Nissan GT-R Insurance Rates

U.S. average insurance rates for a Nissan GT-R are $1,190 a year for full coverage insurance. Comprehensive costs an estimated $248 each year, collision costs $404, and liability coverage costs around $402. Buying just liability costs as low as $446 a year, with insurance for high-risk drivers costing around $2,570. Teens pay the highest rates at $4,486 a year or more.

Average premium for full coverage: $1,190

Price estimates broken down by individual coverage:

Prices include $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and GT-R models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have a lower frequency of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how where you live affects insurance prices.

The ranges above illustrate why all drivers should compare prices for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Nissan GT-R insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $691
• Using higher $1,000 deductibles will save approximately $150 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,190
• Selecting low deductibles for physical damage coverage will increase the cost to $1,474
• Higher-risk drivers with serious driving violations could pay up to $2,570 or more
• The price for full coverage for a teenage driver can cost as much as $4,486 or more

View Chart as Image

Insurance prices for a Nissan GT-R are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $4,400 a year. View Rates by Age

The state you live in has a huge impact on Nissan GT-R insurance rates. A driver around age 40 might see prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,600 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $440 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers can be around 45% to 131% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison and see how they stack up. Each insurance company calculates prices differently, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Nissan GT-R Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, having a good credit history, not filing small claims, and maximizing policy discounts. Take the time to comparison shop at every policy renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The points below are a quick rundown of the data touched on in the above illustrations.

• Consumers who want increased liability limits will pay approximately $440 annually to increase from a low limit to 250/500 limits
• It is possible to save approximately $140 per year simply by quoting online in advance
• Increasing physical damage deductibles can save around $425 each year
• Drivers under the age of 20 are expensive to insure, as much as $374 a month including comprehensive and collision insurance