Volvo C70 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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Average auto insurance rates for a Volvo C70 are $736 annually for full coverage insurance. Comprehensive insurance costs on average $142 each year, collision costs $190, and liability coverage costs around $294. A policy with just liability insurance costs as low as $338 a year, with coverage for high-risk drivers costing $1,568 or more. Teen drivers receive the highest rates at $2,844 a year or more.

Average premium for full coverage: $736

Rate estimates by individual coverage type:

Comprehensive $142
Collision $190
Liability $294

Prices are based on $500 deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and C70 models.

Price Range by Coverage and Risk

For the normal driver, prices range go from as cheap as $338 for just liability coverage to a high rate of $1,568 for a driver required to buy high-risk insurance.

Liability Only $338
Full Coverage $736
High Risk $1,568

Price Range by Location

Where you live has a large influence on insurance rates. Rural areas tend to have fewer physical damage claims than larger metro areas.

The graphic below illustrates how geographic area affects car insurance rates.

Rural Areas $552
Small Cities $773
Large Cities $994

These examples illustrate why all drivers should compare prices based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates estimated Volvo C70 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $444
  • Using higher $1,000 deductibles will save around $76 each year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $736
  • Choosing low deductibles for physical damage coverage costs an additional $144 each year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,568 or more
  • The cost with full coverage for a teenage driver may cost $2,844 or more

View Chart as Image

Volvo C70 insurance cost comparison chart
Column chart showing full coverage Volvo C70 insurance prices range from $444 to $2,844

Insurance rates for a Volvo C70 can also vary considerably based on the trim level of your C70, your risk profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $700 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $2,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $900 to $1,200 additional per year, depending on your age. Insurance for high-risk drivers can be around 42% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $220 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $264 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Volvo C70 insurance rates. A driver around age 40 might see rates as low as $480 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $990 on average in Michigan, New York, and Florida.

Volvo C70 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $666 -$70 -9.5%
Alaska $564 -$172 -23.4%
Arizona $610 -$126 -17.1%
Arkansas $736 -$0 0.0%
California $838 $102 13.9%
Colorado $702 -$34 -4.6%
Connecticut $754 $18 2.4%
Delaware $834 $98 13.3%
Florida $918 $182 24.7%
Georgia $680 -$56 -7.6%
Hawaii $530 -$206 -28.0%
Idaho $498 -$238 -32.3%
Illinois $548 -$188 -25.5%
Indiana $554 -$182 -24.7%
Iowa $498 -$238 -32.3%
Kansas $700 -$36 -4.9%
Kentucky $1,004 $268 36.4%
Louisiana $1,090 $354 48.1%
Maine $452 -$284 -38.6%
Maryland $608 -$128 -17.4%
Massachusetts $588 -$148 -20.1%
Michigan $1,278 $542 73.6%
Minnesota $616 -$120 -16.3%
Mississippi $884 $148 20.1%
Missouri $652 -$84 -11.4%
Montana $792 $56 7.6%
Nebraska $578 -$158 -21.5%
Nevada $884 $148 20.1%
New Hampshire $532 -$204 -27.7%
New Jersey $824 $88 12.0%
New Mexico $652 -$84 -11.4%
New York $774 $38 5.2%
North Carolina $422 -$314 -42.7%
North Dakota $604 -$132 -17.9%
Ohio $508 -$228 -31.0%
Oklahoma $754 $18 2.4%
Oregon $676 -$60 -8.2%
Pennsylvania $702 -$34 -4.6%
Rhode Island $982 $246 33.4%
South Carolina $670 -$66 -9.0%
South Dakota $620 -$116 -15.8%
Tennessee $646 -$90 -12.2%
Texas $888 $152 20.7%
Utah $546 -$190 -25.8%
Vermont $504 -$232 -31.5%
Virginia $442 -$294 -39.9%
Washington $568 -$168 -22.8%
West Virginia $678 -$58 -7.9%
Wisconsin $508 -$228 -31.0%
Wyoming $654 -$82 -11.1%

View Chart as Image

Volvo C70 insurance rates by U.S. city

With so much variability in rates, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and rates can be significantly different between companies.

Volvo C70 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Volvo C70 $176 $262 $312 $860
2008 Volvo C70 $162 $214 $310 $796
2007 Volvo C70 $158 $208 $304 $780
2005 Volvo C70 $142 $190 $294 $736
2004 Volvo C70 $138 $180 $292 $720

Rates are averaged for all Volvo C70 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Volvo C70 Insurance

Saving money on auto insurance requires not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest the time to compare rates at every policy renewal by quoting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a brief review of the data presented in the illustrations above.

  • Consumers who require higher liability limits will pay about $320 annually to increase from a minimum limit to higher 250/500 limits
  • It is possible to save as much as $80 per year simply by quoting online in advance
  • Increasing deductibles could save up to $225 each year
  • Teens pay higher rates, costing up to $237 per month if they have full coverage

Rates by Driver Age

Volvo C70 Insurance Rates by Driver Age
Driver Age Premium
16 $2,844
20 $1,662
30 $758
40 $736
50 $674
60 $662

Full coverage, $500 deductibles

Rates by Deductible

Volvo C70 Insurance Rates with Different Deductibles
Deductible Premium
$100 $880
$250 $814
$500 $736
$1,000 $660

Full coverage, driver age 40

Rates by Liability Limit

Volvo C70 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $736
50/100 $795
100/300 $868
250/500 $1,059
100 CSL $824
300 CSL $986
500 CSL $1,104

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo C70 Insurance Rates for High Risk Drivers
Age Premium
16 $4,022
20 $2,644
30 $1,588
40 $1,568
50 $1,498
60 $1,480

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $97

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $38
Multi-vehicle $38
Homeowner $12
5-yr Accident Free $47
5-yr Claim Free $46
Paid in Full/EFT $28
Advance Quote $33
Online Quote $50
Total Discounts $292
Rate after discounts $444

Discounts are estimated and may not be available from every company or in every state.

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