Porsche 718 Boxster Insurance Rates

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UPDATED: May 21, 2024

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The average auto insurance rates for a Porsche 718 Boxster are $1,546 annually including full coverage. Comprehensive insurance costs around $346, collision costs $674, and liability costs around $390. A liability-only policy costs as low as $438 a year, with high-risk insurance costing $3,366 or more. Teens cost the most to insure at $5,640 a year or more.

Average premium for full coverage: $1,546

Policy rates for type of insurance:

Comprehensive $346
Collision $674
Liability $390

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all 718 Boxster models.

Price Range Variability

Using a middle-aged driver as an example, Porsche 718 Boxster insurance rates go from as cheap as $438 for basic liability insurance to the much higher price of $3,366 for a driver who requires high-risk insurance.

Liability Only $438
Full Coverage $1,546
High Risk $3,366

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how where you live affects auto insurance rates.

Rural Areas $1,160
Small Cities $1,623
Large Cities $2,087

The examples above highlight why everyone should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down estimated Porsche 718 Boxster insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $865
  • Using higher $1,000 deductibles will save about $230 every year
  • The estimated rate for a good driver age 40 using $500 deductibles is $1,546
  • Selecting pricier low deductibles for physical damage coverage costs an additional $452 annually
  • High-risk insureds with serious driving violations could pay at least $3,366 or more
  • Policy cost with full coverage for a 16-year-old driver for full coverage can be $5,640 or more

Car insurance rates for a Porsche 718 Boxster also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $5,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,800 to $2,500 extra every year, depending on your age. Porsche 718 Boxster insurance for high-risk drivers can be from 44% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $690 annually, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Porsche 718 Boxster insurance prices. A driver around age 40 might see rates as low as $1,190 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,210 on average in Michigan, New York, and Louisiana.

Porsche 718 Boxster Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,398 -$148 -9.6%
Alaska $1,186 -$360 -23.3%
Arizona $1,284 -$262 -16.9%
Arkansas $1,546 -$0 0.0%
California $1,764 $218 14.1%
Colorado $1,476 -$70 -4.5%
Connecticut $1,588 $42 2.7%
Delaware $1,748 $202 13.1%
Florida $1,932 $386 25.0%
Georgia $1,430 -$116 -7.5%
Hawaii $1,110 -$436 -28.2%
Idaho $1,046 -$500 -32.3%
Illinois $1,152 -$394 -25.5%
Indiana $1,166 -$380 -24.6%
Iowa $1,044 -$502 -32.5%
Kansas $1,470 -$76 -4.9%
Kentucky $2,110 $564 36.5%
Louisiana $2,290 $744 48.1%
Maine $956 -$590 -38.2%
Maryland $1,276 -$270 -17.5%
Massachusetts $1,232 -$314 -20.3%
Michigan $2,684 $1,138 73.6%
Minnesota $1,296 -$250 -16.2%
Mississippi $1,854 $308 19.9%
Missouri $1,374 -$172 -11.1%
Montana $1,660 $114 7.4%
Nebraska $1,218 -$328 -21.2%
Nevada $1,854 $308 19.9%
New Hampshire $1,116 -$430 -27.8%
New Jersey $1,728 $182 11.8%
New Mexico $1,366 -$180 -11.6%
New York $1,628 $82 5.3%
North Carolina $892 -$654 -42.3%
North Dakota $1,268 -$278 -18.0%
Ohio $1,066 -$480 -31.0%
Oklahoma $1,588 $42 2.7%
Oregon $1,418 -$128 -8.3%
Pennsylvania $1,472 -$74 -4.8%
Rhode Island $2,062 $516 33.4%
South Carolina $1,402 -$144 -9.3%
South Dakota $1,304 -$242 -15.7%
Tennessee $1,354 -$192 -12.4%
Texas $1,864 $318 20.6%
Utah $1,144 -$402 -26.0%
Vermont $1,056 -$490 -31.7%
Virginia $926 -$620 -40.1%
Washington $1,194 -$352 -22.8%
West Virginia $1,418 -$128 -8.3%
Wisconsin $1,068 -$478 -30.9%
Wyoming $1,376 -$170 -11.0%

Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates from multiple companies. Each insurance company calculates rates differently, so rate quotes will be varied between companies.

Porsche 718 Boxster Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Porsche 718 Boxster $444 $952 $338 $1,870
2023 Porsche 718 Boxster $430 $930 $354 $1,850
2022 Porsche 718 Boxster $414 $890 $364 $1,804
2021 Porsche 718 Boxster $392 $860 $376 $1,764
2020 Porsche 718 Boxster $376 $798 $384 $1,694
2019 Porsche 718 Boxster $362 $752 $388 $1,638
2018 Porsche 718 Boxster $346 $674 $390 $1,546
2017 Porsche 718 Boxster $324 $620 $390 $1,470

Rates are averaged for all Porsche 718 Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Porsche 718 Boxster Insurance

Finding cheaper rates on insurance for a Porsche 718 Boxster requires avoiding accidents and claims, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to comparison shop at every other renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a condensed summary of the concepts that were touched on in the above illustrations.

  • Drivers considered higher risk with multiple at-fault accidents may pay on average $1,820 more every year to insure a Porsche 718 Boxster
  • Drivers under the age of 20 are the costliest to insure, with premiums being up to $470 each month if comprehensive and collision insurance is included
  • You may be able to save up to $190 per year simply by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles could save up to $675 each year
  • You may be able to save up to $190 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Porsche 718 Boxster Insurance Rates by Driver Age
Driver Age Premium
16 $5,640
20 $3,584
30 $1,624
40 $1,546
50 $1,412
60 $1,386

Full coverage, $500 deductibles

Rates by Deductible

Porsche 718 Boxster Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,998
$250 $1,788
$500 $1,546
$1,000 $1,316

Full coverage, driver age 40

Rates by Liability Limit

Porsche 718 Boxster Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,546
50/100 $1,624
100/300 $1,722
250/500 $1,975
100 CSL $1,663
300 CSL $1,878
500 CSL $2,034

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche 718 Boxster Insurance Rates for High Risk Drivers
Age Premium
16 $8,100
20 $5,714
30 $3,456
40 $3,366
50 $3,212
60 $3,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $222

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $121
5-yr Claim Free $102
Paid in Full/EFT $76
Advance Quote $80
Online Quote $113
Total Discounts $681
Rate after discounts $865

Discounts are estimated and may not be available from every company or in every state.

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