Nissan Titan XD Insurance Rates

Average insurance rates for a Nissan Titan XD are $1,422 a year for full coverage insurance. Comprehensive costs around $248 each year, collision insurance costs $400, and liability insurance costs around $574. Buying just liability costs as low as $638 a year, and insurance for high-risk drivers costs around $3,074. Teenage drivers receive the highest rates at up to $5,596 a year.

Average premium for full coverage: $1,422

Rate estimates for individual coverage type:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Titan XD models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates how your location can change auto insurance rates.

These examples illustrate why all drivers should compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Nissan Titan XD insurance rates for additional coverage choices and driver risks.

• The best discount rate is $844
• Using higher $1,000 deductibles will save about $146 each year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,422
• Using low deductibles for physical damage coverage bumps up the cost to $1,706
• Drivers who are prone to accidents and violations could pay at least $3,074
• The cost that insures a teen driver can be $5,596 or more

View Chart as Image

Auto insurance rates for a Nissan Titan XD can also vary considerably based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $1,700 to $2,400 in extra premium per year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $5,500 a year. View Rates by Age

Where you live has a huge impact on Nissan Titan XD insurance rates. A driver around age 40 might see rates as low as $930 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,920 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $430 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $516 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Nissan Titan XD Insurance

Saving money on Nissan Titan XD insurance requires being safe and accident-free, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a review of the coverage data illustrated above.

• It is possible to save up to $160 per year just by quoting online in advance
• Increasing deductibles can save approximately $425 each year
• Youthful drivers are expensive to insure, costing up to $466 per month if the policy includes full coverage
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,650 more every year than a low-risk driver