Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,146 a year for full coverage. Comprehensive costs approximately $240 each year, collision costs $380, and liability costs around $390. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing around $2,468. Teens cost the most to insure at $4,330 a year or more.

Average premium for full coverage: $1,146

Policy rates by type of insurance:

Estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and Armada models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on auto insurance prices.

The examples above show why all drivers should compare prices using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Nissan Armada insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $668
• Using higher $1,000 deductibles will save $142 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,146
• Selecting low deductibles for physical damage coverage bumps up the cost to $1,416
• Drivers with serious driving violations could pay around $2,468 or more
• Policy cost that insures a teen driver can cost $4,330 or more

View Chart as Image

Insurance rates for a Nissan Armada also range considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 136% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,300 a year. View Rates by Age

Your home state has a huge impact on Nissan Armada insurance prices. A driver around age 40 might see rates as low as $760 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,630 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $420 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see which company has the best rate. Each insurance company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan Armada Insurance

Finding cheaper rates on car insurance requires being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Compare rates every other policy renewal by getting quotes from direct carriers, and also from insurance agencies where you live.

Below is a review of the ideas that were covered in the above illustrations.

• Teenage drivers are expensive to insure, costing up to $361 each month if full coverage is included
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,320 more per year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Drivers can save around $140 per year simply by quoting online in advance