Nissan Cube Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 8, 2023

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The average insurance rates for a Nissan Cube are $984 a year including full coverage. Comprehensive costs on average $156, collision insurance costs $196, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $2,116. 16-year-old drivers cost the most to insure at up to $3,990 a year.

Average premium for full coverage: $984

Policy rates by type of insurance:

Comprehensive $156
Collision $196
Liability $474

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Cube models.

Price Range Variability

Using a middle-aged driver as an example, Nissan Cube insurance rates range from as low as $522 for just liability insurance to the much higher price of $2,116 for a high-risk insurance policy.

Liability Only $522
Full Coverage $984
High Risk $2,116

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than congested cities. The example below illustrates how where you live affects car insurance rates.

Rural Areas $738
Small Cities $1,033
Large Cities $1,328

The examples above highlight why everyone should get quotes based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Nissan Cube insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $599
  • Choosing higher $1,000 deductibles can save around $80 every year
  • The average rate for a good driver age 40 with $500 deductibles is $984
  • Buying pricier low deductibles for comp and collision coverage will increase the cost to $1,134
  • Unlucky drivers with multiple tickets or accidents could pay upwards of $2,116
  • Policy cost for full coverage for a teen driver for full coverage may cost $3,990 each year

View Chart as Image

Nissan Cube insurance cost comparison chart
Column chart showing Nissan Cube insurance rates range from $599 to $3,990 for full coverage

Insurance rates for a Nissan Cube also range considerably based on your risk profile, the model of your Cube, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $3,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Cube insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,400 on average in Michigan, New York, and Louisiana.

Nissan Cube Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $890 -$94 -9.6%
Alaska $752 -$232 -23.6%
Arizona $816 -$168 -17.1%
Arkansas $984 -$0 0.0%
California $1,120 $136 13.8%
Colorado $940 -$44 -4.5%
Connecticut $1,012 $28 2.8%
Delaware $1,114 $130 13.2%
Florida $1,232 $248 25.2%
Georgia $908 -$76 -7.7%
Hawaii $708 -$276 -28.0%
Idaho $666 -$318 -32.3%
Illinois $732 -$252 -25.6%
Indiana $738 -$246 -25.0%
Iowa $662 -$322 -32.7%
Kansas $936 -$48 -4.9%
Kentucky $1,342 $358 36.4%
Louisiana $1,454 $470 47.8%
Maine $608 -$376 -38.2%
Maryland $810 -$174 -17.7%
Massachusetts $788 -$196 -19.9%
Michigan $1,710 $726 73.8%
Minnesota $822 -$162 -16.5%
Mississippi $1,178 $194 19.7%
Missouri $872 -$112 -11.4%
Montana $1,056 $72 7.3%
Nebraska $774 -$210 -21.3%
Nevada $1,180 $196 19.9%
New Hampshire $708 -$276 -28.0%
New Jersey $1,100 $116 11.8%
New Mexico $872 -$112 -11.4%
New York $1,036 $52 5.3%
North Carolina $568 -$416 -42.3%
North Dakota $804 -$180 -18.3%
Ohio $680 -$304 -30.9%
Oklahoma $1,012 $28 2.8%
Oregon $900 -$84 -8.5%
Pennsylvania $940 -$44 -4.5%
Rhode Island $1,310 $326 33.1%
South Carolina $890 -$94 -9.6%
South Dakota $830 -$154 -15.7%
Tennessee $862 -$122 -12.4%
Texas $1,184 $200 20.3%
Utah $728 -$256 -26.0%
Vermont $674 -$310 -31.5%
Virginia $588 -$396 -40.2%
Washington $762 -$222 -22.6%
West Virginia $900 -$84 -8.5%
Wisconsin $682 -$302 -30.7%
Wyoming $876 -$108 -11.0%

View Chart as Image

Nissan Cube insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $230 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,700 extra every year, depending on your age. Nissan Cube insurance for high-risk drivers ranges as much as 43% to 136% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Nissan Cube Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Cube 2WD $942 $79
Nissan Cube S 2WD $964 $80
Nissan Cube SL 2WD $990 $83
Nissan Cube Krom 2WD $1,044 $87

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Cube Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Nissan Cube $184 $254 $474 $1,070
2010 Nissan Cube $166 $214 $478 $1,016
2009 Nissan Cube $156 $196 $474 $984

Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Nissan Cube Insurance

Finding cheaper rates on car insurance takes having a decent driving record, maintaining good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Take the time to comparison shop at least every other year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a review of the car insurance concepts touched on in the above illustrations.

  • Higher risk drivers who have several accidents or serious violations may pay on average $1,130 more each year than a driver with a clean driving record
  • You may be able to save as much as $110 per year just by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles can save around $225 each year
  • Policyholders who require additional liability coverage will pay around $520 per year to raise limits from a 30/60 limit to 250/500 limits

Rates by Driver Age

Nissan Cube Insurance Rates by Driver Age
Driver Age Premium
16 $3,990
20 $2,246
30 $998
40 $984
50 $902
60 $884

Full coverage, $500 deductibles

Rates by Deductible

Nissan Cube Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,134
$250 $1,066
$500 $984
$1,000 $904

Full coverage, driver age 40

Rates by Liability Limit

Nissan Cube Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $984
50/100 $1,139
100/300 $1,257
250/500 $1,565
100 CSL $1,186
300 CSL $1,447
500 CSL $1,637

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Cube Insurance Rates for High Risk Drivers
Age Premium
16 $5,612
20 $3,582
30 $2,128
40 $2,116
50 $2,024
60 $2,002

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $131

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $59
5-yr Claim Free $61
Paid in Full/EFT $35
Advance Quote $43
Online Quote $66
Total Discounts $385
Rate after discounts $599

Discounts are estimated and may not be available from every company or in every state.

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