Nissan Armada Insurance Rates

The average insurance prices for a Nissan Armada are $1,146 every 12 months with full coverage. Comprehensive costs approximately $240, collision costs $380, and liability insurance costs $390. A liability-only policy costs as little as $438 a year, with high-risk insurance costing around $2,468. Teenage drivers cost the most to insure at $4,330 a year or more.

Average premium for full coverage: $1,146

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Rural locations are shown to have more infrequent collision claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Nissan Armada insurance rates for additional coverage and risk scenarios.

• The best discount rate is $668
• Drivers who choose higher $1,000 deductibles will pay $142 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,146
• Using more expensive low deductibles for comprehensive and collision insurance increases the price to $1,416
• High risk drivers who are prone to accidents and violations could pay around $2,468 or more
• Policy cost to insure a teen driver with full coverage can cost $4,330 a year

View Chart as Image

Car insurance rates for a Nissan Armada also range considerably based on liability limits and deductibles, your driving record, and the model of your Armada.

Using high physical damage deductibles could save up to $420 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 136% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Nissan Armada insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,550 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Nissan Armada Insurance

Finding cheaper rates on Nissan Armada insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, not filing small claims, and avoiding coverage lapses. Invest the time to shop around every couple of years by getting rate quotes from direct companies, and also from insurance agencies where you live.

The list below is a brief recap of the material that was illustrated above.

• Drivers who purchase higher liability limits will pay an extra $430 every year to go from a 30/60 limit to a 250/500 level
• Teenagers pay the highest auto insurance rates, as much as $361 each month if the policy includes full coverage
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,320 more per year for car insurance
• Increasing comprehensive and collision deductibles could save as much as $400 each year