Saturn Vue Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 2, 2023

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The average insurance rates for a Saturn Vue are $894 a year for full coverage. Comprehensive insurance costs an estimated $138 each year, collision costs $152, and liability insurance costs $446. Liability-only insurance costs as little as $500 a year, with high-risk driver insurance costing $1,912 or more. Teen drivers cost the most to insure at $3,662 a year or more.

Average premium for full coverage: $894

Policy rates broken down by type of insurance:

Comprehensive $138
Collision $152
Liability $446

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Vue models.

Price Range Variability

For a driver around age 40, Saturn Vue insurance rates go from the low end price of $500 for the bare minimum liability coverage to a high rate of $1,912 for a driver who requires high-risk insurance.

Liability Only $500
Full Coverage $894
High Risk $1,912

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. More rural locations are shown to have lower incidents of accident claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $671
Small Cities $939
Large Cities $1,207

The examples above show why all drivers should compare rates for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Saturn Vue insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $554
  • Drivers who choose higher $1,000 deductibles will pay approximately $68 a year
  • The estimated price for a good driver age 40 who has $500 deductibles is $894
  • Choosing low deductibles for comprehensive and collision insurance will cost an additional $122 a year
  • High risk drivers with multiple violations and an at-fault accident could pay up to $1,912 or more
  • Policy cost that insures a teen driver can cost as much as $3,662 a year

View Chart as Image

Saturn Vue insurance cost comparison chart
Column chart showing full coverage Saturn Vue insurance prices range from $554 to $3,662

Auto insurance rates for a Saturn Vue also range considerably based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,100 to $1,500 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 41% to 137% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $3,600 a year. View Rates by Age

Your home state makes a big difference in Saturn Vue insurance rates. A 40-year-old driver could pay as low as $590 a year in states like Iowa, Maine, and Idaho, or as much as $1,280 on average in New York, Louisiana, and Michigan.

Saturn Vue Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $808 -$86 -9.6%
Alaska $686 -$208 -23.3%
Arizona $742 -$152 -17.0%
Arkansas $894 -$0 0.0%
California $1,018 $124 13.9%
Colorado $852 -$42 -4.7%
Connecticut $920 $26 2.9%
Delaware $1,014 $120 13.4%
Florida $1,120 $226 25.3%
Georgia $824 -$70 -7.8%
Hawaii $640 -$254 -28.4%
Idaho $602 -$292 -32.7%
Illinois $664 -$230 -25.7%
Indiana $672 -$222 -24.8%
Iowa $602 -$292 -32.7%
Kansas $850 -$44 -4.9%
Kentucky $1,220 $326 36.5%
Louisiana $1,324 $430 48.1%
Maine $552 -$342 -38.3%
Maryland $736 -$158 -17.7%
Massachusetts $716 -$178 -19.9%
Michigan $1,552 $658 73.6%
Minnesota $746 -$148 -16.6%
Mississippi $1,072 $178 19.9%
Missouri $792 -$102 -11.4%
Montana $960 $66 7.4%
Nebraska $706 -$188 -21.0%
Nevada $1,072 $178 19.9%
New Hampshire $644 -$250 -28.0%
New Jersey $1,002 $108 12.1%
New Mexico $792 -$102 -11.4%
New York $942 $48 5.4%
North Carolina $516 -$378 -42.3%
North Dakota $732 -$162 -18.1%
Ohio $616 -$278 -31.1%
Oklahoma $918 $24 2.7%
Oregon $818 -$76 -8.5%
Pennsylvania $852 -$42 -4.7%
Rhode Island $1,192 $298 33.3%
South Carolina $810 -$84 -9.4%
South Dakota $754 -$140 -15.7%
Tennessee $782 -$112 -12.5%
Texas $1,078 $184 20.6%
Utah $662 -$232 -26.0%
Vermont $614 -$280 -31.3%
Virginia $534 -$360 -40.3%
Washington $690 -$204 -22.8%
West Virginia $818 -$76 -8.5%
Wisconsin $618 -$276 -30.9%
Wyoming $796 -$98 -11.0%

View Chart as Image

Saturn Vue insurance rates by U.S. city

Choosing high deductibles could save up to $190 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $402 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Saturn Vue Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Saturn Vue XE 2WD $862 $72
Saturn Vue XR 2WD $878 $73
Saturn Vue XR-L 2WD $894 $75
Saturn Vue XR AWD $906 $76
Saturn Vue XR-L AWD $922 $77

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Saturn Vue Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Saturn Vue $154 $170 $468 $950
2008 Saturn Vue $152 $166 $460 $936
2007 Saturn Vue $150 $160 $452 $920
2006 Saturn Vue $138 $152 $446 $894
2005 Saturn Vue $132 $144 $442 $876

Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Saturn Vue Insurance

Finding cheaper rates on Saturn Vue insurance not only requires being safe and accident-free, but also maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Shop around at every other renewal by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the concepts that were covered above.

  • High-risk drivers that tend to have accidents or serious violations may pay on average $1,020 more annually than a low-risk driver
  • Youthful drivers are the costliest to insure, costing up to $305 each month if the policy includes full coverage
  • Drivers can save approximately $100 per year simply by quoting online in advance
  • Increasing comprehensive and collision deductibles can save approximately $200 each year
  • Drivers can save approximately $100 per year simply by quoting online in advance

Rates by Driver Age

Saturn Vue Insurance Rates by Driver Age
Driver Age Premium
16 $3,662
20 $2,034
30 $902
40 $894
50 $822
60 $804

Full coverage, $500 deductibles

Rates by Deductible

Saturn Vue Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,016
$250 $960
$500 $894
$1,000 $826

Full coverage, driver age 40

Rates by Liability Limit

Saturn Vue Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $894
50/100 $1,011
100/300 $1,123
250/500 $1,413
100 CSL $1,056
300 CSL $1,301
500 CSL $1,480

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Vue Insurance Rates for High Risk Drivers
Age Premium
16 $5,134
20 $3,238
30 $1,920
40 $1,912
50 $1,828
60 $1,810

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $48
Homeowner $16
5-yr Accident Free $51
5-yr Claim Free $55
Paid in Full/EFT $30
Advance Quote $37
Online Quote $59
Total Discounts $340
Rate after discounts $554

Discounts are estimated and may not be available from every company or in every state.

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