Toyota Camry Hybrid Insurance Rates

Average insurance rates for a Toyota Camry Hybrid are $1,302 a year including full coverage. Comprehensive insurance costs an estimated $214 each year, collision insurance costs $388, and liability costs around $520. Buying just liability costs as low as $576 a year, and insurance for high-risk drivers costs $2,826 or more. Teenage drivers receive the highest rates at up to $5,142 a year.

Average premium for full coverage: $1,302

Rate estimates broken down by individual coverage type:

Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Camry Hybrid models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on insurance prices.

These examples highlight why all drivers should compare prices for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Toyota Camry Hybrid insurance rates for other coverage scenarios.

• The best discount rate is $767
• Using higher $1,000 deductibles will save approximately $138 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,302
• Using low deductibles for physical damage coverage will cost an extra $266 every year
• Drivers who are prone to accidents and violations could pay up to $2,826
• The cost for full coverage for a teen driver can cost as much as $5,142 or more

View Chart as Image

Auto insurance rates for a Toyota Camry Hybrid can also vary considerably based on your driver profile, the model of your Camry Hybrid, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $5,100 a year. View Rates by Age

Where you live has a huge impact on Toyota Camry Hybrid insurance prices. A driver around age 40 might see rates as low as $1,000 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,860 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $410 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $468 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 137% more than a normal policy. View High Risk Driver Rates

How to Find the Best Toyota Camry Hybrid Insurance

Saving money on car insurance requires being a low-risk driver, having good credit, not filing small claims, and consideration of higher deductibles. Take the time to compare rates every other policy renewal by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The items below are a brief recap of the ideas that were covered in the above illustrations.

• Teen drivers are the costliest to insure, as much as $429 per month if they have full coverage
• Higher risk drivers who tend to receive serious violations may pay on average $1,520 more annually to insure their Camry Hybrid
• Increasing deductibles can save around $400 each year
• You may be able to save approximately $150 per year just by quoting online in advance