Insurance for Saturn Vehicles

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The following table lists average insurance rates for popular Saturn vehicles. Other models are linked at the bottom of the page

Insurance Rates for Saturn Vehicles
Vehicle Model Annual Premium Monthly Premium
Saturn Outlook $1,454 $121
Saturn Vue $1,352 $113
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Saturn vehicles
Column chart showing average insurance prices for Saturn vehicles range from $821 to $5,114 for full coverage

The above chart uses the data from all Saturn models shown in the table above to showcase how different scenarios can affect car insurance rates.

Auto insurance rates for a Saturn are quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $5,100 a year.

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can be around 43% to 127% more than the average policy.

View Chart as Image

Saturn insurance by risk and age

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $590 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $335 extra every year

View Chart as Image

Saturn insurance by deductible and liability limit

The state you live in has a huge impact on Saturn insurance rates. A driver around age 40 might see rates as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,020 on average in Louisiana, Montana, and Michigan.

Saturn Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,276 -$134 -9.5%
Alaska $1,084 -$326 -23.1%
Arizona $1,172 -$238 -16.9%
Arkansas $1,410 -$0 0.0%
California $1,608 $198 14.0%
Colorado $1,350 -$60 -4.3%
Connecticut $1,450 $40 2.8%
Delaware $1,598 $188 13.3%
Florida $1,766 $356 25.2%
Georgia $1,304 -$106 -7.5%
Hawaii $1,014 -$396 -28.1%
Idaho $954 -$456 -32.3%
Illinois $1,052 -$358 -25.4%
Indiana $1,062 -$348 -24.7%
Iowa $954 -$456 -32.3%
Kansas $1,342 -$68 -4.8%
Kentucky $1,926 $516 36.6%
Louisiana $2,090 $680 48.2%
Maine $872 -$538 -38.2%
Maryland $1,164 -$246 -17.4%
Massachusetts $1,128 -$282 -20.0%
Michigan $2,452 $1,042 73.9%
Minnesota $1,182 -$228 -16.2%
Mississippi $1,690 $280 19.9%
Missouri $1,252 -$158 -11.2%
Montana $1,518 $108 7.7%
Nebraska $1,112 -$298 -21.1%
Nevada $1,692 $282 20.0%
New Hampshire $1,018 -$392 -27.8%
New Jersey $1,578 $168 11.9%
New Mexico $1,250 -$160 -11.3%
New York $1,488 $78 5.5%
North Carolina $812 -$598 -42.4%
North Dakota $1,156 -$254 -18.0%
Ohio $972 -$438 -31.1%
Oklahoma $1,450 $40 2.8%
Oregon $1,294 -$116 -8.2%
Pennsylvania $1,346 -$64 -4.5%
Rhode Island $1,884 $474 33.6%
South Carolina $1,280 -$130 -9.2%
South Dakota $1,190 -$220 -15.6%
Tennessee $1,238 -$172 -12.2%
Texas $1,700 $290 20.6%
Utah $1,046 -$364 -25.8%
Vermont $966 -$444 -31.5%
Virginia $846 -$564 -40.0%
Washington $1,092 -$318 -22.6%
West Virginia $1,294 -$116 -8.2%
Wisconsin $978 -$432 -30.6%
Wyoming $1,258 -$152 -10.8%

Since rates can be so different, the best way to figure out which company is cheapest is to get quotes and see how they stack up. Each insurance company calculates rates differently, and quoted rates may be quite different between companies.

Additional Saturn Vehicles


U.S. averages for full coverage Saturn vehicle insurance

Average Policy Cost $1,410
Comprehensive Premium $348
Collision Premium $532
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Saturn models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Saturn Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $5,114
20 $3,206
30 $1,478
40 $1,410
50 $1,288
60 $1,260

Full coverage, $500 deductibles

Rates by Deductible

Saturn Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,794
$250 $1,620
$500 $1,410
$1,000 $1,210

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $7,298
20 $5,086
30 $3,090
40 $3,020
50 $2,876
60 $2,846

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $189

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $102
5-yr Claim Free $90
Paid in Full/EFT $64
Advance Quote $68
Online Quote $100
Total Discounts $589
Rate after discounts $821

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles