Suzuki Kizashi Insurance Rates

Estimated auto insurance rates for a Suzuki Kizashi are $1,012 annually for full coverage. Comprehensive costs on average $166 each year, collision costs $214, and liability costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing around $2,176. Teenage drivers pay the most at $4,074 a year or more.

Average premium for full coverage: $1,012

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Kizashi models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas are statistically proven to have fewer accident claims than densely populated cities.

The graphic below illustrates how location helps determine car insurance rates.

These rate differences show why all drivers should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Using higher $1,000 deductibles will save around $88 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,012
• Using low deductibles for physical damage coverage will cost $1,176
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,176 or more
• An auto insurance policy with full coverage for a 16-year-old driver may cost $4,074 or more

View Chart as Image

Insurance prices for a Suzuki Kizashi also have a wide range based on the model of your Kizashi, your driver profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,200 to $1,700 additional annually, depending on your age. Insurance for high-risk drivers can be from 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $260 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Suzuki Kizashi insurance prices. A driver around age 40 might see prices as low as $670 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,450 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Suzuki Kizashi Insurance

Finding better rates on insurance for a Suzuki Kizashi requires avoiding accidents and claims, having good credit, not filing small claims, and insuring your home and auto with the same company. Invest time comparing rates at every policy renewal by quoting rates from direct carriers, and also from local insurance agents.

The points below are a summary of the data covered in the charts and tables above.

• Insureds who require increased liability limits will pay an extra $520 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
• Drivers can save as much as $110 per year simply by quoting online in advance
• Increasing policy deductibles could save up to $250 each year
• Drivers under the age of 20 pay higher prices, as much as $340 per month if they have full coverage