Toyota Venza Insurance Rates

U.S. average insurance rates for a Toyota Venza are $1,182 a year including full coverage. Comprehensive insurance costs around $214 a year, collision costs $350, and liability costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing $2,554 or more. Teen drivers pay the highest rates at $4,612 a year or more.

Average premium for full coverage: $1,182

Price estimates for individual coverage:

These estimates include $500 deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Venza trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the effect of geographic area on auto insurance rates.

The ranges above highlight why it is important to compare prices for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Toyota Venza insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $698
• Using higher $1,000 deductibles will save about $1,052 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,182
• Choosing low $100 deductibles for physical damage coverage will cost an extra $246 every year
• Drivers with multiple violations and an at-fault accident could pay at least $2,554 or more
• The price for full coverage for a teen driver can be $4,612 or more

View Chart as Image

Auto insurance prices for a Toyota Venza are also quite variable based on your driving record, the model of your Venza, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay as much as $4,600 a year. View Rates by Age

The state you live in has a huge impact on Toyota Venza insurance prices. A driver around age 40 might see prices as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,690 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut prices by as much as $380 every year, while buying higher liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 132% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to figure out your exact price is to get quotes and see which company has the best price. Each insurance company uses a different rate calculation, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Venza Insurance

Getting lower rates on car insurance requires not taking risks behind the wheel, having good credit, being claim-free, and maximizing policy discounts. Take the time to compare rates at least once a year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following is a brief summary of the primary concepts that were covered in the above illustrations.

• You may be able to save up to $140 per year simply by quoting early and online
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,370 more every year for Venza insurance
• Increasing physical damage deductibles can save around $375 each year
• Teens are expensive to insure, possibly costing $384 a month if they have full coverage