Suzuki Kizashi Insurance Rates

Estimated insurance rates for a Suzuki Kizashi are $1,012 a year with full coverage. Comprehensive costs approximately $166 each year, collision costs $214, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,176. Teenage drivers pay the most at $4,074 a year or more.

Average premium for full coverage: $1,012

Premium estimates by type of coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Kizashi models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance prices.

These rate differences demonstrate why all drivers should compare rates using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay $88 annually
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,012
• Using low deductibles for comprehensive and collision insurance will increase the cost to $1,176
• High-risk insureds who are prone to accidents and violations could pay around $2,176 or more
• An auto insurance policy for full coverage for a teenage driver can cost $4,074 a year

View Chart as Image

Auto insurance prices for a Suzuki Kizashi also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay in the ballpark of $4,000 a year. View Rates by Age

Where you choose to live makes a big difference in Suzuki Kizashi insurance rates. A 40-year-old driver could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $260 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 42% to 132% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Suzuki Kizashi Insurance

Finding better rates on auto insurance not only requires being a low-risk driver, but also having good credit, being claim-free, and not having any coverage lapses. Spend time shopping around at every policy renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a review of the data touched on above.

• Consumers who purchase more liability coverage will pay an extra $520 every year to go from 30/60 bodily injury limits to 250/500 limits
• You may be able to save around $110 per year simply by quoting online in advance
• Increasing policy deductibles can save around $250 each year
• Teen drivers have the highest car insurance prices, possibly costing $340 per month if they have full coverage