Volkswagen Routan Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 5, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance prices for a Volkswagen Routan are $1,036 every 12 months for full coverage. Comprehensive insurance costs around $210, collision costs $288, and liability costs $402. Liability-only insurance costs as little as $446 a year, with high-risk driver insurance costing $2,226 or more. Teens pay the most at $3,982 a year or more.

Average premium for full coverage: $1,036

Premium estimates for type of coverage:

Comprehensive $210
Collision $288
Liability $402

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and for all Routan models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Volkswagen Routan go from the cheapest price of $446 for a discount liability-only rate to the much higher price of $2,226 for a driver who requires high-risk insurance.

Liability Only $446
Full Coverage $1,036
High Risk $2,226

Insurance Price Range by Location

Your location can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than cities with more traffic congestion.

The example below illustrates how your location can change auto insurance rates.

Rural Areas $777
Small Cities $1,088
Large Cities $1,399

These rate differences show why everyone should compare rates for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows estimated Volkswagen Routan insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $617
  • Drivers who choose higher $1,000 deductibles will pay about $112 a year
  • The average price for a 40-year-old good driver using $500 deductibles is $1,036
  • Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $218 annually
  • Drivers with serious driving violations could pay at least $2,226 or more
  • An auto insurance policy to insure a 16-year-old driver for full coverage can be $3,982 a year

View Chart as Image

Volkswagen Routan insurance cost comparison chart
Column chart showing full coverage Volkswagen Routan insurance prices range from $617 to $3,982

Insurance prices for a Volkswagen Routan also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $330 annually, whereas buying more liability protection will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $3,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,200 to $1,700 additional annually, depending on your age. Volkswagen Routan insurance for high-risk drivers can cost from 43% to 129% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Volkswagen Routan insurance prices. A 40-year-old driver could pay as low as $680 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,480 on average in Michigan, Louisiana, and New York.

Volkswagen Routan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $936 -$100 -9.7%
Alaska $796 -$240 -23.2%
Arizona $860 -$176 -17.0%
Arkansas $1,036 -$0 0.0%
California $1,180 $144 13.9%
Colorado $990 -$46 -4.4%
Connecticut $1,064 $28 2.7%
Delaware $1,170 $134 12.9%
Florida $1,294 $258 24.9%
Georgia $958 -$78 -7.5%
Hawaii $746 -$290 -28.0%
Idaho $702 -$334 -32.2%
Illinois $772 -$264 -25.5%
Indiana $782 -$254 -24.5%
Iowa $698 -$338 -32.6%
Kansas $984 -$52 -5.0%
Kentucky $1,414 $378 36.5%
Louisiana $1,536 $500 48.3%
Maine $640 -$396 -38.2%
Maryland $856 -$180 -17.4%
Massachusetts $826 -$210 -20.3%
Michigan $1,800 $764 73.7%
Minnesota $868 -$168 -16.2%
Mississippi $1,242 $206 19.9%
Missouri $918 -$118 -11.4%
Montana $1,112 $76 7.3%
Nebraska $816 -$220 -21.2%
Nevada $1,242 $206 19.9%
New Hampshire $748 -$288 -27.8%
New Jersey $1,160 $124 12.0%
New Mexico $916 -$120 -11.6%
New York $1,092 $56 5.4%
North Carolina $598 -$438 -42.3%
North Dakota $850 -$186 -18.0%
Ohio $716 -$320 -30.9%
Oklahoma $1,062 $26 2.5%
Oregon $948 -$88 -8.5%
Pennsylvania $988 -$48 -4.6%
Rhode Island $1,380 $344 33.2%
South Carolina $940 -$96 -9.3%
South Dakota $876 -$160 -15.4%
Tennessee $906 -$130 -12.5%
Texas $1,250 $214 20.7%
Utah $768 -$268 -25.9%
Vermont $708 -$328 -31.7%
Virginia $620 -$416 -40.2%
Washington $798 -$238 -23.0%
West Virginia $950 -$86 -8.3%
Wisconsin $716 -$320 -30.9%
Wyoming $922 -$114 -11.0%

View Chart as Image

Volkswagen Routan insurance rates by U.S. city

With such a large range in prices, the only way to know your exact price is to regularly compare prices from multiple companies. Every company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Volkswagen Routan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Routan S 2WD $952 $79
Volkswagen Routan SE 2WD $1,012 $84
Volkswagen Routan SEL 2WD $1,080 $90
Volkswagen Routan SEL Premium 6 Cyl 2WD $1,106 $92

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Routan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Volkswagen Routan $210 $288 $402 $1,036

Rates are averaged for all Volkswagen Routan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Volkswagen Routan Insurance

Finding better rates on insurance for a Volkswagen Routan not only requires having a decent driving record, but also having above-average credit, not filing small claims, and taking advantage of discounts. Invest the time to shop around at every other renewal by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The following items are a brief summary of the concepts that were illustrated above.

  • Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,190 more every year than a driver with a clean driving record
  • 16 to 18-year-old drivers are charged the highest prices, as much as $332 per month if full coverage is included
  • Drivers can save up to $120 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save as much as $325 each year
  • Drivers can save up to $120 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Volkswagen Routan Insurance Rates by Driver Age
Driver Age Premium
16 $3,982
20 $2,356
30 $1,068
40 $1,036
50 $948
60 $930

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Routan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,254
$250 $1,154
$500 $1,036
$1,000 $924

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Routan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,036
50/100 $1,186
100/300 $1,287
250/500 $1,548
100 CSL $1,227
300 CSL $1,448
500 CSL $1,609

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Routan Insurance Rates for High Risk Drivers
Age Premium
16 $5,646
20 $3,748
30 $2,258
40 $2,226
50 $2,122
60 $2,100

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $139

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $54
Homeowner $17
5-yr Accident Free $68
5-yr Claim Free $66
Paid in Full/EFT $41
Advance Quote $47
Online Quote $72
Total Discounts $419
Rate after discounts $617

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles