Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,012 a year including full coverage. Comprehensive insurance costs around $166, collision costs $214, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,176 or more. Teens cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates for type of insurance:

These estimates include $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay about $88 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,012
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $164 a year
• High risk drivers with serious driving violations could pay at least $2,176 or more
• Policy cost for full coverage for a teen driver with full coverage can be $4,074 a year

View Chart as Image

Car insurance rates for a Suzuki Kizashi also range considerably based on your risk profile, the model of your Kizashi, and deductibles and policy limits.

An older driver with no driving violations and high deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $4,000 a year. View Rates by Age

Your home state makes a big difference in Suzuki Kizashi insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $260 each year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out your exact price is to compare rates from as many companies as possible. Every company calculates rates differently, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Suzuki Kizashi Insurance

Finding cheaper rates on Suzuki Kizashi insurance not only requires not taking risks behind the wheel, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Make time to compare rates every year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a brief summary of the coverage data touched on in this article.

• You may be able to save up to $110 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save around $250 each year
• Teens are the costliest to insure, with premiums being up to $340 each month if full coverage is included
• High-risk drivers that tend to have accidents or serious violations pay on average $1,160 more every year for Kizashi insurance