Toyota Venza Insurance Rates

Estimated insurance rates for a Toyota Venza are $1,182 a year with full coverage. Comprehensive costs around $214 a year, collision costs $350, and liability coverage costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing around $2,554. Teenage drivers pay the most at $4,612 a year or more.

Average premium for full coverage: $1,182

Premium estimates for type of coverage:

Includes $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and Venza trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance rates.

These rate differences demonstrate why it is important to compare rates for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Toyota Venza insurance rates for additional coverage choices and driver risks.

• The best discount rate is $698
• Drivers who choose higher $1,000 deductibles will pay about $1,052 annually
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,182
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,428
• High-risk insureds who are prone to accidents and violations could pay at least $2,554 or more
• An auto insurance policy that insures a teenage driver can be $4,612 a year

View Chart as Image

Insurance prices for a Toyota Venza also have a wide range based on the trim level of your Venza, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,400 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $4,600 a year. View Rates by Age

Where you choose to live makes a big difference in Toyota Venza insurance rates. A 40-year-old driver could pay as low as $850 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,600 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $380 a year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out your exact price is to get quotes and see how they stack up. Every company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Toyota Venza Insurance

Finding better rates on auto insurance not only requires being a good driver, but also having a good credit score, being claim-free, and taking advantage of discounts. Compare prices every year by quoting rates from direct companies, and also from your local independent and exclusive agents.

The following list is a recap of the coverage data touched on above.

• You may be able to save up to $140 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $375 each year
• Drivers age 16 to 20 are charged the highest prices, possibly costing $384 per month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents may pay on average $1,370 more every year than a safer driver