Porsche 718 Boxster Insurance Rates

The average insurance rates for a Porsche 718 Boxster are $1,546 a year for full coverage insurance. Comprehensive costs on average $346 each year, collision insurance costs $674, and liability coverage is $390. A liability-only policy costs around $438 a year, and high-risk insurance costs around $3,366. Teen drivers cost the most to insure at up to $5,640 a year.

Average premium for full coverage: $1,546

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and 718 Boxster models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates how rural and urban location affects car insurance rates.

The examples above illustrate why all drivers should compare rates quotes based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Porsche 718 Boxster insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $865
• Raising to $1,000 deductibles will save around $230 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,546
• Choosing low deductibles bumps up the cost to $1,998
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $3,366
• Policy cost that insures a teenage driver may cost $5,640

Car insurance rates for a Porsche 718 Boxster also range considerably based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,800 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 130% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $5,600 a year. View Rates by Age

Your home state also has a big influence on Porsche 718 Boxster insurance rates. A middle-age driver might find rates as low as $1,010 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,090 on average in Michigan, New York, and Florida.

Choosing high deductibles can reduce rates by up to $690 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheaper Porsche 718 Boxster Insurance

Finding cheaper rates on auto insurance consists of having a decent driving record, having a positive credit history, being claim-free, and possibly raising deductibles. Shop around every couple of years by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following items are a condensed summary of the material that was raised in the charts and tables above.

• Consumers who require additional liability coverage will pay about $430 annually to raise from a 30/60 limit to the 250/500 level
• 16 to 18-year-old drivers are expensive to insure, possibly costing $470 each month if full coverage is purchased
• Drivers with multiple at-fault accidents may pay on average $1,820 more each year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $675 each year