Suzuki Kizashi Insurance Rates

U.S. average auto insurance rates for a Suzuki Kizashi are $1,012 annually including full coverage. Comprehensive insurance costs around $166, collision costs $214, and liability costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,176 or more. Teenage drivers pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates for individual coverage:

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different Kizashi trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference location can make on auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay about $88 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,012
• Using more expensive low deductibles for comprehensive and collision insurance costs an additional $164 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,176 or more
• The price with full coverage for a teen driver with full coverage can be $4,074 a year

View Chart as Image

Insurance prices for a Suzuki Kizashi are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,200 to $1,700 additional each year, depending on your age. High-risk driver insurance can cost as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $260 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Suzuki Kizashi insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,450 on average in Michigan, New York, and Louisiana.

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Since prices can be so different, the best way to figure out your exact price is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Suzuki Kizashi Insurance

Getting lower rates on car insurance not only requires having a decent driving record, but also having good credit, being claim-free, and taking advantage of discounts. Make time to compare rates every couple of years by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a quick review of the material that was touched on in this article.

• Policyholders who may need additional liability coverage will pay an extra $520 per year to go from a low limit to higher 250/500 limits
• 16 to 18-year-old drivers are charged the highest prices, possibly costing $340 a month if they have full coverage
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,160 more every year than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $250 each year