Nissan GT-R Insurance Rates

The average insurance rates for a Nissan GT-R are $1,246 a year with full coverage. Comprehensive insurance costs approximately $264, collision insurance costs $444, and liability coverage costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs $2,694 or more. Teenage drivers cost the most to insure at up to $4,670 a year.

Average premium for full coverage: $1,246

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all GT-R models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities. The example below illustrates how geographic area affects auto insurance prices.

The examples above demonstrate why everyone should compare rates using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Nissan GT-R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $717
• Drivers who choose higher $1,000 deductibles will pay $162 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,246
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $310 each year
• High-risk insureds who are prone to accidents and violations could pay around $2,694
• Policy cost that insures a teenage driver for full coverage can cost $4,670 a year

View Chart as Image

Auto insurance rates for a Nissan GT-R also range considerably based on the model of your GT-R, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,500 to $2,000 in extra premium every year, depending on your age. Nissan GT-R insurance for high-risk drivers can cost around 43% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,600 a year. View Rates by Age

Your home state makes a big difference in Nissan GT-R insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,680 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $480 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan GT-R Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, not filing small claims, and possibly higher deductibles. Compare prices at least once a year by getting rate quotes from direct companies, and also from local insurance agencies.

Below is a summary of the primary concepts that were presented in the illustrations above.

• You may be able to save around $150 per year just by quoting online well ahead of the renewal date
• Drivers who have multiple accidents or major violations may have to pay on average $1,450 more per year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Teenage drivers have the highest car insurance rates, as much as $389 each month if the policy includes full coverage