Scion tC Insurance Rates
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UPDATED: Jun 6, 2023
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Average insurance prices for a Scion tC are $1,116 every 12 months for full coverage. Comprehensive insurance costs approximately $144, collision costs $208, and liability costs around $564. A liability-only policy costs as low as $628 a year, with high-risk insurance costing $2,404 or more. 16-year-old drivers receive the highest rates at $4,636 a year or more.
Average premium for full coverage: $1,116
Rate estimates by individual coverage type:
Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all states and for all tC models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from the cheapest price of $628 for just liability insurance to the much higher price of $2,404 for a driver who requires high-risk insurance.
Price Range by Location
Where you live can have significant affects on car insurance rates. Rural locations tend to have more infrequent accident claims than congested cities.
The example below illustrates how location helps determine auto insurance prices.
These examples show why everyone should compare prices using their specific location and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Scion tC insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $687
- Using higher $1,000 deductibles will save $82 a year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,116
- Buying pricier low deductibles for physical damage coverage costs an extra $152 every year
- Drivers with multiple tickets or accidents could pay around $2,404 or more
- The cost to insure a teen driver for full coverage can cost $4,636 or more
Insurance rates for a Scion tC can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your tC.
Opting for high physical damage deductibles could cut rates by as much as $240 every year, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $507 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,300 to $1,900 extra per year, depending on your age. Scion tC insurance for high-risk drivers can be as much as 41% to 130% more than the average rate. View High Risk Driver Rates
Where you live has a huge impact on Scion tC insurance prices. A driver around age 40 might see rates as low as $740 a year in states like Iowa, Maine, and Idaho, or at least $1,590 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,008 | -$108 | -9.7% |
| Alaska | $854 | -$262 | -23.5% |
| Arizona | $924 | -$192 | -17.2% |
| Arkansas | $1,116 | -$0 | 0.0% |
| California | $1,270 | $154 | 13.8% |
| Colorado | $1,064 | -$52 | -4.7% |
| Connecticut | $1,146 | $30 | 2.7% |
| Delaware | $1,262 | $146 | 13.1% |
| Florida | $1,390 | $274 | 24.6% |
| Georgia | $1,026 | -$90 | -8.1% |
| Hawaii | $798 | -$318 | -28.5% |
| Idaho | $758 | -$358 | -32.1% |
| Illinois | $830 | -$286 | -25.6% |
| Indiana | $842 | -$274 | -24.6% |
| Iowa | $752 | -$364 | -32.6% |
| Kansas | $1,058 | -$58 | -5.2% |
| Kentucky | $1,520 | $404 | 36.2% |
| Louisiana | $1,650 | $534 | 47.8% |
| Maine | $688 | -$428 | -38.4% |
| Maryland | $920 | -$196 | -17.6% |
| Massachusetts | $888 | -$228 | -20.4% |
| Michigan | $1,934 | $818 | 73.3% |
| Minnesota | $932 | -$184 | -16.5% |
| Mississippi | $1,336 | $220 | 19.7% |
| Missouri | $990 | -$126 | -11.3% |
| Montana | $1,198 | $82 | 7.3% |
| Nebraska | $876 | -$240 | -21.5% |
| Nevada | $1,336 | $220 | 19.7% |
| New Hampshire | $802 | -$314 | -28.1% |
| New Jersey | $1,246 | $130 | 11.6% |
| New Mexico | $986 | -$130 | -11.6% |
| New York | $1,172 | $56 | 5.0% |
| North Carolina | $640 | -$476 | -42.7% |
| North Dakota | $914 | -$202 | -18.1% |
| Ohio | $770 | -$346 | -31.0% |
| Oklahoma | $1,142 | $26 | 2.3% |
| Oregon | $1,022 | -$94 | -8.4% |
| Pennsylvania | $1,062 | -$54 | -4.8% |
| Rhode Island | $1,486 | $370 | 33.2% |
| South Carolina | $1,008 | -$108 | -9.7% |
| South Dakota | $940 | -$176 | -15.8% |
| Tennessee | $976 | -$140 | -12.5% |
| Texas | $1,344 | $228 | 20.4% |
| Utah | $826 | -$290 | -26.0% |
| Vermont | $762 | -$354 | -31.7% |
| Virginia | $668 | -$448 | -40.1% |
| Washington | $862 | -$254 | -22.8% |
| West Virginia | $1,024 | -$92 | -8.2% |
| Wisconsin | $772 | -$344 | -30.8% |
| Wyoming | $994 | -$122 | -10.9% |
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to regularly compare rates and see which company has the best rate. Each insurance company utilizes a different rate formula, so the rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Scion tC | $206 | $408 | $574 | $1,388 |
| 2014 Scion tC | $198 | $382 | $580 | $1,360 |
| 2011 Scion tC | $174 | $300 | $596 | $1,270 |
| 2009 Scion tC | $152 | $250 | $592 | $1,194 |
| 2008 Scion tC | $148 | $224 | $586 | $1,158 |
| 2007 Scion tC | $146 | $218 | $574 | $1,138 |
| 2006 Scion tC | $144 | $208 | $564 | $1,116 |
Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Scion tC Insurance
Saving money on car insurance requires being safe and accident-free, having good credit, eliminating unneeded coverage, and maximizing policy discounts. Invest time comparing rates at every other renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a review of the concepts that were covered in the charts and tables above.
- Higher risk drivers who have several accidents or serious violations may pay on average $1,290 more per year than a low-risk driver
- Youthful drivers are expensive to insure, costing as high as $386 per month if they have full coverage
- Drivers can save around $120 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles could save as much as $225 each year
- Drivers can save around $120 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,636 |
| 20 | $2,572 |
| 30 | $1,124 |
| 40 | $1,116 |
| 50 | $1,024 |
| 60 | $1,002 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,268 |
| $250 | $1,198 |
| $500 | $1,116 |
| $1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,116 |
| 50/100 | $1,229 |
| 100/300 | $1,370 |
| 250/500 | $1,736 |
| 100 CSL | $1,285 |
| 300 CSL | $1,595 |
| 500 CSL | $1,821 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,506 |
| 20 | $4,096 |
| 30 | $2,416 |
| 40 | $2,404 |
| 50 | $2,304 |
| 60 | $2,276 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $61 |
| Homeowner | $20 |
| 5-yr Accident Free | $65 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $38 |
| Advance Quote | $48 |
| Online Quote | $73 |
| Total Discounts | $429 |
Discounts are estimated and may not be available from every company or in every state.
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