448 $398 $1,248
2022 Mitsubishi Mirage $236 $436 $416 $1,246
2021 Mitsubishi Mirage $228 $418 $430 $1,234
2020 Mitsubishi Mirage $216 $404 $442 $1,220
2019 Mitsubishi Mirage $206 $374 $452 $1,190
2018 Mitsubishi Mirage $198 $352 $456 $1,164
2017 Mitsubishi Mirage $190 $316 $460 $1,124
2015 Mitsubishi Mirage $172 $272 $464 $1,066

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Mitsubishi Mirage Insurance

Getting lower rates on insurance for a Mitsubishi Mirage not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and not having any coverage lapses. Make time to compare rates every other policy renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a recap of the ideas that were touched on in this article.

  • Youthful drivers have the highest car insurance prices, as much as $382 a month if full coverage is included
  • Drivers considered higher risk that have major violations or accidents pay on average $1,360 more annually than a low-risk driver
  • Increasing physical damage deductibles can save around $375 each year
  • It is possible to save approximately $140 per year simply by shopping early and online

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,584
20 $2,698
30 $1,198
40 $1,164
50 $1,068
60 $1,048

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,408
$250 $1,296
$500 $1,164
$1,000 $1,040

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,164
50/100 $1,255
100/300 $1,369
250/500 $1,666
100 CSL $1,301
300 CSL $1,552
500 CSL $1,734

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,496
20 $4,304
30 $2,562
40 $2,528
50 $2,418
60 $2,396

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $162

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $63
Homeowner $19
5-yr Accident Free $79
5-yr Claim Free $75
Paid in Full/EFT $48
Advance Quote $55
Online Quote $80
Total Discounts $479
Rate after discounts $685

Discounts are estimated and may not be available from every company or in every state.

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