Saturn Outlook Insurance Rates
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UPDATED: Jun 5, 2023
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U.S. average insurance prices for a Saturn Outlook are $956 every 12 months with full coverage. Comprehensive costs an estimated $168, collision costs $178, and liability insurance costs around $452. Buying just liability costs as low as $504 a year, with insurance for high-risk drivers costing around $2,042. Teenage drivers pay the highest rates at $3,838 a year or more.
Average premium for full coverage: $956
Price estimates broken down by individual coverage:
Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Outlook models.
Price Range from Low to High
Using a middle-aged driver as an example, Saturn Outlook insurance prices go from the cheapest price of $504 for just liability coverage to the much higher price of $2,042 for a driver that may need high-risk insurance.
Geographic Price Range
Where you live has a significant impact on car insurance rates. More rural locations have more infrequent collision claims than densely populated cities.
The example below illustrates how where you live affects insurance prices.
The ranges above demonstrate why everyone should compare prices for a targeted area and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Saturn Outlook insurance rates for other coverage scenarios.
- The best discount rate is $590
- Using higher $1,000 deductibles will save approximately $78 annually
- The average price for the average middle-age driver who has $500 deductibles is $956
- Using pricier low deductibles for physical damage coverage increases the price to $1,106
- Drivers who are prone to accidents and violations could pay up to $2,042 or more
- The price to insure a teen driver for full coverage can cost as much as $3,838 or more
Insurance prices for a Saturn Outlook are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.
Using high physical damage deductibles could cut prices by as much as $230 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles could pay as little as $900 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay at least $3,800 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out $1,100 to $1,600 additional each year, depending on your age. Saturn Outlook insurance for high-risk drivers can be anywhere from 42% to 128% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on Saturn Outlook insurance rates. A driver around age 40 might see prices as low as $690 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,290 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $866 | -$90 | -9.4% |
| Alaska | $736 | -$220 | -23.0% |
| Arizona | $794 | -$162 | -16.9% |
| Arkansas | $956 | -$0 | 0.0% |
| California | $1,090 | $134 | 14.0% |
| Colorado | $914 | -$42 | -4.4% |
| Connecticut | $986 | $30 | 3.1% |
| Delaware | $1,082 | $126 | 13.2% |
| Florida | $1,198 | $242 | 25.3% |
| Georgia | $884 | -$72 | -7.5% |
| Hawaii | $688 | -$268 | -28.0% |
| Idaho | $648 | -$308 | -32.2% |
| Illinois | $714 | -$242 | -25.3% |
| Indiana | $720 | -$236 | -24.7% |
| Iowa | $644 | -$312 | -32.6% |
| Kansas | $910 | -$46 | -4.8% |
| Kentucky | $1,306 | $350 | 36.6% |
| Louisiana | $1,416 | $460 | 48.1% |
| Maine | $590 | -$366 | -38.3% |
| Maryland | $790 | -$166 | -17.4% |
| Massachusetts | $764 | -$192 | -20.1% |
| Michigan | $1,662 | $706 | 73.8% |
| Minnesota | $802 | -$154 | -16.1% |
| Mississippi | $1,146 | $190 | 19.9% |
| Missouri | $848 | -$108 | -11.3% |
| Montana | $1,028 | $72 | 7.5% |
| Nebraska | $754 | -$202 | -21.1% |
| Nevada | $1,148 | $192 | 20.1% |
| New Hampshire | $690 | -$266 | -27.8% |
| New Jersey | $1,070 | $114 | 11.9% |
| New Mexico | $848 | -$108 | -11.3% |
| New York | $1,008 | $52 | 5.4% |
| North Carolina | $552 | -$404 | -42.3% |
| North Dakota | $784 | -$172 | -18.0% |
| Ohio | $662 | -$294 | -30.8% |
| Oklahoma | $984 | $28 | 2.9% |
| Oregon | $876 | -$80 | -8.4% |
| Pennsylvania | $912 | -$44 | -4.6% |
| Rhode Island | $1,276 | $320 | 33.5% |
| South Carolina | $866 | -$90 | -9.4% |
| South Dakota | $806 | -$150 | -15.7% |
| Tennessee | $838 | -$118 | -12.3% |
| Texas | $1,156 | $200 | 20.9% |
| Utah | $708 | -$248 | -25.9% |
| Vermont | $656 | -$300 | -31.4% |
| Virginia | $574 | -$382 | -40.0% |
| Washington | $740 | -$216 | -22.6% |
| West Virginia | $876 | -$80 | -8.4% |
| Wisconsin | $662 | -$294 | -30.8% |
| Wyoming | $854 | -$102 | -10.7% |
Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $926 | $77 |
| Saturn Outlook XV 2WD | $926 | $77 |
| Saturn Outlook XE Premium 2WD | $956 | $80 |
| Saturn Outlook XE AWD | $956 | $80 |
| Saturn Outlook XE Premium AWD | $956 | $80 |
| Saturn Outlook XR-L 2WD | $974 | $81 |
| Saturn Outlook XR-L AWD | $974 | $81 |
| Saturn Outlook XR-L Premium 2WD | $990 | $83 |
| Saturn Outlook XR-L Premium AWD | $990 | $83 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $172 | $188 | $460 | $978 |
| 2007 Saturn Outlook | $168 | $178 | $452 | $956 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Saturn Outlook Insurance
Getting lower rates on Saturn Outlook insurance requires having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop once a year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following items are a recap of the data that was touched on in the above illustrations.
- You may be able to save approximately $100 per year simply by quoting online well ahead of the renewal date
- Drivers who want additional liability coverage will pay an extra $500 every year to increase from a low limit to a 250/500 level
- 16 to 18-year-old drivers are expensive to insure, costing up to $320 a month if full coverage is included
- High-risk drivers that have major violations or accidents may pay on average $1,090 more annually than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,838 |
| 20 | $2,168 |
| 30 | $972 |
| 40 | $956 |
| 50 | $878 |
| 60 | $860 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,106 |
| $250 | $1,040 |
| $500 | $956 |
| $1,000 | $878 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $956 |
| 50/100 | $1,080 |
| 100/300 | $1,193 |
| 250/500 | $1,487 |
| 100 CSL | $1,126 |
| 300 CSL | $1,374 |
| 500 CSL | $1,555 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,392 |
| 20 | $3,442 |
| 30 | $2,056 |
| 40 | $2,042 |
| 50 | $1,952 |
| 60 | $1,932 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $48 |
| Multi-vehicle | $50 |
| Homeowner | $17 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $33 |
| Advance Quote | $40 |
| Online Quote | $64 |
| Total Discounts | $366 |
Discounts are estimated and may not be available from every company or in every state.
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