Suzuki Kizashi Insurance Rates
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Michelle Robbins
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UPDATED: Jun 4, 2023
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Average insurance prices for a Suzuki Kizashi are $1,012 every 12 months for full coverage. Comprehensive costs on average $166, collision insurance costs $214, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,176. 16-year-old drivers receive the highest rates at up to $4,074 a year.
Average premium for full coverage: $1,012
Rate estimates by individual coverage type:
Full coverage includes $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all Kizashi models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the cheapest price of $522 for the bare minimum liability coverage to the much higher price of $2,176 for high-risk insurance.
Price Range by Location
Your location can make a big difference on car insurance rates. Rural areas tend to have more infrequent accident claims than congested cities. The example below illustrates how location helps determine car insurance rates.
These examples show why everyone should compare rates based on a specific location and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Suzuki Kizashi insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $616
- Drivers who choose higher $1,000 deductibles will pay around $88 a year
- The average price for a 40-year-old driver with $500 deductibles is $1,012
- Buying pricier low deductibles for comprehensive and collision insurance increases the price to $1,176
- Drivers with multiple tickets or accidents could pay upwards of $2,176
- The cost to insure a 16-year-old driver for full coverage may cost $4,074 a year
Car insurance rates for a Suzuki Kizashi can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Kizashi.
Opting for high physical damage deductibles could save up to $260 annually, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as low as $1,000 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged upwards of $4,000 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,700 extra per year, depending on your age. Suzuki Kizashi insurance for high-risk drivers can cost from 42% to 132% more than the average rate. View High Risk Driver Rates
Where you live makes a big difference in Suzuki Kizashi insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or at least $1,450 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $916 | -$96 | -9.5% |
| Alaska | $776 | -$236 | -23.3% |
| Arizona | $840 | -$172 | -17.0% |
| Arkansas | $1,012 | -$0 | 0.0% |
| California | $1,154 | $142 | 14.0% |
| Colorado | $966 | -$46 | -4.5% |
| Connecticut | $1,040 | $28 | 2.8% |
| Delaware | $1,146 | $134 | 13.2% |
| Florida | $1,268 | $256 | 25.3% |
| Georgia | $934 | -$78 | -7.7% |
| Hawaii | $728 | -$284 | -28.1% |
| Idaho | $682 | -$330 | -32.6% |
| Illinois | $754 | -$258 | -25.5% |
| Indiana | $762 | -$250 | -24.7% |
| Iowa | $682 | -$330 | -32.6% |
| Kansas | $964 | -$48 | -4.7% |
| Kentucky | $1,380 | $368 | 36.4% |
| Louisiana | $1,496 | $484 | 47.8% |
| Maine | $624 | -$388 | -38.3% |
| Maryland | $834 | -$178 | -17.6% |
| Massachusetts | $808 | -$204 | -20.2% |
| Michigan | $1,758 | $746 | 73.7% |
| Minnesota | $846 | -$166 | -16.4% |
| Mississippi | $1,212 | $200 | 19.8% |
| Missouri | $898 | -$114 | -11.3% |
| Montana | $1,086 | $74 | 7.3% |
| Nebraska | $798 | -$214 | -21.1% |
| Nevada | $1,214 | $202 | 20.0% |
| New Hampshire | $728 | -$284 | -28.1% |
| New Jersey | $1,130 | $118 | 11.7% |
| New Mexico | $898 | -$114 | -11.3% |
| New York | $1,068 | $56 | 5.5% |
| North Carolina | $584 | -$428 | -42.3% |
| North Dakota | $828 | -$184 | -18.2% |
| Ohio | $698 | -$314 | -31.0% |
| Oklahoma | $1,040 | $28 | 2.8% |
| Oregon | $926 | -$86 | -8.5% |
| Pennsylvania | $966 | -$46 | -4.5% |
| Rhode Island | $1,350 | $338 | 33.4% |
| South Carolina | $916 | -$96 | -9.5% |
| South Dakota | $854 | -$158 | -15.6% |
| Tennessee | $888 | -$124 | -12.3% |
| Texas | $1,220 | $208 | 20.6% |
| Utah | $750 | -$262 | -25.9% |
| Vermont | $694 | -$318 | -31.4% |
| Virginia | $606 | -$406 | -40.1% |
| Washington | $784 | -$228 | -22.5% |
| West Virginia | $926 | -$86 | -8.5% |
| Wisconsin | $702 | -$310 | -30.6% |
| Wyoming | $902 | -$110 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Suzuki Kizashi S | $974 | $81 |
| Suzuki Kizashi S AWD | $994 | $83 |
| Suzuki Kizashi SE | $994 | $83 |
| Suzuki Kizashi GTS | $1,012 | $84 |
| Suzuki Kizashi SE AWD | $1,012 | $84 |
| Suzuki Kizashi GTS AWD | $1,032 | $86 |
| Suzuki Kizashi SLS | $1,032 | $86 |
| Suzuki Kizashi SLS AWD | $1,050 | $88 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2011 Suzuki Kizashi | $166 | $214 | $474 | $1,012 |
| 2010 Suzuki Kizashi | $162 | $192 | $468 | $980 |
Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Suzuki Kizashi Insurance
Saving money on insurance for a Suzuki Kizashi not only requires avoiding accidents and claims, but also maintaining a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Invest time comparing rates every couple of years by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The points below are a summary of the material that was covered in the charts and tables above.
- Insureds who require increased liability limits will pay around $520 each year to go from a minimum limit to a 250/500 level
- Drivers under the age of 20 are expensive to insure, costing as high as $340 per month if the policy includes full coverage
- Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,160 more each year to insure a Suzuki Kizashi
- Increasing deductibles could save as much as $250 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,074 |
| 20 | $2,310 |
| 30 | $1,028 |
| 40 | $1,012 |
| 50 | $928 |
| 60 | $910 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,176 |
| $250 | $1,102 |
| $500 | $1,012 |
| $1,000 | $924 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,012 |
| 50/100 | $1,145 |
| 100/300 | $1,263 |
| 250/500 | $1,571 |
| 100 CSL | $1,192 |
| 300 CSL | $1,453 |
| 500 CSL | $1,643 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,736 |
| 20 | $3,684 |
| 30 | $2,192 |
| 40 | $2,176 |
| 50 | $2,080 |
| 60 | $2,058 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $68 |
| Total Discounts | $396 |
Discounts are estimated and may not be available from every company or in every state.
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