Saturn Outlook Insurance Rates
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UPDATED: Jun 5, 2023
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Estimated insurance prices for a Saturn Outlook are $978 every 12 months with full coverage. Comprehensive insurance costs approximately $172 each year, collision costs $188, and liability insurance costs $460. A policy with only liability insurance costs as little as $510 a year, with a high-risk policy costing $2,088 or more. Teenage drivers pay the most at $3,918 a year or more.
Average premium for full coverage: $978
Premium estimates by type of coverage:
Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Outlook models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Saturn Outlook go from the cheapest price of $510 for just liability insurance to a high rate of $2,088 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Your location has a significant impact on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than densely populated cities.
The graphic below illustrates how location helps determine auto insurance prices.
These rate differences demonstrate why all drivers should compare rates using their specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.
- The best discount rate is $602
- Drivers who choose higher $1,000 deductibles will pay $84 annually
- The average price for a 40-year-old good driver who chooses $500 deductibles is $978
- Using low deductibles for comprehensive and collision insurance costs an extra $152 a year
- High risk drivers who are prone to accidents and violations could pay around $2,088 or more
- An auto insurance policy to insure a teen driver can cost $3,918 a year
Car insurance prices for a Saturn Outlook also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Outlook.
Using high physical damage deductibles could save up to $240 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles could pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $3,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,100 to $1,600 extra annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 41% to 125% more than a normal policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Saturn Outlook insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,320 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $884 | -$94 | -9.6% |
| Alaska | $750 | -$228 | -23.3% |
| Arizona | $812 | -$166 | -17.0% |
| Arkansas | $978 | -$0 | 0.0% |
| California | $1,114 | $136 | 13.9% |
| Colorado | $936 | -$42 | -4.3% |
| Connecticut | $1,004 | $26 | 2.7% |
| Delaware | $1,106 | $128 | 13.1% |
| Florida | $1,222 | $244 | 24.9% |
| Georgia | $902 | -$76 | -7.8% |
| Hawaii | $702 | -$276 | -28.2% |
| Idaho | $662 | -$316 | -32.3% |
| Illinois | $728 | -$250 | -25.6% |
| Indiana | $736 | -$242 | -24.7% |
| Iowa | $658 | -$320 | -32.7% |
| Kansas | $928 | -$50 | -5.1% |
| Kentucky | $1,334 | $356 | 36.4% |
| Louisiana | $1,446 | $468 | 47.9% |
| Maine | $604 | -$374 | -38.2% |
| Maryland | $806 | -$172 | -17.6% |
| Massachusetts | $784 | -$194 | -19.8% |
| Michigan | $1,698 | $720 | 73.6% |
| Minnesota | $820 | -$158 | -16.2% |
| Mississippi | $1,170 | $192 | 19.6% |
| Missouri | $866 | -$112 | -11.5% |
| Montana | $1,050 | $72 | 7.4% |
| Nebraska | $772 | -$206 | -21.1% |
| Nevada | $1,172 | $194 | 19.8% |
| New Hampshire | $706 | -$272 | -27.8% |
| New Jersey | $1,094 | $116 | 11.9% |
| New Mexico | $866 | -$112 | -11.5% |
| New York | $1,030 | $52 | 5.3% |
| North Carolina | $562 | -$416 | -42.5% |
| North Dakota | $800 | -$178 | -18.2% |
| Ohio | $676 | -$302 | -30.9% |
| Oklahoma | $1,004 | $26 | 2.7% |
| Oregon | $896 | -$82 | -8.4% |
| Pennsylvania | $932 | -$46 | -4.7% |
| Rhode Island | $1,304 | $326 | 33.3% |
| South Carolina | $886 | -$92 | -9.4% |
| South Dakota | $824 | -$154 | -15.7% |
| Tennessee | $856 | -$122 | -12.5% |
| Texas | $1,178 | $200 | 20.4% |
| Utah | $722 | -$256 | -26.2% |
| Vermont | $670 | -$308 | -31.5% |
| Virginia | $584 | -$394 | -40.3% |
| Washington | $756 | -$222 | -22.7% |
| West Virginia | $896 | -$82 | -8.4% |
| Wisconsin | $676 | -$302 | -30.9% |
| Wyoming | $872 | -$106 | -10.8% |
With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate prices, so rate quotes will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $942 | $79 |
| Saturn Outlook XV 2WD | $942 | $79 |
| Saturn Outlook XE Premium 2WD | $978 | $82 |
| Saturn Outlook XE AWD | $978 | $82 |
| Saturn Outlook XE Premium AWD | $978 | $82 |
| Saturn Outlook XR-L 2WD | $994 | $83 |
| Saturn Outlook XR-L AWD | $994 | $83 |
| Saturn Outlook XR-L Premium 2WD | $1,010 | $84 |
| Saturn Outlook XR-L Premium AWD | $1,010 | $84 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $174 | $192 | $468 | $992 |
| 2007 Saturn Outlook | $172 | $188 | $460 | $978 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Saturn Outlook Insurance
Finding better rates on Saturn Outlook insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, being claim-free, and avoiding coverage lapses. Invest time comparing rates every other policy renewal by getting rate quotes from direct companies, and also from insurance agencies where you live.
The list below is a condensed summary of the ideas that were covered in the charts and tables above.
- Teenagers pay the highest auto insurance prices, possibly costing $327 per month if the policy includes full coverage
- High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,110 more per year for car insurance
- Increasing policy deductibles could save as much as $225 each year
- You may be able to save around $110 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,918 |
| 20 | $2,216 |
| 30 | $992 |
| 40 | $978 |
| 50 | $898 |
| 60 | $878 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,130 |
| $250 | $1,060 |
| $500 | $978 |
| $1,000 | $894 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $978 |
| 50/100 | $1,102 |
| 100/300 | $1,217 |
| 250/500 | $1,516 |
| 100 CSL | $1,148 |
| 300 CSL | $1,401 |
| 500 CSL | $1,585 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,508 |
| 20 | $3,522 |
| 30 | $2,104 |
| 40 | $2,088 |
| 50 | $1,996 |
| 60 | $1,976 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $52 |
| Homeowner | $17 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $41 |
| Online Quote | $66 |
| Total Discounts | $376 |
Discounts are estimated and may not be available from every company or in every state.
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