Volvo C70 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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The average insurance rates for a Volvo C70 are $736 a year for full coverage insurance. Comprehensive costs approximately $142, collision insurance costs $190, and liability insurance is $294. Liability-only insurance costs around $338 a year, and high-risk driver insurance costs around $1,568. Teen drivers cost the most to insure at up to $2,844 a year.

Average premium for full coverage: $736

Policy rates by type of insurance:

Comprehensive $142
Collision $190
Liability $294

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for different C70 trim levels.

Price Range Variability

For a driver around age 40, Volvo C70 insurance rates range from the low end price of $338 for a discount liability-only rate to a much higher rate of $1,568 for coverage for higher-risk drivers.

Liability Only $338
Full Coverage $736
High Risk $1,568

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $552
Small Cities $773
Large Cities $994

The examples above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Volvo C70 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $444
  • Raising to $1,000 deductibles will save $76 each year
  • The estimated price for a good driver age 40 who chooses $500 deductibles is $736
  • Choosing more expensive low deductibles bumps up the cost to $880
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $1,568
  • Policy cost that insures a teen driver with full coverage can cost $2,844

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing Volvo C70 insurance rates range from $444 to $2,844 for full coverage

Auto insurance rates for a Volvo C70 also range considerably based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $900 to $1,200 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 136% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $700 every 12 months on average, or $58 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $2,800 a year. View Rates by Age

Your home state also has a big influence on Volvo C70 insurance rates. A middle-age driver might find rates as low as $480 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $990 on average in Florida, New York, and Michigan.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $666 -$70 -9.5%
Alaska $564 -$172 -23.4%
Arizona $610 -$126 -17.1%
Arkansas $736 -$0 0.0%
California $838 $102 13.9%
Colorado $702 -$34 -4.6%
Connecticut $754 $18 2.4%
Delaware $834 $98 13.3%
Florida $918 $182 24.7%
Georgia $680 -$56 -7.6%
Hawaii $530 -$206 -28.0%
Idaho $498 -$238 -32.3%
Illinois $548 -$188 -25.5%
Indiana $554 -$182 -24.7%
Iowa $498 -$238 -32.3%
Kansas $700 -$36 -4.9%
Kentucky $1,004 $268 36.4%
Louisiana $1,090 $354 48.1%
Maine $452 -$284 -38.6%
Maryland $608 -$128 -17.4%
Massachusetts $588 -$148 -20.1%
Michigan $1,278 $542 73.6%
Minnesota $616 -$120 -16.3%
Mississippi $884 $148 20.1%
Missouri $652 -$84 -11.4%
Montana $792 $56 7.6%
Nebraska $578 -$158 -21.5%
Nevada $884 $148 20.1%
New Hampshire $532 -$204 -27.7%
New Jersey $824 $88 12.0%
New Mexico $652 -$84 -11.4%
New York $774 $38 5.2%
North Carolina $422 -$314 -42.7%
North Dakota $604 -$132 -17.9%
Ohio $508 -$228 -31.0%
Oklahoma $754 $18 2.4%
Oregon $676 -$60 -8.2%
Pennsylvania $702 -$34 -4.6%
Rhode Island $982 $246 33.4%
South Carolina $670 -$66 -9.0%
South Dakota $620 -$116 -15.8%
Tennessee $646 -$90 -12.2%
Texas $888 $152 20.7%
Utah $546 -$190 -25.8%
Vermont $504 -$232 -31.5%
Virginia $442 -$294 -39.9%
Washington $568 -$168 -22.8%
West Virginia $678 -$58 -7.9%
Wisconsin $508 -$228 -31.0%
Wyoming $654 -$82 -11.1%

View Chart as Image

Volvo C70 insurance rates by U.S. city

Choosing high deductibles can reduce rates by up to $220 each year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $264 extra every year. View Rates by Deductible or Liability Limit

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $176 $262 $312 $860
2008 Volvo C70 $162 $214 $310 $796
2007 Volvo C70 $158 $208 $304 $780
2005 Volvo C70 $142 $190 $294 $736
2004 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Volvo C70 Insurance

Finding cheaper rates on Volvo C70 insurance consists of being a good driver, maintaining a good credit score, being claim-free, and possibly higher deductibles. Shop around at least once a year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The following list is a review of the primary concepts that were covered above.

  • It is possible to save around $80 per year just by shopping early and online
  • High-risk drivers who have several accidents or serious violations could be charged and average of $830 more per year than a safer driver
  • Increasing comprehensive and collision deductibles can save approximately $225 each year
  • Drivers age 16 to 20 have the highest car insurance rates, possibly costing $237 each month if the policy includes full coverage

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,844
20 $1,662
30 $758
40 $736
50 $674
60 $662

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $880
$250 $814
$500 $736
$1,000 $660

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $736
50/100 $795
100/300 $868
250/500 $1,059
100 CSL $824
300 CSL $986
500 CSL $1,104

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,022
20 $2,644
30 $1,588
40 $1,568
50 $1,498
60 $1,480

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $97

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $38
Multi-vehicle $38
Homeowner $12
5-yr Accident Free $47
5-yr Claim Free $46
Paid in Full/EFT $28
Advance Quote $33
Online Quote $50
Total Discounts $292
Rate after discounts $444

Discounts are estimated and may not be available from every company or in every state.

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