Toyota Venza Insurance Rates

Estimated insurance rates for a Toyota Venza are $1,182 a year including full coverage. Comprehensive costs an estimated $214, collision costs $350, and liability is estimated at $460. A policy with only liability insurance costs approximately $510 a year, with a high-risk policy costing around $2,554. Teenage drivers pay the most at $4,612 a year or more.

Average premium for full coverage: $1,182

Premium estimates broken down by type of coverage:

These estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all Venza models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates the effect of geographic area on insurance prices.

These rate differences highlight why everyone should get quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Toyota Venza insurance rates for other coverage scenarios.

• The best discount rate is $698
• Choosing higher $1,000 deductibles can save approximately $130 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,182
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,428
• Unlucky drivers who are prone to accidents and violations could pay up to $2,554 or more
• An auto insurance policy that insures a teen driver for full coverage can cost as much as $4,612 each year

View Chart as Image

Car insurance prices for a Toyota Venza also have a wide range based on the model of your Venza, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,400 to $2,000 extra annually, depending on your age. Toyota Venza insurance for high-risk drivers ranges as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $4,600 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Toyota Venza insurance prices. A good driver about age 40 could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $380 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Venza Insurance

Finding better rates on car insurance takes being a safe and courteous driver, having a positive credit history, refrain from filing small claims, and not having any coverage lapses. Compare prices at every other renewal by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

Below is a brief summary of the concepts that were covered in the above illustrations.

• Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,370 more annually for auto insurance
• Teenage drivers have the highest car insurance prices, with the cost nearing $384 per month if full coverage is purchased
• You may be able to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $375 each year
• You may be able to save approximately $140 per year simply by quoting online well ahead of the renewal date