Toyota Avalon Hybrid Insurance Rates

Average insurance rates for a Toyota Avalon Hybrid are $1,268 a year with full coverage. Comprehensive costs an estimated $258, collision insurance costs $484, and liability coverage costs $390. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs around $2,758. Teenage drivers receive the highest rates at up to $4,770 a year.

Average premium for full coverage: $1,268

Rate estimates broken down by individual coverage type:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different Avalon Hybrid trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. More rural locations tend to have lower incidents of collision claims than densely populated cities. The price range example below illustrates how your location can change insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare rates for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota Avalon Hybrid insurance rates for other coverage scenarios.

• The best discount rate is $724
• Drivers who choose higher $1,000 deductibles will pay approximately $168 annually
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,268
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,598
• High-risk insureds who are prone to accidents and violations could pay up to $2,758
• The cost that insures a teenage driver with full coverage can cost as much as $4,770 a year

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Insurance rates for a Toyota Avalon Hybrid can also vary considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,500 to $2,100 additional per year, depending on your age. High-risk driver insurance can cost around 44% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,700 a year. View Rates by Age

Where you live makes a big difference in Toyota Avalon Hybrid insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,710 on average in New York, Michigan, and Florida.

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Using high physical damage deductibles could save up to $500 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Toyota Avalon Hybrid Insurance

Saving money on auto insurance not only requires being a good driver, but also having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Compare prices at least once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a brief summary of the primary concepts that were illustrated above.

• You may be able to save approximately $150 per year just by shopping early and online
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,490 more annually than a safer driver
• Increasing deductibles can save approximately $500 each year
• Drivers age 16 to 20 are expensive to insure, with premiums as much as $398 per month if comprehensive and collision insurance is included