Volvo C70 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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U.S. average insurance rates for a Volvo C70 are $796 a year with full coverage. Comprehensive costs on average $162, collision insurance costs $214, and liability insurance is estimated at $310. Buying just liability costs approximately $350 a year, and insurance for high-risk drivers costs around $1,692. Teenage drivers pay the highest rates at up to $3,036 a year.

Average premium for full coverage: $796

Price estimates by individual coverage:

Comprehensive $162
Collision $214
Liability $310

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different C70 trim levels.

Price Range from Low to High

For a 40-year-old driver, Volvo C70 insurance prices range from as low as $350 for just liability coverage to a much higher rate of $1,692 for a driver who has had serious violations or accidents.

Liability Only $350
Full Coverage $796
High Risk $1,692

Geographic Price Range

Living in a larger city has a significant impact on auto insurance rates. Rural areas have a lower frequency of collision claims than densely populated cities. The price range example below illustrates how your location can change car insurance rates.

Rural Areas $597
Small Cities $836
Large Cities $1,075

The ranges above demonstrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Volvo C70 insurance rates for different risk profiles and scenarios.

  • The best discount rate is $478
  • Choosing higher $1,000 deductibles can save around $88 annually
  • The average rate for the average middle-age driver with $500 deductibles is $796
  • Using more expensive low deductibles for comp and collision coverage will increase the cost to $956
  • High-risk insureds who are prone to accidents and violations could pay upwards of $1,692
  • The price for full coverage for a teen driver with full coverage may cost $3,036 each year

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance rates range from $478 to $3,036 for full coverage

Insurance prices for a Volvo C70 are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles could pay as little as $800 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $3,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Volvo C70 insurance rates. A good driver about age 40 could pay as low as $570 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,070 on average in Florida, Michigan, and New York.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $718 -$78 -9.8%
Alaska $610 -$186 -23.4%
Arizona $658 -$138 -17.3%
Arkansas $796 -$0 0.0%
California $904 $108 13.6%
Colorado $758 -$38 -4.8%
Connecticut $816 $20 2.5%
Delaware $898 $102 12.8%
Florida $990 $194 24.4%
Georgia $732 -$64 -8.0%
Hawaii $572 -$224 -28.1%
Idaho $538 -$258 -32.4%
Illinois $590 -$206 -25.9%
Indiana $598 -$198 -24.9%
Iowa $534 -$262 -32.9%
Kansas $754 -$42 -5.3%
Kentucky $1,080 $284 35.7%
Louisiana $1,174 $378 47.5%
Maine $488 -$308 -38.7%
Maryland $654 -$142 -17.8%
Massachusetts $632 -$164 -20.6%
Michigan $1,378 $582 73.1%
Minnesota $662 -$134 -16.8%
Mississippi $952 $156 19.6%
Missouri $704 -$92 -11.6%
Montana $854 $58 7.3%
Nebraska $624 -$172 -21.6%
Nevada $952 $156 19.6%
New Hampshire $572 -$224 -28.1%
New Jersey $886 $90 11.3%
New Mexico $700 -$96 -12.1%
New York $836 $40 5.0%
North Carolina $454 -$342 -43.0%
North Dakota $650 -$146 -18.3%
Ohio $550 -$246 -30.9%
Oklahoma $814 $18 2.3%
Oregon $730 -$66 -8.3%
Pennsylvania $756 -$40 -5.0%
Rhode Island $1,056 $260 32.7%
South Carolina $720 -$76 -9.5%
South Dakota $670 -$126 -15.8%
Tennessee $694 -$102 -12.8%
Texas $954 $158 19.8%
Utah $588 -$208 -26.1%
Vermont $542 -$254 -31.9%
Virginia $476 -$320 -40.2%
Washington $610 -$186 -23.4%
West Virginia $730 -$66 -8.3%
Wisconsin $550 -$246 -30.9%
Wyoming $706 -$90 -11.3%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Using high physical damage deductibles can save as much as $250 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $279 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $900 to $1,300 additional each year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 126% more than a normal policy. View High Risk Driver Rates

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $176 $262 $312 $860
2008 Volvo C70 $162 $214 $310 $796
2007 Volvo C70 $158 $208 $304 $780
2005 Volvo C70 $142 $190 $294 $736
2004 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Volvo C70 Insurance

Getting lower rates on Volvo C70 insurance takes being a good driver, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around every other policy renewal by requesting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

The following list is a recap of the ideas that were illustrated above.

  • Drivers age 16 to 20 pay higher prices, costing up to $253 a month including comprehensive and collision insurance
  • High-risk drivers that have major violations or accidents may be required to pay an average of $900 more each year than a safer driver
  • Increasing physical damage deductibles can save around $250 each year
  • You may be able to save as much as $90 per year just by shopping early and online

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $3,036
20 $1,788
30 $818
40 $796
50 $728
60 $714

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $956
$250 $882
$500 $796
$1,000 $708

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $796
50/100 $858
100/300 $936
250/500 $1,137
100 CSL $889
300 CSL $1,060
500 CSL $1,184

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,298
20 $2,846
30 $1,714
40 $1,692
50 $1,614
60 $1,596

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $106

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $41
Multi-vehicle $41
Homeowner $13
5-yr Accident Free $51
5-yr Claim Free $50
Paid in Full/EFT $31
Advance Quote $36
Online Quote $55
Total Discounts $318
Rate after discounts $478

Discounts are estimated and may not be available from every company or in every state.

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