Toyota Venza Insurance Rates

The average insurance rates for a Toyota Venza are $1,182 a year for full coverage. Comprehensive insurance costs on average $214, collision costs $350, and liability costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing $2,554 or more. Teen drivers cost the most to insure at $4,612 a year or more.

Average premium for full coverage: $1,182

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for different Venza trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates the difference location can make on car insurance rates.

The examples above show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Toyota Venza insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $698
• Using higher $1,000 deductibles will save around $130 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,182
• Choosing more expensive low deductibles for physical damage coverage will cost an extra $246 every year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,554 or more
• Policy cost for full coverage for a teen driver with full coverage may cost $4,612 or more

View Chart as Image

Insurance rates for a Toyota Venza also range considerably based on your risk profile, the trim level of your Venza, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $4,600 a year. View Rates by Age

Your home state has a huge impact on Toyota Venza insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Idaho, Maine, and Iowa, or as much as $1,690 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $380 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance can be as much as 43% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Toyota Venza Insurance

Finding cheaper rates on car insurance requires being safe and accident-free, maintaining good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Make time to compare rates every couple of years by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

Below you'll find a condensed summary of the material that was touched on in this article.

• Policyholders who require more liability protection will pay about $510 each year to increase from a 30/60 limit to 250/500 limits
• Youthful drivers pay the highest rates, costing up to $384 each month for full coverage
• Higher risk drivers with multiple at-fault accidents will pay on average $1,370 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $375 each year