Saturn Vue Insurance Rates
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UPDATED: Jun 2, 2023
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The average insurance prices for a Saturn Vue are $876 every 12 months for full coverage. Comprehensive insurance costs an estimated $132, collision insurance costs $144, and liability coverage is estimated at $442. Liability-only coverage costs approximately $496 a year, and high-risk coverage costs $1,874 or more. Teen drivers cost the most to insure at up to $3,604 a year.
Average premium for full coverage: $876
Policy rates broken down by type of insurance:
Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and for different Vue trim levels.
Price Range Variability
For a driver around age 40, Saturn Vue insurance rates range from the cheapest price of $496 for a discount liability-only rate to a much higher rate of $1,874 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Living in a larger city has a large influence on insurance rates. More rural locations are shown to have more infrequent accident claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on insurance prices.
The examples above show why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows average Saturn Vue insurance rates for other coverage scenarios.
- The lowest rate with discounts is $546
- Choosing higher $1,000 deductibles can save approximately $64 a year
- The average price for a good driver age 40 who has $500 deductibles is $876
- Choosing more expensive low deductibles for comp and collision coverage costs an extra $118 each year
- Drivers with multiple violations and an at-fault accident could pay up to $1,874
- Policy cost to insure a teenage driver with full coverage can cost as much as $3,604 each year
Insurance rates for a Saturn Vue also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.
Choosing high deductibles can save as much as $190 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may only pay around $800 annually on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $3,600 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,000 to $1,500 additional every year, depending on your age. High-risk driver insurance ranges around 42% to 127% more than average. View High Risk Driver Rates
Your home state plays a big part in determining prices for Saturn Vue insurance rates. A good driver about age 40 could pay as low as $580 a year in states like Iowa, Maine, and Idaho, or as much as $1,250 on average in New York, Louisiana, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Saturn Vue XE 2WD||$846||$71|
|Saturn Vue XR 2WD||$860||$72|
|Saturn Vue XR-L 2WD||$876||$73|
|Saturn Vue XR AWD||$890||$74|
|Saturn Vue XR-L AWD||$906||$76|
Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2009 Saturn Vue||$170||$210||$474||$1,012|
|2008 Saturn Vue||$160||$190||$474||$982|
|2007 Saturn Vue||$154||$170||$468||$950|
|2006 Saturn Vue||$152||$166||$460||$936|
|2005 Saturn Vue||$150||$160||$452||$920|
|2004 Saturn Vue||$138||$152||$446||$894|
|2003 Saturn Vue||$132||$144||$442||$876|
Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Saturn Vue Insurance
Finding cheaper rates on auto insurance takes being a good driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at least once a year by obtaining price quotes from direct carriers, and also from several local insurance agents.
The following list is a summary of the primary concepts that were covered above.
- Drivers can save approximately $90 per year just by shopping early and online
- Drivers who have multiple accidents or major violations pay on average $1,000 more annually than a safer driver
- Increasing comprehensive and collision deductibles could save as much as $175 each year
- Drivers age 16 to 20 are expensive to insure, costing up to $300 each month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$49|
|5-yr Claim Free||$53|
|Paid in Full/EFT||$29|
Discounts are estimated and may not be available from every company or in every state.