Suzuki Kizashi Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 4, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance rates for a Suzuki Kizashi are $1,012 a year with full coverage. Comprehensive insurance costs an estimated $166, collision costs $214, and liability is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,176 or more. Teen drivers cost the most to insure at $4,074 a year or more.

Average premium for full coverage: $1,012

Policy rates broken down by type of insurance:

Comprehensive $166
Collision $214
Liability $474

Includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Kizashi trim levels.

Price Range Variability

For the average driver, Suzuki Kizashi insurance rates go from as low as $522 for basic liability insurance to a much higher rate of $2,176 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,012
High Risk $2,176

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates how location impacts insurance prices.

Rural Areas $759
Small Cities $1,063
Large Cities $1,366

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details estimated Suzuki Kizashi insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $616
  • Raising to $1,000 deductibles will save approximately $88 annually
  • The average rate for a good driver age 40 who has $500 deductibles is $1,012
  • Choosing more expensive low deductibles will cost an extra $164 annually
  • Drivers with multiple violations and an at-fault accident could pay up to $2,176 or more
  • Policy cost for full coverage for a 16-year-old driver with full coverage can cost as much as $4,074

View Chart as Image

Suzuki Kizashi insurance cost comparison chart
Column chart showing full coverage Suzuki Kizashi insurance prices range from $616 to $4,074

Car insurance rates for a Suzuki Kizashi also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged at least $4,000 a year. View Rates by Age

Your home state also has a big influence on Suzuki Kizashi insurance prices. A middle-age driver might find rates as low as $730 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,370 on average in New York, Michigan, and Florida.

Suzuki Kizashi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $916 -$96 -9.5%
Alaska $776 -$236 -23.3%
Arizona $840 -$172 -17.0%
Arkansas $1,012 -$0 0.0%
California $1,154 $142 14.0%
Colorado $966 -$46 -4.5%
Connecticut $1,040 $28 2.8%
Delaware $1,146 $134 13.2%
Florida $1,268 $256 25.3%
Georgia $934 -$78 -7.7%
Hawaii $728 -$284 -28.1%
Idaho $682 -$330 -32.6%
Illinois $754 -$258 -25.5%
Indiana $762 -$250 -24.7%
Iowa $682 -$330 -32.6%
Kansas $964 -$48 -4.7%
Kentucky $1,380 $368 36.4%
Louisiana $1,496 $484 47.8%
Maine $624 -$388 -38.3%
Maryland $834 -$178 -17.6%
Massachusetts $808 -$204 -20.2%
Michigan $1,758 $746 73.7%
Minnesota $846 -$166 -16.4%
Mississippi $1,212 $200 19.8%
Missouri $898 -$114 -11.3%
Montana $1,086 $74 7.3%
Nebraska $798 -$214 -21.1%
Nevada $1,214 $202 20.0%
New Hampshire $728 -$284 -28.1%
New Jersey $1,130 $118 11.7%
New Mexico $898 -$114 -11.3%
New York $1,068 $56 5.5%
North Carolina $584 -$428 -42.3%
North Dakota $828 -$184 -18.2%
Ohio $698 -$314 -31.0%
Oklahoma $1,040 $28 2.8%
Oregon $926 -$86 -8.5%
Pennsylvania $966 -$46 -4.5%
Rhode Island $1,350 $338 33.4%
South Carolina $916 -$96 -9.5%
South Dakota $854 -$158 -15.6%
Tennessee $888 -$124 -12.3%
Texas $1,220 $208 20.6%
Utah $750 -$262 -25.9%
Vermont $694 -$318 -31.4%
Virginia $606 -$406 -40.1%
Washington $784 -$228 -22.5%
West Virginia $926 -$86 -8.5%
Wisconsin $702 -$310 -30.6%
Wyoming $902 -$110 -10.9%

View Chart as Image

Suzuki Kizashi insurance rates by U.S. city

Choosing high deductibles can reduce rates by up to $260 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates from multiple companies. Every auto insurance company uses a different rate calculation, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Suzuki Kizashi Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Suzuki Kizashi S $974 $81
Suzuki Kizashi S AWD $994 $83
Suzuki Kizashi SE $994 $83
Suzuki Kizashi GTS $1,012 $84
Suzuki Kizashi SE AWD $1,012 $84
Suzuki Kizashi GTS AWD $1,032 $86
Suzuki Kizashi SLS $1,032 $86
Suzuki Kizashi SLS AWD $1,050 $88

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Suzuki Kizashi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2011 Suzuki Kizashi $166 $214 $474 $1,012
2010 Suzuki Kizashi $162 $192 $468 $980

Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Suzuki Kizashi Insurance

Finding cheaper rates on insurance for a Suzuki Kizashi consists of being a low-risk driver, having above-average credit, not filing small claims, and not having any coverage lapses. Spend time shopping around every other policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a recap of the ideas that were touched on above.

  • Teen drivers have the highest car insurance rates, as much as $340 each month if full coverage is included
  • Drivers considered higher risk that have major violations or accidents may pay on average $1,160 more annually to insure their Kizashi
  • Increasing comprehensive and collision deductibles can save around $250 each year
  • You may be able to save approximately $110 per year simply by shopping early and online

Rates by Driver Age

Suzuki Kizashi Insurance Rates by Driver Age
Driver Age Premium
16 $4,074
20 $2,310
30 $1,028
40 $1,012
50 $928
60 $910

Full coverage, $500 deductibles

Rates by Deductible

Suzuki Kizashi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,176
$250 $1,102
$500 $1,012
$1,000 $924

Full coverage, driver age 40

Rates by Liability Limit

Suzuki Kizashi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,012
50/100 $1,145
100/300 $1,263
250/500 $1,571
100 CSL $1,192
300 CSL $1,453
500 CSL $1,643

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki Kizashi Insurance Rates for High Risk Drivers
Age Premium
16 $5,736
20 $3,684
30 $2,192
40 $2,176
50 $2,080
60 $2,058

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $135

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $55
Homeowner $18
5-yr Accident Free $61
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $44
Online Quote $68
Total Discounts $396
Rate after discounts $616

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles