Volkswagen Routan Insurance Rates
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UPDATED: Jun 5, 2023
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U.S. average insurance rates for a Volkswagen Routan are $1,320 a year with full coverage. Comprehensive costs an estimated $336, collision insurance costs $532, and liability insurance costs $316. Liability-only coverage costs as little as $376 a year, and high-risk coverage costs around $2,826. 16-year-old drivers pay the highest rates at up to $4,716 a year.
Average premium for full coverage: $1,320
Price estimates broken down by individual coverage:
Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Routan models.
Price Range from Low to High
Using a middle-aged driver as an example, Volkswagen Routan insurance prices range from the low end price of $376 for liability-only coverage to the much higher price of $2,826 for a driver who requires high-risk insurance.
Geographic Price Range
Your location has a significant impact on car insurance rates. More rural locations have lower incidents of collision claims than congested cities. The example below illustrates how where you live affects insurance prices.
The ranges above demonstrate why everyone should compare rates for a targeted area, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Volkswagen Routan insurance rates for other coverage scenarios.
- The best full coverage rate is $760
- Drivers who choose higher $1,000 deductibles will pay approximately $200 annually
- The estimated price for the average middle-age driver who has $500 deductibles is $1,320
- Buying pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,698
- High risk drivers with multiple tickets or accidents could pay up to $2,826
- The price that insures a teen driver for full coverage can cost as much as $4,716 a year
Auto insurance prices for a Volkswagen Routan are also quite variable based on the model of your Routan, your age and driving habits, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you may be forking out $1,500 to $2,100 in extra premium each year, depending on your age. Volkswagen Routan insurance for high-risk drivers can cost anywhere from 45% to 127% more than the average rate. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $4,700 a year. View Rates by Age
The state you live in makes a big difference in Volkswagen Routan insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Utah, Ohio, and New Hampshire, or at least $1,780 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,190 | -$130 | -9.8% |
Alaska | $1,012 | -$308 | -23.3% |
Arizona | $1,094 | -$226 | -17.1% |
Arkansas | $1,320 | -$0 | 0.0% |
California | $1,502 | $182 | 13.8% |
Colorado | $1,258 | -$62 | -4.7% |
Connecticut | $1,354 | $34 | 2.6% |
Delaware | $1,492 | $172 | 13.0% |
Florida | $1,646 | $326 | 24.7% |
Georgia | $1,220 | -$100 | -7.6% |
Hawaii | $948 | -$372 | -28.2% |
Idaho | $894 | -$426 | -32.3% |
Illinois | $982 | -$338 | -25.6% |
Indiana | $992 | -$328 | -24.8% |
Iowa | $890 | -$430 | -32.6% |
Kansas | $1,250 | -$70 | -5.3% |
Kentucky | $1,800 | $480 | 36.4% |
Louisiana | $1,952 | $632 | 47.9% |
Maine | $814 | -$506 | -38.3% |
Maryland | $1,088 | -$232 | -17.6% |
Massachusetts | $1,050 | -$270 | -20.5% |
Michigan | $2,290 | $970 | 73.5% |
Minnesota | $1,104 | -$216 | -16.4% |
Mississippi | $1,580 | $260 | 19.7% |
Missouri | $1,170 | -$150 | -11.4% |
Montana | $1,416 | $96 | 7.3% |
Nebraska | $1,038 | -$282 | -21.4% |
Nevada | $1,582 | $262 | 19.8% |
New Hampshire | $952 | -$368 | -27.9% |
New Jersey | $1,474 | $154 | 11.7% |
New Mexico | $1,164 | -$156 | -11.8% |
New York | $1,388 | $68 | 5.2% |
North Carolina | $758 | -$562 | -42.6% |
North Dakota | $1,082 | -$238 | -18.0% |
Ohio | $908 | -$412 | -31.2% |
Oklahoma | $1,352 | $32 | 2.4% |
Oregon | $1,210 | -$110 | -8.3% |
Pennsylvania | $1,256 | -$64 | -4.8% |
Rhode Island | $1,760 | $440 | 33.3% |
South Carolina | $1,196 | -$124 | -9.4% |
South Dakota | $1,112 | -$208 | -15.8% |
Tennessee | $1,154 | -$166 | -12.6% |
Texas | $1,590 | $270 | 20.5% |
Utah | $976 | -$344 | -26.1% |
Vermont | $902 | -$418 | -31.7% |
Virginia | $790 | -$530 | -40.2% |
Washington | $1,016 | -$304 | -23.0% |
West Virginia | $1,210 | -$110 | -8.3% |
Wisconsin | $912 | -$408 | -30.9% |
Wyoming | $1,174 | -$146 | -11.1% |
Opting for high physical damage deductibles could save up to $580 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $285 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Volkswagen Routan S 2WD | $1,170 | $98 |
Volkswagen Routan SE 2WD | $1,274 | $106 |
Volkswagen Routan SEL 2WD | $1,394 | $116 |
Volkswagen Routan SEL Premium 6 Cyl 2WD | $1,440 | $120 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2012 Volkswagen Routan | $194 | $268 | $402 | $1,000 |
Rates are averaged for all Volkswagen Routan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Volkswagen Routan Insurance
Getting lower rates on Volkswagen Routan insurance not only requires being safe and accident-free, but also maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Comparison shop at every other renewal by getting rate quotes from direct companies, and also from insurance agencies where you live.
Below you'll find a quick review of the concepts that were touched on in the above illustrations.
- High-risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,510 more annually than a low-risk driver
- Youthful drivers are the costliest to insure, costing up to $393 a month if the policy includes full coverage
- You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save approximately $575 each year
- You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,716 |
20 | $3,000 |
30 | $1,386 |
40 | $1,320 |
50 | $1,202 |
60 | $1,178 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,698 |
$250 | $1,524 |
$500 | $1,320 |
$1,000 | $1,120 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,320 |
50/100 | $1,503 |
100/300 | $1,582 |
250/500 | $1,788 |
100 CSL | $1,535 |
300 CSL | $1,709 |
500 CSL | $1,835 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,750 |
20 | $4,760 |
30 | $2,898 |
40 | $2,826 |
50 | $2,688 |
60 | $2,662 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $71 |
Multi-vehicle | $66 |
Homeowner | $18 |
5-yr Accident Free | $98 |
5-yr Claim Free | $85 |
Paid in Full/EFT | $62 |
Advance Quote | $65 |
Online Quote | $95 |
Total Discounts | $560 |
Discounts are estimated and may not be available from every company or in every state.
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