Toyota Venza Insurance Rates

U.S. average auto insurance rates for a Toyota Venza are $1,182 annually for full coverage insurance. Comprehensive costs an estimated $214 each year, collision costs $350, and liability coverage costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing around $2,554. Teenage drivers pay the highest rates at $4,612 a year or more.

Average premium for full coverage: $1,182

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Venza models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. More rural locations have fewer physical damage claims than densely populated cities.

The graphic below illustrates how location impacts insurance prices.

The ranges above illustrate why all drivers should compare rates for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Toyota Venza insurance rates for other coverage scenarios.

• The best discount rate is $698
• Drivers who choose higher $1,000 deductibles will pay approximately $130 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,182
• Using low deductibles for comprehensive and collision insurance will cost $1,428
• High-risk insureds who are prone to accidents and violations could pay up to $2,554 or more
• The price with full coverage for a teenage driver can cost as much as $4,612 a year

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Car insurance prices for a Toyota Venza are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $380 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Toyota Venza insurance rates. A 40-year-old driver could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,600 on average in Florida, New York, and Michigan.

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Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Toyota Venza Insurance

Getting lower rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, not filing small claims, and not having any coverage lapses. Spend time shopping around every time your policy renews by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the information touched on above.

• It is possible to save approximately $140 per year simply by quoting online in advance
• Youthful drivers have the highest car insurance prices, as much as $384 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles could save up to $375 each year
• Drivers that tend to have accidents or serious violations may pay on average $1,370 more annually than a low-risk driver
• Consumers who want more liability protection will pay an extra $510 annually to go from a low limit to higher 250/500 limits