Toyota Venza Insurance Rates

Average insurance rates for a Toyota Venza are $1,182 a year including full coverage. Comprehensive costs an estimated $214 each year, collision costs $350, and liability insurance costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing around $2,554. Teenage drivers receive the highest rates at $4,612 a year or more.

Average premium for full coverage: $1,182

Rate estimates broken down by individual coverage type:

Estimates include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Venza models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location impacts insurance prices.

These examples highlight why all drivers should compare rates for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Toyota Venza insurance rates for other coverage scenarios.

• The best discount rate is $698
• Drivers who choose higher $1,000 deductibles will pay approximately $130 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,182
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,428
• High risk drivers who are prone to accidents and violations could pay up to $2,554 or more
• The cost that insures a teen driver can cost as much as $4,612 a year

View Chart as Image

Car insurance rates for a Toyota Venza can also vary considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $4,600 a year. View Rates by Age

Where you live makes a big difference in Toyota Venza insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $380 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out which company is cheapest is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Toyota Venza Insurance

Saving money on Toyota Venza insurance not only requires avoiding accidents and claims, but also having a positive credit history, not filing small claims, and not having any coverage lapses. Compare prices every couple of years by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The points below are a review of the material that was touched on above.

• Drivers who want increased liability limits will pay an extra $510 per year to go from a minimum limit to the 250/500 level
• Drivers under the age of 20 have the highest car insurance rates, as much as $384 per month if full coverage is purchased
• High-risk drivers who have several accidents or serious violations could be charged and average of $1,370 more annually to insure a Toyota Venza
• Increasing deductibles can save approximately $375 each year