Volvo C70 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average auto insurance rates for a Volvo C70 are $762 annually for full coverage. Comprehensive insurance costs approximately $156, collision insurance costs $198, and liability insurance is estimated at $298. Buying just liability costs approximately $340 a year, and insurance for high-risk drivers costs $1,618 or more. Teenage drivers pay the highest rates at up to $2,916 a year.

Average premium for full coverage: $762

Price estimates by individual coverage:

Comprehensive $156
Collision $198
Liability $298

Estimates include $500 deductible amounts, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for all C70 models.

Price Range from Low to High

For the average 40-year-old driver, Volvo C70 insurance prices range from as cheap as $340 for just liability insurance to the much higher price of $1,618 for coverage for higher-risk drivers.

Liability Only $340
Full Coverage $762
High Risk $1,618

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations have fewer accident claims than densely populated cities. The example below illustrates the difference location can make on auto insurance prices.

Rural Areas $572
Small Cities $800
Large Cities $1,029

The ranges above show why everyone should get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows average Volvo C70 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $462
  • Choosing higher $1,000 deductibles can save $82 a year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $762
  • Using pricier low deductibles for comp and collision coverage costs an additional $154 a year
  • High-risk insureds who are prone to accidents and violations could pay around $1,618
  • The price with full coverage for a teen driver for full coverage can cost $2,916 each year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance prices range from $462 to $2,916 for full coverage

Insurance prices for a Volvo C70 are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $700 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $2,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $900 to $1,300 additional each year, depending on your age. Volvo C70 insurance for high-risk drivers ranges anywhere from 45% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $240 each year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $268 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Volvo C70 insurance rates. A good driver about age 40 could pay as low as $500 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,090 on average in New York, Louisiana, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $690 -$72 -9.4%
Alaska $584 -$178 -23.4%
Arizona $634 -$128 -16.8%
Arkansas $762 -$0 0.0%
California $868 $106 13.9%
Colorado $726 -$36 -4.7%
Connecticut $782 $20 2.6%
Delaware $860 $98 12.9%
Florida $950 $188 24.7%
Georgia $706 -$56 -7.3%
Hawaii $548 -$214 -28.1%
Idaho $516 -$246 -32.3%
Illinois $568 -$194 -25.5%
Indiana $574 -$188 -24.7%
Iowa $516 -$246 -32.3%
Kansas $722 -$40 -5.2%
Kentucky $1,038 $276 36.2%
Louisiana $1,126 $364 47.8%
Maine $468 -$294 -38.6%
Maryland $628 -$134 -17.6%
Massachusetts $606 -$156 -20.5%
Michigan $1,324 $562 73.8%
Minnesota $638 -$124 -16.3%
Mississippi $912 $150 19.7%
Missouri $674 -$88 -11.5%
Montana $820 $58 7.6%
Nebraska $598 -$164 -21.5%
Nevada $914 $152 19.9%
New Hampshire $550 -$212 -27.8%
New Jersey $850 $88 11.5%
New Mexico $674 -$88 -11.5%
New York $804 $42 5.5%
North Carolina $438 -$324 -42.5%
North Dakota $624 -$138 -18.1%
Ohio $528 -$234 -30.7%
Oklahoma $782 $20 2.6%
Oregon $698 -$64 -8.4%
Pennsylvania $726 -$36 -4.7%
Rhode Island $1,016 $254 33.3%
South Carolina $692 -$70 -9.2%
South Dakota $644 -$118 -15.5%
Tennessee $666 -$96 -12.6%
Texas $918 $156 20.5%
Utah $566 -$196 -25.7%
Vermont $520 -$242 -31.8%
Virginia $458 -$304 -39.9%
Washington $588 -$174 -22.8%
West Virginia $700 -$62 -8.1%
Wisconsin $528 -$234 -30.7%
Wyoming $676 -$86 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city
Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $190 $286 $316 $902
2008 Volvo C70 $166 $238 $312 $826
2007 Volvo C70 $162 $214 $310 $796
2005 Volvo C70 $156 $198 $298 $762
2004 Volvo C70 $142 $190 $294 $736

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Volvo C70 Insurance

Getting lower rates on Volvo C70 insurance takes having a good driving record, having good credit, eliminating unnecessary coverage, and consideration of higher deductibles. Make time to compare rates at least once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a review of the primary concepts that were touched on in this article.

  • Drivers can save around $90 per year just by quoting online well ahead of the renewal date
  • High-risk drivers who have several accidents or serious violations pay on average $860 more per year to buy Volvo C70 insurance
  • Increasing physical damage deductibles could save up to $225 each year
  • Drivers age 20 and younger are the costliest to insure, with premiums as much as $243 a month if they have full coverage

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,916
20 $1,714
30 $786
40 $762
50 $700
60 $684

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $916
$250 $846
$500 $762
$1,000 $680

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $762
50/100 $822
100/300 $896
250/500 $1,090
100 CSL $851
300 CSL $1,015
500 CSL $1,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,124
20 $2,724
30 $1,642
40 $1,618
50 $1,546
60 $1,528

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $100

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $39
Multi-vehicle $39
Homeowner $12
5-yr Accident Free $48
5-yr Claim Free $47
Paid in Full/EFT $29
Advance Quote $34
Online Quote $52
Total Discounts $300
Rate after discounts $462

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles