Nissan Armada Insurance Rates

U.S. average insurance prices for a Nissan Armada are $1,146 every 12 months with full coverage. Comprehensive insurance costs approximately $240 a year, collision costs $380, and liability coverage costs around $390. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing $2,468 or more. 16-year-old drivers pay the highest rates at $4,330 a year or more.

Average premium for full coverage: $1,146

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Armada trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. Rural locations have more infrequent collision claims than congested cities.

The diagram below illustrates how location helps determine auto insurance prices.

The ranges above demonstrate why it is important to compare prices using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Nissan Armada insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $668
• Using higher $1,000 deductibles will save $1,004 annually
• The average price for the average middle-age driver who chooses $500 deductibles is $1,146
• Buying low $100 deductibles for physical damage coverage costs an extra $270 each year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,468 or more
• The price to insure a teenage driver can cost $4,330 or more

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Insurance prices for a Nissan Armada are also quite variable based on deductibles and policy limits, your driving record, and the model of your Armada.

Opting for high physical damage deductibles could cut prices by as much as $420 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,100 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy can be around 44% to 136% more than the average rate. View High Risk Driver Rates

The state you live in has a huge impact on Nissan Armada insurance rates. A driver around age 40 might see prices as low as $830 a year in states like Utah, Ohio, and New Hampshire, or at least $1,550 on average in New York, Michigan, and Florida.

View Chart as Image

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Nissan Armada Insurance

Getting lower rates on auto insurance requires having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates at least once a year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a brief summary of the primary concepts that were covered in the charts and tables above.

• You may be able to save around $140 per year simply by quoting early and online
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,320 more per year than a driver with a clean driving record
• Increasing physical damage deductibles could save as much as $400 each year
• 16 to 18-year-old drivers are the costliest to insure, costing up to $361 a month if full coverage is included