Scion tC Insurance Rates

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UPDATED: Jun 6, 2023

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Estimated auto insurance rates for a Scion tC are $1,088 annually for full coverage. Comprehensive insurance costs approximately $132 each year, collision insurance costs $198, and liability is $558. Liability-only coverage costs around $624 a year, and high-risk coverage costs $2,346 or more. 16-year-old drivers pay the most at up to $4,552 a year.

Average premium for full coverage: $1,088

Premium estimates by type of coverage:

Comprehensive $132
Collision $198
Liability $558

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and tC models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Scion tC range from as cheap as $624 for just liability insurance to a high rate of $2,346 for a driver who requires high-risk insurance.

Liability Only $624
Full Coverage $1,088
High Risk $2,346

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations are statistically proven to have fewer accident claims than congested cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $816
Small Cities $1,142
Large Cities $1,469

These rate differences show why all drivers should compare rates quotes using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows average Scion tC insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $671
  • Raising to $1,000 deductibles will save $76 a year
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,088
  • Buying low deductibles costs an additional $144 every year
  • At-risk drivers with multiple tickets or accidents could pay around $2,346
  • An auto insurance policy with full coverage for a teen driver can cost $4,552

View Chart as Image

Scion tC insurance cost comparison chart
Column chart showing Scion tC insurance prices range from $671 to $4,552 for full coverage

Insurance prices for a Scion tC also have a wide range based on the model of your tC, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,300 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $220 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $502 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Scion tC insurance prices. A middle-age driver might find prices as low as $720 a year in states like Iowa, Maine, and Idaho, or at least $1,550 on average in New York, Louisiana, and Michigan.

Scion tC Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $982 -$106 -9.7%
Alaska $832 -$256 -23.5%
Arizona $900 -$188 -17.3%
Arkansas $1,088 -$0 0.0%
California $1,238 $150 13.8%
Colorado $1,040 -$48 -4.4%
Connecticut $1,116 $28 2.6%
Delaware $1,230 $142 13.1%
Florida $1,358 $270 24.8%
Georgia $1,004 -$84 -7.7%
Hawaii $780 -$308 -28.3%
Idaho $736 -$352 -32.4%
Illinois $810 -$278 -25.6%
Indiana $820 -$268 -24.6%
Iowa $736 -$352 -32.4%
Kansas $1,030 -$58 -5.3%
Kentucky $1,482 $394 36.2%
Louisiana $1,608 $520 47.8%
Maine $670 -$418 -38.4%
Maryland $896 -$192 -17.6%
Massachusetts $866 -$222 -20.4%
Michigan $1,886 $798 73.3%
Minnesota $910 -$178 -16.4%
Mississippi $1,302 $214 19.7%
Missouri $964 -$124 -11.4%
Montana $1,170 $82 7.5%
Nebraska $856 -$232 -21.3%
Nevada $1,304 $216 19.9%
New Hampshire $780 -$308 -28.3%
New Jersey $1,214 $126 11.6%
New Mexico $962 -$126 -11.6%
New York $1,142 $54 5.0%
North Carolina $626 -$462 -42.5%
North Dakota $892 -$196 -18.0%
Ohio $750 -$338 -31.1%
Oklahoma $1,116 $28 2.6%
Oregon $996 -$92 -8.5%
Pennsylvania $1,038 -$50 -4.6%
Rhode Island $1,450 $362 33.3%
South Carolina $984 -$104 -9.6%
South Dakota $918 -$170 -15.6%
Tennessee $950 -$138 -12.7%
Texas $1,308 $220 20.2%
Utah $806 -$282 -25.9%
Vermont $744 -$344 -31.6%
Virginia $648 -$440 -40.4%
Washington $842 -$246 -22.6%
West Virginia $996 -$92 -8.5%
Wisconsin $752 -$336 -30.9%
Wyoming $968 -$120 -11.0%

View Chart as Image

Scion tC insurance rates by U.S. city
Scion tC Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Scion tC $198 $382 $580 $1,360
2014 Scion tC $194 $356 $592 $1,342
2011 Scion tC $162 $274 $592 $1,228
2009 Scion tC $148 $224 $586 $1,158
2008 Scion tC $146 $218 $574 $1,138
2007 Scion tC $144 $208 $564 $1,116
2006 Scion tC $132 $198 $558 $1,088

Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Scion tC Insurance

Finding better rates on car insurance consists of avoiding accidents and violations, having a good credit history, not filing small claims, and possibly raising deductibles. Set aside time to shop around at every other renewal by getting quotes from direct carriers, and also from several local insurance agents.

The list below is a brief recap of the concepts that were raised in the charts and tables above.

  • Higher risk drivers who tend to receive serious violations pay on average $1,260 more per year for car insurance
  • Teenagers are expensive to insure, as much as $379 per month including comprehensive and collision insurance
  • Drivers can save around $120 per year just by quoting online in advance
  • Increasing policy deductibles could save up to $225 each year
  • Drivers can save around $120 per year just by quoting online in advance

Rates by Driver Age

Scion tC Insurance Rates by Driver Age
Driver Age Premium
16 $4,552
20 $2,516
30 $1,094
40 $1,088
50 $1,000
60 $980

Full coverage, $500 deductibles

Rates by Deductible

Scion tC Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,232
$250 $1,166
$500 $1,088
$1,000 $1,012

Full coverage, driver age 40

Rates by Liability Limit

Scion tC Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,088
50/100 $1,200
100/300 $1,339
250/500 $1,702
100 CSL $1,255
300 CSL $1,562
500 CSL $1,786

Full coverage, driver age 40

Rates for High Risk Drivers

Scion tC Insurance Rates for High Risk Drivers
Age Premium
16 $6,384
20 $4,006
30 $2,356
40 $2,346
50 $2,250
60 $2,224

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $146

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $60
Homeowner $20
5-yr Accident Free $63
5-yr Claim Free $67
Paid in Full/EFT $37
Advance Quote $46
Online Quote $71
Total Discounts $417
Rate after discounts $671

Discounts are estimated and may not be available from every company or in every state.

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