Saturn Vue Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 2, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance rates for a Saturn Vue are $894 a year for full coverage. Comprehensive insurance costs an estimated $138 each year, collision costs $152, and liability insurance costs $446. Liability-only insurance costs as little as $500 a year, with high-risk driver insurance costing $1,912 or more. Teen drivers cost the most to insure at $3,662 a year or more.
Average premium for full coverage: $894
Policy rates broken down by type of insurance:
These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Vue models.
Price Range Variability
For a driver around age 40, Saturn Vue insurance rates go from the low end price of $500 for the bare minimum liability coverage to a high rate of $1,912 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Your location has a significant impact on insurance rates. More rural locations are shown to have lower incidents of accident claims than larger metro areas.
The graphic below illustrates the difference between rural and urban areas on insurance prices.
The examples above show why all drivers should compare rates for a targeted area, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Saturn Vue insurance rates for other coverage scenarios.
- The lowest rate with discounts is $554
- Drivers who choose higher $1,000 deductibles will pay approximately $68 a year
- The estimated price for a good driver age 40 who has $500 deductibles is $894
- Choosing low deductibles for comprehensive and collision insurance will cost an additional $122 a year
- High risk drivers with multiple violations and an at-fault accident could pay up to $1,912 or more
- Policy cost that insures a teen driver can cost as much as $3,662 a year
Auto insurance rates for a Saturn Vue also range considerably based on the trim level and model year, how you drive, and liability limits and deductibles.
If you have a few points on your driving record or you caused an accident, you could be paying $1,100 to $1,500 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 41% to 137% more than average. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $3,600 a year. View Rates by Age
Your home state makes a big difference in Saturn Vue insurance rates. A 40-year-old driver could pay as low as $590 a year in states like Iowa, Maine, and Idaho, or as much as $1,280 on average in New York, Louisiana, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $808 | -$86 | -9.6% |
Alaska | $686 | -$208 | -23.3% |
Arizona | $742 | -$152 | -17.0% |
Arkansas | $894 | -$0 | 0.0% |
California | $1,018 | $124 | 13.9% |
Colorado | $852 | -$42 | -4.7% |
Connecticut | $920 | $26 | 2.9% |
Delaware | $1,014 | $120 | 13.4% |
Florida | $1,120 | $226 | 25.3% |
Georgia | $824 | -$70 | -7.8% |
Hawaii | $640 | -$254 | -28.4% |
Idaho | $602 | -$292 | -32.7% |
Illinois | $664 | -$230 | -25.7% |
Indiana | $672 | -$222 | -24.8% |
Iowa | $602 | -$292 | -32.7% |
Kansas | $850 | -$44 | -4.9% |
Kentucky | $1,220 | $326 | 36.5% |
Louisiana | $1,324 | $430 | 48.1% |
Maine | $552 | -$342 | -38.3% |
Maryland | $736 | -$158 | -17.7% |
Massachusetts | $716 | -$178 | -19.9% |
Michigan | $1,552 | $658 | 73.6% |
Minnesota | $746 | -$148 | -16.6% |
Mississippi | $1,072 | $178 | 19.9% |
Missouri | $792 | -$102 | -11.4% |
Montana | $960 | $66 | 7.4% |
Nebraska | $706 | -$188 | -21.0% |
Nevada | $1,072 | $178 | 19.9% |
New Hampshire | $644 | -$250 | -28.0% |
New Jersey | $1,002 | $108 | 12.1% |
New Mexico | $792 | -$102 | -11.4% |
New York | $942 | $48 | 5.4% |
North Carolina | $516 | -$378 | -42.3% |
North Dakota | $732 | -$162 | -18.1% |
Ohio | $616 | -$278 | -31.1% |
Oklahoma | $918 | $24 | 2.7% |
Oregon | $818 | -$76 | -8.5% |
Pennsylvania | $852 | -$42 | -4.7% |
Rhode Island | $1,192 | $298 | 33.3% |
South Carolina | $810 | -$84 | -9.4% |
South Dakota | $754 | -$140 | -15.7% |
Tennessee | $782 | -$112 | -12.5% |
Texas | $1,078 | $184 | 20.6% |
Utah | $662 | -$232 | -26.0% |
Vermont | $614 | -$280 | -31.3% |
Virginia | $534 | -$360 | -40.3% |
Washington | $690 | -$204 | -22.8% |
West Virginia | $818 | -$76 | -8.5% |
Wisconsin | $618 | -$276 | -30.9% |
Wyoming | $796 | -$98 | -11.0% |
Choosing high deductibles could save up to $190 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $402 extra every year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and quoted rates will be varied.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Saturn Vue XE 2WD | $862 | $72 |
Saturn Vue XR 2WD | $878 | $73 |
Saturn Vue XR-L 2WD | $894 | $75 |
Saturn Vue XR AWD | $906 | $76 |
Saturn Vue XR-L AWD | $922 | $77 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2009 Saturn Vue | $154 | $170 | $468 | $950 |
2008 Saturn Vue | $152 | $166 | $460 | $936 |
2007 Saturn Vue | $150 | $160 | $452 | $920 |
2006 Saturn Vue | $138 | $152 | $446 | $894 |
2005 Saturn Vue | $132 | $144 | $442 | $876 |
Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Saturn Vue Insurance
Finding cheaper rates on Saturn Vue insurance not only requires being safe and accident-free, but also maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Shop around at every other renewal by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.
Below you'll find a brief summary of the concepts that were covered above.
- High-risk drivers that tend to have accidents or serious violations may pay on average $1,020 more annually than a low-risk driver
- Youthful drivers are the costliest to insure, costing up to $305 each month if the policy includes full coverage
- Drivers can save approximately $100 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles can save approximately $200 each year
- Drivers can save approximately $100 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,662 |
20 | $2,034 |
30 | $902 |
40 | $894 |
50 | $822 |
60 | $804 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,016 |
$250 | $960 |
$500 | $894 |
$1,000 | $826 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $894 |
50/100 | $1,011 |
100/300 | $1,123 |
250/500 | $1,413 |
100 CSL | $1,056 |
300 CSL | $1,301 |
500 CSL | $1,480 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,134 |
20 | $3,238 |
30 | $1,920 |
40 | $1,912 |
50 | $1,828 |
60 | $1,810 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $44 |
Multi-vehicle | $48 |
Homeowner | $16 |
5-yr Accident Free | $51 |
5-yr Claim Free | $55 |
Paid in Full/EFT | $30 |
Advance Quote | $37 |
Online Quote | $59 |
Total Discounts | $340 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area