Nissan Armada Insurance Rates

The average auto insurance rates for a Nissan Armada are $1,146 annually including full coverage. Comprehensive insurance costs on average $240 a year, collision insurance costs $380, and liability coverage costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $2,468 or more. Teen drivers cost the most to insure at up to $4,330 a year.

Average premium for full coverage: $1,146

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Armada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than larger metro areas. The diagram below illustrates how your location can change car insurance rates.

The examples above highlight why it is important to compare prices based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Nissan Armada insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $668
• Using higher $1,000 deductibles will save around $1,004 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,146
• Choosing low $100 deductibles for physical damage coverage costs an additional $270 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,468
• Policy cost with full coverage for a teenage driver may cost $4,330 or more

View Chart as Image

Insurance rates for a Nissan Armada also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can be around 44% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $420 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Nissan Armada insurance rates. A driver around age 40 might see rates as low as $880 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,630 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Nissan Armada Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, having a good credit history, paying for small claims out-of-pocket, and determing if full coverage is necessary. Invest the time to shop around every time your policy renews by getting price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief review of the information illustrated above.

• You may be able to save as much as $140 per year just by quoting early and online
• 16 to 18-year-old drivers pay the highest rates, with premiums being up to $361 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles could save up to $400 each year
• Drivers with DUI or reckless driving convictions pay on average $1,320 more each year than a driver with a clean driving record
• Consumers who require additional liability coverage will pay about $430 per year to increase from a 30/60 limit to higher 250/500 limits