Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,012 a year including full coverage. Comprehensive costs on average $166 a year, collision insurance costs $214, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,176. Teenage drivers cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,012

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

The examples above highlight why it is important to compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Suzuki Kizashi insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay around $924 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,012
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,176
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,176
• Policy cost for full coverage for a teenage driver may cost $4,074 a year

View Chart as Image

Car insurance rates for a Suzuki Kizashi also range considerably based on your risk profile, the model of your Kizashi, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,000 a year. View Rates by Age

Your home state makes a big difference in Suzuki Kizashi insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,450 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $260 a year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy can cost around 42% to 132% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Suzuki Kizashi Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to shop around every couple of years by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a brief review of the material that was illustrated above.

• Consumers who require an increased level of liability coverage will pay an extra $520 per year to go from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $340 each month if full coverage is included
• Drivers with DUI or reckless driving convictions may pay on average $1,160 more each year than a safer driver
• Increasing comprehensive and collision deductibles can save around $250 each year