Suzuki Kizashi Insurance Rates

Estimated insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage insurance. Comprehensive insurance costs an estimated $166, collision costs $214, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,176 or more. Teens pay the most at $4,074 a year or more.

Average premium for full coverage: $1,012

Premium estimates broken down by type of coverage:

Price estimates include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Kizashi trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on insurance prices.

These rate differences illustrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Suzuki Kizashi insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $616
• Choosing higher $1,000 deductibles can save approximately $88 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,012
• Selecting more expensive low deductibles for comp and collision coverage will cost an extra $164 annually
• Higher-risk drivers with serious driving violations could pay up to $2,176 or more
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage can cost as much as $4,074 each year

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Insurance prices for a Suzuki Kizashi also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay at least $4,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Suzuki Kizashi insurance prices. A good driver about age 40 could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,370 on average in Florida, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles can save as much as $260 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance ranges from 42% to 132% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices from multiple companies. Each auto insurer calculates prices differently, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Suzuki Kizashi Insurance

Finding better rates on insurance for a Suzuki Kizashi takes avoiding accidents and claims, maintaining good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Make time to compare rates every couple of years by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a condensed summary of the material that was touched on in this article.

• Insureds who want increased liability limits will pay approximately $520 annually to raise limits from 30/60 bodily injury limits to 250/500 limits
• Drivers under the age of 20 are charged the highest prices, with premiums being up to $340 per month for full coverage
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,160 more annually to insure a Suzuki Kizashi
• Increasing policy deductibles can save around $250 each year