Porsche 718 Boxster Insurance Rates
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Michelle Robbins
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UPDATED: May 21, 2024
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The average auto insurance rates for a Porsche 718 Boxster are $1,546 annually including full coverage. Comprehensive insurance costs around $346, collision costs $674, and liability costs around $390. A liability-only policy costs as low as $438 a year, with high-risk insurance costing $3,366 or more. Teens cost the most to insure at $5,640 a year or more.
Average premium for full coverage: $1,546
Policy rates for type of insurance:
Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all 718 Boxster models.
Price Range Variability
Using a middle-aged driver as an example, Porsche 718 Boxster insurance rates go from as cheap as $438 for basic liability insurance to the much higher price of $3,366 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live can make a big difference on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.
The example below illustrates how where you live affects auto insurance rates.
The examples above highlight why everyone should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Porsche 718 Boxster insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $865
- Using higher $1,000 deductibles will save about $230 every year
- The estimated rate for a good driver age 40 using $500 deductibles is $1,546
- Selecting pricier low deductibles for physical damage coverage costs an additional $452 annually
- High-risk insureds with serious driving violations could pay at least $3,366 or more
- Policy cost with full coverage for a 16-year-old driver for full coverage can be $5,640 or more
Car insurance rates for a Porsche 718 Boxster also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.
A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $5,600 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,800 to $2,500 extra every year, depending on your age. Porsche 718 Boxster insurance for high-risk drivers can be from 44% to 130% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $690 annually, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Porsche 718 Boxster insurance prices. A driver around age 40 might see rates as low as $1,190 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,210 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,398 | -$148 | -9.6% |
| Alaska | $1,186 | -$360 | -23.3% |
| Arizona | $1,284 | -$262 | -16.9% |
| Arkansas | $1,546 | -$0 | 0.0% |
| California | $1,764 | $218 | 14.1% |
| Colorado | $1,476 | -$70 | -4.5% |
| Connecticut | $1,588 | $42 | 2.7% |
| Delaware | $1,748 | $202 | 13.1% |
| Florida | $1,932 | $386 | 25.0% |
| Georgia | $1,430 | -$116 | -7.5% |
| Hawaii | $1,110 | -$436 | -28.2% |
| Idaho | $1,046 | -$500 | -32.3% |
| Illinois | $1,152 | -$394 | -25.5% |
| Indiana | $1,166 | -$380 | -24.6% |
| Iowa | $1,044 | -$502 | -32.5% |
| Kansas | $1,470 | -$76 | -4.9% |
| Kentucky | $2,110 | $564 | 36.5% |
| Louisiana | $2,290 | $744 | 48.1% |
| Maine | $956 | -$590 | -38.2% |
| Maryland | $1,276 | -$270 | -17.5% |
| Massachusetts | $1,232 | -$314 | -20.3% |
| Michigan | $2,684 | $1,138 | 73.6% |
| Minnesota | $1,296 | -$250 | -16.2% |
| Mississippi | $1,854 | $308 | 19.9% |
| Missouri | $1,374 | -$172 | -11.1% |
| Montana | $1,660 | $114 | 7.4% |
| Nebraska | $1,218 | -$328 | -21.2% |
| Nevada | $1,854 | $308 | 19.9% |
| New Hampshire | $1,116 | -$430 | -27.8% |
| New Jersey | $1,728 | $182 | 11.8% |
| New Mexico | $1,366 | -$180 | -11.6% |
| New York | $1,628 | $82 | 5.3% |
| North Carolina | $892 | -$654 | -42.3% |
| North Dakota | $1,268 | -$278 | -18.0% |
| Ohio | $1,066 | -$480 | -31.0% |
| Oklahoma | $1,588 | $42 | 2.7% |
| Oregon | $1,418 | -$128 | -8.3% |
| Pennsylvania | $1,472 | -$74 | -4.8% |
| Rhode Island | $2,062 | $516 | 33.4% |
| South Carolina | $1,402 | -$144 | -9.3% |
| South Dakota | $1,304 | -$242 | -15.7% |
| Tennessee | $1,354 | -$192 | -12.4% |
| Texas | $1,864 | $318 | 20.6% |
| Utah | $1,144 | -$402 | -26.0% |
| Vermont | $1,056 | -$490 | -31.7% |
| Virginia | $926 | -$620 | -40.1% |
| Washington | $1,194 | -$352 | -22.8% |
| West Virginia | $1,418 | -$128 | -8.3% |
| Wisconsin | $1,068 | -$478 | -30.9% |
| Wyoming | $1,376 | -$170 | -11.0% |
Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates from multiple companies. Each insurance company calculates rates differently, so rate quotes will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Porsche 718 Boxster | $444 | $952 | $338 | $1,870 |
| 2023 Porsche 718 Boxster | $430 | $930 | $354 | $1,850 |
| 2022 Porsche 718 Boxster | $414 | $890 | $364 | $1,804 |
| 2021 Porsche 718 Boxster | $392 | $860 | $376 | $1,764 |
| 2020 Porsche 718 Boxster | $376 | $798 | $384 | $1,694 |
| 2019 Porsche 718 Boxster | $362 | $752 | $388 | $1,638 |
| 2018 Porsche 718 Boxster | $346 | $674 | $390 | $1,546 |
| 2017 Porsche 718 Boxster | $324 | $620 | $390 | $1,470 |
Rates are averaged for all Porsche 718 Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Porsche 718 Boxster Insurance
Finding cheaper rates on insurance for a Porsche 718 Boxster requires avoiding accidents and claims, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to comparison shop at every other renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The points below are a condensed summary of the concepts that were touched on in the above illustrations.
- Drivers considered higher risk with multiple at-fault accidents may pay on average $1,820 more every year to insure a Porsche 718 Boxster
- Drivers under the age of 20 are the costliest to insure, with premiums being up to $470 each month if comprehensive and collision insurance is included
- You may be able to save up to $190 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save up to $675 each year
- You may be able to save up to $190 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,640 |
| 20 | $3,584 |
| 30 | $1,624 |
| 40 | $1,546 |
| 50 | $1,412 |
| 60 | $1,386 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,998 |
| $250 | $1,788 |
| $500 | $1,546 |
| $1,000 | $1,316 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,546 |
| 50/100 | $1,624 |
| 100/300 | $1,722 |
| 250/500 | $1,975 |
| 100 CSL | $1,663 |
| 300 CSL | $1,878 |
| 500 CSL | $2,034 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,100 |
| 20 | $5,714 |
| 30 | $3,456 |
| 40 | $3,366 |
| 50 | $3,212 |
| 60 | $3,184 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $82 |
| Homeowner | $22 |
| 5-yr Accident Free | $121 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $76 |
| Advance Quote | $80 |
| Online Quote | $113 |
| Total Discounts | $681 |
Discounts are estimated and may not be available from every company or in every state.
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