Suzuki Kizashi Insurance Rates

U.S. average insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage. Comprehensive costs on average $166 each year, collision costs $214, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,176. 16-year-old drivers pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates by individual coverage:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Kizashi models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas have lower incidents of accident claims than congested cities.

The graphic below illustrates how your location can change car insurance rates.

The ranges above show why all drivers should get quotes based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $616
• Choosing higher $1,000 deductibles can save around $88 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,012
• Buying low deductibles for comp and collision coverage bumps up the cost to $1,176
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,176 or more
• The price that insures a teen driver may cost $4,074 each year

View Chart as Image

Insurance prices for a Suzuki Kizashi are also quite variable based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,200 to $1,700 additional each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 132% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Suzuki Kizashi insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or at least $1,450 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $260 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer utilizes a different rate formula, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Suzuki Kizashi Insurance

Getting lower rates on Suzuki Kizashi insurance takes having a decent driving record, having a good credit score, eliminating unnecessary coverage, and insuring your home and auto with the same company. Comparison shop every couple of years by quoting rates from direct carriers, and also from local exclusive and independent agents.

The following items are a recap of the material that was illustrated above.

• Drivers who require additional liability coverage will pay around $520 each year to raise limits from a low limit to the 250/500 level
• 16 to 18-year-old drivers pay higher prices, with premiums as much as $340 a month if comprehensive and collision insurance is included
• High-risk drivers that have major violations or accidents may pay on average $1,160 more each year than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $250 each year