Nissan Armada Insurance Rates

The average auto insurance rates for a Nissan Armada are $1,198 annually including full coverage. Comprehensive costs around $250, collision insurance costs $424, and liability coverage is estimated at $388. Liability-only coverage costs approximately $434 a year, and high-risk coverage costs around $2,584. 16-year-old drivers cost the most to insure at up to $4,498 a year.

Average premium for full coverage: $1,198

Policy rates for type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Armada models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than congested cities. The example below illustrates how geographic area affects auto insurance rates.

The examples above highlight why everyone should get quotes for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Nissan Armada insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $694
• Choosing higher $1,000 deductibles can save about $154 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,198
• Buying pricier low deductibles for comp and collision coverage will cost $1,492
• Drivers with multiple tickets or accidents could pay at least $2,584
• Policy cost with full coverage for a teenage driver for full coverage can be $4,498 each year

View Chart as Image

Insurance rates for a Nissan Armada also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,400 to $2,000 additional every year, depending on your age. Nissan Armada insurance for high-risk drivers ranges around 44% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $450 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $349 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Nissan Armada insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Nissan Armada Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to compare rates at every other renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a review of the concepts that were presented in the illustrations above.

• Drivers who have several accidents or serious violations may pay on average $1,390 more every year than a driver with a clean driving record
• 16 to 18-year-old drivers are charged the highest rates, with premiums being up to $375 each month if they have full coverage
• You may be able to save up to $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $450 each year
• You may be able to save up to $140 per year just by quoting online well ahead of the renewal date