Subaru Tribeca Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Average insurance rates for a Subaru Tribeca are $1,052 a year with full coverage. Comprehensive insurance costs approximately $184, collision costs $236, and liability is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,258 or more. 16-year-old drivers receive the highest rates at $4,186 a year or more.

Average premium for full coverage: $1,052

Rate estimates by individual coverage type:

Comprehensive $184
Collision $236
Liability $474

These estimates include $500 deductible amounts, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for all Tribeca models.

Price Range by Coverage and Risk

For a driver around age 40, prices range go from the low end price of $522 for the bare minimum liability coverage to the much higher price of $2,258 for high-risk insurance.

Liability Only $522
Full Coverage $1,052
High Risk $2,258

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Rural locations tend to have lower incidents of collision claims than congested cities.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $789
Small Cities $1,105
Large Cities $1,420

These examples demonstrate why everyone should get quotes using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Subaru Tribeca insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $636
  • Choosing higher $1,000 deductibles can save $96 annually
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,052
  • Buying pricier low deductibles for comp and collision coverage will cost an additional $180 every year
  • Unlucky drivers with multiple tickets or accidents could pay around $2,258 or more
  • The cost that insures a teen driver for full coverage can cost $4,186 each year

View Chart as Image

Subaru Tribeca insurance cost comparison chart
Column chart showing full coverage Subaru Tribeca insurance prices range from $636 to $4,186

Auto insurance rates for a Subaru Tribeca can also vary considerably based on the model of your Tribeca, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,200 to $1,800 in extra premium per year, depending on your age. Subaru Tribeca insurance for high-risk drivers ranges as much as 43% to 127% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Subaru Tribeca insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Utah, Ohio, and New Hampshire, or at least $1,420 on average in New York, Michigan, and Florida.

Subaru Tribeca Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $950 -$102 -9.7%
Alaska $806 -$246 -23.4%
Arizona $872 -$180 -17.1%
Arkansas $1,052 -$0 0.0%
California $1,198 $146 13.9%
Colorado $1,004 -$48 -4.6%
Connecticut $1,082 $30 2.9%
Delaware $1,190 $138 13.1%
Florida $1,316 $264 25.1%
Georgia $970 -$82 -7.8%
Hawaii $756 -$296 -28.1%
Idaho $710 -$342 -32.5%
Illinois $784 -$268 -25.5%
Indiana $790 -$262 -24.9%
Iowa $710 -$342 -32.5%
Kansas $1,000 -$52 -4.9%
Kentucky $1,434 $382 36.3%
Louisiana $1,554 $502 47.7%
Maine $650 -$402 -38.2%
Maryland $866 -$186 -17.7%
Massachusetts $842 -$210 -20.0%
Michigan $1,828 $776 73.8%
Minnesota $880 -$172 -16.3%
Mississippi $1,258 $206 19.6%
Missouri $934 -$118 -11.2%
Montana $1,130 $78 7.4%
Nebraska $828 -$224 -21.3%
Nevada $1,260 $208 19.8%
New Hampshire $756 -$296 -28.1%
New Jersey $1,176 $124 11.8%
New Mexico $930 -$122 -11.6%
New York $1,108 $56 5.3%
North Carolina $606 -$446 -42.4%
North Dakota $860 -$192 -18.3%
Ohio $724 -$328 -31.2%
Oklahoma $1,080 $28 2.7%
Oregon $962 -$90 -8.6%
Pennsylvania $1,004 -$48 -4.6%
Rhode Island $1,402 $350 33.3%
South Carolina $952 -$100 -9.5%
South Dakota $888 -$164 -15.6%
Tennessee $920 -$132 -12.5%
Texas $1,268 $216 20.5%
Utah $778 -$274 -26.0%
Vermont $722 -$330 -31.4%
Virginia $630 -$422 -40.1%
Washington $814 -$238 -22.6%
West Virginia $962 -$90 -8.6%
Wisconsin $730 -$322 -30.6%
Wyoming $938 -$114 -10.8%

View Chart as Image

Subaru Tribeca insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $280 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see which company has the best rate. Each auto insurer utilizes a different rate formula, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Subaru Tribeca Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Subaru Tribeca 3.6R Limited $1,052 $88
Subaru Tribeca 3.6R Premium $1,052 $88
Subaru Tribeca 3.6R Touring $1,072 $89

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Subaru Tribeca Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Subaru Tribeca $184 $236 $474 $1,052

Rates are averaged for all Subaru Tribeca models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Subaru Tribeca Insurance

Saving money on car insurance takes having a good driving record, maintaining a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Comparison shop every couple of years by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a brief summary of the material that was covered above.

  • Policyholders who purchase increased levels of liability coverage will pay around $520 every year to raise limits from a minimum limit to the 250/500 level
  • Drivers age 20 and younger have the highest car insurance rates, with premiums as much as $349 per month if the policy includes full coverage
  • Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,210 more per year to buy Subaru Tribeca insurance
  • Increasing deductibles can save approximately $275 each year

Rates by Driver Age

Subaru Tribeca Insurance Rates by Driver Age
Driver Age Premium
16 $4,186
20 $2,394
30 $1,072
40 $1,052
50 $964
60 $944

Full coverage, $500 deductibles

Rates by Deductible

Subaru Tribeca Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,232
$250 $1,150
$500 $1,052
$1,000 $956

Full coverage, driver age 40

Rates by Liability Limit

Subaru Tribeca Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,052
50/100 $1,167
100/300 $1,285
250/500 $1,593
100 CSL $1,214
300 CSL $1,475
500 CSL $1,665

Full coverage, driver age 40

Rates for High Risk Drivers

Subaru Tribeca Insurance Rates for High Risk Drivers
Age Premium
16 $5,902
20 $3,818
30 $2,278
40 $2,258
50 $2,158
60 $2,134

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $65
5-yr Claim Free $66
Paid in Full/EFT $39
Advance Quote $46
Online Quote $72
Total Discounts $416
Rate after discounts $636

Discounts are estimated and may not be available from every company or in every state.

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