Nissan Titan XD Insurance Rates

U.S. average insurance rates for a Nissan Titan XD are $1,422 a year with full coverage. Comprehensive costs on average $248 each year, collision insurance costs $400, and liability insurance is estimated at $574. Liability-only insurance costs approximately $638 a year, and high-risk driver insurance costs around $3,074. Teen drivers pay the highest rates at up to $5,596 a year.

Average premium for full coverage: $1,422

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Titan XD models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on auto insurance rates. Rural areas have a lower frequency of collision claims than larger metro areas. The graphic below illustrates how where you live affects car insurance rates.

The ranges above demonstrate why all drivers should get quotes based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Nissan Titan XD insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $844
• Choosing higher $1,000 deductibles can save around $146 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,422
• Choosing low deductibles for comp and collision coverage will increase the cost to $1,706
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,074
• The price for full coverage for a teen driver may cost $5,596 each year

View Chart as Image

Car insurance prices for a Nissan Titan XD are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $5,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Titan XD insurance rates. A good driver about age 40 could pay as low as $1,020 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,920 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $430 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $516 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 133% more than average. View High Risk Driver Rates

How to Find More Affordable Nissan Titan XD Insurance

Getting lower rates on Nissan Titan XD insurance takes being a good driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop at least once a year by getting quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

The following list is a summary of the primary concepts that were touched on in the above illustrations.

• You may be able to save as much as $160 per year just by quoting online in advance
• High-risk drivers who have multiple accidents or major violations may be required to pay an average of $1,650 more each year than a safer driver
• Increasing physical damage deductibles can save around $425 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $466 a month if full coverage is included