Toyota Venza Insurance Rates

The average insurance prices for a Toyota Venza are $1,182 every 12 months with full coverage. Comprehensive costs around $214 a year, collision insurance costs $350, and liability costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs around $2,554. Teenage drivers cost the most to insure at up to $4,612 a year.

Average premium for full coverage: $1,182

Policy rates for type of insurance:

These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Venza trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above demonstrate why it is important to compare rates for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Toyota Venza insurance rates for additional coverage choices and driver risks.

• The best discount rate is $698
• Drivers who choose higher $1,000 deductibles will pay about $1,052 annually
• The average price for a good driver age 40 using $500 deductibles is $1,182
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,428
• Drivers who are prone to accidents and violations could pay at least $2,554
• Policy cost to insure a 16-year-old driver can be $4,612 a year

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Car insurance rates for a Toyota Venza also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles could save up to $380 annually, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can cost from 43% to 132% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Toyota Venza insurance prices. A 40-year-old driver could pay as low as $850 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,600 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Toyota Venza Insurance

Finding cheaper rates on insurance for a Toyota Venza not only requires being a safe and courteous driver, but also maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates once a year by getting quotes from direct companies, and also from several local insurance agents.

Below is a brief summary of the data that was covered above.

• You may be able to save up to $140 per year just by quoting early and online
• Insureds who may need higher levels of liability will pay an extra $510 every year to go from a 30/60 limit to a 250/500 level
• Teenage drivers are the costliest to insure, as much as $384 each month if the policy includes full coverage
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,370 more every year for auto insurance