Nissan Cube Insurance Rates
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UPDATED: Jun 8, 2023
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Average insurance prices for a Nissan Cube are $956 every 12 months for full coverage. Comprehensive insurance costs approximately $146 each year, collision costs $178, and liability is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,054 or more. Teen drivers receive the highest rates at $3,904 a year or more.
Average premium for full coverage: $956
Rate estimates by individual coverage type:
Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Cube models.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from the cheapest price of $522 for your basic liability-only policy to a high rate of $2,054 for a driver required to buy high-risk insurance.
Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Rural locations tend to have more infrequent accident claims than larger metro areas.
The graphic below illustrates the difference between rural and urban areas on auto insurance prices.
These examples show why all drivers should get quotes using their specific location and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Nissan Cube insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $586
- Choosing higher $1,000 deductibles can save $74 a year
- The average price for a 40-year-old driver who chooses $500 deductibles is $956
- Choosing low deductibles for comp and collision coverage costs an extra $140 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay around $2,054 or more
- The cost to insure a teen driver can cost $3,904 each year
Auto insurance rates for a Nissan Cube can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your Cube.
Choosing high deductibles can save as much as $220 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles may pay as little as $900 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay in the ballpark of $3,900 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,100 to $1,600 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges as much as 41% to 128% more than average. View High Risk Driver Rates
Where you live plays a big part in determining prices for Nissan Cube insurance prices. A good driver about age 40 could pay as low as $630 a year in states like Iowa, Maine, and Idaho, or as much as $1,370 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $866 | -$90 | -9.4% |
| Alaska | $732 | -$224 | -23.4% |
| Arizona | $794 | -$162 | -16.9% |
| Arkansas | $956 | -$0 | 0.0% |
| California | $1,090 | $134 | 14.0% |
| Colorado | $914 | -$42 | -4.4% |
| Connecticut | $984 | $28 | 2.9% |
| Delaware | $1,084 | $128 | 13.4% |
| Florida | $1,196 | $240 | 25.1% |
| Georgia | $880 | -$76 | -7.9% |
| Hawaii | $686 | -$270 | -28.2% |
| Idaho | $644 | -$312 | -32.6% |
| Illinois | $710 | -$246 | -25.7% |
| Indiana | $718 | -$238 | -24.9% |
| Iowa | $644 | -$312 | -32.6% |
| Kansas | $910 | -$46 | -4.8% |
| Kentucky | $1,306 | $350 | 36.6% |
| Louisiana | $1,414 | $458 | 47.9% |
| Maine | $590 | -$366 | -38.3% |
| Maryland | $788 | -$168 | -17.6% |
| Massachusetts | $764 | -$192 | -20.1% |
| Michigan | $1,662 | $706 | 73.8% |
| Minnesota | $800 | -$156 | -16.3% |
| Mississippi | $1,144 | $188 | 19.7% |
| Missouri | $848 | -$108 | -11.3% |
| Montana | $1,026 | $70 | 7.3% |
| Nebraska | $752 | -$204 | -21.3% |
| Nevada | $1,148 | $192 | 20.1% |
| New Hampshire | $688 | -$268 | -28.0% |
| New Jersey | $1,070 | $114 | 11.9% |
| New Mexico | $848 | -$108 | -11.3% |
| New York | $1,008 | $52 | 5.4% |
| North Carolina | $550 | -$406 | -42.5% |
| North Dakota | $784 | -$172 | -18.0% |
| Ohio | $660 | -$296 | -31.0% |
| Oklahoma | $982 | $26 | 2.7% |
| Oregon | $876 | -$80 | -8.4% |
| Pennsylvania | $914 | -$42 | -4.4% |
| Rhode Island | $1,274 | $318 | 33.3% |
| South Carolina | $866 | -$90 | -9.4% |
| South Dakota | $808 | -$148 | -15.5% |
| Tennessee | $838 | -$118 | -12.3% |
| Texas | $1,152 | $196 | 20.5% |
| Utah | $708 | -$248 | -25.9% |
| Vermont | $656 | -$300 | -31.4% |
| Virginia | $572 | -$384 | -40.2% |
| Washington | $740 | -$216 | -22.6% |
| West Virginia | $876 | -$80 | -8.4% |
| Wisconsin | $664 | -$292 | -30.5% |
| Wyoming | $852 | -$104 | -10.9% |
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different rate calculation, and quoted rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $918 | $77 |
| Nissan Cube S 2WD | $938 | $78 |
| Nissan Cube SL 2WD | $962 | $80 |
| Nissan Cube Krom 2WD | $1,012 | $84 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2010 Nissan Cube | $156 | $196 | $474 | $984 |
| 2009 Nissan Cube | $146 | $178 | $474 | $956 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Nissan Cube Insurance
Saving money on car insurance takes being safe and accident-free, having a good credit score, eliminating unneeded coverage, and not having any coverage lapses. Set aside time to compare rates at every policy renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a summary of the data covered above.
- Policyholders who purchase more liability protection will pay about $520 each year to raise limits from a minimum limit to a 250/500 level
- Drivers can save around $110 per year simply by quoting online in advance
- Increasing deductibles could save as much as $225 each year
- Youthful drivers have the highest car insurance rates, costing as high as $325 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,904 |
| 20 | $2,184 |
| 30 | $968 |
| 40 | $956 |
| 50 | $878 |
| 60 | $858 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,096 |
| $250 | $1,034 |
| $500 | $956 |
| $1,000 | $882 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $956 |
| 50/100 | $1,107 |
| 100/300 | $1,225 |
| 250/500 | $1,533 |
| 100 CSL | $1,154 |
| 300 CSL | $1,415 |
| 500 CSL | $1,605 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,488 |
| 20 | $3,482 |
| 30 | $2,066 |
| 40 | $2,054 |
| 50 | $1,966 |
| 60 | $1,944 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $52 |
| Homeowner | $17 |
| 5-yr Accident Free | $56 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $33 |
| Advance Quote | $41 |
| Online Quote | $64 |
| Total Discounts | $370 |
Discounts are estimated and may not be available from every company or in every state.
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