Toyota Venza Insurance Rates

Estimated insurance rates for a Toyota Venza are $1,182 a year with full coverage. Comprehensive insurance costs approximately $214, collision costs $350, and liability costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,554 or more. Teens pay the most at $4,612 a year or more.

Average premium for full coverage: $1,182

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for all Venza models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences demonstrate why everyone should compare rates using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Toyota Venza insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $698
• Drivers who choose higher $1,000 deductibles will pay $130 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,182
• Selecting pricier low deductibles for comprehensive and collision insurance will cost an additional $246 every year
• Higher-risk drivers with serious driving violations could pay around $2,554 or more
• An auto insurance policy that insures a teen driver for full coverage can cost $4,612 a year

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Insurance prices for a Toyota Venza also have a wide range based on the model of your Venza, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,400 to $2,000 extra annually, depending on your age. Toyota Venza insurance for high-risk drivers can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,600 a year. View Rates by Age

Where you choose to live makes a big difference in Toyota Venza insurance prices. A 40-year-old driver could pay as low as $850 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,600 on average in New York, Michigan, and Florida.

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Choosing higher comprehensive and collision insurance deductibles could save up to $380 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices and see which company has the best price. Every company calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Venza Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having above-average credit, being claim-free, and maximizing policy discounts. Compare rates at least once a year by requesting quotes from direct companies, and also from local insurance agencies.

Below you'll find a brief summary of the primary concepts that were covered above.

• You may be able to save around $140 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,370 more per year than a low-risk driver
• Increasing policy deductibles can save approximately $375 each year
• Youthful drivers are expensive to insure, possibly costing $384 per month if full coverage is included