Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,012 a year with full coverage. Comprehensive costs approximately $166 a year, collision insurance costs $214, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,176. Teenage drivers cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Using higher $1,000 deductibles will save $924 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,012
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,176
• Higher-risk drivers who are prone to accidents and violations could pay around $2,176
• Policy cost that insures a teenage driver can cost $4,074 or more

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on the trim level of your Kizashi, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy can be around 42% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state has a huge impact on Suzuki Kizashi insurance rates. A driver around age 40 might see rates as low as $730 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $260 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Suzuki Kizashi Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, having above-average credit, not filing small claims, and possibly raising deductibles. Compare prices every time your policy renews by requesting rates from direct companies, and also from local insurance agencies.

Below you'll find a condensed summary of the information presented in the illustrations above.

• You may be able to save around $110 per year just by quoting early and online
• Youthful drivers are expensive to insure, as much as $340 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Drivers with multiple at-fault accidents may have to pay on average $1,160 more per year than a low-risk driver
• Consumers who purchase more liability protection will pay an extra $520 every year to increase from a 30/60 limit to the 250/500 level