Suzuki Kizashi Insurance Rates
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Michelle Robbins
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UPDATED: Jun 4, 2023
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U.S. average insurance prices for a Suzuki Kizashi are $1,012 every 12 months including full coverage. Comprehensive costs on average $166, collision insurance costs $214, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $2,176. Teenage drivers pay the highest rates at up to $4,074 a year.
Average premium for full coverage: $1,012
Price estimates by individual coverage:
Prices are based on $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for all Kizashi models.
Price Range from Low to High
For the average 40-year-old driver, Suzuki Kizashi insurance prices range from the cheapest price of $522 for minimum levels of liability insurance to the much higher price of $2,176 for high-risk insurance.
Geographic Price Range
Living in a larger city can make a big difference on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than densely populated cities. The example below illustrates the difference location can make on car insurance rates.
The ranges above highlight why everyone should get quotes based on a specific location and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Suzuki Kizashi insurance rates for different risk profiles and scenarios.
- The best discount rate is $616
- Choosing higher $1,000 deductibles can save around $88 every year
- The average price for the average middle-age driver with $500 deductibles is $1,012
- Using pricier low deductibles for comp and collision coverage increases the price to $1,176
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,176
- The price to insure a 16-year-old driver for full coverage may cost $4,074 each year
Insurance prices for a Suzuki Kizashi are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Kizashi.
Using high physical damage deductibles can save as much as $260 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,000 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,700 additional each year, depending on your age. Suzuki Kizashi insurance for high-risk drivers ranges from 42% to 132% more than a normal policy. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Suzuki Kizashi insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,450 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $916 | -$96 | -9.5% |
| Alaska | $776 | -$236 | -23.3% |
| Arizona | $840 | -$172 | -17.0% |
| Arkansas | $1,012 | -$0 | 0.0% |
| California | $1,154 | $142 | 14.0% |
| Colorado | $966 | -$46 | -4.5% |
| Connecticut | $1,040 | $28 | 2.8% |
| Delaware | $1,146 | $134 | 13.2% |
| Florida | $1,268 | $256 | 25.3% |
| Georgia | $934 | -$78 | -7.7% |
| Hawaii | $728 | -$284 | -28.1% |
| Idaho | $682 | -$330 | -32.6% |
| Illinois | $754 | -$258 | -25.5% |
| Indiana | $762 | -$250 | -24.7% |
| Iowa | $682 | -$330 | -32.6% |
| Kansas | $964 | -$48 | -4.7% |
| Kentucky | $1,380 | $368 | 36.4% |
| Louisiana | $1,496 | $484 | 47.8% |
| Maine | $624 | -$388 | -38.3% |
| Maryland | $834 | -$178 | -17.6% |
| Massachusetts | $808 | -$204 | -20.2% |
| Michigan | $1,758 | $746 | 73.7% |
| Minnesota | $846 | -$166 | -16.4% |
| Mississippi | $1,212 | $200 | 19.8% |
| Missouri | $898 | -$114 | -11.3% |
| Montana | $1,086 | $74 | 7.3% |
| Nebraska | $798 | -$214 | -21.1% |
| Nevada | $1,214 | $202 | 20.0% |
| New Hampshire | $728 | -$284 | -28.1% |
| New Jersey | $1,130 | $118 | 11.7% |
| New Mexico | $898 | -$114 | -11.3% |
| New York | $1,068 | $56 | 5.5% |
| North Carolina | $584 | -$428 | -42.3% |
| North Dakota | $828 | -$184 | -18.2% |
| Ohio | $698 | -$314 | -31.0% |
| Oklahoma | $1,040 | $28 | 2.8% |
| Oregon | $926 | -$86 | -8.5% |
| Pennsylvania | $966 | -$46 | -4.5% |
| Rhode Island | $1,350 | $338 | 33.4% |
| South Carolina | $916 | -$96 | -9.5% |
| South Dakota | $854 | -$158 | -15.6% |
| Tennessee | $888 | -$124 | -12.3% |
| Texas | $1,220 | $208 | 20.6% |
| Utah | $750 | -$262 | -25.9% |
| Vermont | $694 | -$318 | -31.4% |
| Virginia | $606 | -$406 | -40.1% |
| Washington | $784 | -$228 | -22.5% |
| West Virginia | $926 | -$86 | -8.5% |
| Wisconsin | $702 | -$310 | -30.6% |
| Wyoming | $902 | -$110 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Suzuki Kizashi S | $974 | $81 |
| Suzuki Kizashi S AWD | $994 | $83 |
| Suzuki Kizashi SE | $994 | $83 |
| Suzuki Kizashi GTS | $1,012 | $84 |
| Suzuki Kizashi SE AWD | $1,012 | $84 |
| Suzuki Kizashi GTS AWD | $1,032 | $86 |
| Suzuki Kizashi SLS | $1,032 | $86 |
| Suzuki Kizashi SLS AWD | $1,050 | $88 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2011 Suzuki Kizashi | $166 | $214 | $474 | $1,012 |
| 2010 Suzuki Kizashi | $162 | $192 | $468 | $980 |
Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Suzuki Kizashi Insurance
Getting lower rates on insurance for a Suzuki Kizashi takes avoiding accidents and claims, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Make time to compare rates every couple of years by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The points below are a brief review of the material that was touched on in this article.
- Insureds who require increased liability limits will pay an extra $520 per year to raise limits from a low limit to a 250/500 level
- Drivers under the age of 20 pay higher prices, possibly costing $340 a month if full coverage is included
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,160 more each year to insure a Suzuki Kizashi
- Increasing physical damage deductibles could save as much as $250 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,074 |
| 20 | $2,310 |
| 30 | $1,028 |
| 40 | $1,012 |
| 50 | $928 |
| 60 | $910 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,176 |
| $250 | $1,102 |
| $500 | $1,012 |
| $1,000 | $924 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,012 |
| 50/100 | $1,145 |
| 100/300 | $1,263 |
| 250/500 | $1,571 |
| 100 CSL | $1,192 |
| 300 CSL | $1,453 |
| 500 CSL | $1,643 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,736 |
| 20 | $3,684 |
| 30 | $2,192 |
| 40 | $2,176 |
| 50 | $2,080 |
| 60 | $2,058 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $68 |
| Total Discounts | $396 |
Discounts are estimated and may not be available from every company or in every state.
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