Volvo C70 Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 3, 2023
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U.S. average auto insurance rates for a Volvo C70 are $780 annually including full coverage. Comprehensive insurance costs around $158, collision insurance costs $208, and liability is $304. A policy with just liability insurance costs around $346 a year, and coverage for high-risk drivers costs $1,662 or more. Teenage drivers pay the highest rates at up to $2,984 a year.
Average premium for full coverage: $780
Price estimates for individual coverage:
Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for different C70 trim levels.
Price Range from Low to High
For a driver in their 40's, Volvo C70 insurance prices range from as cheap as $346 for minimum levels of liability insurance to a much higher rate of $1,662 for a driver required to buy high-risk insurance.
Geographic Price Range
Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance rates.
The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Volvo C70 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $468
- Raising to $1,000 deductibles will save about $84 every year
- The estimated rate for the average middle-age driver using $500 deductibles is $780
- Using more expensive low deductibles costs an additional $160 every year
- At-risk drivers who are prone to accidents and violations could pay at least $1,662
- The price with full coverage for a teen driver with full coverage can be $2,984
Insurance prices for a Volvo C70 are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.
An older driver with a clean driving record and high physical damage deductibles may pay as little as $700 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay as much as $2,900 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying at least $900 to $1,300 extra each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 129% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce prices by up to $250 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $273 more per year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Volvo C70 insurance prices. A middle-age driver might find prices as low as $600 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,120 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $706 | -$74 | -9.5% |
| Alaska | $598 | -$182 | -23.3% |
| Arizona | $648 | -$132 | -16.9% |
| Arkansas | $780 | -$0 | 0.0% |
| California | $888 | $108 | 13.8% |
| Colorado | $744 | -$36 | -4.6% |
| Connecticut | $800 | $20 | 2.6% |
| Delaware | $884 | $104 | 13.3% |
| Florida | $974 | $194 | 24.9% |
| Georgia | $720 | -$60 | -7.7% |
| Hawaii | $562 | -$218 | -27.9% |
| Idaho | $530 | -$250 | -32.1% |
| Illinois | $582 | -$198 | -25.4% |
| Indiana | $588 | -$192 | -24.6% |
| Iowa | $528 | -$252 | -32.3% |
| Kansas | $740 | -$40 | -5.1% |
| Kentucky | $1,062 | $282 | 36.2% |
| Louisiana | $1,154 | $374 | 47.9% |
| Maine | $480 | -$300 | -38.5% |
| Maryland | $642 | -$138 | -17.7% |
| Massachusetts | $620 | -$160 | -20.5% |
| Michigan | $1,356 | $576 | 73.8% |
| Minnesota | $652 | -$128 | -16.4% |
| Mississippi | $936 | $156 | 20.0% |
| Missouri | $690 | -$90 | -11.5% |
| Montana | $838 | $58 | 7.4% |
| Nebraska | $614 | -$166 | -21.3% |
| Nevada | $936 | $156 | 20.0% |
| New Hampshire | $562 | -$218 | -27.9% |
| New Jersey | $872 | $92 | 11.8% |
| New Mexico | $688 | -$92 | -11.8% |
| New York | $822 | $42 | 5.4% |
| North Carolina | $448 | -$332 | -42.6% |
| North Dakota | $638 | -$142 | -18.2% |
| Ohio | $540 | -$240 | -30.8% |
| Oklahoma | $800 | $20 | 2.6% |
| Oregon | $716 | -$64 | -8.2% |
| Pennsylvania | $744 | -$36 | -4.6% |
| Rhode Island | $1,040 | $260 | 33.3% |
| South Carolina | $706 | -$74 | -9.5% |
| South Dakota | $658 | -$122 | -15.6% |
| Tennessee | $682 | -$98 | -12.6% |
| Texas | $938 | $158 | 20.3% |
| Utah | $578 | -$202 | -25.9% |
| Vermont | $532 | -$248 | -31.8% |
| Virginia | $468 | -$312 | -40.0% |
| Washington | $600 | -$180 | -23.1% |
| West Virginia | $718 | -$62 | -7.9% |
| Wisconsin | $540 | -$240 | -30.8% |
| Wyoming | $694 | -$86 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Volvo C70 | $166 | $238 | $312 | $826 |
| 2008 Volvo C70 | $158 | $208 | $304 | $780 |
| 2007 Volvo C70 | $156 | $198 | $298 | $762 |
| 2005 Volvo C70 | $138 | $180 | $292 | $720 |
Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Volvo C70 Insurance
Getting lower rates on car insurance consists of having a decent driving record, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Invest time comparing rates at every policy renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following items are a brief recap of the data covered in the charts and tables above.
- Policyholders who may need additional liability coverage will pay an extra $330 per year to raise from a low limit to higher 250/500 limits
- You may be able to save up to $90 per year just by shopping early and online
- Increasing physical damage deductibles could save up to $250 each year
- 16 to 18-year-old drivers pay higher prices, possibly costing $249 a month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $2,984 |
| 20 | $1,758 |
| 30 | $802 |
| 40 | $780 |
| 50 | $714 |
| 60 | $700 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $940 |
| $250 | $868 |
| $500 | $780 |
| $1,000 | $696 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $780 |
| 50/100 | $841 |
| 100/300 | $917 |
| 250/500 | $1,114 |
| 100 CSL | $871 |
| 300 CSL | $1,038 |
| 500 CSL | $1,160 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,226 |
| 20 | $2,798 |
| 30 | $1,684 |
| 40 | $1,662 |
| 50 | $1,584 |
| 60 | $1,568 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $40 |
| Multi-vehicle | $40 |
| Homeowner | $13 |
| 5-yr Accident Free | $50 |
| 5-yr Claim Free | $49 |
| Paid in Full/EFT | $31 |
| Advance Quote | $35 |
| Online Quote | $54 |
| Total Discounts | $312 |
Discounts are estimated and may not be available from every company or in every state.
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