Volvo S60 Cross Country Insurance Rates

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UPDATED: Apr 18, 2024

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U.S. average insurance prices for a Volvo S60 Cross Country are $1,624 every 12 months including full coverage. Comprehensive costs on average $376, collision insurance costs $718, and liability insurance is $372. Liability-only coverage costs around $438 a year, and high-risk coverage costs around $3,524. Teens pay the highest rates at up to $5,886 a year.

Average premium for full coverage: $1,624

Price estimates by individual coverage:

Comprehensive $376
Collision $718
Liability $372

Estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different S60 Cross Country trim levels.

Price Range from Low to High

For a driver around age 40, Volvo S60 Cross Country insurance prices range from the cheapest price of $438 for just liability insurance to a much higher rate of $3,524 for coverage for higher-risk drivers.

Liability Only $438
Full Coverage $1,624
High Risk $3,524

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,218
Small Cities $1,705
Large Cities $2,192

The ranges above highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Volvo S60 Cross Country insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $916
  • Raising to $1,000 deductibles will save around $248 every year
  • The average price for the average middle-age driver with $500 deductibles is $1,624
  • Selecting more expensive low deductibles increases the price to $2,110
  • Higher-risk drivers with serious driving violations could pay upwards of $3,524
  • The price to insure a teen driver with full coverage may cost $5,886

View Chart as Image

Volvo S60 Cross Country insurance cost comparison chart
Column chart showing Volvo S60 Cross Country insurance rates range from $916 to $5,886 for full coverage

Auto insurance prices for a Volvo S60 Cross Country are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your S60 Cross Country.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $740 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $335 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,500 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $5,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,900 to $2,600 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 131% more than the average policy. View High Risk Driver Rates

The state you live in also has a big influence on Volvo S60 Cross Country insurance rates. A middle-age driver might find prices as low as $1,250 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,320 on average in Michigan, New York, and Louisiana.

Volvo S60 Cross Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,470 -$154 -9.5%
Alaska $1,246 -$378 -23.3%
Arizona $1,348 -$276 -17.0%
Arkansas $1,624 -$0 0.0%
California $1,854 $230 14.2%
Colorado $1,554 -$70 -4.3%
Connecticut $1,670 $46 2.8%
Delaware $1,840 $216 13.3%
Florida $2,034 $410 25.2%
Georgia $1,502 -$122 -7.5%
Hawaii $1,168 -$456 -28.1%
Idaho $1,098 -$526 -32.4%
Illinois $1,212 -$412 -25.4%
Indiana $1,224 -$400 -24.6%
Iowa $1,098 -$526 -32.4%
Kansas $1,546 -$78 -4.8%
Kentucky $2,218 $594 36.6%
Louisiana $2,408 $784 48.3%
Maine $1,004 -$620 -38.2%
Maryland $1,340 -$284 -17.5%
Massachusetts $1,300 -$324 -20.0%
Michigan $2,824 $1,200 73.9%
Minnesota $1,362 -$262 -16.1%
Mississippi $1,946 $322 19.8%
Missouri $1,442 -$182 -11.2%
Montana $1,746 $122 7.5%
Nebraska $1,282 -$342 -21.1%
Nevada $1,950 $326 20.1%
New Hampshire $1,172 -$452 -27.8%
New Jersey $1,816 $192 11.8%
New Mexico $1,440 -$184 -11.3%
New York $1,712 $88 5.4%
North Carolina $936 -$688 -42.4%
North Dakota $1,330 -$294 -18.1%
Ohio $1,122 -$502 -30.9%
Oklahoma $1,670 $46 2.8%
Oregon $1,488 -$136 -8.4%
Pennsylvania $1,552 -$72 -4.4%
Rhode Island $2,168 $544 33.5%
South Carolina $1,472 -$152 -9.4%
South Dakota $1,372 -$252 -15.5%
Tennessee $1,424 -$200 -12.3%
Texas $1,960 $336 20.7%
Utah $1,204 -$420 -25.9%
Vermont $1,114 -$510 -31.4%
Virginia $974 -$650 -40.0%
Washington $1,256 -$368 -22.7%
West Virginia $1,490 -$134 -8.3%
Wisconsin $1,126 -$498 -30.7%
Wyoming $1,450 -$174 -10.7%

View Chart as Image

Volvo S60 Cross Country insurance rates by U.S. city
Volvo S60 Cross Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Volvo S60 Cross Country $280 $540 $456 $1,434

Rates are averaged for all Volvo S60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Volvo S60 Cross Country Insurance

Getting lower rates on Volvo S60 Cross Country insurance consists of being a safe and courteous driver, having a good credit score, being claim-free, and deciding if full coverage is necessary. Set aside time to compare rates at least once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a review of the primary concepts that were covered above.

  • You may be able to save as much as $200 per year just by shopping early and online
  • High-risk drivers who have several accidents or serious violations may pay on average $1,900 more each year for auto insurance
  • Increasing physical damage deductibles could save as much as $725 each year
  • Teenage drivers are charged the highest prices, possibly costing $491 a month if comprehensive and collision insurance is included

Rates by Driver Age

Volvo S60 Cross Country Insurance Rates by Driver Age
Driver Age Premium
16 $5,886
20 $3,760
30 $1,712
40 $1,624
50 $1,482
60 $1,454

Full coverage, $500 deductibles

Rates by Deductible

Volvo S60 Cross Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,110
$250 $1,884
$500 $1,624
$1,000 $1,376

Full coverage, driver age 40

Rates by Liability Limit

Volvo S60 Cross Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,624
50/100 $1,698
100/300 $1,791
250/500 $2,033
100 CSL $1,736
300 CSL $1,940
500 CSL $2,089

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo S60 Cross Country Insurance Rates for High Risk Drivers
Age Premium
16 $8,440
20 $5,980
30 $3,616
40 $3,524
50 $3,360
60 $3,330

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $229

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $84
Homeowner $22
5-yr Accident Free $127
5-yr Claim Free $106
Paid in Full/EFT $80
Advance Quote $84
Online Quote $117
Total Discounts $708
Rate after discounts $916

Discounts are estimated and may not be available from every company or in every state.

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