Saturn Outlook Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 5, 2023

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U.S. average insurance prices for a Saturn Outlook are $992 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $174, collision insurance costs $192, and liability coverage is $468. Buying just liability costs around $518 a year, and insurance for high-risk drivers costs $2,124 or more. Teenage drivers pay the highest rates at up to $3,982 a year.

Average premium for full coverage: $992

Price estimates by individual coverage:

Comprehensive $174
Collision $192
Liability $468

Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for all Outlook models.

Price Range from Low to High

For a driver in their 40's, Saturn Outlook insurance prices range from the cheapest price of $518 for your basic liability-only policy to the much higher price of $2,124 for a driver who has had serious violations or accidents.

Liability Only $518
Full Coverage $992
High Risk $2,124

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations have more infrequent physical damage claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.

Rural Areas $744
Small Cities $1,042
Large Cities $1,339

The ranges above illustrate why everyone should compare rates quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Saturn Outlook insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $607
  • Raising to $1,000 deductibles will save $84 each year
  • The average price for the average middle-age driver who chooses $500 deductibles is $992
  • Using pricier low deductibles costs an extra $156 each year
  • Unlucky drivers who are prone to accidents and violations could pay around $2,124
  • The price to insure a teenage driver for full coverage can cost $3,982

View Chart as Image

Saturn Outlook insurance cost comparison chart
Column chart showing Saturn Outlook insurance prices range from $607 to $3,982 for full coverage

Insurance prices for a Saturn Outlook are also quite variable based on deductibles and policy limits, your risk profile, and the model of your Outlook.

Using high physical damage deductibles can reduce prices by up to $240 a year, whereas buying more liability protection will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $421 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,200 to $1,700 additional each year, depending on your age. Saturn Outlook insurance for high-risk drivers is expensive and can cost around 43% to 135% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Saturn Outlook insurance rates. A middle-age driver might find prices as low as $650 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,340 on average in Florida, New York, and Michigan.

Saturn Outlook Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $900 -$92 -9.3%
Alaska $764 -$228 -23.0%
Arizona $824 -$168 -16.9%
Arkansas $992 -$0 0.0%
California $1,130 $138 13.9%
Colorado $950 -$42 -4.2%
Connecticut $1,024 $32 3.2%
Delaware $1,126 $134 13.5%
Florida $1,244 $252 25.4%
Georgia $916 -$76 -7.7%
Hawaii $714 -$278 -28.0%
Idaho $672 -$320 -32.3%
Illinois $742 -$250 -25.2%
Indiana $748 -$244 -24.6%
Iowa $670 -$322 -32.5%
Kansas $946 -$46 -4.6%
Kentucky $1,356 $364 36.7%
Louisiana $1,470 $478 48.2%
Maine $614 -$378 -38.1%
Maryland $818 -$174 -17.5%
Massachusetts $796 -$196 -19.8%
Michigan $1,726 $734 74.0%
Minnesota $830 -$162 -16.3%
Mississippi $1,190 $198 20.0%
Missouri $880 -$112 -11.3%
Montana $1,068 $76 7.7%
Nebraska $786 -$206 -20.8%
Nevada $1,192 $200 20.2%
New Hampshire $716 -$276 -27.8%
New Jersey $1,110 $118 11.9%
New Mexico $880 -$112 -11.3%
New York $1,048 $56 5.6%
North Carolina $572 -$420 -42.3%
North Dakota $814 -$178 -17.9%
Ohio $686 -$306 -30.8%
Oklahoma $1,018 $26 2.6%
Oregon $910 -$82 -8.3%
Pennsylvania $948 -$44 -4.4%
Rhode Island $1,326 $334 33.7%
South Carolina $900 -$92 -9.3%
South Dakota $840 -$152 -15.3%
Tennessee $870 -$122 -12.3%
Texas $1,198 $206 20.8%
Utah $734 -$258 -26.0%
Vermont $682 -$310 -31.3%
Virginia $596 -$396 -39.9%
Washington $768 -$224 -22.6%
West Virginia $910 -$82 -8.3%
Wisconsin $686 -$306 -30.8%
Wyoming $886 -$106 -10.7%

View Chart as Image

Saturn Outlook insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Saturn Outlook Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Saturn Outlook XE 2WD $958 $80
Saturn Outlook XV 2WD $958 $80
Saturn Outlook XE Premium 2WD $992 $83
Saturn Outlook XE AWD $992 $83
Saturn Outlook XE Premium AWD $992 $83
Saturn Outlook XR-L 2WD $1,008 $84
Saturn Outlook XR-L AWD $1,008 $84
Saturn Outlook XR-L Premium 2WD $1,028 $86
Saturn Outlook XR-L Premium AWD $1,028 $86

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Saturn Outlook Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2008 Saturn Outlook $174 $192 $468 $992
2007 Saturn Outlook $172 $188 $460 $978

Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Saturn Outlook Insurance

Getting lower rates on auto insurance consists of having a good driving record, having above-average credit, not filing small claims, and consideration of higher deductibles. Invest time comparing rates every other policy renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a review of the ideas that were covered in the charts and tables above.

  • Drivers age 20 and younger are the costliest to insure, as much as $332 a month if full coverage is included
  • Drivers who have several accidents or serious violations may have to pay on average $1,130 more per year to buy Saturn Outlook insurance
  • Increasing physical damage deductibles could save as much as $250 each year
  • It is possible to save around $110 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Saturn Outlook Insurance Rates by Driver Age
Driver Age Premium
16 $3,982
20 $2,252
30 $1,010
40 $992
50 $912
60 $892

Full coverage, $500 deductibles

Rates by Deductible

Saturn Outlook Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,148
$250 $1,078
$500 $992
$1,000 $908

Full coverage, driver age 40

Rates by Liability Limit

Saturn Outlook Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $992
50/100 $1,122
100/300 $1,239
250/500 $1,543
100 CSL $1,168
300 CSL $1,426
500 CSL $1,613

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Outlook Insurance Rates for High Risk Drivers
Age Premium
16 $5,598
20 $3,584
30 $2,142
40 $2,124
50 $2,032
60 $2,010

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $130

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $58
5-yr Claim Free $62
Paid in Full/EFT $35
Advance Quote $42
Online Quote $67
Total Discounts $385
Rate after discounts $607

Discounts are estimated and may not be available from every company or in every state.

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