Suzuki Kizashi Insurance Rates

The average insurance prices for a Suzuki Kizashi are $1,012 every 12 months for full coverage. Comprehensive insurance costs on average $166, collision costs $214, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing $2,176 or more. Teenage drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for different Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have more infrequent accident claims than densely populated cities.

The price range example below illustrates the effect of geographic area on car insurance rates.

The examples above show why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Choosing higher $1,000 deductibles can save around $88 a year
• The average price for a good driver age 40 with $500 deductibles is $1,012
• Using more expensive low deductibles for comp and collision coverage costs an extra $164 annually
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,176 or more
• Policy cost to insure a 16-year-old driver with full coverage may cost $4,074 each year

View Chart as Image

Auto insurance rates for a Suzuki Kizashi also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Kizashi.

Using high physical damage deductibles can save as much as $260 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,700 in extra premium every year, depending on your age. High-risk driver insurance ranges from 42% to 132% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Suzuki Kizashi insurance prices. A good driver about age 40 could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,450 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Suzuki Kizashi Insurance

Finding cheaper rates on insurance for a Suzuki Kizashi takes having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to compare rates at least every other year by getting quotes from direct carriers, and also from local independent and exclusive agents.

The following items are a summary of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,160 more each year than a driver with a clean driving record
• Drivers can save as much as $110 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• Insureds who require additional liability coverage will pay an extra $520 each year to raise limits from a 30/60 limit to a 250/500 level