Toyota Venza Insurance Rates

U.S. average insurance rates for a Toyota Venza are $1,182 a year for full coverage insurance. Comprehensive insurance costs an estimated $214 a year, collision costs $350, and liability is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing $2,554 or more. Teenage drivers pay the highest rates at $4,612 a year or more.

Average premium for full coverage: $1,182

Price estimates broken down by individual coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and Venza trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above illustrate why it is important to get quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Toyota Venza insurance rates for other coverage scenarios.

• The best discount rate is $698
• Choosing higher $1,000 deductibles can save approximately $1,052 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,182
• Using low $100 deductibles for comp and collision coverage will cost an additional $246 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,554 or more
• The price that insures a teen driver can cost as much as $4,612 each year

View Chart as Image

Insurance prices for a Toyota Venza are also quite variable based on the trim level of your Venza, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $4,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for Toyota Venza insurance prices. A good driver about age 40 could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,600 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $380 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out which car insurance is cheapest is to get quotes and see which company has the best price. Each auto insurer uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Toyota Venza Insurance

Getting lower rates on car insurance takes being safe and accident-free, having above-average credit, not filing small claims, and taking advantage of discounts. Compare prices every couple of years by quoting rates from direct insurance companies, and also from local insurance agencies.

Below you'll find a review of the material that was covered in the above illustrations.

• Policyholders who want more liability protection will pay an extra $510 annually to raise limits from a low limit to the 250/500 level
• Youthful drivers are charged the highest prices, as much as $384 a month if full coverage is included
• Higher risk drivers who have several accidents or serious violations may have to pay on average $1,370 more annually than a low-risk driver
• Increasing physical damage deductibles can save approximately $375 each year