Mitsubishi Mirage Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Estimated insurance rates for a Mitsubishi Mirage are $1,190 a year for full coverage insurance. Comprehensive insurance costs an estimated $206, collision costs $374, and liability coverage is $452. Liability-only coverage costs around $504 a year, with high-risk coverage costing $2,586 or more. 16-year-old drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,190

Premium estimates broken down by type of coverage:

Comprehensive $206
Collision $374
Liability $452

Estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for all Mirage models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Mitsubishi Mirage go from as low as $504 for just the minimum liability insurance to the much higher price of $2,586 for a driver required to buy high-risk insurance.

Liability Only $504
Full Coverage $1,190
High Risk $2,586

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than congested cities.

The example below illustrates how location impacts insurance prices.

Rural Areas $893
Small Cities $1,250
Large Cities $1,607

These rate differences illustrate why everyone should compare rates quotes for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Mitsubishi Mirage insurance rates for other coverage scenarios.

  • The best full coverage rate is $697
  • Raising to $1,000 deductibles will save approximately $130 each year
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,190
  • Buying pricier low deductibles will cost an extra $258 each year
  • Unlucky drivers with multiple tickets or accidents could pay up to $2,586 or more
  • An auto insurance policy for full coverage for a teenage driver for full coverage can cost as much as $4,658

View Chart as Image

Mitsubishi Mirage insurance cost comparison chart
Column chart showing full coverage Mitsubishi Mirage insurance prices range from $697 to $4,658

Insurance prices for a Mitsubishi Mirage also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay at least $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on Mitsubishi Mirage insurance rates. A middle-age driver might find prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,610 on average in Florida, New York, and Michigan.

Mitsubishi Mirage Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$114 -9.6%
Alaska $914 -$276 -23.2%
Arizona $988 -$202 -17.0%
Arkansas $1,190 -$0 0.0%
California $1,358 $168 14.1%
Colorado $1,138 -$52 -4.4%
Connecticut $1,226 $36 3.0%
Delaware $1,348 $158 13.3%
Florida $1,490 $300 25.2%
Georgia $1,100 -$90 -7.6%
Hawaii $856 -$334 -28.1%
Idaho $806 -$384 -32.3%
Illinois $888 -$302 -25.4%
Indiana $896 -$294 -24.7%
Iowa $804 -$386 -32.4%
Kansas $1,132 -$58 -4.9%
Kentucky $1,626 $436 36.6%
Louisiana $1,762 $572 48.1%
Maine $736 -$454 -38.2%
Maryland $982 -$208 -17.5%
Massachusetts $954 -$236 -19.8%
Michigan $2,070 $880 73.9%
Minnesota $998 -$192 -16.1%
Mississippi $1,426 $236 19.8%
Missouri $1,056 -$134 -11.3%
Montana $1,278 $88 7.4%
Nebraska $940 -$250 -21.0%
Nevada $1,430 $240 20.2%
New Hampshire $860 -$330 -27.7%
New Jersey $1,332 $142 11.9%
New Mexico $1,056 -$134 -11.3%
New York $1,254 $64 5.4%
North Carolina $688 -$502 -42.2%
North Dakota $976 -$214 -18.0%
Ohio $822 -$368 -30.9%
Oklahoma $1,222 $32 2.7%
Oregon $1,092 -$98 -8.2%
Pennsylvania $1,138 -$52 -4.4%
Rhode Island $1,590 $400 33.6%
South Carolina $1,080 -$110 -9.2%
South Dakota $1,004 -$186 -15.6%
Tennessee $1,042 -$148 -12.4%
Texas $1,438 $248 20.8%
Utah $884 -$306 -25.7%
Vermont $816 -$374 -31.4%
Virginia $712 -$478 -40.2%
Washington $922 -$268 -22.5%
West Virginia $1,092 -$98 -8.2%
Wisconsin $826 -$364 -30.6%
Wyoming $1,062 -$128 -10.8%

View Chart as Image

Mitsubishi Mirage insurance rates by U.S. city

Opting for high physical damage deductibles can reduce prices by up to $390 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,400 to $2,000 extra annually, depending on your age. Mitsubishi Mirage insurance for high-risk drivers is expensive and can cost around 43% to 131% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices and see how they stack up. Every auto insurance company utilizes a different rate formula, so the prices will be substantially different from one company to the next.

Mitsubishi Mirage Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Mitsubishi Mirage $206 $374 $452 $1,190
2017 Mitsubishi Mirage $198 $352 $456 $1,164
2015 Mitsubishi Mirage $178 $292 $460 $1,088

Rates are averaged for all Mitsubishi Mirage models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Mitsubishi Mirage Insurance

Finding better rates on auto insurance consists of avoiding accidents and claims, maintaining good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Spend time shopping around at every policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a review of the data touched on above.

  • Consumers who want increased liability limits will pay around $500 annually to raise from 30/60 bodily injury limits to 250/500 limits
  • It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save around $400 each year
  • Drivers under the age of 20 are charged the highest prices, with premiums being up to $388 per month for full coverage

Rates by Driver Age

Mitsubishi Mirage Insurance Rates by Driver Age
Driver Age Premium
16 $4,658
20 $2,762
30 $1,228
40 $1,190
50 $1,092
60 $1,070

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,328
$500 $1,190
$1,000 $1,060

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,190
50/100 $1,280
100/300 $1,393
250/500 $1,687
100 CSL $1,326
300 CSL $1,574
500 CSL $1,755

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage Insurance Rates for High Risk Drivers
Age Premium
16 $6,610
20 $4,402
30 $2,622
40 $2,586
50 $2,472
60 $2,450

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $82
5-yr Claim Free $76
Paid in Full/EFT $50
Advance Quote $57
Online Quote $83
Total Discounts $493
Rate after discounts $697

Discounts are estimated and may not be available from every company or in every state.

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