Toyota Avalon Hybrid Insurance Rates

Average insurance rates for a Toyota Avalon Hybrid are $1,268 a year for full coverage. Comprehensive insurance costs on average $258 a year, collision insurance costs $484, and liability costs around $390. A policy with just liability insurance costs as low as $438 a year, and coverage for high-risk drivers costs $2,758 or more. Teenage drivers receive the highest rates at up to $4,770 a year.

Average premium for full coverage: $1,268

Rate estimates by individual coverage type:

Prices are based on $500 physical damage deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Avalon Hybrid trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas tend to have lower incidents of accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These examples show why it is important to compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Toyota Avalon Hybrid insurance rates for different risk profiles and scenarios.

• The best discount rate is $724
• Using higher $1,000 deductibles will save around $1,100 a year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,268
• Using low $100 deductibles for physical damage coverage will cost an additional $330 every year
• Drivers who are prone to accidents and violations could pay upwards of $2,758
• The cost that insures a teen driver may cost $4,770 or more

View Chart as Image

Insurance rates for a Toyota Avalon Hybrid can also vary considerably based on the trim level of your Avalon Hybrid, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,700 a year. View Rates by Age

Where you live has a huge impact on Toyota Avalon Hybrid insurance prices. A driver around age 40 might see rates as low as $840 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,810 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $500 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

How to Find Affordable Toyota Avalon Hybrid Insurance

Saving money on car insurance requires being a safe and courteous driver, having a good credit score, eliminating unneeded coverage, and dropping full coverage on older vehicles. Compare prices every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a brief review of the material that was covered above.

• Policyholders who require higher levels of liability will pay an extra $430 each year to increase from a minimum limit to the 250/500 level
• Teenage drivers pay higher rates, costing as high as $398 per month if comprehensive and collision insurance is included
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,490 more each year for auto insurance
• Increasing deductibles can save approximately $500 each year