Suzuki Kizashi Insurance Rates

U.S. average insurance rates for a Suzuki Kizashi are $1,012 a year for full coverage insurance. Comprehensive costs around $166 a year, collision costs $214, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,176. Teens pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Price estimates for individual coverage:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Kizashi trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects auto insurance rates.

The ranges above illustrate why it is important to compare prices for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $616
• Using higher $1,000 deductibles will save about $924 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,012
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,176
• High-risk insureds with serious driving violations could pay at least $2,176 or more
• The price that insures a 16-year-old driver can be $4,074 or more

View Chart as Image

Insurance prices for a Suzuki Kizashi are also quite variable based on the trim level of your Kizashi, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,200 to $1,700 additional each year, depending on your age. A high-risk auto insurance policy can be from 42% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,000 a year. View Rates by Age

The state you live in has a huge impact on Suzuki Kizashi insurance prices. A driver around age 40 might see prices as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $260 annually, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out your exact price is to get quotes from multiple companies. Each insurance company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Suzuki Kizashi Insurance

Getting lower rates on insurance for a Suzuki Kizashi requires being a good driver, having a good credit score, not filing small claims, and taking advantage of discounts. Compare rates every time your policy renews by quoting rates from direct insurance companies, and also from insurance agencies where you live.

The following list is a condensed summary of the information touched on in the above illustrations.

• It is possible to save up to $110 per year simply by quoting early and online
• Drivers age 16 to 20 are charged the highest prices, as much as $340 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $250 each year
• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,160 more every year than a safer driver
• Insureds who may need an increased level of liability coverage will pay approximately $520 annually to increase from a low limit to the 250/500 level