Nissan GT-R Insurance Rates

Estimated insurance rates for a Nissan GT-R are $1,246 a year with full coverage. Comprehensive insurance costs approximately $264 a year, collision costs $444, and liability is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing $2,694 or more. Teenage drivers pay the most at $4,670 a year or more.

Average premium for full coverage: $1,246

Premium estimates by type of coverage:

Price estimates include $500 deductible amounts, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and GT-R trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences demonstrate why it is important to get quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $717
• Choosing higher $1,000 deductibles can save $1,084 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,246
• Using low $100 deductibles for comp and collision coverage will cost an additional $310 annually
• Higher-risk drivers who are prone to accidents and violations could pay around $2,694 or more
• An auto insurance policy that insures a 16-year-old driver can cost $4,670 each year

View Chart as Image

Auto insurance prices for a Nissan GT-R also have a wide range based on the trim level of your GT-R, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,500 to $2,000 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges from 43% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $4,600 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan GT-R insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,680 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $480 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan GT-R Insurance

Finding better rates on insurance for a Nissan GT-R takes having a good driving record, maintaining a good credit score, being claim-free, and not having any coverage lapses. Compare prices every year by obtaining price quotes from direct companies, and also from local insurance agencies.

The next list is a condensed summary of the coverage data covered above.

• You may be able to save around $150 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $475 each year
• Drivers age 20 and younger have the highest car insurance prices, possibly costing $389 per month if the policy includes full coverage
• Drivers considered higher risk with multiple at-fault accidents may have to pay on average $1,450 more per year to buy Nissan GT-R insurance