Mitsubishi Mirage Insurance Rates
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UPDATED: Jun 12, 2024
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The average insurance rates for a Mitsubishi Mirage are $1,190 a year for full coverage. Comprehensive costs approximately $206 each year, collision insurance costs $374, and liability insurance is estimated at $452. A liability-only policy costs approximately $504 a year, and high-risk insurance costs around $2,586. Teen drivers cost the most to insure at up to $4,658 a year.
Average premium for full coverage: $1,190
Policy rates by type of insurance:
Prices are based on $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Mirage models.
Price Range Variability
For the average driver, Mitsubishi Mirage insurance rates range from as low as $504 for just the minimum liability insurance to a high rate of $2,586 for high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how location impacts auto insurance prices.
The examples above show why all drivers should get quotes using their specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Mitsubishi Mirage insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $697
- Choosing higher $1,000 deductibles can save $130 a year
- The average rate for a good driver age 40 who chooses $500 deductibles is $1,190
- Choosing low deductibles for comp and collision coverage will increase the cost to $1,448
- High-risk insureds with multiple violations and an at-fault accident could pay around $2,586
- Policy cost for full coverage for a teen driver can cost $4,658 each year
Car insurance rates for a Mitsubishi Mirage also range considerably based on your risk profile, the trim level of your Mirage, and physical damage deductibles and liability limits.
More mature drivers with no driving violations and high deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $4,600 a year. View Rates by Age
Your home state plays a big part in determining prices for Mitsubishi Mirage insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or as much as $1,700 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,076 | -$114 | -9.6% |
| Alaska | $914 | -$276 | -23.2% |
| Arizona | $988 | -$202 | -17.0% |
| Arkansas | $1,190 | -$0 | 0.0% |
| California | $1,358 | $168 | 14.1% |
| Colorado | $1,138 | -$52 | -4.4% |
| Connecticut | $1,226 | $36 | 3.0% |
| Delaware | $1,348 | $158 | 13.3% |
| Florida | $1,490 | $300 | 25.2% |
| Georgia | $1,100 | -$90 | -7.6% |
| Hawaii | $856 | -$334 | -28.1% |
| Idaho | $806 | -$384 | -32.3% |
| Illinois | $888 | -$302 | -25.4% |
| Indiana | $896 | -$294 | -24.7% |
| Iowa | $804 | -$386 | -32.4% |
| Kansas | $1,132 | -$58 | -4.9% |
| Kentucky | $1,626 | $436 | 36.6% |
| Louisiana | $1,762 | $572 | 48.1% |
| Maine | $736 | -$454 | -38.2% |
| Maryland | $982 | -$208 | -17.5% |
| Massachusetts | $954 | -$236 | -19.8% |
| Michigan | $2,070 | $880 | 73.9% |
| Minnesota | $998 | -$192 | -16.1% |
| Mississippi | $1,426 | $236 | 19.8% |
| Missouri | $1,056 | -$134 | -11.3% |
| Montana | $1,278 | $88 | 7.4% |
| Nebraska | $940 | -$250 | -21.0% |
| Nevada | $1,430 | $240 | 20.2% |
| New Hampshire | $860 | -$330 | -27.7% |
| New Jersey | $1,332 | $142 | 11.9% |
| New Mexico | $1,056 | -$134 | -11.3% |
| New York | $1,254 | $64 | 5.4% |
| North Carolina | $688 | -$502 | -42.2% |
| North Dakota | $976 | -$214 | -18.0% |
| Ohio | $822 | -$368 | -30.9% |
| Oklahoma | $1,222 | $32 | 2.7% |
| Oregon | $1,092 | -$98 | -8.2% |
| Pennsylvania | $1,138 | -$52 | -4.4% |
| Rhode Island | $1,590 | $400 | 33.6% |
| South Carolina | $1,080 | -$110 | -9.2% |
| South Dakota | $1,004 | -$186 | -15.6% |
| Tennessee | $1,042 | -$148 | -12.4% |
| Texas | $1,438 | $248 | 20.8% |
| Utah | $884 | -$306 | -25.7% |
| Vermont | $816 | -$374 | -31.4% |
| Virginia | $712 | -$478 | -40.2% |
| Washington | $922 | -$268 | -22.5% |
| West Virginia | $1,092 | -$98 | -8.2% |
| Wisconsin | $826 | -$364 | -30.6% |
| Wyoming | $1,062 | -$128 | -10.8% |
Choosing high deductibles can save as much as $390 each year, whereas increasing liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 131% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Mirage | $266 | $470 | $372 | $1,266 |
| 2023 Mitsubishi Mirage | $254 | $452 | $390 | $1,254 |
| 2022 Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| 2021 Mitsubishi Mirage | $236 | $436 | $416 | $1,246 |
| 2020 Mitsubishi Mirage | $228 | $418 | $430 | $1,234 |
| 2019 Mitsubishi Mirage | $216 | $404 | $442 | $1,220 |
| 2018 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
| 2017 Mitsubishi Mirage | $198 | $352 | $456 | $1,164 |
| 2015 Mitsubishi Mirage | $178 | $292 | $460 | $1,088 |
Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Mitsubishi Mirage Insurance
Finding cheaper rates on Mitsubishi Mirage insurance takes being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Spend time shopping around every couple of years by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
Below you'll find a brief review of the material that was touched on above.
- Drivers who purchase more liability protection will pay about $500 each year to raise limits from a 30/60 limit to 250/500 limits
- Youthful drivers pay the highest auto insurance rates, costing up to $388 each month if full coverage is included
- High-risk drivers with DUI or reckless driving convictions may pay on average $1,400 more per year than a low-risk driver
- Increasing comprehensive and collision deductibles can save around $400 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,658 |
| 20 | $2,762 |
| 30 | $1,228 |
| 40 | $1,190 |
| 50 | $1,092 |
| 60 | $1,070 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,448 |
| $250 | $1,328 |
| $500 | $1,190 |
| $1,000 | $1,060 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,190 |
| 50/100 | $1,280 |
| 100/300 | $1,393 |
| 250/500 | $1,687 |
| 100 CSL | $1,326 |
| 300 CSL | $1,574 |
| 500 CSL | $1,755 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,610 |
| 20 | $4,402 |
| 30 | $2,622 |
| 40 | $2,586 |
| 50 | $2,472 |
| 60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $64 |
| Homeowner | $19 |
| 5-yr Accident Free | $82 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $50 |
| Advance Quote | $57 |
| Online Quote | $83 |
| Total Discounts | $493 |
Discounts are estimated and may not be available from every company or in every state.
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