Nissan Cube Insurance Rates
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UPDATED: Jun 8, 2023
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The average insurance rates for a Nissan Cube are $984 a year including full coverage. Comprehensive costs on average $156, collision insurance costs $196, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $2,116. 16-year-old drivers cost the most to insure at up to $3,990 a year.
Average premium for full coverage: $984
Policy rates by type of insurance:
Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Cube models.
Price Range Variability
Using a middle-aged driver as an example, Nissan Cube insurance rates range from as low as $522 for just liability insurance to the much higher price of $2,116 for a high-risk insurance policy.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than congested cities. The example below illustrates how where you live affects car insurance rates.
The examples above highlight why everyone should get quotes based on a specific location and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Nissan Cube insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $599
- Choosing higher $1,000 deductibles can save around $80 every year
- The average rate for a good driver age 40 with $500 deductibles is $984
- Buying pricier low deductibles for comp and collision coverage will increase the cost to $1,134
- Unlucky drivers with multiple tickets or accidents could pay upwards of $2,116
- Policy cost for full coverage for a teen driver for full coverage may cost $3,990 each year
Insurance rates for a Nissan Cube also range considerably based on your risk profile, the model of your Cube, and policy deductibles and limits.
A more mature driver with a clean driving record and high deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $3,900 a year. View Rates by Age
Your home state plays a big part in determining prices for Nissan Cube insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,400 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $890 | -$94 | -9.6% |
| Alaska | $752 | -$232 | -23.6% |
| Arizona | $816 | -$168 | -17.1% |
| Arkansas | $984 | -$0 | 0.0% |
| California | $1,120 | $136 | 13.8% |
| Colorado | $940 | -$44 | -4.5% |
| Connecticut | $1,012 | $28 | 2.8% |
| Delaware | $1,114 | $130 | 13.2% |
| Florida | $1,232 | $248 | 25.2% |
| Georgia | $908 | -$76 | -7.7% |
| Hawaii | $708 | -$276 | -28.0% |
| Idaho | $666 | -$318 | -32.3% |
| Illinois | $732 | -$252 | -25.6% |
| Indiana | $738 | -$246 | -25.0% |
| Iowa | $662 | -$322 | -32.7% |
| Kansas | $936 | -$48 | -4.9% |
| Kentucky | $1,342 | $358 | 36.4% |
| Louisiana | $1,454 | $470 | 47.8% |
| Maine | $608 | -$376 | -38.2% |
| Maryland | $810 | -$174 | -17.7% |
| Massachusetts | $788 | -$196 | -19.9% |
| Michigan | $1,710 | $726 | 73.8% |
| Minnesota | $822 | -$162 | -16.5% |
| Mississippi | $1,178 | $194 | 19.7% |
| Missouri | $872 | -$112 | -11.4% |
| Montana | $1,056 | $72 | 7.3% |
| Nebraska | $774 | -$210 | -21.3% |
| Nevada | $1,180 | $196 | 19.9% |
| New Hampshire | $708 | -$276 | -28.0% |
| New Jersey | $1,100 | $116 | 11.8% |
| New Mexico | $872 | -$112 | -11.4% |
| New York | $1,036 | $52 | 5.3% |
| North Carolina | $568 | -$416 | -42.3% |
| North Dakota | $804 | -$180 | -18.3% |
| Ohio | $680 | -$304 | -30.9% |
| Oklahoma | $1,012 | $28 | 2.8% |
| Oregon | $900 | -$84 | -8.5% |
| Pennsylvania | $940 | -$44 | -4.5% |
| Rhode Island | $1,310 | $326 | 33.1% |
| South Carolina | $890 | -$94 | -9.6% |
| South Dakota | $830 | -$154 | -15.7% |
| Tennessee | $862 | -$122 | -12.4% |
| Texas | $1,184 | $200 | 20.3% |
| Utah | $728 | -$256 | -26.0% |
| Vermont | $674 | -$310 | -31.5% |
| Virginia | $588 | -$396 | -40.2% |
| Washington | $762 | -$222 | -22.6% |
| West Virginia | $900 | -$84 | -8.5% |
| Wisconsin | $682 | -$302 | -30.7% |
| Wyoming | $876 | -$108 | -11.0% |
Opting for high physical damage deductibles can save as much as $230 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,700 extra every year, depending on your age. Nissan Cube insurance for high-risk drivers ranges as much as 43% to 136% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $942 | $79 |
| Nissan Cube S 2WD | $964 | $80 |
| Nissan Cube SL 2WD | $990 | $83 |
| Nissan Cube Krom 2WD | $1,044 | $87 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Nissan Cube | $184 | $254 | $474 | $1,070 |
| 2010 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2009 Nissan Cube | $156 | $196 | $474 | $984 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Nissan Cube Insurance
Finding cheaper rates on car insurance takes having a decent driving record, maintaining good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Take the time to comparison shop at least every other year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The following items are a review of the car insurance concepts touched on in the above illustrations.
- Higher risk drivers who have several accidents or serious violations may pay on average $1,130 more each year than a driver with a clean driving record
- You may be able to save as much as $110 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save around $225 each year
- Policyholders who require additional liability coverage will pay around $520 per year to raise limits from a 30/60 limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,990 |
| 20 | $2,246 |
| 30 | $998 |
| 40 | $984 |
| 50 | $902 |
| 60 | $884 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,134 |
| $250 | $1,066 |
| $500 | $984 |
| $1,000 | $904 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $984 |
| 50/100 | $1,139 |
| 100/300 | $1,257 |
| 250/500 | $1,565 |
| 100 CSL | $1,186 |
| 300 CSL | $1,447 |
| 500 CSL | $1,637 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,612 |
| 20 | $3,582 |
| 30 | $2,128 |
| 40 | $2,116 |
| 50 | $2,024 |
| 60 | $2,002 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $59 |
| 5-yr Claim Free | $61 |
| Paid in Full/EFT | $35 |
| Advance Quote | $43 |
| Online Quote | $66 |
| Total Discounts | $385 |
Discounts are estimated and may not be available from every company or in every state.
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