Suzuki Kizashi Insurance Rates

Estimated insurance prices for a Suzuki Kizashi are $1,012 every 12 months for full coverage. Comprehensive costs approximately $166 a year, collision costs $214, and liability costs $474. A policy with only liability insurance costs as little as $522 a year, with a high-risk policy costing around $2,176. Teenage drivers pay the most at $4,074 a year or more.

Average premium for full coverage: $1,012

Premium estimates by type of coverage:

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Kizashi trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences show why it is important to compare rates using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay $924 a year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,012
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,176
• Higher-risk drivers who are prone to accidents and violations could pay around $2,176 or more
• An auto insurance policy to insure a teen driver can cost $4,074 a year

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Car insurance prices for a Suzuki Kizashi also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your Kizashi.

Using high physical damage deductibles could save up to $260 every year, while buying higher liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,200 to $1,700 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Suzuki Kizashi insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,450 on average in New York, Louisiana, and Michigan.

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With such a large range in prices, the only way to know who has the cheapest car insurance prices is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Suzuki Kizashi Insurance

Finding better rates on car insurance not only requires being a good driver, but also maintaining a good credit score, not filing small claims, and avoiding coverage lapses. Set aside time to compare rates at every other renewal by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The following list is a quick rundown of the concepts that were covered above.

• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,160 more per year than a safer driver
• Drivers age 16 to 20 pay the highest auto insurance prices, as much as $340 per month if the policy includes full coverage
• Drivers can save around $110 per year simply by quoting early and online
• Increasing policy deductibles could save as much as $250 each year
• Drivers can save around $110 per year simply by quoting early and online