Mitsubishi Outlander Sport Insurance Rates
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Michelle Robbins
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UPDATED: May 13, 2024
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The average insurance rates for a Mitsubishi Outlander Sport are $1,094 a year including full coverage. Comprehensive costs approximately $210 each year, collision costs $358, and liability is $390. A liability-only policy costs around $438 a year, with high-risk insurance costing around $2,368. Teens cost the most to insure at $4,204 a year or more.
Average premium for full coverage: $1,094
Policy rates by type of insurance:
Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Outlander Sport models.
Price Range Variability
For an average driver, Mitsubishi Outlander Sport insurance rates go from as low as $438 for the bare minimum liability coverage to a high rate of $2,368 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.
The graphic below illustrates the effect of geographic area on auto insurance prices.
The examples above highlight why all drivers should compare rates quotes using their specific location and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Mitsubishi Outlander Sport insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $640
- Raising to $1,000 deductibles will save $128 every year
- The average rate for a good driver age 40 who chooses $500 deductibles is $1,094
- Selecting low deductibles will increase the cost to $1,344
- Drivers with serious driving violations could pay around $2,368 or more
- Policy cost for full coverage for a 16-year-old driver can cost $4,204
Car insurance rates for a Mitsubishi Outlander Sport also range considerably based on your risk profile, the model of your Outlander Sport, and physical damage deductibles and liability limits.
More mature drivers with no driving violations and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $4,200 a year. View Rates by Age
Your home state also has a big influence on Mitsubishi Outlander Sport insurance prices. A middle-age driver might find rates as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,560 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $990 | -$104 | -9.5% |
| Alaska | $838 | -$256 | -23.4% |
| Arizona | $908 | -$186 | -17.0% |
| Arkansas | $1,094 | -$0 | 0.0% |
| California | $1,248 | $154 | 14.1% |
| Colorado | $1,044 | -$50 | -4.6% |
| Connecticut | $1,124 | $30 | 2.7% |
| Delaware | $1,238 | $144 | 13.2% |
| Florida | $1,366 | $272 | 24.9% |
| Georgia | $1,014 | -$80 | -7.3% |
| Hawaii | $786 | -$308 | -28.2% |
| Idaho | $740 | -$354 | -32.4% |
| Illinois | $816 | -$278 | -25.4% |
| Indiana | $824 | -$270 | -24.7% |
| Iowa | $738 | -$356 | -32.5% |
| Kansas | $1,040 | -$54 | -4.9% |
| Kentucky | $1,494 | $400 | 36.6% |
| Louisiana | $1,618 | $524 | 47.9% |
| Maine | $678 | -$416 | -38.0% |
| Maryland | $904 | -$190 | -17.4% |
| Massachusetts | $872 | -$222 | -20.3% |
| Michigan | $1,898 | $804 | 73.5% |
| Minnesota | $918 | -$176 | -16.1% |
| Mississippi | $1,312 | $218 | 19.9% |
| Missouri | $972 | -$122 | -11.2% |
| Montana | $1,176 | $82 | 7.5% |
| Nebraska | $862 | -$232 | -21.2% |
| Nevada | $1,312 | $218 | 19.9% |
| New Hampshire | $790 | -$304 | -27.8% |
| New Jersey | $1,222 | $128 | 11.7% |
| New Mexico | $968 | -$126 | -11.5% |
| New York | $1,152 | $58 | 5.3% |
| North Carolina | $630 | -$464 | -42.4% |
| North Dakota | $898 | -$196 | -17.9% |
| Ohio | $754 | -$340 | -31.1% |
| Oklahoma | $1,124 | $30 | 2.7% |
| Oregon | $1,002 | -$92 | -8.4% |
| Pennsylvania | $1,042 | -$52 | -4.8% |
| Rhode Island | $1,460 | $366 | 33.5% |
| South Carolina | $992 | -$102 | -9.3% |
| South Dakota | $924 | -$170 | -15.5% |
| Tennessee | $958 | -$136 | -12.4% |
| Texas | $1,318 | $224 | 20.5% |
| Utah | $812 | -$282 | -25.8% |
| Vermont | $750 | -$344 | -31.4% |
| Virginia | $654 | -$440 | -40.2% |
| Washington | $844 | -$250 | -22.9% |
| West Virginia | $1,002 | -$92 | -8.4% |
| Wisconsin | $756 | -$338 | -30.9% |
| Wyoming | $974 | -$120 | -11.0% |

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $380 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,300 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 132% more than the average policy. View High Risk Driver Rates
Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison from multiple companies. Every auto insurance company calculates rates differently, so rate quotes will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Outlander Sport | $270 | $506 | $338 | $1,250 |
| 2023 Mitsubishi Outlander Sport | $260 | $494 | $354 | $1,244 |
| 2022 Mitsubishi Outlander Sport | $250 | $474 | $364 | $1,224 |
| 2021 Mitsubishi Outlander Sport | $238 | $458 | $376 | $1,208 |
| 2020 Mitsubishi Outlander Sport | $228 | $424 | $384 | $1,172 |
| 2018 Mitsubishi Outlander Sport | $210 | $358 | $390 | $1,094 |
| 2017 Mitsubishi Outlander Sport | $196 | $330 | $390 | $1,052 |
Rates are averaged for all Mitsubishi Outlander Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Mitsubishi Outlander Sport Insurance
Finding cheaper rates on insurance for a Mitsubishi Outlander Sport consists of being a good driver, having above-average credit, paying for small claims out-of-pocket, and avoiding coverage lapses. Take the time to compare rates at every other renewal by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The following list is a recap of the concepts that were covered in the above illustrations.
- Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,270 more per year than a safer driver
- Drivers age 16 to 20 pay the highest auto insurance rates, with premiums being up to $350 each month if full coverage is included
- You may be able to save around $130 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles can save around $375 each year
- You may be able to save around $130 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,204 |
| 20 | $2,522 |
| 30 | $1,132 |
| 40 | $1,094 |
| 50 | $1,004 |
| 60 | $984 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,344 |
| $250 | $1,228 |
| $500 | $1,094 |
| $1,000 | $966 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,094 |
| 50/100 | $1,172 |
| 100/300 | $1,270 |
| 250/500 | $1,523 |
| 100 CSL | $1,211 |
| 300 CSL | $1,426 |
| 500 CSL | $1,582 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,974 |
| 20 | $4,020 |
| 30 | $2,412 |
| 40 | $2,368 |
| 50 | $2,262 |
| 60 | $2,240 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $58 |
| Homeowner | $17 |
| 5-yr Accident Free | $76 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $47 |
| Advance Quote | $52 |
| Online Quote | $77 |
| Total Discounts | $454 |
Discounts are estimated and may not be available from every company or in every state.
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