Suzuki Kizashi Insurance Rates

U.S. average insurance rates for a Suzuki Kizashi are $1,012 a year with full coverage. Comprehensive insurance costs around $166, collision insurance costs $214, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,176 or more. Teens pay the highest rates at up to $4,074 a year.

Average premium for full coverage: $1,012

Price estimates for individual coverage:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for different Kizashi trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. Areas with sparse population have lower incidents of collision claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on auto insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay about $88 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,012
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $164 every year
• Higher-risk drivers with serious driving violations could pay at least $2,176
• The price that insures a teen driver with full coverage can be $4,074 a year

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Auto insurance prices for a Suzuki Kizashi are also quite variable based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,200 to $1,700 in extra premium each year, depending on your age. High-risk driver insurance can cost as much as 42% to 132% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,000 a year. View Rates by Age

The state you live in makes a big difference in Suzuki Kizashi insurance prices. A 40-year-old driver could pay as low as $730 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,370 on average in Florida, Michigan, and New York.

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Choosing higher comprehensive and collision insurance deductibles could save up to $260 every year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Suzuki Kizashi Insurance

Getting lower rates on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates every time your policy renews by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the information covered in the above illustrations.

• You may be able to save up to $110 per year just by shopping early and online
• Youthful drivers are expensive to insure, costing up to $340 a month if the policy includes full coverage
• Increasing physical damage deductibles can save approximately $250 each year
• Higher risk drivers with multiple at-fault accidents may pay on average $1,160 more every year than a low-risk driver
• Policyholders who may need more liability protection will pay approximately $520 every year to go from a low limit to the 250/500 level