Toyota Venza Insurance Rates

Estimated insurance rates for a Toyota Venza are $1,182 a year for full coverage. Comprehensive costs an estimated $214 each year, collision costs $350, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing around $2,554. Teenage drivers pay the most at $4,612 a year or more.

Average premium for full coverage: $1,182

Premium estimates broken down by type of coverage:

These estimates include $500 deductible amounts, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Venza models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than densely populated cities.

The graphic below illustrates how your location can change insurance prices.

These rate differences show why all drivers should compare prices for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Toyota Venza insurance rates for other coverage scenarios.

• The best discount rate is $698
• Using higher $1,000 deductibles will save approximately $130 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,182
• Using low deductibles for physical damage coverage bumps up the cost to $1,428
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,554 or more
• An auto insurance policy that insures a teenage driver can cost as much as $4,612 or more

View Chart as Image

Auto insurance prices for a Toyota Venza also have a wide range based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers can be around 43% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,600 a year. View Rates by Age

Where you choose to live has a huge impact on Toyota Venza insurance rates. A driver around age 40 might see prices as low as $780 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,690 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $380 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Venza Insurance

Finding better rates on auto insurance requires having a good driving record, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Compare prices every time your policy renews by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The next list is a brief summary of the information illustrated above.

• Drivers can save approximately $140 per year simply by quoting online in advance
• Drivers age 20 and younger are the costliest to insure, as much as $384 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $375 each year
• Drivers that tend to have accidents or serious violations may pay on average $1,370 more annually to buy Toyota Venza insurance
• Consumers who want increased levels of liability coverage will pay an extra $510 each year to increase from 30/60 bodily injury limits to the 250/500 level