Toyota Venza Insurance Rates

The average insurance rates for a Toyota Venza are $1,182 a year for full coverage insurance. Comprehensive insurance costs an estimated $214, collision costs $350, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,554 or more. Teenage drivers cost the most to insure at $4,612 a year or more.

Average premium for full coverage: $1,182

Policy rates broken down by type of insurance:

Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for all Venza models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates the difference location can make on insurance prices.

The examples above illustrate why everyone should get quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Toyota Venza insurance rates for other coverage scenarios.

• The best discount rate is $698
• Choosing higher $1,000 deductibles can save approximately $130 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,182
• Using pricier low deductibles for comp and collision coverage will cost an additional $246 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,554 or more
• Policy cost that insures a teen driver for full coverage can cost as much as $4,612 each year

View Chart as Image

Car insurance rates for a Toyota Venza also range considerably based on the model of your Venza, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,400 to $2,000 extra every year, depending on your age. Toyota Venza insurance for high-risk drivers ranges as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Toyota Venza insurance prices. A good driver about age 40 could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,600 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $380 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Toyota Venza Insurance

Finding cheaper rates on car insurance takes being a low-risk driver, having a positive credit history, being claim-free, and not having any coverage lapses. Compare prices every time your policy renews by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The items below are a recap of the information touched on in this article.

• It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Teen drivers have the highest car insurance rates, possibly costing $384 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Higher risk drivers that have major violations or accidents may have to pay on average $1,370 more annually to insure their Venza
• Policyholders who want more liability coverage will pay an extra $510 annually to raise limits from a 30/60 limit to the 250/500 level