Saturn Vue Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 2, 2023
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U.S. average insurance rates for a Saturn Vue are $894 a year for full coverage. Comprehensive insurance costs approximately $138 each year, collision costs $152, and liability costs around $446. Buying just liability costs as low as $500 a year, with insurance for high-risk drivers costing $1,912 or more. Teens pay the highest rates at $3,662 a year or more.
Average premium for full coverage: $894
Price estimates by individual coverage:
Rate estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Vue models.
Price Range from Low to High
For a 40-year-old driver, Saturn Vue insurance prices go from the low end price of $500 for just the minimum liability insurance to a high rate of $1,912 for a driver required to buy high-risk insurance.
Geographic Price Range
Where you live can make a big difference on car insurance rates. Rural locations have lower incidents of accident claims than cities with more traffic congestion.
The graphic below illustrates how your location can change auto insurance prices.
The ranges above show why all drivers should compare prices using their specific location, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Saturn Vue insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $554
- Using higher $1,000 deductibles will save $68 a year
- The estimated price for the average middle-age driver who chooses $500 deductibles is $894
- Selecting low deductibles for physical damage coverage will cost an additional $122 annually
- High-risk insureds with serious driving violations could pay around $1,912 or more
- The price that insures a 16-year-old driver can cost $3,662 or more
Insurance prices for a Saturn Vue are also quite variable based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you could be paying anywhere from $1,100 to $1,500 additional each year, depending on your age. Insurance for high-risk drivers can be from 41% to 137% more than the average policy. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $900 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age
The state you live in has a huge impact on Saturn Vue insurance prices. A driver around age 40 might see prices as low as $590 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,280 on average in New York, Louisiana, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $808 | -$86 | -9.6% |
Alaska | $686 | -$208 | -23.3% |
Arizona | $742 | -$152 | -17.0% |
Arkansas | $894 | -$0 | 0.0% |
California | $1,018 | $124 | 13.9% |
Colorado | $852 | -$42 | -4.7% |
Connecticut | $920 | $26 | 2.9% |
Delaware | $1,014 | $120 | 13.4% |
Florida | $1,120 | $226 | 25.3% |
Georgia | $824 | -$70 | -7.8% |
Hawaii | $640 | -$254 | -28.4% |
Idaho | $602 | -$292 | -32.7% |
Illinois | $664 | -$230 | -25.7% |
Indiana | $672 | -$222 | -24.8% |
Iowa | $602 | -$292 | -32.7% |
Kansas | $850 | -$44 | -4.9% |
Kentucky | $1,220 | $326 | 36.5% |
Louisiana | $1,324 | $430 | 48.1% |
Maine | $552 | -$342 | -38.3% |
Maryland | $736 | -$158 | -17.7% |
Massachusetts | $716 | -$178 | -19.9% |
Michigan | $1,552 | $658 | 73.6% |
Minnesota | $746 | -$148 | -16.6% |
Mississippi | $1,072 | $178 | 19.9% |
Missouri | $792 | -$102 | -11.4% |
Montana | $960 | $66 | 7.4% |
Nebraska | $706 | -$188 | -21.0% |
Nevada | $1,072 | $178 | 19.9% |
New Hampshire | $644 | -$250 | -28.0% |
New Jersey | $1,002 | $108 | 12.1% |
New Mexico | $792 | -$102 | -11.4% |
New York | $942 | $48 | 5.4% |
North Carolina | $516 | -$378 | -42.3% |
North Dakota | $732 | -$162 | -18.1% |
Ohio | $616 | -$278 | -31.1% |
Oklahoma | $918 | $24 | 2.7% |
Oregon | $818 | -$76 | -8.5% |
Pennsylvania | $852 | -$42 | -4.7% |
Rhode Island | $1,192 | $298 | 33.3% |
South Carolina | $810 | -$84 | -9.4% |
South Dakota | $754 | -$140 | -15.7% |
Tennessee | $782 | -$112 | -12.5% |
Texas | $1,078 | $184 | 20.6% |
Utah | $662 | -$232 | -26.0% |
Vermont | $614 | -$280 | -31.3% |
Virginia | $534 | -$360 | -40.3% |
Washington | $690 | -$204 | -22.8% |
West Virginia | $818 | -$76 | -8.5% |
Wisconsin | $618 | -$276 | -30.9% |
Wyoming | $796 | -$98 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $190 annually, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $402 more each year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison from multiple companies. Each insurance company calculates prices differently, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Saturn Vue XE 2WD | $862 | $72 |
Saturn Vue XR 2WD | $878 | $73 |
Saturn Vue XR-L 2WD | $894 | $75 |
Saturn Vue XR AWD | $906 | $76 |
Saturn Vue XR-L AWD | $922 | $77 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2009 Saturn Vue | $154 | $170 | $468 | $950 |
2008 Saturn Vue | $152 | $166 | $460 | $936 |
2007 Saturn Vue | $150 | $160 | $452 | $920 |
2006 Saturn Vue | $138 | $152 | $446 | $894 |
2005 Saturn Vue | $132 | $144 | $442 | $876 |
Rates are averaged for all Saturn Vue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Saturn Vue Insurance
Getting lower rates on insurance for a Saturn Vue requires being a low-risk driver, having a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Compare rates at every policy renewal by obtaining price quotes from direct carriers, and also from insurance agencies where you live.
The items below are a brief recap of the data illustrated above.
- Insureds who purchase more liability coverage will pay approximately $490 each year to increase from a low limit to the 250/500 level
- Drivers can save around $100 per year simply by quoting online in advance
- Increasing physical damage deductibles can save approximately $200 each year
- Teen drivers are the costliest to insure, with premiums as much as $305 a month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,662 |
20 | $2,034 |
30 | $902 |
40 | $894 |
50 | $822 |
60 | $804 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,016 |
$250 | $960 |
$500 | $894 |
$1,000 | $826 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $894 |
50/100 | $1,011 |
100/300 | $1,123 |
250/500 | $1,413 |
100 CSL | $1,056 |
300 CSL | $1,301 |
500 CSL | $1,480 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,134 |
20 | $3,238 |
30 | $1,920 |
40 | $1,912 |
50 | $1,828 |
60 | $1,810 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $44 |
Multi-vehicle | $48 |
Homeowner | $16 |
5-yr Accident Free | $51 |
5-yr Claim Free | $55 |
Paid in Full/EFT | $30 |
Advance Quote | $37 |
Online Quote | $59 |
Total Discounts | $340 |
Discounts are estimated and may not be available from every company or in every state.
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