Nissan Cube Insurance Rates
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UPDATED: Apr 9, 2024
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Estimated auto insurance rates for a Nissan Cube are $1,070 annually for full coverage. Comprehensive insurance costs around $184, collision costs $254, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,306 or more. Teens pay the most at $4,260 a year or more.
Average premium for full coverage: $1,070
Premium estimates for type of coverage:
Rate estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all states and for all Cube models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Nissan Cube go from as cheap as $522 for just liability insurance to the much higher price of $2,306 for a policy for a high-risk driver.
Insurance Price Range by Location
Your location has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than cities with more traffic congestion.
The example below illustrates the effect of geographic area on auto insurance rates.
These rate differences show why everyone should compare rates for a specific zip code and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Nissan Cube insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $643
- Drivers who choose higher $1,000 deductibles will pay about $100 a year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,070
- Selecting pricier low deductibles for comprehensive and collision insurance costs an additional $192 each year
- High-risk insureds with serious driving violations could pay at least $2,306 or more
- An auto insurance policy with full coverage for a teenage driver for full coverage can be $4,260 a year
Auto insurance prices for a Nissan Cube also have a wide range based on the model of your Cube, your driver profile, and deductibles and policy limits.
A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $4,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying at least $1,300 to $1,800 in extra premium annually, depending on your age. Nissan Cube insurance for high-risk drivers can cost around 42% to 135% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $300 a year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Nissan Cube insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,530 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $968 | -$102 | -9.5% |
| Alaska | $822 | -$248 | -23.2% |
| Arizona | $890 | -$180 | -16.8% |
| Arkansas | $1,070 | -$0 | 0.0% |
| California | $1,220 | $150 | 14.0% |
| Colorado | $1,024 | -$46 | -4.3% |
| Connecticut | $1,102 | $32 | 3.0% |
| Delaware | $1,212 | $142 | 13.3% |
| Florida | $1,340 | $270 | 25.2% |
| Georgia | $988 | -$82 | -7.7% |
| Hawaii | $768 | -$302 | -28.2% |
| Idaho | $724 | -$346 | -32.3% |
| Illinois | $798 | -$272 | -25.4% |
| Indiana | $806 | -$264 | -24.7% |
| Iowa | $722 | -$348 | -32.5% |
| Kansas | $1,020 | -$50 | -4.7% |
| Kentucky | $1,462 | $392 | 36.6% |
| Louisiana | $1,586 | $516 | 48.2% |
| Maine | $662 | -$408 | -38.1% |
| Maryland | $882 | -$188 | -17.6% |
| Massachusetts | $858 | -$212 | -19.8% |
| Michigan | $1,860 | $790 | 73.8% |
| Minnesota | $896 | -$174 | -16.3% |
| Mississippi | $1,284 | $214 | 20.0% |
| Missouri | $950 | -$120 | -11.2% |
| Montana | $1,150 | $80 | 7.5% |
| Nebraska | $844 | -$226 | -21.1% |
| Nevada | $1,286 | $216 | 20.2% |
| New Hampshire | $772 | -$298 | -27.9% |
| New Jersey | $1,196 | $126 | 11.8% |
| New Mexico | $950 | -$120 | -11.2% |
| New York | $1,128 | $58 | 5.4% |
| North Carolina | $616 | -$454 | -42.4% |
| North Dakota | $878 | -$192 | -17.9% |
| Ohio | $740 | -$330 | -30.8% |
| Oklahoma | $1,102 | $32 | 3.0% |
| Oregon | $982 | -$88 | -8.2% |
| Pennsylvania | $1,022 | -$48 | -4.5% |
| Rhode Island | $1,428 | $358 | 33.5% |
| South Carolina | $970 | -$100 | -9.3% |
| South Dakota | $904 | -$166 | -15.5% |
| Tennessee | $938 | -$132 | -12.3% |
| Texas | $1,290 | $220 | 20.6% |
| Utah | $792 | -$278 | -26.0% |
| Vermont | $734 | -$336 | -31.4% |
| Virginia | $640 | -$430 | -40.2% |
| Washington | $828 | -$242 | -22.6% |
| West Virginia | $982 | -$88 | -8.2% |
| Wisconsin | $742 | -$328 | -30.7% |
| Wyoming | $954 | -$116 | -10.8% |
With such a large range in prices, the only way to know your exact price is to regularly compare prices and see how they stack up. Every company calculates prices differently, and quoted prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $1,020 | $85 |
| Nissan Cube S 2WD | $1,046 | $87 |
| Nissan Cube SL 2WD | $1,080 | $90 |
| Nissan Cube Krom 2WD | $1,148 | $96 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $190 | $272 | $464 | $1,084 |
| 2013 Nissan Cube | $184 | $254 | $474 | $1,070 |
| 2012 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2011 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2010 Nissan Cube | $156 | $196 | $474 | $984 |
| 2009 Nissan Cube | $146 | $178 | $474 | $956 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Nissan Cube Insurance
Finding better rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates every year by requesting quotes from direct carriers, and also from local independent and exclusive agents.
The items below are a brief recap of the coverage data covered in the above illustrations.
- Drivers can save up to $120 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $300 each year
- Teen drivers are expensive to insure, as much as $355 per month if full coverage is included
- Drivers who tend to receive serious violations pay an average of $1,240 more every year to insure their Cube
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,260 |
| 20 | $2,448 |
| 30 | $1,094 |
| 40 | $1,070 |
| 50 | $982 |
| 60 | $962 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,262 |
| $250 | $1,176 |
| $500 | $1,070 |
| $1,000 | $970 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,070 |
| 50/100 | $1,243 |
| 100/300 | $1,361 |
| 250/500 | $1,669 |
| 100 CSL | $1,290 |
| 300 CSL | $1,551 |
| 500 CSL | $1,741 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,016 |
| 20 | $3,904 |
| 30 | $2,330 |
| 40 | $2,306 |
| 50 | $2,204 |
| 60 | $2,182 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $73 |
| Total Discounts | $427 |
Discounts are estimated and may not be available from every company or in every state.
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