Suzuki Kizashi Insurance Rates

The average auto insurance rates for a Suzuki Kizashi are $1,012 annually including full coverage. Comprehensive insurance costs approximately $166, collision costs $214, and liability is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing $2,176 or more. Teenage drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location impacts auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Raising to $1,000 deductibles will save $88 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,012
• Using more expensive low deductibles costs an additional $164 annually
• Drivers who are prone to accidents and violations could pay around $2,176 or more
• Policy cost with full coverage for a 16-year-old driver with full coverage can cost $4,074

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Insurance rates for a Suzuki Kizashi also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,200 to $1,700 additional every year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $260 annually, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Suzuki Kizashi insurance prices. A middle-age driver might find rates as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,450 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Suzuki Kizashi Insurance

Finding cheaper rates on insurance for a Suzuki Kizashi consists of being a low-risk driver, having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Spend time shopping around every time your policy renews by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a recap of the information touched on above.

• You may be able to save around $110 per year simply by shopping early and online
• Teen drivers are the costliest to insure, with premiums being up to $340 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Drivers considered higher risk that have major violations or accidents may have to pay on average $1,160 more per year to insure their Kizashi
• Insureds who purchase more liability coverage will pay an extra $520 per year to raise from a 30/60 limit to higher 250/500 limits