Nissan Leaf Insurance Rates

Estimated auto insurance rates for a Nissan Leaf are $1,234 annually with full coverage. Comprehensive insurance costs around $228 a year, collision insurance costs $374, and liability insurance costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs $2,668 or more. Teenage drivers pay the most at up to $4,788 a year.

Average premium for full coverage: $1,234

Premium estimates for type of coverage:

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Leaf trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than densely populated cities. The diagram below illustrates how location impacts auto insurance rates.

These rate differences demonstrate why it is important to compare prices for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Nissan Leaf insurance rates for additional coverage choices and driver risks.

• The best discount rate is $725
• Using higher $1,000 deductibles will save about $1,096 annually
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,234
• Using low $100 deductibles for physical damage coverage costs an additional $262 a year
• Drivers who are prone to accidents and violations could pay at least $2,668
• An auto insurance policy with full coverage for a teen driver can be $4,788 or more

View Chart as Image

Insurance prices for a Nissan Leaf also have a wide range based on the model of your Leaf, your driving record, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $1,500 to $2,100 additional annually, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $400 each year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Nissan Leaf insurance rates. A driver around age 40 might see prices as low as $890 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,670 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy the Best Cheap Nissan Leaf Insurance

Finding better rates on Nissan Leaf insurance requires being safe and accident-free, having good credit, being claim-free, and deciding if full coverage is necessary. Spend time shopping around once a year by quoting rates from direct companies, and also from local exclusive and independent agents.

Below you'll find a quick review of the data that was touched on above.

• You may be able to save up to $140 per year just by quoting early and online
• Drivers who may need more liability protection will pay an extra $520 every year to increase from 30/60 bodily injury limits to higher 250/500 limits
• Youthful drivers are charged the highest prices, possibly costing $399 per month if they have full coverage
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,430 more every year than a low-risk driver