Scion tC Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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U.S. average insurance rates for a Scion tC are $1,138 a year including full coverage. Comprehensive costs an estimated $146 a year, collision costs $218, and liability coverage costs $574. Buying just liability costs as little as $638 a year, with insurance for high-risk drivers costing around $2,460. Teen drivers pay the highest rates at $4,730 a year or more.

Average premium for full coverage: $1,138

Price estimates broken down by individual coverage:

Comprehensive $146
Collision $218
Liability $574

These estimates include $500 deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and tC trim levels.

Price Range from Low to High

For an average driver, Scion tC insurance prices go from as low as $638 for a discount liability-only rate to a high of $2,460 for a driver required to buy high-risk insurance.

Liability Only $638
Full Coverage $1,138
High Risk $2,460

Geographic Price Range

Your location has a large influence on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the effect of geographic area on insurance prices.

Rural Areas $854
Small Cities $1,195
Large Cities $1,536

The ranges above highlight why it is important to compare rates for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Scion tC insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $697
  • Drivers who choose higher $1,000 deductibles will pay approximately $1,054 every year
  • The average rate for the average middle-age driver who has $500 deductibles is $1,138
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,298
  • High-risk insureds with multiple violations and an at-fault accident could pay up to $2,460 or more
  • The price for full coverage for a teenage driver can cost as much as $4,730 a year

Insurance prices for a Scion tC are also quite variable based on your driving record, the model of your tC, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $4,700 a year. View Rates by Age

The state you live in makes a big difference in Scion tC insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,620 on average in Louisiana, New York, and Michigan.

Scion tC Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,030 -$108 -9.5%
Alaska $872 -$266 -23.4%
Arizona $944 -$194 -17.0%
Arkansas $1,138 -$0 0.0%
California $1,298 $160 14.1%
Colorado $1,086 -$52 -4.6%
Connecticut $1,168 $30 2.6%
Delaware $1,288 $150 13.2%
Florida $1,422 $284 25.0%
Georgia $1,050 -$88 -7.7%
Hawaii $816 -$322 -28.3%
Idaho $772 -$366 -32.2%
Illinois $848 -$290 -25.5%
Indiana $858 -$280 -24.6%
Iowa $770 -$368 -32.3%
Kansas $1,080 -$58 -5.1%
Kentucky $1,550 $412 36.2%
Louisiana $1,686 $548 48.2%
Maine $702 -$436 -38.3%
Maryland $938 -$200 -17.6%
Massachusetts $908 -$230 -20.2%
Michigan $1,974 $836 73.5%
Minnesota $954 -$184 -16.2%
Mississippi $1,362 $224 19.7%
Missouri $1,010 -$128 -11.2%
Montana $1,224 $86 7.6%
Nebraska $894 -$244 -21.4%
Nevada $1,364 $226 19.9%
New Hampshire $818 -$320 -28.1%
New Jersey $1,270 $132 11.6%
New Mexico $1,008 -$130 -11.4%
New York $1,198 $60 5.3%
North Carolina $654 -$484 -42.5%
North Dakota $934 -$204 -17.9%
Ohio $784 -$354 -31.1%
Oklahoma $1,168 $30 2.6%
Oregon $1,042 -$96 -8.4%
Pennsylvania $1,084 -$54 -4.7%
Rhode Island $1,518 $380 33.4%
South Carolina $1,030 -$108 -9.5%
South Dakota $960 -$178 -15.6%
Tennessee $998 -$140 -12.3%
Texas $1,372 $234 20.6%
Utah $844 -$294 -25.8%
Vermont $778 -$360 -31.6%
Virginia $682 -$456 -40.1%
Washington $878 -$260 -22.8%
West Virginia $1,044 -$94 -8.3%
Wisconsin $788 -$350 -30.8%
Wyoming $1,014 -$124 -10.9%

Choosing high deductibles could save up to $250 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $516 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy can cost around 42% to 137% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes and see how they stack up. Every company uses a different rate calculation, and prices may be quite different from one company to the next.

Scion tC Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Scion tC $206 $408 $574 $1,388
2014 Scion tC $198 $382 $580 $1,360
2011 Scion tC $174 $300 $596 $1,270
2009 Scion tC $152 $250 $592 $1,194
2008 Scion tC $148 $224 $586 $1,158
2007 Scion tC $146 $218 $574 $1,138
2006 Scion tC $144 $208 $564 $1,116

Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Scion tC Insurance

Getting lower rates on auto insurance not only requires not taking risks behind the wheel, but also having a good credit history, being claim-free, and maximizing policy discounts. Take the time to compare rates at every policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following is a brief summary of the data covered in the above illustrations.

  • Consumers who want higher liability limits will pay about $630 per year to go from a low limit to 250/500 limits
  • You may be able to save approximately $120 per year simply by quoting early and online
  • Increasing physical damage deductibles can save around $250 each year
  • Teens are expensive to insure, possibly costing $394 a month including comprehensive and collision insurance

Rates by Driver Age

Scion tC Insurance Rates by Driver Age
Driver Age Premium
16 $4,730
20 $2,630
30 $1,148
40 $1,138
50 $1,046
60 $1,024

Full coverage, $500 deductibles

Rates by Deductible

Scion tC Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,298
$250 $1,226
$500 $1,138
$1,000 $1,054

Full coverage, driver age 40

Rates by Liability Limit

Scion tC Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,138
50/100 $1,253
100/300 $1,396
250/500 $1,769
100 CSL $1,310
300 CSL $1,626
500 CSL $1,856

Full coverage, driver age 40

Rates for High Risk Drivers

Scion tC Insurance Rates for High Risk Drivers
Age Premium
16 $6,646
20 $4,192
30 $2,472
40 $2,460
50 $2,356
60 $2,330

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $153

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $63
Homeowner $21
5-yr Accident Free $67
5-yr Claim Free $71
Paid in Full/EFT $39
Advance Quote $49
Online Quote $75
Total Discounts $441
Rate after discounts $697

Discounts are estimated and may not be available from every company or in every state.

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