Scion tC Insurance Rates
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UPDATED: Jun 6, 2023
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U.S. average insurance rates for a Scion tC are $1,158 a year with full coverage. Comprehensive costs around $148 each year, collision costs $224, and liability costs around $586. Buying just liability costs as low as $646 a year, with insurance for high-risk drivers costing around $2,500. Teens pay the highest rates at $4,806 a year or more.
Average premium for full coverage: $1,158
Price estimates for individual coverage:
Prices include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and tC models.
Price Range from Low to High
For a 40-year-old driver, Scion tC insurance prices go from the low end price of $646 for the bare minimum liability coverage to a high rate of $2,500 for a driver required to buy high-risk insurance.
Geographic Price Range
Where you live can have significant affects on insurance rates. Areas with sparse population have lower incidents of collision claims than cities with more traffic congestion.
The graphic below illustrates how your location can change auto insurance rates.
The ranges above demonstrate why all drivers should compare prices for a specific zip code, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Scion tC insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $708
- Using higher $1,000 deductibles will save about $86 annually
- The estimated price for the average middle-age driver using $500 deductibles is $1,158
- Selecting low deductibles for physical damage coverage bumps up the cost to $1,320
- Drivers with serious driving violations could pay at least $2,500 or more
- The price that insures a teen driver can be $4,806 or more
Insurance prices for a Scion tC are also quite variable based on the trim level and model year, your age and driving habits, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you may be forking out at least $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 135% more than the average policy. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,800 a year. View Rates by Age
The state you live in has a huge impact on Scion tC insurance prices. A driver around age 40 might see prices as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,560 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,046 | -$112 | -9.7% |
| Alaska | $888 | -$270 | -23.3% |
| Arizona | $958 | -$200 | -17.3% |
| Arkansas | $1,158 | -$0 | 0.0% |
| California | $1,318 | $160 | 13.8% |
| Colorado | $1,106 | -$52 | -4.5% |
| Connecticut | $1,188 | $30 | 2.6% |
| Delaware | $1,310 | $152 | 13.1% |
| Florida | $1,444 | $286 | 24.7% |
| Georgia | $1,066 | -$92 | -7.9% |
| Hawaii | $828 | -$330 | -28.5% |
| Idaho | $784 | -$374 | -32.3% |
| Illinois | $860 | -$298 | -25.7% |
| Indiana | $872 | -$286 | -24.7% |
| Iowa | $784 | -$374 | -32.3% |
| Kansas | $1,096 | -$62 | -5.4% |
| Kentucky | $1,578 | $420 | 36.3% |
| Louisiana | $1,714 | $556 | 48.0% |
| Maine | $716 | -$442 | -38.2% |
| Maryland | $954 | -$204 | -17.6% |
| Massachusetts | $922 | -$236 | -20.4% |
| Michigan | $2,008 | $850 | 73.4% |
| Minnesota | $968 | -$190 | -16.4% |
| Mississippi | $1,386 | $228 | 19.7% |
| Missouri | $1,026 | -$132 | -11.4% |
| Montana | $1,244 | $86 | 7.4% |
| Nebraska | $910 | -$248 | -21.4% |
| Nevada | $1,386 | $228 | 19.7% |
| New Hampshire | $832 | -$326 | -28.2% |
| New Jersey | $1,292 | $134 | 11.6% |
| New Mexico | $1,024 | -$134 | -11.6% |
| New York | $1,216 | $58 | 5.0% |
| North Carolina | $666 | -$492 | -42.5% |
| North Dakota | $950 | -$208 | -18.0% |
| Ohio | $798 | -$360 | -31.1% |
| Oklahoma | $1,188 | $30 | 2.6% |
| Oregon | $1,060 | -$98 | -8.5% |
| Pennsylvania | $1,104 | -$54 | -4.7% |
| Rhode Island | $1,544 | $386 | 33.3% |
| South Carolina | $1,046 | -$112 | -9.7% |
| South Dakota | $974 | -$184 | -15.9% |
| Tennessee | $1,012 | -$146 | -12.6% |
| Texas | $1,394 | $236 | 20.4% |
| Utah | $858 | -$300 | -25.9% |
| Vermont | $790 | -$368 | -31.8% |
| Virginia | $692 | -$466 | -40.2% |
| Washington | $892 | -$266 | -23.0% |
| West Virginia | $1,062 | -$96 | -8.3% |
| Wisconsin | $800 | -$358 | -30.9% |
| Wyoming | $1,032 | -$126 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $250 every year, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $528 more each year. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to find out your exact price is to do a rate comparison and see which company has the best price. Each insurance company calculates prices differently, and prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Scion tC | $220 | $442 | $574 | $1,436 |
| 2014 Scion tC | $206 | $408 | $574 | $1,388 |
| 2011 Scion tC | $180 | $330 | $592 | $1,302 |
| 2009 Scion tC | $162 | $274 | $592 | $1,228 |
| 2008 Scion tC | $152 | $250 | $592 | $1,194 |
| 2007 Scion tC | $148 | $224 | $586 | $1,158 |
| 2006 Scion tC | $146 | $218 | $574 | $1,138 |
Rates are averaged for all Scion tC models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Scion tC Insurance
Getting lower rates on car insurance requires being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates at every policy renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.
Below you'll find a quick rundown of the data illustrated above.
- Policyholders who may need more liability protection will pay approximately $650 every year to increase from a low limit to the 250/500 level
- You may be able to save up to $130 per year simply by quoting online in advance
- Increasing physical damage deductibles can save approximately $250 each year
- Youthful drivers are charged the highest prices, costing up to $401 a month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,806 |
| 20 | $2,672 |
| 30 | $1,166 |
| 40 | $1,158 |
| 50 | $1,062 |
| 60 | $1,040 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,320 |
| $250 | $1,246 |
| $500 | $1,158 |
| $1,000 | $1,072 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,158 |
| 50/100 | $1,275 |
| 100/300 | $1,422 |
| 250/500 | $1,803 |
| 100 CSL | $1,334 |
| 300 CSL | $1,656 |
| 500 CSL | $1,891 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,752 |
| 20 | $4,262 |
| 30 | $2,512 |
| 40 | $2,500 |
| 50 | $2,396 |
| 60 | $2,370 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $64 |
| Homeowner | $21 |
| 5-yr Accident Free | $69 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $40 |
| Advance Quote | $50 |
| Online Quote | $77 |
| Total Discounts | $450 |
Discounts are estimated and may not be available from every company or in every state.
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