Nissan GT-R Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average auto insurance rates for a Nissan GT-R are $1,190 annually for full coverage. Comprehensive costs around $248, collision insurance costs $404, and liability is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs around $2,570. Teen drivers cost the most to insure at up to $4,486 a year.
Average premium for full coverage: $1,190
Policy rates for type of insurance:
Prices are based on $500 deductible amounts, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for different GT-R trim levels.
Price Range Variability
Using a 40-year-old driver as an example, Nissan GT-R insurance rates range from as cheap as $446 for just liability coverage to a much higher rate of $2,570 for a high-risk insurance policy.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than larger metro areas. The price range example below illustrates how rural and urban location affects auto insurance rates.
The examples above show why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Nissan GT-R insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $691
- Raising to $1,000 deductibles will save about $150 a year
- The estimated rate for a good driver age 40 using $500 deductibles is $1,190
- Choosing more expensive low deductibles will cost $1,474
- Drivers with multiple violations and an at-fault accident could pay at least $2,570
- Policy cost with full coverage for a 16-year-old driver with full coverage can be $4,486
Insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.
An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay as much as $4,400 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance is expensive and can cost from 45% to 131% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce rates by up to $440 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Nissan GT-R insurance prices. A middle-age driver might find rates as low as $780 a year in states like Idaho, Maine, and Iowa, or as much as $1,690 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,074 | -$116 | -9.7% |
Alaska | $912 | -$278 | -23.4% |
Arizona | $986 | -$204 | -17.1% |
Arkansas | $1,190 | -$0 | 0.0% |
California | $1,354 | $164 | 13.8% |
Colorado | $1,132 | -$58 | -4.9% |
Connecticut | $1,220 | $30 | 2.5% |
Delaware | $1,342 | $152 | 12.8% |
Florida | $1,484 | $294 | 24.7% |
Georgia | $1,098 | -$92 | -7.7% |
Hawaii | $854 | -$336 | -28.2% |
Idaho | $806 | -$384 | -32.3% |
Illinois | $884 | -$306 | -25.7% |
Indiana | $896 | -$294 | -24.7% |
Iowa | $802 | -$388 | -32.6% |
Kansas | $1,128 | -$62 | -5.2% |
Kentucky | $1,620 | $430 | 36.1% |
Louisiana | $1,758 | $568 | 47.7% |
Maine | $732 | -$458 | -38.5% |
Maryland | $980 | -$210 | -17.6% |
Massachusetts | $948 | -$242 | -20.3% |
Michigan | $2,062 | $872 | 73.3% |
Minnesota | $996 | -$194 | -16.3% |
Mississippi | $1,422 | $232 | 19.5% |
Missouri | $1,054 | -$136 | -11.4% |
Montana | $1,276 | $86 | 7.2% |
Nebraska | $936 | -$254 | -21.3% |
Nevada | $1,426 | $236 | 19.8% |
New Hampshire | $856 | -$334 | -28.1% |
New Jersey | $1,328 | $138 | 11.6% |
New Mexico | $1,052 | -$138 | -11.6% |
New York | $1,250 | $60 | 5.0% |
North Carolina | $684 | -$506 | -42.5% |
North Dakota | $974 | -$216 | -18.2% |
Ohio | $820 | -$370 | -31.1% |
Oklahoma | $1,218 | $28 | 2.4% |
Oregon | $1,090 | -$100 | -8.4% |
Pennsylvania | $1,132 | -$58 | -4.9% |
Rhode Island | $1,584 | $394 | 33.1% |
South Carolina | $1,078 | -$112 | -9.4% |
South Dakota | $1,004 | -$186 | -15.6% |
Tennessee | $1,038 | -$152 | -12.8% |
Texas | $1,432 | $242 | 20.3% |
Utah | $880 | -$310 | -26.1% |
Vermont | $812 | -$378 | -31.8% |
Virginia | $712 | -$478 | -40.2% |
Washington | $918 | -$272 | -22.9% |
West Virginia | $1,090 | -$100 | -8.4% |
Wisconsin | $822 | -$368 | -30.9% |
Wyoming | $1,056 | -$134 | -11.3% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Nissan GT-R Premium AWD 2-Dr | $1,190 | $99 |
Nissan GT-R AWD 2-Dr | $1,190 | $99 |
Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2009 Nissan GT-R | $248 | $404 | $402 | $1,190 |
Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Nissan GT-R Insurance
Finding cheaper rates on insurance for a Nissan GT-R consists of having a good driving record, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to shop around at least every other year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The next list is a brief review of the car insurance concepts raised in the charts and tables above.
- Drivers considered higher risk with DUI or reckless driving convictions pay an average of $1,380 more every year to buy Nissan GT-R insurance
- Drivers can save up to $140 per year just by shopping early and online
- Increasing comprehensive and collision deductibles could save up to $425 each year
- Insureds who may need increased levels of liability coverage will pay about $440 each year to raise from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,486 |
20 | $2,726 |
30 | $1,232 |
40 | $1,190 |
50 | $1,086 |
60 | $1,066 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,474 |
$250 | $1,342 |
$500 | $1,190 |
$1,000 | $1,040 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,190 |
50/100 | $1,270 |
100/300 | $1,371 |
250/500 | $1,632 |
100 CSL | $1,311 |
300 CSL | $1,532 |
500 CSL | $1,693 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,392 |
20 | $4,342 |
30 | $2,618 |
40 | $2,570 |
50 | $2,448 |
60 | $2,426 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $63 |
Multi-vehicle | $63 |
Homeowner | $19 |
5-yr Accident Free | $84 |
5-yr Claim Free | $77 |
Paid in Full/EFT | $52 |
Advance Quote | $57 |
Online Quote | $84 |
Total Discounts | $499 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area