Nissan Titan XD Insurance Rates

Average insurance prices for a Nissan Titan XD are $1,476 every 12 months with full coverage. Comprehensive costs an estimated $260, collision insurance costs $446, and liability insurance costs around $570. A policy with just liability insurance costs as low as $634 a year, and coverage for high-risk drivers costs around $3,192. 16-year-old drivers receive the highest rates at up to $5,764 a year.

Average premium for full coverage: $1,476

Rate estimates broken down by individual coverage type:

These estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for all Titan XD models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance rates. More rural locations tend to have more infrequent collision claims than congested cities. The example below illustrates how your location can change insurance prices.

These examples demonstrate why everyone should compare prices for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Nissan Titan XD insurance rates for other coverage scenarios.

• The best full coverage rate is $870
• Using higher $1,000 deductibles will save approximately $160 annually
• The average price for a 40-year-old driver who has $500 deductibles is $1,476
• Buying pricier low deductibles for physical damage coverage increases the price to $1,788
• Drivers with multiple tickets or accidents could pay up to $3,192
• The cost to insure a teen driver for full coverage can cost as much as $5,764 or more

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Insurance rates for a Nissan Titan XD can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Opting for high physical damage deductibles could cut rates by as much as $480 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $513 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,400 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $5,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,700 to $2,500 additional per year, depending on your age. Nissan Titan XD insurance for high-risk drivers can be anywhere from 43% to 128% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Nissan Titan XD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like Utah, Ohio, and New Hampshire, or at least $1,990 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Cheap Nissan Titan XD Insurance

Saving money on Nissan Titan XD insurance requires being a safe and courteous driver, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to shop around at least every other year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a brief summary of the car insurance concepts illustrated above.

• High-risk drivers that tend to have accidents or serious violations may pay on average $1,720 more annually for auto insurance
• You may be able to save approximately $170 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $475 each year
• Drivers who want higher levels of liability will pay around $630 every year to increase from a minimum limit to a 250/500 level