Nissan Armada Insurance Rates

The average insurance rates for a Nissan Armada are $1,146 a year for full coverage insurance. Comprehensive costs an estimated $240 each year, collision costs $380, and liability is $390. Liability-only insurance costs around $438 a year, with high-risk driver insurance costing around $2,468. 16-year-old drivers cost the most to insure at $4,330 a year or more.

Average premium for full coverage: $1,146

Policy rates broken down by type of insurance:

These estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Armada models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than congested cities.

The graphic below illustrates how your location can change insurance prices.

The examples above illustrate why all drivers should compare rates quotes for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Nissan Armada insurance rates for other coverage scenarios.

• The best full coverage rate is $668
• Raising to $1,000 deductibles will save approximately $142 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,146
• Buying low deductibles will increase the cost to $1,416
• Drivers with multiple tickets or accidents could pay up to $2,468 or more
• Policy cost for full coverage for a 16-year-old driver can cost as much as $4,330

View Chart as Image

Auto insurance rates for a Nissan Armada also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay at least $4,300 a year. View Rates by Age

Your home state also has a big influence on Nissan Armada insurance prices. A middle-age driver might find rates as low as $750 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,550 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $420 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,400 to $1,900 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 136% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to do a rate comparison from multiple companies. Every auto insurance company utilizes a different rate formula, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Armada Insurance

Finding cheaper rates on insurance for a Nissan Armada consists of being a low-risk driver, having good credit, being claim-free, and qualifying for all possible discounts. Invest the time to shop around every couple of years by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a brief summary of the material that was illustrated above.

• Insureds who want more liability coverage will pay around $430 annually to raise from a 30/60 limit to 250/500 limits
• Teen drivers are the costliest to insure, possibly costing $361 each month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,320 more annually to insure their Armada
• Increasing comprehensive and collision deductibles can save around $400 each year