Nissan Leaf Insurance Rates

Average insurance rates for a Nissan Leaf are $1,256 a year including full coverage. Comprehensive costs on average $234 each year, collision insurance costs $400, and liability coverage is $464. Liability-only coverage costs around $514 a year, and high-risk coverage costs around $2,722. Teenage drivers receive the highest rates at up to $4,858 a year.

Average premium for full coverage: $1,256

Rate estimates by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Leaf models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference location can make on car insurance rates.

These examples highlight why all drivers should compare rates quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Nissan Leaf insurance rates for different risk profiles and scenarios.

• The best discount rate is $734
• Raising to $1,000 deductibles will save around $144 every year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,256
• Using low deductibles bumps up the cost to $1,534
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,722
• The cost that insures a teenage driver may cost $4,858

View Chart as Image

Car insurance rates for a Nissan Leaf can also vary considerably based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged upwards of $4,800 a year. View Rates by Age

Where you live also has a big influence on Nissan Leaf insurance rates. A middle-age driver might find rates as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,790 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $430 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Nissan Leaf Insurance

Saving money on auto insurance consists of avoiding accidents and violations, having a positive credit history, not filing small claims, and possibly raising deductibles. Compare prices once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a brief review of the data that was touched on in this article.

• You may be able to save as much as $150 per year just by quoting online in advance
• Consumers who require higher liability limits will pay an extra $510 per year to raise from a minimum limit to the 250/500 level
• Teenagers are expensive to insure, as much as $405 per month if full coverage is purchased
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,470 more each year for car insurance