Mitsubishi Outlander Sport Insurance Rates
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UPDATED: May 13, 2024
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The average auto insurance rates for a Mitsubishi Outlander Sport are $1,094 annually for full coverage. Comprehensive insurance costs approximately $210 a year, collision costs $358, and liability insurance is estimated at $390. Buying just liability costs approximately $438 a year, with insurance for high-risk drivers costing $2,368 or more. Teen drivers cost the most to insure at $4,204 a year or more.
Average premium for full coverage: $1,094
Policy rates by type of insurance:
Full coverage includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Outlander Sport trim levels.
Price Range Variability
Using a 40-year-old driver as an example, Mitsubishi Outlander Sport insurance rates go from as cheap as $438 for basic liability insurance to a high of $2,368 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than larger metro areas.
The diagram below illustrates how rural and urban location affects auto insurance prices.
The examples above show why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Mitsubishi Outlander Sport insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $640
- Choosing higher $1,000 deductibles can save $966 a year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,094
- Choosing low $100 deductibles for comp and collision coverage costs an additional $250 a year
- High-risk insureds with multiple violations and an at-fault accident could pay around $2,368 or more
- Policy cost with full coverage for a teen driver can cost $4,204 each year
Insurance rates for a Mitsubishi Outlander Sport also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.
Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $380 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Mitsubishi Outlander Sport insurance rates. A good driver about age 40 could pay as low as $720 a year in states like Iowa, Maine, and Idaho, or as much as $1,560 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $990 | -$104 | -9.5% |
| Alaska | $838 | -$256 | -23.4% |
| Arizona | $908 | -$186 | -17.0% |
| Arkansas | $1,094 | -$0 | 0.0% |
| California | $1,248 | $154 | 14.1% |
| Colorado | $1,044 | -$50 | -4.6% |
| Connecticut | $1,124 | $30 | 2.7% |
| Delaware | $1,238 | $144 | 13.2% |
| Florida | $1,366 | $272 | 24.9% |
| Georgia | $1,014 | -$80 | -7.3% |
| Hawaii | $786 | -$308 | -28.2% |
| Idaho | $740 | -$354 | -32.4% |
| Illinois | $816 | -$278 | -25.4% |
| Indiana | $824 | -$270 | -24.7% |
| Iowa | $738 | -$356 | -32.5% |
| Kansas | $1,040 | -$54 | -4.9% |
| Kentucky | $1,494 | $400 | 36.6% |
| Louisiana | $1,618 | $524 | 47.9% |
| Maine | $678 | -$416 | -38.0% |
| Maryland | $904 | -$190 | -17.4% |
| Massachusetts | $872 | -$222 | -20.3% |
| Michigan | $1,898 | $804 | 73.5% |
| Minnesota | $918 | -$176 | -16.1% |
| Mississippi | $1,312 | $218 | 19.9% |
| Missouri | $972 | -$122 | -11.2% |
| Montana | $1,176 | $82 | 7.5% |
| Nebraska | $862 | -$232 | -21.2% |
| Nevada | $1,312 | $218 | 19.9% |
| New Hampshire | $790 | -$304 | -27.8% |
| New Jersey | $1,222 | $128 | 11.7% |
| New Mexico | $968 | -$126 | -11.5% |
| New York | $1,152 | $58 | 5.3% |
| North Carolina | $630 | -$464 | -42.4% |
| North Dakota | $898 | -$196 | -17.9% |
| Ohio | $754 | -$340 | -31.1% |
| Oklahoma | $1,124 | $30 | 2.7% |
| Oregon | $1,002 | -$92 | -8.4% |
| Pennsylvania | $1,042 | -$52 | -4.8% |
| Rhode Island | $1,460 | $366 | 33.5% |
| South Carolina | $992 | -$102 | -9.3% |
| South Dakota | $924 | -$170 | -15.5% |
| Tennessee | $958 | -$136 | -12.4% |
| Texas | $1,318 | $224 | 20.5% |
| Utah | $812 | -$282 | -25.8% |
| Vermont | $750 | -$344 | -31.4% |
| Virginia | $654 | -$440 | -40.2% |
| Washington | $844 | -$250 | -22.9% |
| West Virginia | $1,002 | -$92 | -8.4% |
| Wisconsin | $756 | -$338 | -30.9% |
| Wyoming | $974 | -$120 | -11.0% |
Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes from as many companies as possible. Each auto insurer uses a different rate calculation, so the rates will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mitsubishi Outlander Sport | $270 | $506 | $338 | $1,250 |
| 2023 Mitsubishi Outlander Sport | $260 | $494 | $354 | $1,244 |
| 2022 Mitsubishi Outlander Sport | $250 | $474 | $364 | $1,224 |
| 2021 Mitsubishi Outlander Sport | $238 | $458 | $376 | $1,208 |
| 2020 Mitsubishi Outlander Sport | $228 | $424 | $384 | $1,172 |
| 2018 Mitsubishi Outlander Sport | $210 | $358 | $390 | $1,094 |
| 2017 Mitsubishi Outlander Sport | $196 | $330 | $390 | $1,052 |
Rates are averaged for all Mitsubishi Outlander Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Mitsubishi Outlander Sport Insurance
Finding cheaper rates on Mitsubishi Outlander Sport insurance takes having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following items are a summary of the data that was raised in the charts and tables above.
- Drivers can save around $130 per year simply by quoting early and online
- Drivers who purchase additional liability coverage will pay about $430 each year to raise limits from a 30/60 limit to higher 250/500 limits
- 16 to 18-year-old drivers are expensive to insure, costing up to $350 each month including comprehensive and collision insurance
- High-risk drivers who have multiple accidents or major violations pay on average $1,270 more per year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,204 |
| 20 | $2,522 |
| 30 | $1,132 |
| 40 | $1,094 |
| 50 | $1,004 |
| 60 | $984 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,344 |
| $250 | $1,228 |
| $500 | $1,094 |
| $1,000 | $966 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,094 |
| 50/100 | $1,172 |
| 100/300 | $1,270 |
| 250/500 | $1,523 |
| 100 CSL | $1,211 |
| 300 CSL | $1,426 |
| 500 CSL | $1,582 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,974 |
| 20 | $4,020 |
| 30 | $2,412 |
| 40 | $2,368 |
| 50 | $2,262 |
| 60 | $2,240 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $58 |
| Homeowner | $17 |
| 5-yr Accident Free | $76 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $47 |
| Advance Quote | $52 |
| Online Quote | $77 |
| Total Discounts | $454 |
Discounts are estimated and may not be available from every company or in every state.
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