Nissan Cube Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 8, 2023

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The average insurance rates for a Nissan Cube are $956 a year with full coverage. Comprehensive insurance costs an estimated $146, collision costs $178, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,054 or more. Teen drivers cost the most to insure at $3,904 a year or more.

Average premium for full coverage: $956

Policy rates broken down by type of insurance:

Comprehensive $146
Collision $178
Liability $474

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for all Cube models.

Price Range Variability

For an average driver, Nissan Cube insurance rates go from the low end price of $522 for just the minimum liability insurance to the much higher price of $2,054 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $956
High Risk $2,054

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. More rural locations are shown to have lower incidents of collision claims than larger metro areas.

The example below illustrates the effect of geographic area on insurance prices.

Rural Areas $717
Small Cities $1,004
Large Cities $1,291

The examples above demonstrate why everyone should compare rates for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details estimated Nissan Cube insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $586
  • Drivers who choose higher $1,000 deductibles will pay approximately $74 annually
  • The estimated price for a good driver age 40 who has $500 deductibles is $956
  • Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $140 a year
  • High risk drivers with multiple violations and an at-fault accident could pay up to $2,054 or more
  • Policy cost that insures a teen driver for full coverage can cost as much as $3,904 a year

View Chart as Image

Nissan Cube insurance cost comparison chart
Column chart showing full coverage Nissan Cube insurance prices range from $586 to $3,904

Insurance rates for a Nissan Cube also range considerably based on the model of your Cube, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,100 to $1,600 additional every year, depending on your age. Nissan Cube insurance for high-risk drivers can cost anywhere from 41% to 128% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $3,900 a year. View Rates by Age

Your home state makes a big difference in Nissan Cube insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,290 on average in New York, Michigan, and Florida.

Nissan Cube Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $866 -$90 -9.4%
Alaska $732 -$224 -23.4%
Arizona $794 -$162 -16.9%
Arkansas $956 -$0 0.0%
California $1,090 $134 14.0%
Colorado $914 -$42 -4.4%
Connecticut $984 $28 2.9%
Delaware $1,084 $128 13.4%
Florida $1,196 $240 25.1%
Georgia $880 -$76 -7.9%
Hawaii $686 -$270 -28.2%
Idaho $644 -$312 -32.6%
Illinois $710 -$246 -25.7%
Indiana $718 -$238 -24.9%
Iowa $644 -$312 -32.6%
Kansas $910 -$46 -4.8%
Kentucky $1,306 $350 36.6%
Louisiana $1,414 $458 47.9%
Maine $590 -$366 -38.3%
Maryland $788 -$168 -17.6%
Massachusetts $764 -$192 -20.1%
Michigan $1,662 $706 73.8%
Minnesota $800 -$156 -16.3%
Mississippi $1,144 $188 19.7%
Missouri $848 -$108 -11.3%
Montana $1,026 $70 7.3%
Nebraska $752 -$204 -21.3%
Nevada $1,148 $192 20.1%
New Hampshire $688 -$268 -28.0%
New Jersey $1,070 $114 11.9%
New Mexico $848 -$108 -11.3%
New York $1,008 $52 5.4%
North Carolina $550 -$406 -42.5%
North Dakota $784 -$172 -18.0%
Ohio $660 -$296 -31.0%
Oklahoma $982 $26 2.7%
Oregon $876 -$80 -8.4%
Pennsylvania $914 -$42 -4.4%
Rhode Island $1,274 $318 33.3%
South Carolina $866 -$90 -9.4%
South Dakota $808 -$148 -15.5%
Tennessee $838 -$118 -12.3%
Texas $1,152 $196 20.5%
Utah $708 -$248 -25.9%
Vermont $656 -$300 -31.4%
Virginia $572 -$384 -40.2%
Washington $740 -$216 -22.6%
West Virginia $876 -$80 -8.4%
Wisconsin $664 -$292 -30.5%
Wyoming $852 -$104 -10.9%

View Chart as Image

Nissan Cube insurance rates by U.S. city

Choosing high deductibles could save up to $220 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Every company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Nissan Cube Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Cube 2WD $918 $77
Nissan Cube S 2WD $938 $78
Nissan Cube SL 2WD $962 $80
Nissan Cube Krom 2WD $1,012 $84

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Cube Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Nissan Cube $172 $236 $474 $1,040
2010 Nissan Cube $156 $196 $474 $984
2009 Nissan Cube $146 $178 $474 $956

Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Nissan Cube Insurance

Finding cheaper rates on Nissan Cube insurance not only requires avoiding accidents and violations, but also having a good credit score, not filing small claims, and maximizing policy discounts. Shop around every other policy renewal by requesting quotes from direct companies, and also from insurance agencies where you live.

The list below is a review of the ideas that were covered in the above illustrations.

  • Teenagers are expensive to insure, as much as $325 each month if comprehensive and collision insurance is included
  • High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,100 more annually for car insurance
  • Increasing comprehensive and collision deductibles can save approximately $225 each year
  • You may be able to save approximately $110 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Nissan Cube Insurance Rates by Driver Age
Driver Age Premium
16 $3,904
20 $2,184
30 $968
40 $956
50 $878
60 $858

Full coverage, $500 deductibles

Rates by Deductible

Nissan Cube Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,096
$250 $1,034
$500 $956
$1,000 $882

Full coverage, driver age 40

Rates by Liability Limit

Nissan Cube Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $956
50/100 $1,107
100/300 $1,225
250/500 $1,533
100 CSL $1,154
300 CSL $1,415
500 CSL $1,605

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Cube Insurance Rates for High Risk Drivers
Age Premium
16 $5,488
20 $3,482
30 $2,066
40 $2,054
50 $1,966
60 $1,944

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $127

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $56
5-yr Claim Free $59
Paid in Full/EFT $33
Advance Quote $41
Online Quote $64
Total Discounts $370
Rate after discounts $586

Discounts are estimated and may not be available from every company or in every state.

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