Suzuki Kizashi Insurance Rates

U.S. average auto insurance rates for a Suzuki Kizashi are $1,012 annually including full coverage. Comprehensive insurance costs on average $166, collision costs $214, and liability coverage is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $2,176 or more. Teenage drivers pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Kizashi trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Raising to $1,000 deductibles will save around $88 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,012
• Using more expensive low deductibles costs an additional $164 each year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,176 or more
• The price with full coverage for a teenage driver with full coverage may cost $4,074

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Car insurance prices for a Suzuki Kizashi are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged upwards of $4,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,200 to $1,700 extra each year, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $260 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Suzuki Kizashi insurance rates. A middle-age driver might find prices as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Suzuki Kizashi Insurance

Getting lower rates on auto insurance consists of avoiding accidents and violations, having a good credit score, being claim-free, and maximizing policy discounts. Set aside time to compare rates at every other renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a condensed summary of the concepts that were covered above.

• Drivers with multiple at-fault accidents pay on average $1,160 more each year for car insurance
• Teenagers are expensive to insure, possibly costing $340 a month if comprehensive and collision insurance is included
• You may be able to save as much as $110 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $250 each year
• You may be able to save as much as $110 per year simply by shopping early and online