Saturn Outlook Insurance Rates

U.S. average insurance rates for a Saturn Outlook are $928 a year including full coverage. Comprehensive costs approximately $154 a year, collision costs $170, and liability is estimated at $446. Liability-only coverage costs approximately $500 a year, with high-risk coverage costing around $1,986. Teen drivers pay the highest rates at $3,764 a year or more.

Average premium for full coverage: $928

Price estimates by individual coverage:

Prices include $500 deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and Outlook trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance prices.

The ranges above highlight why it is important to get quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $573
• Choosing higher $1,000 deductibles can save $854 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $928
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,068
• Unlucky drivers with multiple violations and an at-fault accident could pay around $1,986 or more
• The price that insures a teen driver can cost $3,764 each year

View Chart as Image

Auto insurance prices for a Saturn Outlook are also quite variable based on the trim level of your Outlook, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,100 to $1,600 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 132% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $900 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $3,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Saturn Outlook insurance prices. A good driver about age 40 could pay as low as $720 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,330 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $220 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $402 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes and see which company has the best price. Each auto insurer uses a different rate calculation, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Saturn Outlook Insurance

Getting lower rates on car insurance takes not taking risks behind the wheel, maintaining a good credit score, being claim-free, and not having any coverage lapses. Shop around once a year by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The following is a quick rundown of the data that was presented in the illustrations above.

• You may be able to save around $100 per year simply by quoting early and online
• Policyholders who purchase higher liability limits will pay about $490 per year to raise limits from a low limit to the 250/500 level
• Teens have the highest car insurance prices, possibly costing $314 a month if the policy includes full coverage
• Higher risk drivers with reckless driving or DUI convictions will likely pay on average $1,060 more per year for Outlook insurance