Porsche 718 Boxster Insurance Rates

The average auto insurance rates for a Porsche 718 Boxster are $1,546 annually for full coverage. Comprehensive insurance costs on average $346 each year, collision insurance costs $674, and liability coverage is estimated at $390. Buying just liability costs approximately $438 a year, and insurance for high-risk drivers costs $3,366 or more. Teens cost the most to insure at up to $5,640 a year.

Average premium for full coverage: $1,546

Policy rates by type of insurance:

Rates are based on $500 deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and 718 Boxster models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on car insurance rates.

The examples above show why all drivers should get quotes based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Porsche 718 Boxster insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $865
• Choosing higher $1,000 deductibles can save around $230 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,546
• Selecting low deductibles for comp and collision coverage costs an additional $452 each year
• Drivers with serious driving violations could pay upwards of $3,366
• Policy cost with full coverage for a teenage driver may cost $5,640 each year

Insurance rates for a Porsche 718 Boxster also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $5,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,800 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers ranges around 44% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $690 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Porsche 718 Boxster insurance rates. A good driver about age 40 could pay as low as $1,020 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,210 on average in Michigan, Louisiana, and New York.

How to Buy the Best Cheap Porsche 718 Boxster Insurance

Finding cheaper rates on auto insurance takes not taking risks behind the wheel, having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Make time to compare rates every year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following is a quick review of the coverage data touched on in this article.

• Drivers can save as much as $190 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $675 each year
• Teens pay the highest rates, costing up to $470 each month including comprehensive and collision insurance
• Drivers with a DUI or reckless driving violation may be required to pay an average of $1,820 more each year for 718 Boxster insurance