Suzuki Kizashi Insurance Rates

Estimated insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage. Comprehensive insurance costs on average $166, collision costs $214, and liability coverage is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,176 or more. Teenage drivers pay the most at $4,074 a year or more.

Average premium for full coverage: $1,012

Premium estimates by type of coverage:

Prices include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and for different Kizashi trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than densely populated cities.

The price range example below illustrates how location helps determine car insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Raising to $1,000 deductibles will save around $88 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,012
• Using more expensive low deductibles will cost an additional $164 each year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,176 or more
• An auto insurance policy that insures a teenage driver with full coverage may cost $4,074

View Chart as Image

Auto insurance prices for a Suzuki Kizashi also have a wide range based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,200 to $1,700 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,000 a year. View Rates by Age

Where you choose to live also has a big influence on Suzuki Kizashi insurance rates. A middle-age driver might find prices as low as $670 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,450 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $260 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know exactly what you will pay is to compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Suzuki Kizashi Insurance

Finding better rates on auto insurance consists of having a good driving record, maintaining a good credit score, not filing small claims, and taking advantage of discounts. Compare prices every couple of years by getting quotes from direct carriers, and also from local exclusive and independent agents.

The next list is a quick rundown of the material that was covered in the charts and tables above.

• Consumers who require increased levels of liability coverage will pay an extra $520 each year to raise from 30/60 bodily injury limits to the 250/500 level
• Drivers age 20 and younger are charged the highest prices, as much as $340 per month if the policy includes full coverage
• Drivers with reckless driving or DUI convictions may pay on average $1,160 more each year to buy Suzuki Kizashi insurance
• Increasing policy deductibles can save approximately $250 each year