Nissan Titan XD Insurance Rates

Estimated insurance rates for a Nissan Titan XD are $1,422 a year for full coverage. Comprehensive costs on average $248 a year, collision insurance costs $400, and liability costs $574. Liability-only coverage costs as little as $638 a year, and high-risk coverage costs around $3,074. 16-year-old drivers pay the most at up to $5,596 a year.

Average premium for full coverage: $1,422

Premium estimates by type of coverage:

Prices are based on $500 physical damage insurance deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and Titan XD trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than congested cities. The diagram below illustrates the difference location can make on car insurance rates.

These rate differences show why it is important to compare rates based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Nissan Titan XD insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $844
• Drivers who choose higher $1,000 deductibles will pay around $1,276 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,422
• Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,706
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $3,074
• An auto insurance policy for full coverage for a teen driver may cost $5,596 a year

View Chart as Image

Insurance prices for a Nissan Titan XD also have a wide range based on your driving characteristics, the trim level of your Titan XD, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay upwards of $5,500 a year. View Rates by Age

Where you choose to live makes a big difference in Nissan Titan XD insurance prices. A 40-year-old driver could pay as low as $940 a year in states like Idaho, Maine, and Iowa, or at least $2,030 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $430 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $516 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,700 to $2,400 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 133% more than the average rate. View High Risk Driver Rates

How to Find Affordable Nissan Titan XD Insurance

Finding better rates on car insurance not only requires being a low-risk driver, but also maintaining good credit, not filing small claims, and determing if full coverage is necessary. Make time to compare rates every couple of years by getting price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The items below are a brief review of the material that was touched on in this article.

• Policyholders who require more liability coverage will pay around $630 each year to go from 30/60 bodily injury limits to 250/500 limits
• Teen drivers pay the highest prices, as much as $466 per month for full coverage
• Higher risk drivers with DUI or reckless driving convictions will pay on average $1,650 more each year to insure their Titan XD
• Increasing policy deductibles can save around $425 each year