Nissan Cube Insurance Rates

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UPDATED: Apr 9, 2024

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U.S. average insurance rates for a Nissan Cube are $1,040 a year including full coverage. Comprehensive costs an estimated $172 each year, collision insurance costs $236, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $2,240. Teenage drivers pay the highest rates at up to $4,170 a year.

Average premium for full coverage: $1,040

Price estimates broken down by individual coverage:

Comprehensive $172
Collision $236
Liability $474

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Cube models.

Price Range from Low to High

For the normal driver, Nissan Cube insurance prices range from as low as $522 for just the minimum liability insurance to a high rate of $2,240 for a driver that may need high-risk insurance.

Liability Only $522
Full Coverage $1,040
High Risk $2,240

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how geographic area affects insurance prices.

Rural Areas $780
Small Cities $1,092
Large Cities $1,404

The ranges above highlight why all drivers should get quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Nissan Cube insurance rates for other coverage scenarios.

  • The best discount rate is $629
  • Choosing higher $1,000 deductibles can save approximately $94 every year
  • The average rate for the average middle-age driver who has $500 deductibles is $1,040
  • Using low deductibles for comp and collision coverage will increase the cost to $1,216
  • Drivers who are prone to accidents and violations could pay up to $2,240
  • The price for full coverage for a teenage driver can cost as much as $4,170 each year

View Chart as Image

Nissan Cube insurance cost comparison chart
Column chart showing Nissan Cube insurance rates range from $629 to $4,170 for full coverage

Insurance prices for a Nissan Cube are also quite variable based on your driving record, the model of your Cube, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $4,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Cube insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,480 on average in Louisiana, New York, and Michigan.

Nissan Cube Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $940 -$100 -9.6%
Alaska $798 -$242 -23.3%
Arizona $862 -$178 -17.1%
Arkansas $1,040 -$0 0.0%
California $1,184 $144 13.8%
Colorado $994 -$46 -4.4%
Connecticut $1,068 $28 2.7%
Delaware $1,178 $138 13.3%
Florida $1,302 $262 25.2%
Georgia $958 -$82 -7.9%
Hawaii $746 -$294 -28.3%
Idaho $702 -$338 -32.5%
Illinois $774 -$266 -25.6%
Indiana $780 -$260 -25.0%
Iowa $702 -$338 -32.5%
Kansas $988 -$52 -5.0%
Kentucky $1,418 $378 36.3%
Louisiana $1,538 $498 47.9%
Maine $642 -$398 -38.3%
Maryland $858 -$182 -17.5%
Massachusetts $832 -$208 -20.0%
Michigan $1,806 $766 73.7%
Minnesota $870 -$170 -16.3%
Mississippi $1,244 $204 19.6%
Missouri $922 -$118 -11.3%
Montana $1,116 $76 7.3%
Nebraska $818 -$222 -21.3%
Nevada $1,248 $208 20.0%
New Hampshire $748 -$292 -28.1%
New Jersey $1,162 $122 11.7%
New Mexico $922 -$118 -11.3%
New York $1,094 $54 5.2%
North Carolina $598 -$442 -42.5%
North Dakota $852 -$188 -18.1%
Ohio $718 -$322 -31.0%
Oklahoma $1,068 $28 2.7%
Oregon $950 -$90 -8.7%
Pennsylvania $994 -$46 -4.4%
Rhode Island $1,386 $346 33.3%
South Carolina $940 -$100 -9.6%
South Dakota $878 -$162 -15.6%
Tennessee $910 -$130 -12.5%
Texas $1,252 $212 20.4%
Utah $770 -$270 -26.0%
Vermont $712 -$328 -31.5%
Virginia $622 -$418 -40.2%
Washington $804 -$236 -22.7%
West Virginia $950 -$90 -8.7%
Wisconsin $720 -$320 -30.8%
Wyoming $926 -$114 -11.0%

View Chart as Image

Nissan Cube insurance rates by U.S. city

Using high physical damage deductibles can save as much as $270 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,200 to $1,800 additional each year, depending on your age. Insurance for high-risk drivers ranges around 43% to 128% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Nissan Cube Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Cube 2WD $994 $83
Nissan Cube S 2WD $1,016 $85
Nissan Cube SL 2WD $1,048 $87
Nissan Cube Krom 2WD $1,110 $93

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Cube Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2014 Nissan Cube $184 $254 $474 $1,070
2013 Nissan Cube $172 $236 $474 $1,040
2012 Nissan Cube $166 $214 $478 $1,016
2011 Nissan Cube $156 $196 $474 $984
2010 Nissan Cube $146 $178 $474 $956
2009 Nissan Cube $142 $160 $468 $928

Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Nissan Cube Insurance

Getting lower rates on auto insurance takes having a decent driving record, having a good credit history, being claim-free, and possibly raising deductibles. Invest the time to compare rates once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following items are a recap of the data that was presented in the illustrations above.

  • You may be able to save approximately $120 per year just by quoting online in advance
  • Consumers who want additional liability coverage will pay an extra $520 per year to raise limits from a low limit to 250/500 limits
  • 16 to 18-year-old drivers are expensive to insure, possibly costing $348 a month including comprehensive and collision insurance
  • Drivers that have major violations or accidents may pay on average $1,200 more annually than a driver with a clean driving record

Rates by Driver Age

Nissan Cube Insurance Rates by Driver Age
Driver Age Premium
16 $4,170
20 $2,378
30 $1,060
40 $1,040
50 $952
60 $934

Full coverage, $500 deductibles

Rates by Deductible

Nissan Cube Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,216
$250 $1,136
$500 $1,040
$1,000 $946

Full coverage, driver age 40

Rates by Liability Limit

Nissan Cube Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,040
50/100 $1,205
100/300 $1,323
250/500 $1,631
100 CSL $1,252
300 CSL $1,513
500 CSL $1,703

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Cube Insurance Rates for High Risk Drivers
Age Premium
16 $5,880
20 $3,796
30 $2,260
40 $2,240
50 $2,140
60 $2,118

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $65
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $411
Rate after discounts $629

Discounts are estimated and may not be available from every company or in every state.

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