Saturn Outlook Insurance Rates
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UPDATED: Jun 5, 2023
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Average auto insurance rates for a Saturn Outlook are $978 annually including full coverage. Comprehensive costs around $172 a year, collision costs $188, and liability costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing around $2,088. Teenage drivers receive the highest rates at $3,918 a year or more.
Average premium for full coverage: $978
Rate estimates for individual coverage type:
Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Outlook trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from as cheap as $510 for liability-only coverage to a high of $2,088 for a driver who has had serious violations or accidents.
Price Range by Location
Where you live can have significant affects on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than densely populated cities.
The diagram below illustrates how your location can change auto insurance rates.
These examples highlight why it is important to compare prices for a specific zip code and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Saturn Outlook insurance rates for additional coverage choices and driver risks.
- The best discount rate is $602
- Using higher $1,000 deductibles will save about $894 every year
- The estimated rate for a 40-year-old driver using $500 deductibles is $978
- Using low $100 deductibles for physical damage coverage will cost $1,130
- Drivers who are prone to accidents and violations could pay at least $2,088 or more
- The cost with full coverage for a teen driver can be $3,918 or more
Insurance rates for a Saturn Outlook can also vary considerably based on the trim level of your Outlook, your driving characteristics, and deductibles and policy limits.
Older drivers with a clean driving record and high physical damage deductibles may pay as little as $900 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay as much as $3,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at least $1,100 to $1,600 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 41% to 125% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut rates by as much as $240 every year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Saturn Outlook insurance prices. A driver around age 40 might see rates as low as $750 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,400 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $884 | -$94 | -9.6% |
| Alaska | $750 | -$228 | -23.3% |
| Arizona | $812 | -$166 | -17.0% |
| Arkansas | $978 | -$0 | 0.0% |
| California | $1,114 | $136 | 13.9% |
| Colorado | $936 | -$42 | -4.3% |
| Connecticut | $1,004 | $26 | 2.7% |
| Delaware | $1,106 | $128 | 13.1% |
| Florida | $1,222 | $244 | 24.9% |
| Georgia | $902 | -$76 | -7.8% |
| Hawaii | $702 | -$276 | -28.2% |
| Idaho | $662 | -$316 | -32.3% |
| Illinois | $728 | -$250 | -25.6% |
| Indiana | $736 | -$242 | -24.7% |
| Iowa | $658 | -$320 | -32.7% |
| Kansas | $928 | -$50 | -5.1% |
| Kentucky | $1,334 | $356 | 36.4% |
| Louisiana | $1,446 | $468 | 47.9% |
| Maine | $604 | -$374 | -38.2% |
| Maryland | $806 | -$172 | -17.6% |
| Massachusetts | $784 | -$194 | -19.8% |
| Michigan | $1,698 | $720 | 73.6% |
| Minnesota | $820 | -$158 | -16.2% |
| Mississippi | $1,170 | $192 | 19.6% |
| Missouri | $866 | -$112 | -11.5% |
| Montana | $1,050 | $72 | 7.4% |
| Nebraska | $772 | -$206 | -21.1% |
| Nevada | $1,172 | $194 | 19.8% |
| New Hampshire | $706 | -$272 | -27.8% |
| New Jersey | $1,094 | $116 | 11.9% |
| New Mexico | $866 | -$112 | -11.5% |
| New York | $1,030 | $52 | 5.3% |
| North Carolina | $562 | -$416 | -42.5% |
| North Dakota | $800 | -$178 | -18.2% |
| Ohio | $676 | -$302 | -30.9% |
| Oklahoma | $1,004 | $26 | 2.7% |
| Oregon | $896 | -$82 | -8.4% |
| Pennsylvania | $932 | -$46 | -4.7% |
| Rhode Island | $1,304 | $326 | 33.3% |
| South Carolina | $886 | -$92 | -9.4% |
| South Dakota | $824 | -$154 | -15.7% |
| Tennessee | $856 | -$122 | -12.5% |
| Texas | $1,178 | $200 | 20.4% |
| Utah | $722 | -$256 | -26.2% |
| Vermont | $670 | -$308 | -31.5% |
| Virginia | $584 | -$394 | -40.3% |
| Washington | $756 | -$222 | -22.7% |
| West Virginia | $896 | -$82 | -8.4% |
| Wisconsin | $676 | -$302 | -30.9% |
| Wyoming | $872 | -$106 | -10.8% |
With so much variability in rates, the best way to figure out your exact price is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $942 | $79 |
| Saturn Outlook XV 2WD | $942 | $79 |
| Saturn Outlook XE Premium 2WD | $978 | $82 |
| Saturn Outlook XE AWD | $978 | $82 |
| Saturn Outlook XE Premium AWD | $978 | $82 |
| Saturn Outlook XR-L 2WD | $994 | $83 |
| Saturn Outlook XR-L AWD | $994 | $83 |
| Saturn Outlook XR-L Premium 2WD | $1,010 | $84 |
| Saturn Outlook XR-L Premium AWD | $1,010 | $84 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $174 | $192 | $468 | $992 |
| 2007 Saturn Outlook | $172 | $188 | $460 | $978 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Saturn Outlook Insurance
Saving money on car insurance requires being a good driver, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Invest the time to shop around every other policy renewal by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The following list is a review of the ideas that were illustrated above.
- Drivers age 16 to 20 pay higher rates, as much as $327 per month including comprehensive and collision insurance
- Higher risk drivers who have several accidents or serious violations may pay on average $1,110 more every year than a safer driver
- Increasing deductibles could save up to $225 each year
- You may be able to save up to $110 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,918 |
| 20 | $2,216 |
| 30 | $992 |
| 40 | $978 |
| 50 | $898 |
| 60 | $878 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,130 |
| $250 | $1,060 |
| $500 | $978 |
| $1,000 | $894 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $978 |
| 50/100 | $1,102 |
| 100/300 | $1,217 |
| 250/500 | $1,516 |
| 100 CSL | $1,148 |
| 300 CSL | $1,401 |
| 500 CSL | $1,585 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,508 |
| 20 | $3,522 |
| 30 | $2,104 |
| 40 | $2,088 |
| 50 | $1,996 |
| 60 | $1,976 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $52 |
| Homeowner | $17 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $41 |
| Online Quote | $66 |
| Total Discounts | $376 |
Discounts are estimated and may not be available from every company or in every state.
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