Nissan Armada Insurance Rates

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UPDATED: May 19, 2024

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The average auto insurance rates for a Nissan Armada are $1,146 annually including full coverage. Comprehensive costs approximately $240, collision costs $380, and liability is estimated at $390. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing around $2,468. Teens cost the most to insure at $4,330 a year or more.

Average premium for full coverage: $1,146

Policy rates by type of insurance:

Comprehensive $240
Collision $380
Liability $390

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all Armada models.

Price Range Variability

For a driver in their 40's, Nissan Armada insurance rates go from as cheap as $438 for your basic liability-only policy to the much higher price of $2,468 for a driver who has had serious violations or accidents.

Liability Only $438
Full Coverage $1,146
High Risk $2,468

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how location helps determine auto insurance prices.

Rural Areas $860
Small Cities $1,203
Large Cities $1,547

The examples above highlight why everyone should get quotes using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Nissan Armada insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $668
  • Choosing higher $1,000 deductibles can save $142 every year
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,146
  • Selecting pricier low deductibles for comp and collision coverage will cost $1,416
  • Unlucky drivers with serious driving violations could pay around $2,468 or more
  • Policy cost with full coverage for a teen driver for full coverage can cost $4,330 each year

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing full coverage Nissan Armada insurance rates range from $668 to $4,330

Insurance rates for a Nissan Armada also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,400 to $1,900 additional every year, depending on your age. Nissan Armada insurance for high-risk drivers ranges as much as 44% to 136% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Nissan Armada insurance prices. A good driver about age 40 could pay as low as $880 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,630 on average in Louisiana, New York, and Michigan.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,036 -$110 -9.6%
Alaska $878 -$268 -23.4%
Arizona $948 -$198 -17.3%
Arkansas $1,146 -$0 0.0%
California $1,304 $158 13.8%
Colorado $1,092 -$54 -4.7%
Connecticut $1,176 $30 2.6%
Delaware $1,294 $148 12.9%
Florida $1,428 $282 24.6%
Georgia $1,058 -$88 -7.7%
Hawaii $822 -$324 -28.3%
Idaho $776 -$370 -32.3%
Illinois $852 -$294 -25.7%
Indiana $862 -$284 -24.8%
Iowa $772 -$374 -32.6%
Kansas $1,088 -$58 -5.1%
Kentucky $1,562 $416 36.3%
Louisiana $1,694 $548 47.8%
Maine $708 -$438 -38.2%
Maryland $946 -$200 -17.5%
Massachusetts $914 -$232 -20.2%
Michigan $1,988 $842 73.5%
Minnesota $960 -$186 -16.2%
Mississippi $1,370 $224 19.5%
Missouri $1,016 -$130 -11.3%
Montana $1,228 $82 7.2%
Nebraska $902 -$244 -21.3%
Nevada $1,372 $226 19.7%
New Hampshire $826 -$320 -27.9%
New Jersey $1,280 $134 11.7%
New Mexico $1,012 -$134 -11.7%
New York $1,206 $60 5.2%
North Carolina $660 -$486 -42.4%
North Dakota $938 -$208 -18.2%
Ohio $790 -$356 -31.1%
Oklahoma $1,176 $30 2.6%
Oregon $1,050 -$96 -8.4%
Pennsylvania $1,090 -$56 -4.9%
Rhode Island $1,526 $380 33.2%
South Carolina $1,038 -$108 -9.4%
South Dakota $966 -$180 -15.7%
Tennessee $1,002 -$144 -12.6%
Texas $1,380 $234 20.4%
Utah $846 -$300 -26.2%
Vermont $784 -$362 -31.6%
Virginia $686 -$460 -40.1%
Washington $884 -$262 -22.9%
West Virginia $1,050 -$96 -8.4%
Wisconsin $790 -$356 -31.1%
Wyoming $1,018 -$128 -11.2%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see which company has the best rate. Each auto insurer calculates rates differently, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,114 $93
Nissan Armada SE 4WD $1,146 $96
Nissan Armada Titanium 2WD $1,146 $96
Nissan Armada Titanium 4WD $1,146 $96
Nissan Armada Platinum 2WD $1,174 $98
Nissan Armada Platinum 4WD $1,206 $101

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Armada $306 $536 $338 $1,316
2023 Nissan Armada $296 $524 $354 $1,310
2022 Nissan Armada $286 $502 $364 $1,288
2021 Nissan Armada $270 $484 $376 $1,266
2020 Nissan Armada $260 $450 $384 $1,230
2019 Nissan Armada $250 $424 $388 $1,198
2018 Nissan Armada $240 $380 $390 $1,146
2017 Nissan Armada $224 $350 $390 $1,100
2012 Nissan Armada $176 $236 $402 $950
2011 Nissan Armada $166 $214 $402 $918
2007 Nissan Armada $142 $170 $380 $828
2006 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Nissan Armada Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest time comparing rates every other policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a brief summary of the ideas that were covered in the charts and tables above.

  • Drivers under the age of 20 are the costliest to insure, with premiums being up to $361 each month if they have full coverage
  • Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,320 more per year to insure a Nissan Armada
  • Increasing comprehensive and collision deductibles could save up to $400 each year
  • You may be able to save around $140 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,330
20 $2,620
30 $1,186
40 $1,146
50 $1,046
60 $1,026

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,416
$250 $1,290
$500 $1,146
$1,000 $1,004

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,146
50/100 $1,284
100/300 $1,382
250/500 $1,635
100 CSL $1,323
300 CSL $1,538
500 CSL $1,694

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,162
20 $4,174
30 $2,516
40 $2,468
50 $2,356
60 $2,332

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $157

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $60
Homeowner $18
5-yr Accident Free $80
5-yr Claim Free $74
Paid in Full/EFT $49
Advance Quote $55
Online Quote $81
Total Discounts $478
Rate after discounts $668

Discounts are estimated and may not be available from every company or in every state.

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