Suzuki Kizashi Insurance Rates

The average auto insurance rates for a Suzuki Kizashi are $1,012 annually with full coverage. Comprehensive insurance costs approximately $166, collision insurance costs $214, and liability insurance is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs $2,176 or more. Teens cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are shown to have fewer collision claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $616
• Raising to $1,000 deductibles will save $88 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,012
• Selecting more expensive low deductibles costs an additional $164 a year
• Higher-risk drivers with serious driving violations could pay around $2,176
• Policy cost with full coverage for a teen driver with full coverage can cost $4,074

View Chart as Image

Auto insurance rates for a Suzuki Kizashi also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

An older driver with a good driving record and high physical damage deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,200 to $1,700 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $260 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Suzuki Kizashi insurance rates. A middle-age driver might find rates as low as $730 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Suzuki Kizashi Insurance

Finding cheaper rates on Suzuki Kizashi insurance consists of avoiding accidents and claims, having above-average credit, not filing small claims, and possibly higher deductibles. Set aside time to shop around at every policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief summary of the data raised in the charts and tables above.

• Drivers who purchase increased liability limits will pay approximately $520 every year to raise from a 30/60 limit to higher 250/500 limits
• You may be able to save around $110 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Drivers under the age of 20 have the highest car insurance rates, as much as $340 each month if full coverage is included