Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,146 a year with full coverage. Comprehensive insurance costs around $240 each year, collision costs $380, and liability is estimated at $390. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing $2,468 or more. Teens cost the most to insure at $4,330 a year or more.

Average premium for full coverage: $1,146

Policy rates for type of insurance:

Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Armada models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above demonstrate why all drivers should get quotes for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Nissan Armada insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $668
• Choosing higher $1,000 deductibles can save about $142 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,146
• Selecting low deductibles for comp and collision coverage will cost an extra $270 every year
• Unlucky drivers with serious driving violations could pay at least $2,468 or more
• Policy cost for full coverage for a teen driver can be $4,330 each year

View Chart as Image

Insurance rates for a Nissan Armada also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $4,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Armada insurance prices. A good driver about age 40 could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,550 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 136% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to do a rate comparison and see which company has the best rate. Each auto insurer calculates rates differently, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Armada Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having a good credit history, not filing small claims, and taking advantage of discounts. Take the time to compare rates at least once a year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below is a condensed summary of the primary concepts that were covered in the above illustrations.

• You may be able to save up to $140 per year simply by quoting online in advance
• Higher risk drivers with multiple at-fault accidents pay an average of $1,320 more every year for auto insurance
• Increasing comprehensive and collision deductibles can save around $400 each year
• Teenage drivers are charged the highest rates, as much as $361 each month including comprehensive and collision insurance