Saturn Outlook Insurance Rates
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UPDATED: Jun 5, 2023
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Estimated insurance rates for a Saturn Outlook are $1,026 a year for full coverage. Comprehensive costs around $180, collision insurance costs $214, and liability costs $474. A policy with only liability insurance costs as little as $522 a year, and a high-risk policy costs around $2,198. Teenage drivers pay the most at up to $4,096 a year.
Average premium for full coverage: $1,026
Premium estimates for type of coverage:
Estimates include $500 deductible amounts, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for all Outlook models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Saturn Outlook range from as low as $522 for basic liability insurance to the much higher price of $2,198 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Your location can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance rates.
These rate differences show why everyone should compare rates for a specific zip code and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Saturn Outlook insurance rates for additional coverage choices and driver risks.
- The best discount rate is $625
- Drivers who choose higher $1,000 deductibles will pay about $92 a year
- The average rate for a 40-year-old good driver using $500 deductibles is $1,026
- Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,194
- Drivers who are prone to accidents and violations could pay at least $2,198
- An auto insurance policy for full coverage for a 16-year-old driver for full coverage can be $4,096 a year
Car insurance prices for a Saturn Outlook also have a wide range based on your driving characteristics, the trim level of your Outlook, and deductibles and policy limits.
A more mature driver with no driving violations and high deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged as much as $4,000 a year. View Rates by Age
Where you choose to live makes a big difference in Saturn Outlook insurance prices. A 40-year-old driver could pay as low as $680 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,460 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $928 | -$98 | -9.6% |
| Alaska | $786 | -$240 | -23.4% |
| Arizona | $852 | -$174 | -17.0% |
| Arkansas | $1,026 | -$0 | 0.0% |
| California | $1,170 | $144 | 14.0% |
| Colorado | $980 | -$46 | -4.5% |
| Connecticut | $1,054 | $28 | 2.7% |
| Delaware | $1,162 | $136 | 13.3% |
| Florida | $1,284 | $258 | 25.1% |
| Georgia | $946 | -$80 | -7.8% |
| Hawaii | $738 | -$288 | -28.1% |
| Idaho | $692 | -$334 | -32.6% |
| Illinois | $764 | -$262 | -25.5% |
| Indiana | $772 | -$254 | -24.8% |
| Iowa | $692 | -$334 | -32.6% |
| Kansas | $976 | -$50 | -4.9% |
| Kentucky | $1,400 | $374 | 36.5% |
| Louisiana | $1,516 | $490 | 47.8% |
| Maine | $632 | -$394 | -38.4% |
| Maryland | $844 | -$182 | -17.7% |
| Massachusetts | $820 | -$206 | -20.1% |
| Michigan | $1,782 | $756 | 73.7% |
| Minnesota | $856 | -$170 | -16.6% |
| Mississippi | $1,228 | $202 | 19.7% |
| Missouri | $910 | -$116 | -11.3% |
| Montana | $1,102 | $76 | 7.4% |
| Nebraska | $808 | -$218 | -21.2% |
| Nevada | $1,230 | $204 | 19.9% |
| New Hampshire | $738 | -$288 | -28.1% |
| New Jersey | $1,146 | $120 | 11.7% |
| New Mexico | $910 | -$116 | -11.3% |
| New York | $1,082 | $56 | 5.5% |
| North Carolina | $592 | -$434 | -42.3% |
| North Dakota | $840 | -$186 | -18.1% |
| Ohio | $708 | -$318 | -31.0% |
| Oklahoma | $1,054 | $28 | 2.7% |
| Oregon | $938 | -$88 | -8.6% |
| Pennsylvania | $980 | -$46 | -4.5% |
| Rhode Island | $1,368 | $342 | 33.3% |
| South Carolina | $928 | -$98 | -9.6% |
| South Dakota | $866 | -$160 | -15.6% |
| Tennessee | $900 | -$126 | -12.3% |
| Texas | $1,236 | $210 | 20.5% |
| Utah | $760 | -$266 | -25.9% |
| Vermont | $702 | -$324 | -31.6% |
| Virginia | $614 | -$412 | -40.2% |
| Washington | $794 | -$232 | -22.6% |
| West Virginia | $938 | -$88 | -8.6% |
| Wisconsin | $710 | -$316 | -30.8% |
| Wyoming | $914 | -$112 | -10.9% |
Using high physical damage deductibles could save up to $260 annually, whereas buying more liability protection will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying at least $1,200 to $1,700 extra annually, depending on your age. Saturn Outlook insurance for high-risk drivers can cost from 42% to 130% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $988 | $82 |
| Saturn Outlook XV 2WD | $988 | $82 |
| Saturn Outlook XE Premium 2WD | $1,026 | $86 |
| Saturn Outlook XE AWD | $1,026 | $86 |
| Saturn Outlook XE Premium AWD | $1,026 | $86 |
| Saturn Outlook XR-L 2WD | $1,044 | $87 |
| Saturn Outlook XR-L AWD | $1,044 | $87 |
| Saturn Outlook XR-L Premium 2WD | $1,064 | $89 |
| Saturn Outlook XR-L Premium AWD | $1,064 | $89 |
Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $180 | $214 | $474 | $1,026 |
| 2007 Saturn Outlook | $174 | $192 | $468 | $992 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Saturn Outlook Insurance
Finding better rates on insurance for a Saturn Outlook not only requires having a good driving record, but also having above-average credit, not filing small claims, and consideration of higher deductibles. Set aside time to shop around once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.
The next list is a review of the data that was raised in the charts and tables above.
- Drivers can save up to $110 per year just by quoting online well ahead of the renewal date
- Insureds who may need increased levels of liability coverage will pay an extra $520 each year to go from 30/60 bodily injury limits to 250/500 limits
- Drivers age 20 and younger are the costliest to insure, as much as $341 per month if full coverage is included
- Drivers considered higher risk who have several accidents or serious violations may be required to pay an average of $1,170 more every year to buy Saturn Outlook insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,096 |
| 20 | $2,330 |
| 30 | $1,044 |
| 40 | $1,026 |
| 50 | $940 |
| 60 | $920 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,194 |
| $250 | $1,120 |
| $500 | $1,026 |
| $1,000 | $934 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,026 |
| 50/100 | $1,159 |
| 100/300 | $1,277 |
| 250/500 | $1,585 |
| 100 CSL | $1,206 |
| 300 CSL | $1,467 |
| 500 CSL | $1,657 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,766 |
| 20 | $3,712 |
| 30 | $2,216 |
| 40 | $2,198 |
| 50 | $2,100 |
| 60 | $2,078 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $52 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $62 |
| 5-yr Claim Free | $64 |
| Paid in Full/EFT | $37 |
| Advance Quote | $44 |
| Online Quote | $69 |
| Total Discounts | $401 |
Discounts are estimated and may not be available from every company or in every state.
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