Nissan GT-R Insurance Rates

Estimated insurance rates for a Nissan GT-R are $1,190 a year with full coverage. Comprehensive insurance costs an estimated $248, collision costs $404, and liability is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing $2,570 or more. 16-year-old drivers pay the most at $4,486 a year or more.

Average premium for full coverage: $1,190

Premium estimates broken down by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for different GT-R trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than congested cities.

The price range example below illustrates how location impacts insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Nissan GT-R insurance rates for other coverage scenarios.

• The best full coverage rate is $691
• Choosing higher $1,000 deductibles can save approximately $150 annually
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,190
• Buying more expensive low deductibles for comp and collision coverage will cost an extra $284 every year
• Unlucky drivers with multiple tickets or accidents could pay up to $2,570 or more
• An auto insurance policy for full coverage for a teen driver with full coverage can cost as much as $4,486 each year

View Chart as Image

Auto insurance prices for a Nissan GT-R also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $4,400 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan GT-R insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or at least $1,600 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can save as much as $440 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,400 to $2,000 in extra premium annually, depending on your age. High-risk driver insurance ranges as much as 45% to 131% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the best way to find out which insurance company is cheapest is to compare prices and see which company has the best price. Each auto insurer utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan GT-R Insurance

Finding better rates on car insurance takes having a decent driving record, having good credit, being claim-free, and qualifying for all possible discounts. Spend time shopping around at least every other year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a condensed summary of the car insurance concepts touched on above.

• Higher risk drivers with multiple at-fault accidents may pay on average $1,380 more annually than a driver with a clean driving record
• You may be able to save approximately $140 per year simply by shopping early and online
• Increasing policy deductibles can save around $425 each year
• Policyholders who want additional liability coverage will pay around $440 every year to raise limits from 30/60 bodily injury limits to 250/500 limits