Suzuki Kizashi Insurance Rates

Average insurance rates for a Suzuki Kizashi are $1,012 a year including full coverage. Comprehensive costs an estimated $166 a year, collision costs $214, and liability coverage costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,176. Teen drivers receive the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,012

Rate estimates broken down by individual coverage type:

Rate estimates include $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Kizashi trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference location can make on insurance prices.

These examples highlight why it is important to compare prices for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Suzuki Kizashi insurance rates for other coverage scenarios.

• The lowest rate with discounts is $616
• Using higher $1,000 deductibles will save approximately $924 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,012
• Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,176
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,176 or more
• The cost that insures a teenage driver can cost as much as $4,074 or more

View Chart as Image

Insurance rates for a Suzuki Kizashi can also vary considerably based on the trim level of your Kizashi, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy can be around 42% to 132% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $4,000 a year. View Rates by Age

Where you live has a huge impact on Suzuki Kizashi insurance rates. A driver around age 40 might see rates as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,450 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $260 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out which company is cheapest is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Suzuki Kizashi Insurance

Saving money on auto insurance requires being a safe and courteous driver, having above-average credit, not filing small claims, and taking advantage of discounts. Shop around once a year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below is a brief recap of the data that was touched on in this article.

• You may be able to save approximately $110 per year simply by quoting early and online
• Consumers who want higher levels of liability will pay about $520 per year to increase from a minimum limit to the 250/500 level
• Teenage drivers are charged the highest rates, as much as $340 per month if full coverage is included
• Drivers who tend to receive serious violations could be charged and average of $1,160 more annually for auto insurance