Suzuki Kizashi Insurance Rates

Average insurance prices for a Suzuki Kizashi are $1,012 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $166 each year, collision insurance costs $214, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,176 or more. Teens receive the highest rates at up to $4,074 a year.

Average premium for full coverage: $1,012

Rate estimates broken down by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Kizashi models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations tend to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects insurance prices.

These examples illustrate why all drivers should get quotes for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Suzuki Kizashi insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $616
• Choosing higher $1,000 deductibles can save approximately $88 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,012
• Selecting low deductibles for comp and collision coverage costs an extra $164 each year
• Drivers with serious driving violations could pay up to $2,176
• The cost to insure a teenage driver can cost as much as $4,074 each year

View Chart as Image

Auto insurance rates for a Suzuki Kizashi can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $4,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,200 to $1,700 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges around 42% to 132% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Suzuki Kizashi insurance rates. A good driver about age 40 could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Suzuki Kizashi Insurance

Saving money on auto insurance takes having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around every time your policy renews by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a brief review of the information raised in the charts and tables above.

• It is possible to save approximately $110 per year just by quoting online in advance
• 16 to 18-year-old drivers are the costliest to insure, costing up to $340 per month if comprehensive and collision insurance is included
• Increasing deductibles could save as much as $250 each year
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,160 more annually than a driver with a clean driving record
• Consumers who want additional liability coverage will pay approximately $520 annually to raise limits from a minimum limit to a 250/500 level