Nissan Titan XD Insurance Rates

U.S. average insurance rates for a Nissan Titan XD are $1,422 a year for full coverage insurance. Comprehensive costs on average $248 each year, collision insurance costs $400, and liability costs around $574. Buying just liability costs as low as $638 a year, and insurance for high-risk drivers costs around $3,074. 16-year-old drivers pay the highest rates at up to $5,596 a year.

Average premium for full coverage: $1,422

Price estimates by individual coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Titan XD models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on insurance rates. Rural areas have lower incidents of physical damage claims than congested cities. The graphic below illustrates how geographic area affects car insurance rates.

The ranges above illustrate why all drivers should compare prices based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Nissan Titan XD insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $844
• Using higher $1,000 deductibles will save around $146 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,422
• Buying low deductibles for physical damage coverage bumps up the cost to $1,706
• Drivers with multiple tickets or accidents could pay upwards of $3,074
• The price that insures a teen driver may cost $5,596 or more

View Chart as Image

Insurance prices for a Nissan Titan XD are also quite variable based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,700 to $2,400 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,500 a year. View Rates by Age

The state you live in has a huge impact on Nissan Titan XD insurance prices. A driver around age 40 might see prices as low as $930 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,920 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $430 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $516 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Nissan Titan XD Insurance

Getting lower rates on car insurance requires being a low-risk driver, having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Comparison shop at every policy renewal by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The items below are a review of the data presented in the illustrations above.

• Policyholders who require more liability coverage will pay around $630 annually to increase from a low limit to the 250/500 level
• It is possible to save as much as $160 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $425 each year
• Teen drivers pay higher prices, as much as $466 a month if comprehensive and collision insurance is included