Volvo S90 Insurance Rates

Average insurance prices for a Volvo S90 are $976 every 12 months for full coverage. Comprehensive insurance costs an estimated $160, collision insurance costs $216, and liability costs around $442. A policy with just liability insurance costs as low as $496 a year, and coverage for high-risk drivers costs $2,096 or more. Teenage drivers receive the highest rates at up to $3,926 a year.

Average premium for full coverage: $976

Rate estimates broken down by individual coverage type:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for all S90 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on insurance rates. More rural locations tend to have more infrequent accident claims than densely populated cities. The example below illustrates how your location can change insurance prices.

These examples show why everyone should compare prices for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Volvo S90 insurance rates for other coverage scenarios.

• The best discount rate is $595
• Using higher $1,000 deductibles will save approximately $86 a year
• The average price for a 40-year-old driver who has $500 deductibles is $976
• Using pricier low deductibles for physical damage coverage costs an extra $162 every year
• Drivers who are prone to accidents and violations could pay up to $2,096
• The cost to insure a teen driver for full coverage can cost as much as $3,926 or more

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Insurance rates for a Volvo S90 can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $250 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $900 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $3,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,200 to $1,600 additional per year, depending on your age. Volvo S90 insurance for high-risk drivers can be as much as 41% to 137% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Volvo S90 insurance prices. A driver around age 40 might see rates as low as $640 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,390 on average in New York, Louisiana, and Michigan.

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How to Shop for the Best Volvo S90 Insurance

Saving money on car insurance requires being safe and accident-free, having above-average credit, eliminating unneeded coverage, and possibly raising deductibles. Invest the time to shop around at least once a year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a brief recap of the primary concepts that were illustrated above.

• Drivers can save approximately $110 per year just by quoting online well ahead of the renewal date
• Higher risk drivers who tend to receive serious violations pay on average $1,120 more annually than a low-risk driver
• Increasing deductibles could save as much as $250 each year
• Youthful drivers are expensive to insure, costing as high as $327 per month if full coverage is included