Nissan Cube Insurance Rates
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UPDATED: Apr 9, 2024
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Estimated insurance rates for a Nissan Cube are $1,070 a year with full coverage. Comprehensive insurance costs around $184, collision insurance costs $254, and liability is estimated at $474. A policy with only liability insurance costs approximately $522 a year, and a high-risk policy costs $2,306 or more. 16-year-old drivers pay the most at up to $4,260 a year.
Average premium for full coverage: $1,070
Premium estimates for type of coverage:
Includes $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for different Cube trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Nissan Cube range from the low end price of $522 for the bare minimum liability coverage to a much higher rate of $2,306 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Living in a larger city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than congested cities. The price range example below illustrates how rural and urban location affects auto insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should get quotes for a specific zip code, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Nissan Cube insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $643
- Choosing higher $1,000 deductibles can save about $100 annually
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,070
- Buying more expensive low deductibles for comp and collision coverage will cost an additional $192 annually
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,306
- An auto insurance policy that insures a 16-year-old driver with full coverage can be $4,260 each year
Car insurance prices for a Nissan Cube also have a wide range based on the model year and trim level, your age and driving habits, and deductibles and policy limits.
If you have a few violations or you caused an accident, you may be forking out at least $1,300 to $1,800 extra annually, depending on your age. High-risk driver insurance ranges from 42% to 135% more than the average rate. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged as much as $4,200 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Nissan Cube insurance prices. A good driver about age 40 could pay as low as $770 a year in states like New Hampshire, Ohio, and Utah, or at least $1,450 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $968 | -$102 | -9.5% |
| Alaska | $822 | -$248 | -23.2% |
| Arizona | $890 | -$180 | -16.8% |
| Arkansas | $1,070 | -$0 | 0.0% |
| California | $1,220 | $150 | 14.0% |
| Colorado | $1,024 | -$46 | -4.3% |
| Connecticut | $1,102 | $32 | 3.0% |
| Delaware | $1,212 | $142 | 13.3% |
| Florida | $1,340 | $270 | 25.2% |
| Georgia | $988 | -$82 | -7.7% |
| Hawaii | $768 | -$302 | -28.2% |
| Idaho | $724 | -$346 | -32.3% |
| Illinois | $798 | -$272 | -25.4% |
| Indiana | $806 | -$264 | -24.7% |
| Iowa | $722 | -$348 | -32.5% |
| Kansas | $1,020 | -$50 | -4.7% |
| Kentucky | $1,462 | $392 | 36.6% |
| Louisiana | $1,586 | $516 | 48.2% |
| Maine | $662 | -$408 | -38.1% |
| Maryland | $882 | -$188 | -17.6% |
| Massachusetts | $858 | -$212 | -19.8% |
| Michigan | $1,860 | $790 | 73.8% |
| Minnesota | $896 | -$174 | -16.3% |
| Mississippi | $1,284 | $214 | 20.0% |
| Missouri | $950 | -$120 | -11.2% |
| Montana | $1,150 | $80 | 7.5% |
| Nebraska | $844 | -$226 | -21.1% |
| Nevada | $1,286 | $216 | 20.2% |
| New Hampshire | $772 | -$298 | -27.9% |
| New Jersey | $1,196 | $126 | 11.8% |
| New Mexico | $950 | -$120 | -11.2% |
| New York | $1,128 | $58 | 5.4% |
| North Carolina | $616 | -$454 | -42.4% |
| North Dakota | $878 | -$192 | -17.9% |
| Ohio | $740 | -$330 | -30.8% |
| Oklahoma | $1,102 | $32 | 3.0% |
| Oregon | $982 | -$88 | -8.2% |
| Pennsylvania | $1,022 | -$48 | -4.5% |
| Rhode Island | $1,428 | $358 | 33.5% |
| South Carolina | $970 | -$100 | -9.3% |
| South Dakota | $904 | -$166 | -15.5% |
| Tennessee | $938 | -$132 | -12.3% |
| Texas | $1,290 | $220 | 20.6% |
| Utah | $792 | -$278 | -26.0% |
| Vermont | $734 | -$336 | -31.4% |
| Virginia | $640 | -$430 | -40.2% |
| Washington | $828 | -$242 | -22.6% |
| West Virginia | $982 | -$88 | -8.2% |
| Wisconsin | $742 | -$328 | -30.7% |
| Wyoming | $954 | -$116 | -10.8% |
Opting for high physical damage deductibles can save as much as $300 annually, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Cube 2WD | $1,020 | $85 |
| Nissan Cube S 2WD | $1,046 | $87 |
| Nissan Cube SL 2WD | $1,080 | $90 |
| Nissan Cube Krom 2WD | $1,148 | $96 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Nissan Cube | $190 | $272 | $464 | $1,084 |
| 2013 Nissan Cube | $184 | $254 | $474 | $1,070 |
| 2012 Nissan Cube | $172 | $236 | $474 | $1,040 |
| 2011 Nissan Cube | $166 | $214 | $478 | $1,016 |
| 2010 Nissan Cube | $156 | $196 | $474 | $984 |
| 2009 Nissan Cube | $146 | $178 | $474 | $956 |
Rates are averaged for all Nissan Cube models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Nissan Cube Insurance
Finding better rates on insurance for a Nissan Cube takes being a safe and courteous driver, having a positive credit history, being claim-free, and consideration of higher deductibles. Comparison shop at every policy renewal by requesting quotes from direct companies, and also from your local independent and exclusive agents.
Below is a recap of the data raised in the charts and tables above.
- Insureds who may need higher levels of liability will pay around $520 every year to raise limits from 30/60 bodily injury limits to the 250/500 level
- You may be able to save up to $120 per year just by shopping early and online
- Increasing policy deductibles can save approximately $300 each year
- Teenage drivers are the costliest to insure, possibly costing $355 per month if full coverage is purchased
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,260 |
| 20 | $2,448 |
| 30 | $1,094 |
| 40 | $1,070 |
| 50 | $982 |
| 60 | $962 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,262 |
| $250 | $1,176 |
| $500 | $1,070 |
| $1,000 | $970 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,070 |
| 50/100 | $1,243 |
| 100/300 | $1,361 |
| 250/500 | $1,669 |
| 100 CSL | $1,290 |
| 300 CSL | $1,551 |
| 500 CSL | $1,741 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,016 |
| 20 | $3,904 |
| 30 | $2,330 |
| 40 | $2,306 |
| 50 | $2,204 |
| 60 | $2,182 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $67 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $73 |
| Total Discounts | $427 |
Discounts are estimated and may not be available from every company or in every state.
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