Mitsubishi Mirage Insurance Rates
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UPDATED: Jun 6, 2023
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The average insurance prices for a Mitsubishi Mirage are $1,190 every 12 months for full coverage insurance. Comprehensive costs around $206 a year, collision costs $374, and liability costs around $452. A liability-only policy costs as low as $504 a year, with high-risk insurance costing around $2,586. 16-year-old drivers cost the most to insure at $4,658 a year or more.
Average premium for full coverage: $1,190
Policy rates for type of insurance:
Rate estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Mirage trim levels.
Price Range Variability
For a driver around age 40, Mitsubishi Mirage insurance rates go from the cheapest price of $504 for your basic liability-only policy to a high of $2,586 for high-risk insurance.
Urban vs. Rural Price Range
Where you live can make a big difference on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than congested cities.
The diagram below illustrates the difference between rural and urban areas on auto insurance rates.
The examples above illustrate why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Mitsubishi Mirage insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $697
- Using higher $1,000 deductibles will save about $1,060 each year
- The average price for a good driver age 40 using $500 deductibles is $1,190
- Buying low $100 deductibles for physical damage coverage increases the price to $1,448
- High-risk insureds with multiple tickets or accidents could pay at least $2,586 or more
- Policy cost to insure a 16-year-old driver can be $4,658 or more
Car insurance rates for a Mitsubishi Mirage also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.
Opting for high physical damage deductibles could cut rates by as much as $390 annually, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $4,600 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can be from 43% to 131% more than the average rate. View High Risk Driver Rates
Your home state has a huge impact on Mitsubishi Mirage insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,610 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,076 | -$114 | -9.6% |
Alaska | $914 | -$276 | -23.2% |
Arizona | $988 | -$202 | -17.0% |
Arkansas | $1,190 | -$0 | 0.0% |
California | $1,358 | $168 | 14.1% |
Colorado | $1,138 | -$52 | -4.4% |
Connecticut | $1,226 | $36 | 3.0% |
Delaware | $1,348 | $158 | 13.3% |
Florida | $1,490 | $300 | 25.2% |
Georgia | $1,100 | -$90 | -7.6% |
Hawaii | $856 | -$334 | -28.1% |
Idaho | $806 | -$384 | -32.3% |
Illinois | $888 | -$302 | -25.4% |
Indiana | $896 | -$294 | -24.7% |
Iowa | $804 | -$386 | -32.4% |
Kansas | $1,132 | -$58 | -4.9% |
Kentucky | $1,626 | $436 | 36.6% |
Louisiana | $1,762 | $572 | 48.1% |
Maine | $736 | -$454 | -38.2% |
Maryland | $982 | -$208 | -17.5% |
Massachusetts | $954 | -$236 | -19.8% |
Michigan | $2,070 | $880 | 73.9% |
Minnesota | $998 | -$192 | -16.1% |
Mississippi | $1,426 | $236 | 19.8% |
Missouri | $1,056 | -$134 | -11.3% |
Montana | $1,278 | $88 | 7.4% |
Nebraska | $940 | -$250 | -21.0% |
Nevada | $1,430 | $240 | 20.2% |
New Hampshire | $860 | -$330 | -27.7% |
New Jersey | $1,332 | $142 | 11.9% |
New Mexico | $1,056 | -$134 | -11.3% |
New York | $1,254 | $64 | 5.4% |
North Carolina | $688 | -$502 | -42.2% |
North Dakota | $976 | -$214 | -18.0% |
Ohio | $822 | -$368 | -30.9% |
Oklahoma | $1,222 | $32 | 2.7% |
Oregon | $1,092 | -$98 | -8.2% |
Pennsylvania | $1,138 | -$52 | -4.4% |
Rhode Island | $1,590 | $400 | 33.6% |
South Carolina | $1,080 | -$110 | -9.2% |
South Dakota | $1,004 | -$186 | -15.6% |
Tennessee | $1,042 | -$148 | -12.4% |
Texas | $1,438 | $248 | 20.8% |
Utah | $884 | -$306 | -25.7% |
Vermont | $816 | -$374 | -31.4% |
Virginia | $712 | -$478 | -40.2% |
Washington | $922 | -$268 | -22.5% |
West Virginia | $1,092 | -$98 | -8.2% |
Wisconsin | $826 | -$364 | -30.6% |
Wyoming | $1,062 | -$128 | -10.8% |
Because rates have so much variability, the only way to figure out your exact price is to get quotes from multiple companies. Each insurance company utilizes a different rate formula, so rate quotes will be varied.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2018 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
2017 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
2015 Mitsubishi Mirage | $178 | $292 | $460 | $1,088 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Mitsubishi Mirage Insurance
Finding cheaper rates on insurance for a Mitsubishi Mirage requires being a low-risk driver, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Set aside time to compare rates every couple of years by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The items below are a brief recap of the material that was covered above.
- Insureds who may need more liability coverage will pay around $500 annually to increase from a 30/60 limit to a 250/500 level
- Teen drivers are the costliest to insure, possibly costing $388 each month if the policy includes full coverage
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,400 more every year to insure their Mirage
- Increasing comprehensive and collision deductibles could save as much as $400 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,658 |
20 | $2,762 |
30 | $1,228 |
40 | $1,190 |
50 | $1,092 |
60 | $1,070 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,448 |
$250 | $1,328 |
$500 | $1,190 |
$1,000 | $1,060 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,190 |
50/100 | $1,280 |
100/300 | $1,393 |
250/500 | $1,687 |
100 CSL | $1,326 |
300 CSL | $1,574 |
500 CSL | $1,755 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,610 |
20 | $4,402 |
30 | $2,622 |
40 | $2,586 |
50 | $2,472 |
60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $62 |
Multi-vehicle | $64 |
Homeowner | $19 |
5-yr Accident Free | $82 |
5-yr Claim Free | $76 |
Paid in Full/EFT | $50 |
Advance Quote | $57 |
Online Quote | $83 |
Total Discounts | $493 |
Discounts are estimated and may not be available from every company or in every state.
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