Suzuki Kizashi Insurance Rates

The average auto insurance rates for a Suzuki Kizashi are $1,012 annually including full coverage. Comprehensive insurance costs on average $166, collision insurance costs $214, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs $2,176 or more. Teens cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $616
• Using higher $1,000 deductibles will save around $88 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,012
• Selecting more expensive low deductibles for physical damage coverage costs an additional $164 annually
• High-risk insureds with serious driving violations could pay upwards of $2,176
• Policy cost with full coverage for a 16-year-old driver with full coverage may cost $4,074 or more

View Chart as Image

Car insurance rates for a Suzuki Kizashi also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance can be from 42% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $260 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Suzuki Kizashi insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Suzuki Kizashi Insurance

Finding cheaper rates on insurance for a Suzuki Kizashi requires being a good driver, having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to compare rates at least every other year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a recap of the car insurance concepts covered above.

• Drivers considered higher risk that have major violations or accidents pay on average $1,160 more each year than a safer driver
• You may be able to save as much as $110 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Insureds who require an increased level of liability coverage will pay approximately $520 per year to increase from a 30/60 limit to higher 250/500 limits